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Upstart Holdings (UPST)
NASDAQ:UPST
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UPST Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$19.84 - $72.58
Previous Close$27.11
Volume15.68M
Average Volume (3M)4.69M
Market Cap
$2.38B
Enterprise Value$3.45B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)―
Beta3.36
Next Earnings
Aug 06, 2024EPS Estimate
-$0.34Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.05
Shares Outstanding87,878,025
10 Day Avg. Volume5,304,815
30 Day Avg. Volume4,693,084
Standard Deviation0.39
R-Squared0.06
Alpha0.03
Financial Highlights & Ratios
Price to Book (P/B)3.10
Price to Sales (P/S)-4.11
Price to Cash Flow (P/CF)9.00
P/FCF Ratio7.70
Enterprise Value/Market CapN/A
Enterprise Value/Revenue8.37
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$18.29Price Target Upside-38.95% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering15
Upstart Holdings News
Bulls Say, Bears Say
Bulls Say
Cost EfficiencyThe compute and storage costs have been reduced by 23% with further room for cost savings in this area.
Credit PerformanceUpstart's most recently issued trust is performing well, with a default rate at six months of 4.0% versus an average of 5.7% for those immediately prior.
Funding And CapitalThe company noted it is starting to see incremental demand from bank and credit union funding partners and added eight new lenders onto the platform.
Bears Say
Loan DemandWeaker loan demand is expected due to high interest rates, while credit deterioration in the prime segments also suppresses lending appetite.
ProfitabilityUpstart continues to be one of the most shorted names in coverage, which is warranted as the company has yet to prove out its path to profitability.
Revenue OutlookRevenue guidance was materially below Street expectations due to further credit tightening and depressed consumer demand.
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Ownership Overview
24.27% Insiders
18.64% Mutual Funds
15.17% Other Institutional Investors
41.92% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Upstart Holdings
Desktop Users
Mobile Users
UPST FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was $19.84 and its highest was $72.58 in the past 12 months.
What is Upstart Holdings’s market cap?
Currently, no data Available
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is Aug 06, 2024 which is 46 days ago.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on May 07, 2024. The company reported -$0.31 earnings per share for the quarter, beating the consensus estimate of -$0.368 by $0.058.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Overvalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is -$0.34.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 87,878,020 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of -$0.31 in its last earnings report, beating expectations of -$0.368. Following the earnings report the stock price went down -5.558%.
Which hedge fund is a major shareholder of Upstart Holdings?
Among the largest hedge funds holding Upstart Holdings’s share is Coatue Management, LLC. It holds Upstart Holdings’s shares valued at 23M.
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Upstart Holdings Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Moderate Sell
Average Price Target:
$18.29 (-38.95% Downside)
$18.29 (-38.95% Downside)
Blogger Sentiment
Bullish
UPST Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 188.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $683.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 2.4%
Last 30 Days ▼ 2.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-38.49%
12-Months-Change
Fundamentals
Return on Equity
-28.30%
Trailing 12-Months
Asset Growth
5.82%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
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UPST Company Deck
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UPST Earnings Call
Q1 2024
0:00 / 0:00
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UPST Stock 12 Month Forecast
Average Price Target
$18.29
▼(-38.95% Downside)
Technical Analysis
Best Analysts Covering UPST
1 Year
1 Year Success Rate
5/12 ratings generated profit
1 Year Average Return
-11.90%
assigned a sell rating 5 months ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 41.67% of your transactions generating a profit, with an average return of -11.90% per trade.
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