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Navient Corporation (NAVI)
:NAVI
NAVI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$10.53 - $16.97
Previous CloseN/A
Volume120.39K
Average Volume (3M)1.00M
Market Cap
$1.24B
Enterprise Value$46.44B
Total Cash (Recent Filing)$2.08B
Total Debt (Recent Filing)$47.10B
Price to Earnings (P/E)39.1
Beta1.02
Next Earnings
Oct 28, 2025EPS Estimate
0.22Last Dividend Ex-Date
Jun 06, 2025Dividend Yield5.06%
Share Statistics
EPS (TTM)0.20
Shares Outstanding99,431,040
10 Day Avg. Volume1,104,137
30 Day Avg. Volume1,000,019
Financial Highlights & Ratios
PEG Ratio-0.31
Price to Book (P/B)0.55
Price to Sales (P/S)0.38
P/FCF Ratio3.16
Enterprise Value/Market Cap37.37
Enterprise Value/Revenue13.15
Enterprise Value/Gross Profit28.62
Enterprise Value/Ebitda22.49
Forecast
1Y Price Target
$13.25Price Target Upside6.00% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
EarningsThe main driver of better EPS was higher FFELP spread of 61 bps, above the estimate of 50 bps.
Expense ManagementWith the BPS sale, outsourced servicing, and operational streamlining, NAVI targets $400mm in savings.
Financial PerformanceNAVI originated $508mm in private education loans, significantly higher compared to the previous year.
Bears Say
Earnings GuidanceThe company's earnings per share were below analyst estimates and consensus, leading to a cut in future earnings guidance.
Loan DelinquenciesBorrowers affected by natural disasters have not returned to repayment as expected, contributing to increased delinquencies.
Operating ExpensesOperating expenses were higher than estimated, with expectations of continued growth in certain expense areas.
Navient News
NAVI FAQ
What was Navient Corporation’s price range in the past 12 months?
Navient Corporation lowest stock price was $10.53 and its highest was $16.96 in the past 12 months.
What is Navient Corporation’s market cap?
Navient Corporation’s market cap is $1.24B.
When is Navient Corporation’s upcoming earnings report date?
Navient Corporation’s upcoming earnings report date is Oct 28, 2025 which is in 82 days.
How were Navient Corporation’s earnings last quarter?
Navient Corporation released its earnings results on Jul 30, 2025. The company reported $0.2 earnings per share for the quarter, missing the consensus estimate of $0.269 by -$0.069.
Is Navient Corporation overvalued?
According to Wall Street analysts Navient Corporation’s price is currently Undervalued.
Does Navient Corporation pay dividends?
Navient Corporation pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 5.06%. See more information on Navient Corporation dividends here
What is Navient Corporation’s EPS estimate?
Navient Corporation’s EPS estimate is 0.22.
How many shares outstanding does Navient Corporation have?
Navient Corporation has 99,431,040 shares outstanding.
What happened to Navient Corporation’s price movement after its last earnings report?
Navient Corporation reported an EPS of $0.2 in its last earnings report, missing expectations of $0.269. Following the earnings report the stock price went down -8.049%.
Which hedge fund is a major shareholder of Navient Corporation?
Currently, no hedge funds are holding shares in NAVI
Navient Stock Smart Score
Neutral
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Analyst Consensus
Moderate Sell
Average Price Target:
$13.25 (6.00% Upside)
$13.25 (6.00% Upside)
Blogger Sentiment
Bullish
NAVI Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 575.0K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-9.65%
12-Months-Change
Fundamentals
Return on Equity
1.28%
Trailing 12-Months
Asset Growth
-11.30%
Trailing 12-Months
Company Description
Navient Corporation
Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.
NAVI Company Deck
NAVI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong loan origination growth and significant market opportunities due to legislative changes, as well as successful capital market transactions and substantial expense reductions. However, it also noted challenges with elevated provision expenses and increased delinquency rates. While the highlights are notable, the lowlights present significant challenges, making the overall sentiment balanced.View all NAVI earnings summariesNAVI Stock 12 Month Forecast
Average Price Target
$13.25
▲(6.00% Upside)
Technical Analysis
Ownership Overview
1.89% Insiders
22.49% Mutual Funds
0.23% Other Institutional Investors
46.50% Public Companies and
Individual Investors