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Navient (NAVI)
NASDAQ:NAVI
Total Valuation
Navient has a market cap or net worth of $773.08M. The enterprise value is $44.38B.
Market Cap$773.08M
Enterprise Value$44.38B
Share Statistics
Navient has 95,089,670 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding95,089,670
Owned by Insiders1.63%
Owned by Institutions34.79%
Financial Efficiency
Navient’s return on equity (ROE) is -0.03 and return on invested capital (ROIC) is 70.74%.
Return on Equity (ROE)-0.03
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)70.74%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee1.54M
Profits Per Employee-38.10K
Employee Count2,100
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Navient is ―. Navient’s PEG ratio is 0.10.
PE Ratio―
PS Ratio0.40
PB Ratio0.54
Price to Fair Value0.54
Price to FCF2.92
Price to Operating Cash Flow1.54
PEG Ratio0.10
Income Statement
In the last 12 months, Navient had revenue of 3.23B and earned -80.00M in profits. Earnings per share was -0.81.
Revenue3.23B
Gross Profit2.81B
Operating Income2.49B
Pretax Income-111.00M
Net Income-80.00M
EBITDA2.47B
Earnings Per Share (EPS)-0.81
Cash Flow
In the last 12 months, operating cash flow was 441.00M and capital expenditures 0.00, giving a free cash flow of 441.00M billion.
Operating Cash Flow441.00M
Free Cash Flow441.00M
Free Cash Flow per Share4.64
Dividends & Yields
Navient pays an annual dividend of $0.16, resulting in a dividend yield of 4.95%
Dividend Per Share$0.16
Dividend Yield4.95%
Payout Ratio-101.59%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.06
52-Week Price Change-35.92%
50-Day Moving Average10.20
200-Day Moving Average12.03
Relative Strength Index (RSI)23.73
Average Volume (3m)980.76K
Important Dates
Navient upcoming earnings date is Apr 28, 2026, After Close (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date―
Financial Position
Navient as a current ratio of 0.41, with Debt / Equity ratio of 1905.21%
Current Ratio0.41
Quick Ratio0.41
Debt to Market Cap35.51
Net Debt to EBITDA17.62
Interest Coverage Ratio0.96
Taxes
In the past 12 months, Navient has paid -31.00M in taxes.
Income Tax-31.00M
Effective Tax Rate0.28
Enterprise Valuation
Navient EV to EBITDA ratio is 18.14, with an EV/FCF ratio of 101.79.
EV to Sales13.90
EV to EBITDA18.14
EV to Free Cash Flow101.79
EV to Operating Cash Flow101.79
Balance Sheet
Navient has $2.10B in cash and marketable securities with $45.71B in debt, giving a net cash position of -$43.60B billion.
Cash & Marketable Securities$2.10B
Total Debt$45.71B
Net Cash-$43.60B
Net Cash Per Share-$458.54
Tangible Book Value Per Share$19.85
Margins
Gross margin is 28.51%, with operating margin of 77.14%, and net profit margin of -2.48%.
Gross Margin28.51%
Operating Margin77.14%
Pretax Margin-3.44%
Net Profit Margin-2.48%
EBITDA Margin76.62%
EBIT Margin76.53%
Analyst Forecast
The average price target for Navient is $9.92, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Target$9.92
Price Target Upside22.02% Upside
Analyst ConsensusModerate Sell
Analyst Count6
Revenue Growth Forecast-25.22%
EPS Growth Forecast-174.34%