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OneMain Holdings (OMF)
NYSE:OMF
OMF Stock Chart & Stats
$52.06
-$1.16(-2.17%)
At close: 4:00 PM EST
$52.06
-$1.16(-2.17%)
Day’s Range― - ―
52-Week Range$38.00 - $71.93
Previous CloseN/A
Volume155.88K
Average Volume (3M)1.63M
Market Cap
$6.10B
Enterprise Value$27.91B
Total Cash (Recent Filing)$1.33B
Total Debt (Recent Filing)$22.69B
Price to Earnings (P/E)10.3
Beta1.38
Next Earnings
Apr 29, 2026EPS Estimate
1.96Next Dividend Ex-DateN/A
Dividend Yield6.07%
Share Statistics
EPS (TTM)1.59
Shares Outstanding117,152,060
10 Day Avg. Volume1,552,851
30 Day Avg. Volume1,634,538
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)2.36
Price to Sales (P/S)1.29
P/FCF Ratio2.56
Enterprise Value/Market Cap4.58
Enterprise Value/Revenue4.47
Enterprise Value/Gross Profit9.39
Enterprise Value/Ebitda21.67
Forecast
1Y Price Target
$70.70Price Target Upside35.80% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)7.54
Revenue Forecast (FY)$5.34B
Bulls Say, Bears Say
Bulls Say
Bank Charter OpportunityPursuit of a bank charter could diversify funding sources, enhance lending efficiency, and accelerate development of the company's credit card business, improving strategic optionality.
Capital ReturnsManagement's emphasis on sizable share repurchases and maintaining a high dividend supports shareholder value and can lift the stock by returning excess capital to investors.
Underwriting AdvantageProprietary consumer data and branch-based relationships provide a competitive underwriting edge that can improve loan performance and margin compared with peers.
Bears Say
Elevated Credit LossesMonthly loan performance and securitization metrics indicate higher-than-expected losses and rising delinquencies, which could pressure earnings and capital ratios.
Non-prime Borrower ConcentrationHeavy exposure to non-prime customers and weakening finances among low-income borrowers raise the risk of sustained higher charge-offs and loss severity.
Reserve And Earnings Pressure From GrowthFaster loan growth has required larger credit reserve builds, creating a near-term headwind to reported earnings and slowing progress toward medium-term profitability targets.
OneMain Holdings News
OMF FAQ
What was OneMain Holdings’s price range in the past 12 months?
OneMain Holdings lowest stock price was $38.00 and its highest was $71.93 in the past 12 months.
What is OneMain Holdings’s market cap?
OneMain Holdings’s market cap is $6.10B.
When is OneMain Holdings’s upcoming earnings report date?
OneMain Holdings’s upcoming earnings report date is Apr 29, 2026 which is in 46 days.
How were OneMain Holdings’s earnings last quarter?
OneMain Holdings released its earnings results on Feb 05, 2026. The company reported $1.59 earnings per share for the quarter, beating the consensus estimate of $1.539 by $0.051.
Is OneMain Holdings overvalued?
According to Wall Street analysts OneMain Holdings’s price is currently Undervalued.
Does OneMain Holdings pay dividends?
OneMain Holdings pays a Quarterly dividend of $1.05 which represents an annual dividend yield of 6.07%. See more information on OneMain Holdings dividends here
What is OneMain Holdings’s EPS estimate?
OneMain Holdings’s EPS estimate is 1.96.
How many shares outstanding does OneMain Holdings have?
OneMain Holdings has 117,152,060 shares outstanding.
What happened to OneMain Holdings’s price movement after its last earnings report?
OneMain Holdings reported an EPS of $1.59 in its last earnings report, beating expectations of $1.539. Following the earnings report the stock price went down -1.44%.
Which hedge fund is a major shareholder of OneMain Holdings?
Currently, no hedge funds are holding shares in OMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OneMain Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$70.70 (35.80% Upside)
$70.70 (35.80% Upside)
Blogger Sentiment
Bullish
OMF Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.9M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 1.0%
Last 30 Days ▼ 1.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
22.84%
12-Months-Change
Fundamentals
Return on Equity
23.40%
Trailing 12-Months
Asset Growth
5.70%
Trailing 12-Months
Company Description
OneMain Holdings
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
OMF Company Deck
OMF Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong, broad-based financial performance in 2025—robust earnings, revenue growth, higher capital generation, successful funding execution, and meaningful product and operational initiatives—while acknowledging ongoing credit dynamics (notably a concentrated back book and elevated but improving card losses), a sizable provision and steady reserve posture, and macroeconomic uncertainty. Management provided constructive 2026 guidance (6%–9% receivables growth, C&I net charge-offs 7.4%–7.9%, OpEx ratio ~6.6%) reflecting confidence balanced by conservatism. Overall, the favorable results, strategic progress, and balance sheet strength materially outweigh the noted credit and macro risks.View all OMF earnings summariesOMF Stock 12 Month Forecast
Average Price Target
$70.70
▲(35.80% Upside)
Technical Analysis
Bread Financial Holdings
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Credit Acceptance
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SLM
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World Acceptance
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Enova International
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Ownership Overview
Currently, No data available
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