Upstart Holdings (UPST) Stock Forecast & Price Target

Compare

5,884 Followers

See the Price Targets and Ratings of:

All Analysts

Top Analysts

Premium

UPST Analyst Ratings

Hold

4 Buy

7 Hold

2 Sell

Based on 13 analysts giving stock ratings to

Upstart

Holdings

in the past 3 months

TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months

UPST Stock 12 Month Forecast

Average Price Target

$61.45

▼(-19.86%Downside)

Based on 13 Wall Street analysts offering 12 month price targets for Upstart Holdings in the last 3 months. The average price target is $61.45 with a high forecast of $85.00 and a low forecast of $20.00. The average price target represents a -19.86% change from the last price of $76.68.

{"navigator":{"disabled":true},"exporting":{"enabled":false},"title":{"text":null},"chart":{"height":200,"style":{"fontFamily":"Roboto Flex","fontWeight":"400","color":"#5d5d5e"},"spacingTop":30,"spacingRight":60,"events":null},"yAxis":{"labels":{"style":{"color":"inherit"},"distance":6,"x":-6,"y":-6,"zIndex":1,"map_label_formatter":{"19":"$19","86":"$86","35.75":"$35.8","52.5":"$52.5","69.25":"$69.3"}},"plotLines":[{"color":"rgba(0,0,0,0)","value":85,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":-10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-bottom flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#199ca5\">High </span>\n\n  <span style=\"color:#199ca5\">$85.00</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":61.45,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":0,"text":"<div  class=\"positionrelative hoverZ3 triangleleft flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#828080\">Average </span>\n\n  <span style=\"color:#828080\">$61.45</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":20,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-top flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#912767\">Low </span>\n\n  <span style=\"color:#912767\">$20.00</span>\n  </div></div>","useHTML":true}}],"tickPositions":[19,35.75,52.5,69.25,86],"lineColor":"#dddddd","gridLineWidth":1,"gridLineColor":"#dddddd","lineWidth":1,"title":{"text":""}},"plotOptions":{"series":{"states":{"inactive":{"opacity":1}}},"line":{"animation":{"duration":0},"dataLabels":{"allowOverlap":true},"borderWidth":1,"marker":{"enabled":true,"fillColor":"#FFFFFF","radius":3,"lineWidth":2,"symbol":"circle","lineColor":"#828080"}}},"xAxis":{"labels":{"style":{"color":"inherit"},"rotation":0,"map_label_formatter":{"3":"Oct<br/>2024","6":"Jan<br/>2025","9":"Apr<br/>2025","12":"Jul<br/>2025","25":"Jul<br/>2026"}},"tickPositions":[3,6,9,12,25],"plotLines":[{"color":"#dddddd","width":1,"value":12},{"color":"#dddddd","width":1,"value":12}],"lineWidth":0,"gridLineWidth":1,"gridLineColor":"#dddddd","tickLength":0},"legend":{"symbolRadius":0,"symbolPadding":4,"symbolHeight":14,"borderWidth":0,"symbolWidth":14,"align":"left","verticalAlign":"bottom","enabled":false},"tooltip":{"backgroundColor":"rgba(0,0,0,0)","useHTML":true,"borderWidth":0,"borderColor":"rgba(0,0,0,0)","padding":0,"shadow":null,"headerFormat":"","footerFormat":"","pointFormat":"<div class=\"flexccc lineHeight2 bgwhite shadow2 px3 py3 radiismall fonth10_semibold\">\n                <span class=\"colorgray-3 mb4\">{point.date:%b %d ,%Y}</span>\n                <span>Analyst Consensus</span>\n                {point.info}\n          </div>\n           </div>"},"credits":{"enabled":false},"accessibility":{"description":""},"responsive":{"rules":[{"chartOptions":{"chart":{"spacing":[0,0,0,0],"margin":[30,60,40,5]},"xAxis":{"tickPositions":[3,12,25.25]},"yAxis":{"labels":{"enabled":false}},"title":{"text":null},"subtitle":{"text":null}},"condition":{"maxWidth":500}}]},"series":[{"lineWidth":2,"dashStyle":"ShortDash","name":"High","type":"line","color":"#199ca5","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,68.14,69.43692307692308,70.73384615384616,72.03076923076924,73.3276923076923,74.62461538461538,75.92153846153846,77.21846153846154,78.51538461538462,79.8123076923077,81.10923076923078,82.40615384615384,83.70307692307692,{"y":85,"marker":{"fillColor":"#199ca5","lineColor":"#199ca5","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Average","type":"line","color":"#828080","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,68.14,67.62538461538462,67.11076923076924,66.59615384615385,66.08153846153846,65.56692307692308,65.05230769230769,64.53769230769231,64.02307692307693,63.50846153846154,62.99384615384616,62.47923076923077,61.964615384615385,{"y":61.45,"marker":{"fillColor":"#828080","lineColor":"#828080","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Low","type":"line","color":"#912767","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,68.14,64.43692307692308,60.73384615384615,57.03076923076923,53.32769230769231,49.62461538461538,45.92153846153846,42.21846153846154,38.51538461538462,34.81230769230769,31.10923076923077,27.40615384615385,23.70307692307692,{"y":20,"marker":{"fillColor":"#912767","lineColor":"#912767","enabled":true,"symbol":"circle"}}]},{"type":"line","data":[{"y":22.9,"date":1719792000000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 10</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":25.4,"date":1722470400000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 10</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":42.5,"date":1725148800000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 7, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 9</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":37.78,"date":1727740800000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 9</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":48.48,"date":1730419200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 5</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":67.39,"date":1733011200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":61.57,"date":1735689600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 5,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":64.74,"date":1738368000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":66.67,"date":1740787200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":46,"date":1743465600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":47.69,"date":1746057600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 16, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":47.9,"date":1748736000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 21, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":68.14,"date":1751328000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 21, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"fillColor":"black","lineColor":"black","enabled":true,"symbol":"circle"}},null,null,null,null,null,null,null,null,null,null,null,null],"color":"#0666a7"}]}

