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Navient (NAVI)
NASDAQ:NAVI
Total Valuation
Navient has a market cap or net worth of $1.11B. The enterprise value is $45.75B.
Market Cap$1.11B
Enterprise Value$45.75B
Share Statistics
Navient has 97,506,710 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding97,506,710
Owned by Insiders1.96%
Owned by Institutions43.30%
Financial Efficiency
Navient’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 15.77%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)15.77%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee2.02M
Profits Per Employee62.38K
Employee Count2,100
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Navient is ―. Navient’s PEG ratio is -0.31.
PE Ratio―
PS Ratio0.34
PB Ratio0.55
Price to Fair Value0.55
Price to FCF3.16
Price to Operating Cash Flow4.08
PEG Ratio-0.31
Income Statement
In the last 12 months, Navient had revenue of 4.23B and earned 131.00M in profits. Earnings per share was 1.20.
Revenue4.23B
Gross Profit848.00M
Operating Income174.00M
Pretax Income174.00M
Net Income131.00M
EBITDA174.00M
Earnings Per Share (EPS)1.20
Cash Flow
In the last 12 months, operating cash flow was 275.00M and capital expenditures 0.00, giving a free cash flow of 275.00M billion.
Operating Cash Flow275.00M
Free Cash Flow275.00M
Free Cash Flow per Share2.82
Dividends & Yields
Navient pays an annual dividend of $0.16, resulting in a dividend yield of 5.24%
Dividend Per Share$0.16
Dividend Yield5.24%
Payout Ratio-203.17%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.98
52-Week Price Change-18.84%
50-Day Moving Average12.52
200-Day Moving Average12.94
Relative Strength Index (RSI)37.72
Average Volume (3m)700.25K
Important Dates
Navient upcoming earnings date is Jan 27, 2026, After Close (Confirmed).
Last Earnings DateOct 29, 2025
Next Earnings DateJan 27, 2026
Ex-Dividend DateSep 05, 2025
Financial Position
Navient as a current ratio of 0.41, with Debt / Equity ratio of 201.72%
Current Ratio0.41
Quick Ratio0.41
Debt to Market Cap33.35
Net Debt to EBITDA13.73
Interest Coverage Ratio0.16
Taxes
In the past 12 months, Navient has paid 43.00M in taxes.
Income Tax43.00M
Effective Tax Rate0.25
Enterprise Valuation
Navient EV to EBITDA ratio is 14.15, with an EV/FCF ratio of 106.85.
EV to Sales11.58
EV to EBITDA14.15
EV to Free Cash Flow106.85
EV to Operating Cash Flow106.85
Balance Sheet
Navient has $571.00M in cash and marketable securities with $46.38B in debt, giving a net cash position of -$45.81B billion.
Cash & Marketable Securities$571.00M
Total Debt$46.38B
Net Cash-$45.81B
Net Cash Per Share-$469.84
Tangible Book Value Per Share$20.22
Margins
Gross margin is 68.40%, with operating margin of 12.56%, and net profit margin of 3.09%.
Gross Margin68.40%
Operating Margin12.56%
Pretax Margin4.11%
Net Profit Margin3.09%
EBITDA Margin81.88%
EBIT Margin78.44%
Analyst Forecast
The average price target for Navient is $12.17, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Target$12.17
Price Target Upside6.20% Upside
Analyst ConsensusModerate Sell
Analyst Count6
Revenue Growth Forecast-25.22%
EPS Growth Forecast-174.34%