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Upstart Holdings (UPST)
NASDAQ:UPST
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UPST Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$19.84 - $57.40
Previous Close$52.91
Volume7.32M
Average Volume (3M)8.04M
Market Cap
$4.74B
Enterprise Value$5.71B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$969.10M
Price to Earnings (P/E)―
Beta3.63
Next Earnings
Nov 07, 2024EPS Estimate
-$0.15Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.33
Shares Outstanding89,513,590
10 Day Avg. Volume8,055,350
30 Day Avg. Volume8,040,010
Standard Deviation0.38
R-Squared0.06
Alpha0.04
Financial Highlights & Ratios
Price to Book (P/B)7.97
Price to Sales (P/S)9.22
Price to Cash Flow (P/CF)18.50
P/FCF Ratio15.80
Enterprise Value/Market CapN/A
Enterprise Value/Revenue14.31
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$31.44Price Target Upside-42.18% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering14
Upstart Holdings News
Bulls Say, Bears Say
Bulls Say
Capital AccessibilityUpstart has diversified its funding base to long-term committed capital providers, which has increased the accessibility of capital markets.
Financial PerformanceUpstart's AI-driven credit score system provides additional loan origination to bank partners, improving prediction accuracy and conversion rate.
Market ValuationThe new price target is set to $48 from $33, reflecting a more favorable valuation based on future revenue projections.
Bears Say
Financial Performance2Q24 revenue guidance of USD125mn missed expectations (USD143mn), reflecting higher interest rates and credit deterioration in primer segments.
Market ChallengesUPST is still operating at a loss on both an adjusted and GAAP basis.
Profitability ConcernsCredit performance will deteriorate when UPST's origination run-rate returns to the $6bn+ level.
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Ownership Overview
13.74% Insiders
10.27% Mutual Funds
0.20% Other Institutional Investors
61.17% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Upstart Holdings
Desktop Users
Mobile Users
UPST FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was $19.84 and its highest was $57.40 in the past 12 months.
What is Upstart Holdings’s market cap?
Currently, no data Available
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is Nov 07, 2024 which is 16 days ago.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on Aug 06, 2024. The company reported -$0.17 earnings per share for the quarter, beating the consensus estimate of -$0.393 by $0.223.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Overvalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is -$0.15.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 89,513,590 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of -$0.17 in its last earnings report, beating expectations of -$0.393. Following the earnings report the stock price went up 39.506%.
Which hedge fund is a major shareholder of Upstart Holdings?
Among the largest hedge funds holding Upstart Holdings’s share is Coatue Management, LLC. It holds Upstart Holdings’s shares valued at 21M.
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Upstart Holdings Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Moderate Sell
Average Price Target:
$31.44 (-42.18% Downside)
$31.44 (-42.18% Downside)
Blogger Sentiment
Bullish
UPST Sentiment 61%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 7.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $917.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 1.1%
Last 30 Days ▲ 2.7%
Last 30 Days ▲ 2.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
95.02%
12-Months-Change
Fundamentals
Return on Equity
-32.73%
Trailing 12-Months
Asset Growth
3.20%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
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UPST Company Deck
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UPST Earnings Call
Q2 2024
0:00 / 0:00
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UPST Stock 12 Month Forecast
Average Price Target
$31.44
▼(-42.18% Downside)
Technical Analysis
Best Analysts Covering UPST
1 Year
1 Year Success Rate
8/15 ratings generated profit
1 Year Average Return
+1.43%
assigned a buy rating 2 months ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 53.33% of your transactions generating a profit, with an average return of +1.43% per trade.
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