Want to see OMF full AI Analyst Report?
OMF Stock Chart & Stats
$59.74
$1.07(1.79%)
At close: 4:00 PM EDT
$59.74
$1.07(1.79%)
Day’s Range― - ―
52-Week Range$45.78 - $71.93
Previous CloseN/A
Volume247.02K
Average Volume (3M)1.07M
Market Cap
$7.23B
Enterprise Value$28.52K
Total Cash (Recent Filing)$2.22B
Total Debt (Recent Filing)$22.77B
Price to Earnings (P/E)9.4
Beta1.36
Next Earnings
Oct 28, 2026EPS Estimate
1.88Next Dividend Ex-DateN/A
Dividend Yield6.64%
Share Statistics
EPS (TTM)6.65
Shares Outstanding115,041,466
10 Day Avg. Volume975,218
30 Day Avg. Volume1,069,984
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)2.36
Price to Sales (P/S)1.29
P/FCF Ratio2.56
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$69.75Price Target Upside16.76% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering14
EPS Forecast (FY)7.1
Revenue Forecast (FY)$5.26B
Bulls Say, Bears Say
Bulls Say
Receivables And Origination GrowthGrowing receivables and originations indicate sustained demand for OneMain’s nonprime lending products. Expansion across auto, cards and personal loans can support recurring interest income and scale benefits over the next several quarters.
Strong Cash GenerationFree cash flow closely tracking net income suggests reported profitability is converting into cash rather than relying heavily on accruals. Stronger cash generation can support funding, technology investment and shareholder returns.
Product Innovation And Operating LeverageTechnology investment, personalized underwriting and new secured lending products could improve customer targeting and credit outcomes. Stable expenses while investing indicate potential operating leverage as newer products scale.
Bears Say
High Structural LeverageA highly levered balance sheet leaves limited equity cushion if credit losses rise or funding markets tighten. Interest obligations and reliance on debt and securitization can constrain flexibility during a nonprime credit downturn.
Elevated Credit Losses And ReservesElevated charge-offs and continued reserve building show that credit normalization is still weighing on earnings. The high-loss card portfolio and expected reserve ratio increase could keep provisions elevated as receivables expand.
Cyclical Earnings ProfileLower earnings despite revenue growth demonstrates the sensitivity of profitability to provisions and operating costs. Margin volatility across cycles reduces confidence that recent growth will translate consistently into durable earnings.
OneMain Holdings News
OMF FAQ
What was OneMain Holdings’s price range in the past 12 months?
OneMain Holdings lowest stock price was $45.78 and its highest was $71.93 in the past 12 months.
What is OneMain Holdings’s market cap?
OneMain Holdings’s market cap is $7.23B.
When is OneMain Holdings’s upcoming earnings report date?
OneMain Holdings’s upcoming earnings report date is Oct 28, 2026 which is in 62 days.
How were OneMain Holdings’s earnings last quarter?
OneMain Holdings released its earnings results on Jul 29, 2026. The company reported $1.31 earnings per share for the quarter, beating the consensus estimate of $1.261 by $0.049.
Is OneMain Holdings overvalued?
According to Wall Street analysts OneMain Holdings’s price is currently Undervalued.
Does OneMain Holdings pay dividends?
OneMain Holdings pays a Quarterly dividend of $1.05 which represents an annual dividend yield of 6.64%. See more information on OneMain Holdings dividends here
What is OneMain Holdings’s EPS estimate?
OneMain Holdings’s EPS estimate is 1.88.
How many shares outstanding does OneMain Holdings have?
OneMain Holdings has 115,041,466 shares outstanding.
What happened to OneMain Holdings’s price movement after its last earnings report?
OneMain Holdings reported an EPS of $1.31 in its last earnings report, beating expectations of $1.261. Following the earnings report the stock price went up 1.125%.
Which hedge fund is a major shareholder of OneMain Holdings?
Currently, no hedge funds are holding shares in OMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OneMain Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$69.75 (16.76% Upside)
$69.75 (16.76% Upside)
Blogger Sentiment
Bullish
OMF Sentiment 78%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 165.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $327.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 3.9%
Last 30 Days ▼ 3.9%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.68%
12-Months-Change
Fundamentals
Return on Equity
6.64%
Trailing 12-Months
Asset Growth
2.99%
Trailing 12-Months
Company Description
OneMain Holdings
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.
OMF Company Deck
OMF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive picture: the company delivered healthy top-line growth (managed receivables +7%, originations +10%), meaningful product momentum (auto +19% originations, cards rapid scale and revenue yield gains), improving early-stage delinquency trends, strong recoveries, solid funding access and continued investment in technology. Offsetting these positives are elevated year-over-year net charge-offs and a modest reserve build (driven by rapid card growth and prior vintage delinquencies), a small decline in EPS versus prior year, and a persistent back-book delinquency drag. Management maintained full-year guidance and emphasized a conservative underwriting posture while opportunistically investing and returning capital. Overall, the positives (growth, improving delinquencies, funding strength, product scaling and efficiency gains) outweigh the near-term credit and reserve headwinds.View all OMF earnings summariesOMF Stock 12 Month Forecast
Average Price Target
$69.75
▲(16.76% Upside)
Technical Analysis
Bread Financial Holdings
―
Credit Acceptance
―
SLM
―
World Acceptance
―
Enova International
―
Ownership Overview
0.51% Insiders
34.98% Mutual Funds
25.20% Other Institutional Investors
18.74% Public Companies and
Individual Investors