Upstart Holdings (UPST) Stock Forecast & Price Target

Compare

6,245 Followers

See the Price Targets and Ratings of:

All Analysts

Top Analysts

Premium

UPST Analyst Ratings

Hold

4 Buy

6 Hold

2 Sell

Based on 12 analysts giving stock ratings to

Upstart

Holdings

in the past 3 months

TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months

UPST Stock 12 Month Forecast

Average Price Target

$65.88

▲(37.88% Upside)

Based on 12 Wall Street analysts offering 12 month price targets for Upstart Holdings in the last 3 months. The average price target is $65.88 with a high forecast of $90.00 and a low forecast of $20.00. The average price target represents a 37.88% change from the last price of $47.78.

{"navigator":{"disabled":true},"exporting":{"enabled":false},"title":{"text":null},"chart":{"height":200,"style":{"fontFamily":"Roboto Flex, -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Helvetica, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol","fontWeight":"400","color":"#5d5d5e"},"spacingTop":30,"spacingRight":60,"events":null},"yAxis":{"labels":{"style":{"color":"inherit"},"distance":6,"x":-6,"y":-6,"zIndex":1,"map_label_formatter":{"19":"$19","37":"$37","55":"$55","73":"$73","91":"$91"}},"plotLines":[{"color":"rgba(0,0,0,0)","value":90,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":-10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-bottom flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#199ca5\">High </span>\n\n  <span style=\"color:#199ca5\">$90.00</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":65.88,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":0,"text":"<div  class=\"positionrelative hoverZ3 triangleleft flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#828080\">Average </span>\n\n  <span style=\"color:#828080\">$65.88</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":20,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-top flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#912767\">Low </span>\n\n  <span style=\"color:#912767\">$20.00</span>\n  </div></div>","useHTML":true}}],"tickPositions":[19,37,55,73,91],"lineColor":"#dddddd","gridLineWidth":1,"gridLineColor":"#dddddd","lineWidth":1,"title":{"text":""}},"plotOptions":{"series":{"states":{"inactive":{"opacity":1}}},"line":{"animation":{"duration":0},"dataLabels":{"allowOverlap":true},"borderWidth":1,"marker":{"enabled":true,"fillColor":"#FFFFFF","radius":3,"lineWidth":2,"symbol":"circle","lineColor":"#828080"}}},"xAxis":{"labels":{"style":{"color":"inherit"},"rotation":0,"map_label_formatter":{"3":"Jan<br/>2025","6":"Apr<br/>2025","9":"Jul<br/>2025","12":"Oct<br/>2025","25":"Oct<br/>2026"}},"tickPositions":[3,6,9,12,25],"plotLines":[{"color":"#dddddd","width":1,"value":12},{"color":"#dddddd","width":1,"value":12}],"lineWidth":0,"gridLineWidth":1,"gridLineColor":"#dddddd","tickLength":0},"legend":{"symbolRadius":0,"symbolPadding":4,"symbolHeight":14,"borderWidth":0,"symbolWidth":14,"align":"left","verticalAlign":"bottom","enabled":false},"tooltip":{"backgroundColor":"rgba(0,0,0,0)","useHTML":true,"borderWidth":0,"borderColor":"rgba(0,0,0,0)","padding":0,"shadow":null,"headerFormat":"","footerFormat":"","pointFormat":"<div class=\"flexccc lineHeight2 bgwhite shadow2 px3 py3 radiismall fonth10_semibold\">\n                <span class=\"colorgray-3 mb4\">{point.date:%b %d ,%Y}</span>\n                <span>Analyst Consensus</span>\n                {point.info}\n          </div>\n           </div>"},"credits":{"enabled":false},"accessibility":{"description":""},"responsive":{"rules":[{"chartOptions":{"chart":{"spacing":[0,0,0,0],"margin":[30,60,40,5]},"xAxis":{"tickPositions":[3,12,25.25]},"yAxis":{"labels":{"enabled":false}},"title":{"text":null},"subtitle":{"text":null}},"condition":{"maxWidth":500}}]},"series":[{"lineWidth":2,"dashStyle":"ShortDash","name":"High","type":"line","color":"#199ca5","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,52.13,55.043076923076924,57.956153846153846,60.86923076923077,63.7823076923077,66.69538461538461,69.60846153846154,72.52153846153846,75.43461538461538,78.34769230769231,81.26076923076923,84.17384615384614,87.08692307692309,{"y":90,"marker":{"fillColor":"#199ca5","lineColor":"#199ca5","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Average","type":"line","color":"#828080","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,52.13,53.18769230769231,54.245384615384616,55.30307692307692,56.36076923076923,57.418461538461536,58.47615384615384,59.533846153846156,60.59153846153846,61.64923076923077,62.706923076923076,63.76461538461538,64.82230769230769,{"y":65.88,"marker":{"fillColor":"#828080","lineColor":"#828080","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Low","type":"line","color":"#912767","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,52.13,49.65846153846154,47.18692307692308,44.715384615384615,42.24384615384616,39.77230769230769,37.300769230769234,34.82923076923077,32.357692307692304,29.886153846153846,27.414615384615384,24.943076923076923,22.471538461538458,{"y":20,"marker":{"fillColor":"#912767","lineColor":"#912767","enabled":true,"symbol":"circle"}}]},{"type":"line","data":[{"y":37.78,"date":1727740800000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 9</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":48.48,"date":1730419200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 14, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 5</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":67.39,"date":1733011200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 19, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":61.57,"date":1735689600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 5,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 20, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":64.74,"date":1738368000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 16, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":66.67,"date":1740787200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 18, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":46,"date":1743465600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 20, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":47.69,"date":1746057600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 28, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":47.9,"date":1748736000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 27, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":68.14,"date":1751328000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 25, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":79.22,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 19, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 5</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":69.17,"date":1756684800000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 5,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 18, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 6</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":52.13,"date":1759276800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 5,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 18, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"fillColor":"black","lineColor":"black","enabled":true,"symbol":"circle"}},null,null,null,null,null,null,null,null,null,null,null,null],"color":"#0666a7"}]}