Highest Price Target$85.00

Average Price Target$61.45

Lowest Price Target$20.00

The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.

Detailed List of Analyst Forecasts

TipRanks AITipRanks

Not Ranked

TipRanks

$79

Hold

3.03%

Upside

Reiterated

07/03/25

Upstart Holdings shows strong revenue growth and technological advancements, particularly in AI, which positions it well for future growth. However, profitability challenges and high financial leverage pose risks. The bullish technical indicators add a positive outlook, but valuation remains a concern due to negative earnings.

Giuliano BolognaCompass Point

Compass Point

$20

Sell

-73.92%

Downside

Reiterated

07/18/25

Analysts Offer Insights on Financial Companies: Upstart Holdings (NASDAQ: UPST) and Morgan Stanley (NYSE: MS)

Will NanceGoldman Sachs

Goldman Sachs

$71

Sell

-7.41%

Downside

Initiated

07/14/25

Upstart assumed with a Sell at Goldman SachsUpstart assumed with a Sell at Goldman Sachs

Patrick MoleyPiper Sandler

Piper Sandler

$75

Buy

-2.19%

Downside

Initiated

06/24/25

Upstart assumed with an Overweight at Piper SandlerUpstart assumed with an Overweight at Piper Sandler

Mihir BhatiaBank of America Securities

Bank of America Securities

$56→$59

Hold

-23.06%

Downside

Reiterated

06/22/25

Analysts Are Neutral on Top Financial Stocks: Upstart Holdings (UPST), Janus Henderson Group (JHG)

James FaucetteMorgan Stanley

Morgan Stanley

$50

Hold

-34.79%

Downside

Reiterated

06/12/25

Cautious Optimism for Upstart Holdings Amid Macroeconomic Volatility and Potential Banking Deregulation

Kyle JosephStephens

Stephens

$55

Hold

-28.27%

Downside

Initiated

06/11/25

Upstart initiated with an Equal Weight at StephensUpstart initiated with an Equal Weight at Stephens

Kyle PetersonNeedham

Needham

―

Buy

―

Reiterated

06/10/25

Needham Remains a Buy on Upstart Holdings (UPST)

Ken ShihDBS

DBS

$52

Hold

-32.19%

Downside

Reiterated

05/21/25

Upstart Holdings: Balancing Impressive Growth and Macroeconomic Risks with AI-Driven Strategies

Ramsey El AssalBarclays

Barclays

$47

Hold

-38.71%

Downside

Reiterated

05/20/25

Barclays Sticks to Their Hold Rating for Upstart Holdings (UPST)

