Education
About Us
Working with TipRanks
Follow Us
Navient (NAVI)
NASDAQ:NAVI
NAVI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$10.53 - $16.97
Previous CloseN/A
Volume120.39K
Average Volume (3M)950.63K
Market Cap
$1.36B
Enterprise Value$46.44B
Total Cash (Recent Filing)$2.08B
Total Debt (Recent Filing)$47.10B
Price to Earnings (P/E)42.1
Beta1.00
Next Earnings
Oct 28, 2025EPS Estimate
0.22Next Dividend Ex-Date
Sep 05, 2025Dividend Yield4.69%
Share Statistics
EPS (TTM)0.20
Shares Outstanding99,431,040
10 Day Avg. Volume707,233
30 Day Avg. Volume950,629
Financial Highlights & Ratios
PEG Ratio-0.31
Price to Book (P/B)0.55
Price to Sales (P/S)0.38
P/FCF Ratio3.16
Enterprise Value/Market Cap34.17
Enterprise Value/Revenue13.15
Enterprise Value/Gross Profit28.62
Enterprise Value/Ebitda22.49
Forecast
1Y Price Target
$13.33Price Target Upside-2.42% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
Expense ReductionWith the BPS sale, outsourced servicing, and operational streamlining, NAVI targets $400mm in savings.
Loan OriginationNAVI originated $508mm in private education loans, significantly higher compared to the previous year.
Bears Say
EarningsThe company's earnings per share were below analyst estimates and consensus, leading to a cut in future earnings guidance.
Financial PerformanceLower net interest income and higher provisions due to a weaker macro outlook and rising non-performing assets negatively impacted the company's performance.
Operating ExpensesOperating expenses were higher than estimated, with expectations of continued growth in certain expense areas.
Navient News
NAVI FAQ
What was Navient’s price range in the past 12 months?
Navient lowest stock price was $10.53 and its highest was $16.96 in the past 12 months.
What is Navient’s market cap?
Navient’s market cap is $1.36B.
When is Navient’s upcoming earnings report date?
Navient’s upcoming earnings report date is Oct 28, 2025 which is in 60 days.
How were Navient’s earnings last quarter?
Navient released its earnings results on Jul 30, 2025. The company reported $0.2 earnings per share for the quarter, missing the consensus estimate of $0.269 by -$0.069.
Is Navient overvalued?
According to Wall Street analysts Navient’s price is currently Overvalued.
Does Navient pay dividends?
Navient pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 4.69%. See more information on Navient dividends here
What is Navient’s EPS estimate?
Navient’s EPS estimate is 0.22.
How many shares outstanding does Navient have?
Navient has 99,431,040 shares outstanding.
What happened to Navient’s price movement after its last earnings report?
Navient reported an EPS of $0.2 in its last earnings report, missing expectations of $0.269. Following the earnings report the stock price went down -8.049%.
Which hedge fund is a major shareholder of Navient?
Currently, no hedge funds are holding shares in NAVI
Navient Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$13.33 (-2.42% Downside)
$13.33 (-2.42% Downside)
Blogger Sentiment
Bullish
NAVI Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 57.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-11.44%
12-Months-Change
Fundamentals
Return on Equity
1.28%
Trailing 12-Months
Asset Growth
-11.30%
Trailing 12-Months
Company Description
Navient
Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.
NAVI Company Deck
NAVI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong loan origination growth and new legislative opportunities, but was tempered by elevated provision expenses and increased delinquency rates due to macroeconomic challenges.View all NAVI earnings summariesNAVI Stock 12 Month Forecast
Average Price Target
$13.33
▼(-2.42% Downside)
Technical Analysis
Ownership Overview
1.92% Insiders
22.85% Mutual Funds
42.79% Other Institutional Investors
4.15% Public Companies and
Individual Investors