Highest Price Target$90.00

Average Price Target$65.88

Lowest Price Target$20.00

The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.

Detailed List of Analyst Forecasts

Andrew Boone

Citizens JMP

―

Hold

―

Reiterated

10/13/25

Upstart Holdings (UPST) Receives a Hold from Citizens JMPCitizens analyst Andrew Boone reiterated a Market Perform rating on Upstart Holdings Inc (NASDAQ: UPST).

Will Nance

Goldman Sachs

$78→$54

Sell

13.02%

Upside

Reiterated

10/13/25

Goldman Sachs Reaffirms Their Sell Rating on Upstart Holdings (UPST)

John Hecht

Jefferies

$73→$56

Hold

17.20%

Upside

Reiterated

10/02/25

Jefferies Keeps Their Hold Rating on Upstart Holdings (UPST)Jefferies analyst John Hecht lowered the price target on Upstart Holdings Inc (NASDAQ: UPST) to $56.00 (from $73.00) while maintaining a Hold rating.

Vincent Caintic

BTIG

―

Hold

―

Reiterated

10/01/25

Upstart's August average 30+ day delinquencies figure corrected at BTIGUpstart's August average 30+ day delinquencies figure corrected at BTIG

Giuliano Bologna

Compass Point

$20

Sell

-58.14%

Downside

Reiterated

09/30/25

Analysts Offer Insights on Financial Companies: Upstart Holdings (NASDAQ: UPST) and Robinhood (NASDAQ: HOOD)Personal Lenders UPST: Strong 1Q25 Despite Signiﬁcantly Lower Take Rates, FY25 Guidance Implies Signiﬁcant 2HRamp in Origina▯ons; Reiterate Sell & $20 PT

Soren Revolva

TR | OpenAI - 4o

$67→$63

Hold

31.85%

Upside

Reiterated

09/23/25

AI Generated ArticleAI Generated Article

Kyle Peterson

Needham

―

Buy

―

Reiterated

09/10/25

We remain Buy-rated on AX, SOFI, and UPST, while maintaining a Hold rating on AFRM, largely due to valuation at this time.