Vincent CainticBTIG

BTIG

―

Hold

―

Reiterated

05/15/25

Upstart Holdings: Balancing Growth Potential with Fee Revenue Uncertainty

Dan DolevMizuho Securities

Mizuho Securities

$110→$85

Buy

10.85%

Upside

Reiterated

05/07/25

Mizuho Securities Keeps Their Buy Rating on Upstart Holdings (UPST)

Peter ChristiansenCiti

Citi

$108→$83

Buy

8.24%

Upside

Reiterated

05/07/25

Upstart Holdings Inc (UPST) PT Lowered to $83 at CitiCiti analyst Peter Christiansen lowered the price target on Upstart Holdings Inc (NASDAQ: UPST) to $83.00 (from $108.00) while maintaining a Buy rating.

Reginald SmithJ.P. Morgan

J.P. Morgan

$79

Hold

3.03%

Upside

Reiterated

05/05/25

JPMorgan reiterates Neutral Rating on Upstart Holdings Inc (UPST), PT $79JPMorgan analyst Reginald Smith reiterated a Neutral rating and $79.00 price target on Upstart Holdings Inc (NASDAQ: UPST).

John HechtJefferies

Jefferies

―

Hold

―

Reiterated

04/22/25

Jefferies Remains a Hold on Upstart Holdings (UPST)

Ranks

Any

Analyst Rating

Any

Upside/ Downside

Any

Action

Any

TipRanks AITipRanks

Not Ranked

TipRanks

$79

Hold

3.03%

Upside

Reiterated

07/03/25

Giuliano BolognaCompass Point

Compass Point

$20

Sell

-73.92%

Downside

Reiterated

07/18/25

Analysts Offer Insights on Financial Companies: Upstart Holdings (NASDAQ: UPST) and Morgan Stanley (NYSE: MS)

Will NanceGoldman Sachs

Goldman Sachs

$71

Sell

-7.41%

Downside

Initiated

07/14/25

Upstart assumed with a Sell at Goldman SachsUpstart assumed with a Sell at Goldman Sachs

Patrick MoleyPiper Sandler

Piper Sandler

$75

Buy

-2.19%

Downside

Initiated

06/24/25

Upstart assumed with an Overweight at Piper SandlerUpstart assumed with an Overweight at Piper Sandler

Mihir BhatiaBank of America Securities

Bank of America Securities

$56→$59

Hold

-23.06%

Downside

Reiterated

06/22/25

Analysts Are Neutral on Top Financial Stocks: Upstart Holdings (UPST), Janus Henderson Group (JHG)

James FaucetteMorgan Stanley

Morgan Stanley

$50

Hold

-34.79%

Downside

Reiterated

06/12/25

Cautious Optimism for Upstart Holdings Amid Macroeconomic Volatility and Potential Banking Deregulation

Kyle JosephStephens

Stephens

$55

Hold

-28.27%

Downside

Initiated

06/11/25

Upstart initiated with an Equal Weight at StephensUpstart initiated with an Equal Weight at Stephens

Kyle PetersonNeedham

Needham

―

Buy

―

Reiterated

06/10/25

Needham Remains a Buy on Upstart Holdings (UPST)

Ken ShihDBS

DBS

$52

Hold

-32.19%

Downside

Reiterated

05/21/25

Upstart Holdings: Balancing Impressive Growth and Macroeconomic Risks with AI-Driven Strategies

Ramsey El AssalBarclays

Barclays

$47

Hold

-38.71%

Downside

Reiterated

05/20/25

Barclays Sticks to Their Hold Rating for Upstart Holdings (UPST)

Vincent CainticBTIG

BTIG

―

Hold

―

Reiterated

05/15/25

Upstart Holdings: Balancing Growth Potential with Fee Revenue Uncertainty

Dan DolevMizuho Securities

Mizuho Securities

$110→$85

Buy

10.85%

Upside

Reiterated

05/07/25

Mizuho Securities Keeps Their Buy Rating on Upstart Holdings (UPST)

Peter ChristiansenCiti

Citi

$108→$83

Buy

8.24%

Upside

Reiterated

05/07/25

Reginald SmithJ.P. Morgan

J.P. Morgan

$79

Hold

3.03%

Upside

Reiterated

05/05/25

JPMorgan reiterates Neutral Rating on Upstart Holdings Inc (UPST), PT $79JPMorgan analyst Reginald Smith reiterated a Neutral rating and $79.00 price target on Upstart Holdings Inc (NASDAQ: UPST).

