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Navient Corporation (NAVI)
:NAVI
Total Valuation
Navient has a market cap or net worth of $1.24B. The enterprise value is $46.44B.
Market Cap$1.24B
Enterprise Value$46.44B
Share Statistics
Navient has 99,431,040 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding99,431,040
Owned by Insiders1.89%
Owned by Institutions0.23%
Financial Efficiency
Navient’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 83.38%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)83.38%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee1.81M
Profits Per Employee62.38K
Employee Count2,100
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Navient is 38.5. Navient’s PEG ratio is -0.31.
PE Ratio38.5
PS Ratio0.38
PB Ratio0.55
Price to Fair Value0.55
Price to FCF3.16
Price to Operating Cash Flow6.41
PEG Ratio-0.31
Income Statement
In the last 12 months, Navient had revenue of 3.81B and earned 131.00M in profits. Earnings per share was 1.20.
Revenue3.81B
Gross Profit3.49B
Operating Income2.81B
Pretax Income174.00M
Net Income131.00M
EBITDA3.47B
Earnings Per Share (EPS)1.20
Cash Flow
In the last 12 months, operating cash flow was 195.00M and capital expenditures 0.00, giving a free cash flow of 195.00M billion.
Operating Cash Flow195.00M
Free Cash Flow195.00M
Free Cash Flow per Share1.96
Dividends & Yields
Navient pays an annual dividend of $0.16, resulting in a dividend yield of 5.06%
Dividend Per Share$0.16
Dividend Yield5.06%
Payout Ratio77.11%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.02
52-Week Price Change-10.46%
50-Day Moving Average13.90
200-Day Moving Average13.56
Relative Strength Index (RSI)33.56
Average Volume (3m)1.06M
Important Dates
Navient upcoming earnings date is Oct 28, 2025, After Close (Confirmed).
Last Earnings DateJul 30, 2025
Next Earnings DateOct 28, 2025
Ex-Dividend DateJun 06, 2025
Financial Position
Navient as a current ratio of 0.41, with Debt / Equity ratio of 185.34%
Current Ratio0.41
Quick Ratio0.41
Debt to Market Cap33.35
Net Debt to EBITDA13.73
Interest Coverage Ratio0.86
Taxes
In the past 12 months, Navient has paid 43.00M in taxes.
Income Tax43.00M
Effective Tax Rate0.25
Enterprise Valuation
Navient EV to EBITDA ratio is 14.15, with an EV/FCF ratio of 106.85.
EV to Sales12.88
EV to EBITDA14.15
EV to Free Cash Flow106.85
EV to Operating Cash Flow106.85
Balance Sheet
Navient has $2.08B in cash and marketable securities with $47.10B in debt, giving a net cash position of $45.02B billion.
Cash & Marketable Securities$2.08B
Total Debt$47.10B
Net Cash$45.02B
Net Cash Per Share$452.78
Tangible Book Value Per Share$20.22
Margins
Gross margin is 64.11%, with operating margin of 73.85%, and net profit margin of 3.44%.
Gross Margin64.11%
Operating Margin73.85%
Pretax Margin4.57%
Net Profit Margin3.44%
EBITDA Margin91.02%
EBIT Margin87.19%
Analyst Forecast
The average price target for Navient is $13.20, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Target$13.20
Price Target Upside5.60% Upside
Analyst ConsensusModerate Sell
Analyst Count5
Revenue Growth Forecast-25.37%
EPS Growth Forecast-75.77%