Reginald Smith

J.P. Morgan

$93→$88

Buy

84.18%

Upside

Upgraded

08/20/25

Positive Report for Upstart Holdings (UPST) from J.P. Morgan

Mihir Bhatia

Bank of America Securities

―

Hold

―

Reiterated

08/18/25

Bank of America Securities Sticks to Their Hold Rating for Upstart Holdings (UPST)

Dan Dolev

Mizuho Securities

$85→$86

Buy

79.99%

Upside

Reiterated

08/12/25

Mizuho Securities Sticks to Their Buy Rating for Upstart Holdings (UPST)

Patrick Moley

Piper Sandler

$75→$90

Buy

88.36%

Upside

Reiterated

08/06/25

Upstart price target raised to $90 from $75 at Piper SandlerUpstart price target raised to $90 from $75 at Piper Sandler

James Faucette

Morgan Stanley

$50→$70

Hold

46.50%

Upside

Reiterated

08/06/25

Upstart Holdings (UPST) Receives a Hold from Morgan Stanley

Kyle Joseph

Stephens

$55

Hold

15.11%

Upside

Initiated

06/11/25

Upstart initiated with an Equal Weight at StephensUpstart initiated with an Equal Weight at Stephens

Ken Shih

DBS

$52

Hold

8.83%

Upside

Reiterated

05/21/25

Upstart Holdings: Balancing Impressive Growth and Macroeconomic Risks with AI-Driven Strategies

Ramsey El Assal

Barclays

$47

Hold

-1.63%

Downside

Reiterated

05/20/25

Barclays Sticks to Their Hold Rating for Upstart Holdings (UPST)

Ranks

Any

Analyst Rating

Any

Upside/ Downside

Any

Action

Any

Andrew Boone

Citizens JMP

―

Hold

―

Reiterated

10/13/25

Upstart Holdings (UPST) Receives a Hold from Citizens JMPCitizens analyst Andrew Boone reiterated a Market Perform rating on Upstart Holdings Inc (NASDAQ: UPST).

Will Nance

Goldman Sachs

$78→$54

Sell

13.02%

Upside

Reiterated

10/13/25

Goldman Sachs Reaffirms Their Sell Rating on Upstart Holdings (UPST)

John Hecht

Jefferies

$73→$56

Hold

17.20%

Upside

Reiterated

10/02/25

Vincent Caintic

BTIG

―

Hold

―

Reiterated

10/01/25

Upstart's August average 30+ day delinquencies figure corrected at BTIGUpstart's August average 30+ day delinquencies figure corrected at BTIG

Giuliano Bologna

Compass Point

$20

Sell

-58.14%

Downside

Reiterated

09/30/25

Soren Revolva

TR | OpenAI - 4o

$67→$63

Hold

31.85%

Upside

Reiterated

09/23/25

AI Generated ArticleAI Generated Article

Kyle Peterson

Needham

―

Buy

―

Reiterated

09/10/25

We remain Buy-rated on AX, SOFI, and UPST, while maintaining a Hold rating on AFRM, largely due to valuation at this time.

Reginald Smith

J.P. Morgan

$93→$88

Buy

84.18%

Upside

Upgraded

08/20/25

Positive Report for Upstart Holdings (UPST) from J.P. Morgan

Mihir Bhatia

Bank of America Securities

―

Hold

―

Reiterated

08/18/25

Bank of America Securities Sticks to Their Hold Rating for Upstart Holdings (UPST)

Dan Dolev

Mizuho Securities

$85→$86

Buy

79.99%

Upside

Reiterated

08/12/25

Mizuho Securities Sticks to Their Buy Rating for Upstart Holdings (UPST)

Patrick Moley

Piper Sandler

$75→$90

Buy

88.36%

Upside

Reiterated

08/06/25

Upstart price target raised to $90 from $75 at Piper SandlerUpstart price target raised to $90 from $75 at Piper Sandler

James Faucette

Morgan Stanley

$50→$70

Hold

46.50%

Upside

Reiterated

08/06/25

Upstart Holdings (UPST) Receives a Hold from Morgan Stanley

Kyle Joseph

Stephens

$55

Hold

15.11%

Upside

Initiated

06/11/25

Upstart initiated with an Equal Weight at StephensUpstart initiated with an Equal Weight at Stephens

Ken Shih

DBS

$52

Hold

8.83%

Upside

Reiterated

05/21/25

Upstart Holdings: Balancing Impressive Growth and Macroeconomic Risks with AI-Driven Strategies

Ramsey El Assal

Barclays

$47

Hold

-1.63%

Downside

Reiterated

05/20/25

Barclays Sticks to Their Hold Rating for Upstart Holdings (UPST)

Stocks with the Highest Top Analyst Consensus in the Financial Sector

xxx

Find stocks in the Financial sector that are highly recommended by Top Performing Analysts.