John HechtJefferies

Jefferies

―

Hold

―

Reiterated

04/22/25

Jefferies Remains a Hold on Upstart Holdings (UPST)

Stocks with the Highest Top Analyst Consensus in the Financial Sector

xxx

Find stocks in the Financial sector that are highly recommended by Top Performing Analysts.

Best Analysts Covering Upstart Holdings

1 Month

xxx

Success Rate

11/19 ratings generated profit

Average Return

+0.74%

reiterated a xxx

rating 3 months ago

Copying xxxxxxxxxxxxxxxxxx

trades and holding each position for 1 Month would result in 57.89% of your transactions generating a profit, with an average return of +0.74% per trade.

3 Months

xxx

Success Rate

12/19 ratings generated profit

Average Return

+15.76%

reiterated a xxx

rating 3 months ago

Copying xxxxxxxxxxxxxxxxxx

trades and holding each position for 3 Months would result in 63.16% of your transactions generating a profit, with an average return of +15.76% per trade.

1 Year

Dan DolevMizuho Securities

Success Rate

10/19 ratings generated profit

Average Return

+16.96%

reiterated a buy rating 3 months ago

Copying Dan Dolev's trades and holding each position for 1 Year would result in 52.63% of your transactions generating a profit, with an average return of +16.96% per trade.

2 Years

xxx

Success Rate

9/19 ratings generated profit

Average Return

+15.71%

reiterated a xxx

rating 3 months ago

Copying xxxxxxxxxxxxxxxxxx

trades and holding each position for 2 Years would result in 47.37% of your transactions generating a profit, with an average return of +15.71% per trade.

The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.

UPST Analyst Recommendation Trends

Rating

Mar 25

Apr 25

May 25

Jun 25

Jul 25

Strong Buy

Buy

Hold

Sell

Strong Sell

total

In the current month, UPST has received 7 Buy Ratings, 21 Hold Ratings, and 3 Sell Ratings. UPST average Analyst price target in the past 3 months is 61.45.

Each month's total comprises the sum of three months' worth of ratings.

UPST Financial Forecast

UPST Earnings Forecast

Next quarter’s earnings estimate for UPST is $0.25 with a range of $0.22 to $0.31. The previous quarter’s EPS was $0.33. UPST beat its EPS estimate 100.00% of the time in the past 12 months, while its overall industry beat the EPS estimate 56.10% of the time in the same period. In the last calendar year UPST has Outperformed its overall industry.

UPST Sales Forecast

Next quarter’s sales forecast for UPST is $225.40M with a range of $222.00M to $231.32M. The previous quarter’s sales results were $213.37M. UPST beat its sales estimates 100.00% of the time in past 12 months, while its overall industry beat sales estimates 71.04% of the time in the same period. In the last calendar year UPST has Outperformed its overall industry.

UPST Stock Forecast FAQ

What is UPST’s average 12-month price target, according to analysts?

Based on analyst ratings, Upstart Holdings’s 12-month average price target is 61.45.

What is UPST’s upside potential, based on the analysts’ average price target?

Currently there's no upside potential for UPST, based on the analysts’ average price target.

Can I see which stocks the top-ranking analysts are rating?

Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.

How can I follow the stock ratings of top Wall Street analysts?

Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.

Is UPST a Buy, Sell or Hold?

Upstart Holdings has a consensus rating of Hold which is based on 4 buy ratings, 7 hold ratings and 2 sell ratings.

What is Upstart Holdings’s price target?

The average price target for Upstart Holdings is 61.45. This is based on 13 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $85.00 ,the lowest forecast is $20.00. The average price target represents -19.86% Decrease from the current price of $76.68.

What do analysts say about Upstart Holdings?

Upstart Holdings’s analyst rating consensus is a Hold. This is based on the ratings of 13 Wall Streets Analysts.

How can I buy shares of UPST?

Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing

Upstart Holdings (UPST) Stock Forecast & Price Target

UPST Analyst Ratings

UPST Stock 12 Month Forecast

Average Price Target

Detailed List of Analyst Forecasts​

Best Analysts Covering Upstart Holdings

UPST Analyst Recommendation Trends

UPST Financial Forecast

UPST Earnings Forecast

UPST Sales Forecast

UPST Stock Forecast FAQ

Become an Expert with TipRanks Premium

Detailed List of Analyst Forecasts