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Upstart Holdings (UPST)
NASDAQ:UPST
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UPST Stock Chart & Stats
Day’s Range― - ―
52-Week Range$20.60 - $88.95
Previous CloseN/A
Volume1.93M
Average Volume (3M)5.44M
Market Cap
$5.20B
Enterprise Value$3.99B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)―
Beta4.91
Next Earnings
Feb 11, 2025EPS Estimate
-0.04Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.93
Shares Outstanding91,228,030
10 Day Avg. Volume4,623,567
30 Day Avg. Volume5,440,368
Standard Deviation0.38
R-Squared0.08
Alpha0.05
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)9.45
Price to Cash Flow (P/CF)8.00
P/FCF Ratio8.00
Enterprise Value/Market Cap0.77
Enterprise Value/Revenue9.31
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$63.88Price Target Upside-0.96% Downside
Rating ConsensusHold
Number of Analyst Covering15
Upstart Holdings News
Bulls Say, Bears Say
Bulls Say
Financial PerformanceAnalyst recommends upgrading the rating to Buy from Hold due to improved financial conditions.
Funding And GrowthRecent convertible debt issuances should provide enough cash runway to support expected growth in originations through the next couple years.
Technology And InnovationRecent improvements in underwriting model accuracy could lead to an improvement in origination volumes regardless of UMI trends.
Bears Say
Credit QualityThere are risks including whether credit quality will remain strong with an expected uptick in originations and whether UPST will need to raise capital to support the co-investment strategy.
Growth And ScalingUpstart requires faster and steadier growth to substantiate current valuation.
ValuationHigher relative valuation is noted as a risk factor.
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Ownership Overview
13.55% Insiders
10.81% Mutual Funds
0.10% Other Institutional Investors
61.24% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Upstart Holdings
Desktop Users
Mobile Users
UPST FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was $20.60 and its highest was $88.95 in the past 12 months.
What is Upstart Holdings’s market cap?
Upstart Holdings’s market cap is $5.20B.
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is Feb 11, 2025 which is in 24 days.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on Nov 07, 2024. The company reported -$0.06 earnings per share for the quarter, beating the consensus estimate of -$0.147 by $0.087.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Overvalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is -0.04.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 91,228,030 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of -$0.06 in its last earnings report, beating expectations of -$0.147. Following the earnings report the stock price went up 46.025%.
Which hedge fund is a major shareholder of Upstart Holdings?
Currently, no hedge funds are holding shares in UPST
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Upstart Holdings Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Hold
Average Price Target:
$63.88 (-0.96% Downside)
$63.88 (-0.96% Downside)
Blogger Sentiment
Neutral
UPST Sentiment 54%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 474.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.3%
Last 30 Days ▲ 2.2%
Last 30 Days ▲ 2.2%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
111.82%
12-Months-Change
Fundamentals
Return on Equity
-27.21%
Trailing 12-Months
Asset Growth
-9.63%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
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UPST Company Deck
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UPST Earnings Call
Q3 2024
0:00 / 0:00
Earnings Call Sentiment|Positive
Upstart's earnings call revealed strong growth in lending volume and a return to positive adjusted EBITDA, highlighting their improved financial performance. However, challenges persist with negative net interest income and increased operating expenses.Read More>---
UPST Stock 12 Month Forecast
Average Price Target
$63.88
▼(-0.96% Downside)
Technical Analysis
SoFi Technologies
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LendingClub
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OppFi
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Enova International
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Regional Management
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Shopify
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Best Analysts Covering UPST
1 Year
1 Year Success Rate
8/16 ratings generated profit
1 Year Average Return
+1.87%
reiterated a buy rating 2 months ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 50.00% of your transactions generating a profit, with an average return of +1.87% per trade.
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