Best Analysts Covering Upstart Holdings

1 Month

xxx

Success Rate

5/8 ratings generated profit

Average Return

-1.26%

upgraded a xxx

rating 2 months ago

Copying xxxxxxxxxxxxxxxxxx

trades and holding each position for 1 Month would result in 62.50% of your transactions generating a profit, with an average return of -1.26% per trade.

3 Months

xxx

Success Rate

12/20 ratings generated profit

Average Return

+13.18%

reiterated a xxx

rating 2 months ago

Copying xxxxxxxxxxxxxxxxxx

trades and holding each position for 3 Months would result in 60.00% of your transactions generating a profit, with an average return of +13.18% per trade.

1 Year

Dan DolevMizuho Securities

Success Rate

9/20 ratings generated profit

Average Return

+5.51%

reiterated a buy rating 2 months ago

Copying Dan Dolev's trades and holding each position for 1 Year would result in 45.00% of your transactions generating a profit, with an average return of +5.51% per trade.

2 Years

xxx

Success Rate

8/20 ratings generated profit

Average Return

-6.35%

reiterated a xxx

rating 2 months ago

Copying xxxxxxxxxxxxxxxxxx

trades and holding each position for 2 Years would result in 40.00% of your transactions generating a profit, with an average return of -6.35% per trade.

The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.

UPST Analyst Recommendation Trends

Rating

Jun 25

Jul 25

Aug 25

Sep 25

Oct 25

Strong Buy

Buy

Hold

Sell

Strong Sell

total

In the current month, UPST has received 5 Buy Ratings, 18 Hold Ratings, and 4 Sell Ratings. UPST average Analyst price target in the past 3 months is 65.88.

Each month's total comprises the sum of three months' worth of ratings.

UPST Financial Forecast

UPST Earnings Forecast

Next quarter’s earnings estimate for UPST is $0.42 with a range of $0.37 to $0.46. The previous quarter’s EPS was $0.36. UPST beat its EPS estimate 0.00% of the time in the past 12 months, while its overall industry beat the EPS estimate 65.60% of the time in the same period. In the last calendar year UPST has Preformed in-line its overall industry.

UPST Sales Forecast

Next quarter’s sales forecast for UPST is $279.59M with a range of $269.56M to $285.57M. The previous quarter’s sales results were $257.29M. UPST beat its sales estimates 0.00% of the time in past 12 months, while its overall industry beat sales estimates 79.60% of the time in the same period. In the last calendar year UPST has Preformed in-line its overall industry.

UPST Stock Forecast FAQ

What is UPST’s average 12-month price target, according to analysts?

Based on analyst ratings, Upstart Holdings’s 12-month average price target is 65.88.

What is UPST’s upside potential, based on the analysts’ average price target?

Upstart Holdings has 37.88% upside potential, based on the analysts’ average price target.

Can I see which stocks the top-ranking analysts are rating?

Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.

How can I follow the stock ratings of top Wall Street analysts?

Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.

Is UPST a Buy, Sell or Hold?

Upstart Holdings has a consensus rating of Hold which is based on 4 buy ratings, 6 hold ratings and 2 sell ratings.

What is Upstart Holdings’s price target?

The average price target for Upstart Holdings is 65.88. This is based on 12 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $90.00 ,the lowest forecast is $20.00. The average price target represents 37.88% Increase from the current price of $47.78.

What do analysts say about Upstart Holdings?

Upstart Holdings’s analyst rating consensus is a Hold. This is based on the ratings of 12 Wall Streets Analysts.

How can I buy shares of UPST?

Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing

Upstart Holdings (UPST) Stock Forecast & Price Target

UPST Analyst Ratings

UPST Stock 12 Month Forecast

Average Price Target

Detailed List of Analyst Forecasts​

Best Analysts Covering Upstart Holdings

UPST Analyst Recommendation Trends

UPST Financial Forecast

UPST Earnings Forecast

UPST Sales Forecast

UPST Stock Forecast FAQ

Become an Expert with TipRanks Premium

Detailed List of Analyst Forecasts