OneMain Holdings, Inc. (OMF)
NYSE:OMF
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OMF Stock Chart & Stats
$59.26
-$1.16(-2.17%)
At close: 4:00 PM EST
$59.26
-$1.16(-2.17%)
Day’s Range― - ―
52-Week Range$45.78 - $71.93
Previous CloseN/A
Volume155.88K
Average Volume (3M)1.05M
Market Cap
$6.73B
Enterprise Value$28.22B
Total Cash (Recent Filing)$2.45B
Total Debt (Recent Filing)$22.40B
Price to Earnings (P/E)8.6
Beta1.39
Next Earnings
Jul 29, 2026EPS Estimate
1.37Next Dividend Ex-DateN/A
Dividend Yield6.07%
Share Statistics
EPS (TTM)6.74
Shares Outstanding115,530,950
10 Day Avg. Volume899,456
30 Day Avg. Volume1,052,120
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)2.36
Price to Sales (P/S)1.29
P/FCF Ratio2.56
Enterprise Value/Market Cap4.19
Enterprise Value/Revenue4.46
Enterprise Value/Gross Profit8.08
Enterprise Value/Ebitda17.26
Forecast
1Y Price Target
$66.97Price Target Upside13.01% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)7.28
Revenue Forecast (FY)$5.23B
Bulls Say, Bears Say
Bulls Say
Cash GenerationConsistent operating and free cash flow that track net income indicate high earnings quality and durable internal funding. This cash generation supports dividends, buybacks and reinvestment, providing resilience through credit cycles and reducing dependence on external funding.
Capital Returns & DisciplineSustained capital generation plus active repurchases and a maintained dividend reflect disciplined allocation of cash. This demonstrates management prioritizes shareholder returns while retaining flexibility to fund growth and reserves, indicating durable cash conversion and governance alignment.
Funding DiversificationA diversified funding mix (ABS execution, large bank lines) and leverage inside stated targets materially reduce refinancing and liquidity risk. Reliable access to funding supports originations and receivables growth and helps insulate earnings from short-term market dislocations.
Bears Say
High LeverageSustained high leverage elevates refinancing, interest‑rate and capital‑stress vulnerability. With debt several times equity, rising funding costs or weak cash conversion would quickly compress capital cushions, limit strategic flexibility and constrain payout or growth options.
Elevated Net Charge‑OffsPersistent high net charge‑offs directly erode margins, force higher provisions and consume capital. Over several quarters, elevated loss rates reduce excess capital available for buybacks/dividends and can necessitate tighter underwriting or higher pricing, limiting durable growth.
Regulatory / Legal RiskAn open multi‑state AG lawsuit creates potential for fines, remediation costs and mandated changes to claims or product practices. Regulatory actions can force structural alterations to operations, increase compliance costs, and constrain long‑term product economics and growth avenues.
OneMain Holdings News
OMF FAQ
What was OneMain Holdings, Inc.’s price range in the past 12 months?
OneMain Holdings, Inc. lowest stock price was $45.78 and its highest was $71.93 in the past 12 months.
What is OneMain Holdings, Inc.’s market cap?
OneMain Holdings, Inc.’s market cap is $6.73B.
When is OneMain Holdings, Inc.’s upcoming earnings report date?
OneMain Holdings, Inc.’s upcoming earnings report date is Jul 29, 2026 which is in 34 days.
How were OneMain Holdings, Inc.’s earnings last quarter?
OneMain Holdings, Inc. released its earnings results on May 01, 2026. The company reported $1.95 earnings per share for the quarter, beating the consensus estimate of $1.859 by $0.091.
Is OneMain Holdings, Inc. overvalued?
According to Wall Street analysts OneMain Holdings, Inc.’s price is currently Undervalued.
Does OneMain Holdings, Inc. pay dividends?
OneMain Holdings, Inc. pays a Quarterly dividend of $1.05 which represents an annual dividend yield of 6.07%. See more information on OneMain Holdings, Inc. dividends here
What is OneMain Holdings, Inc.’s EPS estimate?
OneMain Holdings, Inc.’s EPS estimate is 1.37.
How many shares outstanding does OneMain Holdings, Inc. have?
OneMain Holdings, Inc. has 115,530,950 shares outstanding.
What happened to OneMain Holdings, Inc.’s price movement after its last earnings report?
OneMain Holdings, Inc. reported an EPS of $1.95 in its last earnings report, beating expectations of $1.859. Following the earnings report the stock price went down -3.709%.
Which hedge fund is a major shareholder of OneMain Holdings, Inc.?
Currently, no hedge funds are holding shares in OMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OneMain Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$66.97 (13.01% Upside)
$66.97 (13.01% Upside)
Blogger Sentiment
Bullish
OMF Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 147.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days <0.1%
Last 30 Days ▼ 4.6%
Last 30 Days ▼ 4.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
15.71%
12-Months-Change
Fundamentals
Return on Equity
23.62%
Trailing 12-Months
Asset Growth
3.80%
Trailing 12-Months
Company Description
OneMain Holdings, Inc.
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.
OMF Company Deck
OMF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed solid execution: earnings and revenue growth, healthy receivable expansion, strong funding execution, accelerating growth in auto and credit card businesses, and continued product/AI innovation. These positives were balanced by elevated but expected seasonal net charge-offs, a concentrated back-book delinquency headwind, higher operating investments and ongoing legal noise. Management reiterated guidance and expressed confidence in credit trends improving in the back half of the year.View all OMF earnings summariesOMF Stock 12 Month Forecast
Average Price Target
$66.97
▲(13.01% Upside)
Technical Analysis
Bread Financial Holdings
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Credit Acceptance
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SLM
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World Acceptance
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Enova International
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Ownership Overview
0.52% Insiders
35.69% Mutual Funds
25.36% Other Institutional Investors
18.03% Public Companies and
Individual Investors