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Upstart Holdings (UPST)
NASDAQ:UPST
Total Valuation
Upstart Holdings has a market cap or net worth of $3.99B. The enterprise value is $6.24B.
Market Cap$3.99B
Enterprise Value$6.24B
Share Statistics
Upstart Holdings has 95,070,460 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding95,070,460
Owned by Insiders13.05%
Owned by Institutions0.18%
Financial Efficiency
Upstart Holdings’s return on equity (ROE) is -0.20 and return on invested capital (ROIC) is -17.03%.
Return on Equity (ROE)-0.20
Return on Assets (ROA)-0.05
Return on Invested Capital (ROIC)-17.03%
Return on Capital Employed (ROCE)-0.09
Revenue Per Employee527.10K
Profits Per Employee-107.78K
Employee Count1,193
Asset Turnover0.27
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Upstart Holdings is -42.83. Upstart Holdings’s PEG ratio is 0.86.
PE Ratio-42.83
PS Ratio91.50
PB Ratio8.70
Price to Fair Value8.70
Price to FCF29.69
Price to Operating Cash Flow29.56
PEG Ratio0.86
Income Statement
In the last 12 months, Upstart Holdings had revenue of 628.83M and earned -128.58M in profits. Earnings per share was -1.44.
Revenue628.83M
Gross Profit628.83M
Operating Income-172.86M
Pretax Income-128.40M
Net Income-128.58M
EBITDA-111.87M
Earnings Per Share (EPS)-1.44
Cash Flow
In the last 12 months, operating cash flow was 186.33M and capital expenditures -7.61M, giving a free cash flow of 176.34M billion.
Operating Cash Flow186.33M
Free Cash Flow176.34M
Free Cash Flow per Share1.85
Dividends & Yields
Upstart Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta4.39
52-Week Price Change92.64%
50-Day Moving Average54.31
200-Day Moving Average52.02
Relative Strength Index (RSI)48.36
Average Volume (3m)5.89M
Important Dates
Upstart Holdings upcoming earnings date is May 6, 2025, TBA Not Confirmed.
Last Earnings DateFeb 11, 2025
Next Earnings DateMay 6, 2025
Ex-Dividend Date―
Financial Position
Upstart Holdings as a current ratio of 2.75, with Debt / Equity ratio of 229.38%
Current Ratio2.75
Quick Ratio2.75
Debt to Market Cap0.25
Net Debt to EBITDA-5.94
Interest Coverage Ratio-3.59
Taxes
In the past 12 months, Upstart Holdings has paid 185.00K in taxes.
Income Tax185.00K
Effective Tax Rate>-0.01
Enterprise Valuation
Upstart Holdings EV to EBITDA ratio is -55.16, with an EV/FCF ratio of 33.27.
EV to Sales9.81
EV to EBITDA-55.16
EV to Free Cash Flow33.27
EV to Operating Cash Flow33.12
Balance Sheet
Upstart Holdings has $829.67M in cash and marketable securities with $231.78M in debt, giving a net cash position of $622.77M billion.
Cash & Marketable Securities$829.67M
Total Debt$231.78M
Net Cash$622.77M
Net Cash Per Share$6.55
Tangible Book Value Per Share$6.22
Margins
Gross margin is 100.00%, with operating margin of -27.49%, and net profit margin of -20.45%.
Gross Margin100.00%
Operating Margin-27.49%
Pretax Margin-20.42%
Net Profit Margin-20.45%
EBITDA Margin-17.79%
EBIT Margin-21.06%
Analyst Forecast
The average price target for Upstart Holdings is $78.18, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$78.18
Price Target Upside77.76% Upside
Analyst ConsensusHold
Analyst Count13
Revenue Growth Forecast24.50%
EPS Growth Forecast49.38%