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Upstart Holdings (UPST)
NASDAQ:UPST
US Market

Upstart Holdings (UPST) Ownership - Who Owns Upstart Holdings?

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Upstart Holdings (UPST) Ownership Overview

12.93%13.80%3.22%13.56%56.50%
12.93% Insiders
3.22% Other Institutional Investors
13.56% ETFs
56.50% Public Companies and Individual Investors
The ownership structure of Upstart Holdings (UPST) stock is a mix of institutional, retail, and individual investors. Approximately 30.58% of the company’s stock is owned by Institutional Investors, 12.93% is owned by Insiders, and 56.50% is owned by Public Companies and Individual Investors.
The ownership structure of Upstart Holdings (UPST) stock is a mix of institutional, retail, and individual investors. Approximately 17.02% of the company’s stock is owned by Institutional Investors, 12.93% is owned by Insiders, and 13.56% is owned by Public Companies and Individual Investors.

Recent Insider Trading Activity

Date
Name
Activity
Value
Feb 24, 2026
xxxxxxxxxxxxx
$193368
Nov 24, 2025
xxxxxxxxxxxxx
$498271
Nov 24, 2025
xxxxxxxxxxxxx
$282464
Nov 13, 2025
xxxxxxxxxxxxx
$3922800

Recent Hedge Fund Trading Activity

Date
Firm
Activity
Value
Dec 31, 2025
xxxxxxxxxxxxx
$403627

Top Shareholders

Holder
# of Shares
Type
% Holding
Value
10,740,431Insider11.04%417,265,744
7,173,342Institution7.37%278,684,337
6,520,719Institution6.70%253,329,933
3,160,587Institution3.25%122,788,805
2,731,974Institution2.81%106,137,190
1,290,769Institution1.33%50,146,376
1,271,891Institution1.31%49,412,965
1,247,156Insider1.28%48,452,011
917,014Institution0.94%35,625,994
870,947Institution0.90%33,836,291

Top Mutual Fund Holders

Holder
# of Shares
Type
% Holding
Value
6,520,719Institution6.70%253,329,933
917,014Institution0.94%35,625,994
838,322Institution0.86%32,568,810
770,262Institution0.79%29,924,679
667,600Institution0.69%25,936,260
501,067Institution0.52%19,466,453
493,374Institution0.51%19,167,580
448,508Institution0.46%17,424,536
390,250Institution0.40%15,161,213
250,509Institution0.26%9,732,275

Top ETF Holders

Holder
# of Shares
Type
% Holding
Value
2,596,343Institution2.67%113,538,079
2,089,626Institution2.15%69,166,621
1,872,900Institution1.93%81,901,917
1,096,477Institution1.13%42,718,744
1,056,946Institution1.09%46,220,249
923,905Institution0.95%40,402,366
716,381Institution0.74%23,712,211
418,886Institution0.43%18,317,885
412,017Institution0.42%16,052,182
239,635Institution0.25%7,931,919

FAQ

Who Owns Upstart Holdings (UPST)?
According to the latest TipRanks data, approximately 3.22% of the company's stock is held by institutional investors, 12.93% is held by insiders, and 56.50% is held by retail investors.
    What percentage of Upstart Holdings (UPST) stock is held by institutional investors?
    According to the latest TipRanks data, approximately 3.22% of Upstart Holdings (UPST) stock is held by institutional investors.
      What percentage of Upstart Holdings (UPST) stock is held by retail investors?
      According to the latest TipRanks data, approximately 56.50% of Upstart Holdings (UPST) stock is held by retail investors.
        Who owns the most shares of Upstart Holdings (UPST)?
        Dave Girouard owns the most shares of Upstart Holdings (UPST).
          What is the significance of the ownership structure for a publicly traded company?
          The ownership structure can impact the company's decision making, as large institutional investors may exert influence on the company's management and can also affect the company's stock price with their buying and selling patterns.