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Navient (NAVI)
NASDAQ:NAVI
NAVI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$12.73 - $17.56
Previous CloseN/A
Volume120.39K
Average Volume (3M)844.21K
Market Cap
$1.51B
Enterprise Value$46.98B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)11.9
Beta1.11
Next Earnings
Apr 29, 2025EPS Estimate
0.21Last Dividend Ex-Date
Dec 06, 2024Dividend Yield4.56%
Share Statistics
EPS (TTM)1.16
Shares Outstanding107,363,480
10 Day Avg. Volume686,417
30 Day Avg. Volume844,207
Standard Deviation0.11
R-Squared0.49
Alpha-0.00829
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.43
Price to Cash Flow (P/CF)-37.70
P/FCF Ratio0.00
Enterprise Value/Market Cap31.10
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit10.67
Enterprise Value/Ebitda12.82
Forecast
1Y Price Target
$14.38Price Target Upside2.20% Upside
Rating ConsensusHold
Number of Analyst Covering8
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Navient News
PremiumCompany Announcements
Navient’s Strategic Milestones and Challenges in Earnings Call
PremiumCompany Announcements
Navient Releases Fourth Quarter 2024 Earnings Results---
Bulls Say, Bears Say
Bulls Say
Market PositionThe recent change in administration gives optimism that parts of the federal student loan program could be outsourced to the private sector, potentially benefiting Navient.
Share BuybacksPhase 1 of strategic actions already in motion, cutting ~$120M/yr of shared/corp. costs from the expense base, accelerating buybacks to $65M in 4Q.
Strategic ActionsNavient announced an agreement to sell the Government Services business to Gallant Capital Partners, seen as a step forward in its strategic action plan.
Bears Say
Earnings Guidance2025 EPS guide came in lighter at $1.00-1.20 on weaker NIM.
Financial PerformanceNavient reported adjusted EPS significantly below consensus, driven by lower net interest income, higher provision expenses, and higher operating expenses.
Government Services SaleThe company expects to recognize a $25-$35M loss with the transaction, which may impact financial performance.
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Ownership Overview
2.57% Insiders
25.29% Mutual Funds
39.32% Other Institutional Investors
4.46% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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NAVI FAQ
What was Navient’s price range in the past 12 months?
Navient lowest stock price was $12.73 and its highest was $17.56 in the past 12 months.
What is Navient’s market cap?
Navient’s market cap is $1.51B.
When is Navient’s upcoming earnings report date?
Navient’s upcoming earnings report date is Apr 29, 2025 which is in 66 days.
How were Navient’s earnings last quarter?
Navient released its earnings results on Jan 29, 2025. The company reported -$0.24 earnings per share for the quarter, missing the consensus estimate of $0.22 by -$0.46.
Is Navient overvalued?
According to Wall Street analysts Navient’s price is currently Undervalued.
Does Navient pay dividends?
Navient pays a Quarterly dividend of $0.636 which represents an annual dividend yield of 4.56%. See more information on Navient dividends here
What is Navient’s EPS estimate?
Navient’s EPS estimate is 0.21.
How many shares outstanding does Navient have?
Navient has 107,363,480 shares outstanding.
What happened to Navient’s price movement after its last earnings report?
Navient reported an EPS of -$0.24 in its last earnings report, missing expectations of $0.22. Following the earnings report the stock price went down -3.254%.
Which hedge fund is a major shareholder of Navient?
Currently, no hedge funds are holding shares in NAVI
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Navient Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$14.38 (2.20% Upside)
$14.38 (2.20% Upside)
Blogger Sentiment
Bullish
NAVI Sentiment 70%
Sector Average 68%
Sector Average 68%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-9.71%
12-Months-Change
Fundamentals
Return on Equity
4.85%
Trailing 12-Months
Asset Growth
-15.62%
Trailing 12-Months
Company Description
Navient
Navient Corp. engages in the provision of asset management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. It operates through the following segments: Federal Family Education Loan Program (FFELP) Loans, Private Education Loans, Business Services, and Other. The FFELP Loans segment acquires FFELP loan portfolios which are insured or guaranteed by state or not-for-profit agencies. The Private Education Loans segment acquires, finances, and services private education and private education refinance loans through Earnest. The Business Services segment includes business processing services related to servicing, asset recovery, and other business processing activities. The Other segment consists of repurchase of debt, corporate liquidity portfolio, unallocated overhead, restructuring and other reorganization expenses, regulatory-related costs, and the deferred tax asset re-measurement loss. The company was founded on November 7, 2013 and is headquartered in Wilmington, DE.
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NAVI Company Deck
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NAVI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflects a company in transition, achieving significant strategic milestones and cost reductions while facing challenges such as losses in core earnings, increased delinquencies, and restructuring costs. While the highlights demonstrate strong strategic execution and growth in consumer lending, the lowlights highlight ongoing financial and operational challenges.Read More>---
NAVI Stock 12 Month Forecast
Average Price Target
$14.38
▲(2.20% Upside)
Technical Analysis
Best Analysts Covering NAVI
1 Year
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