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OneMain Holdings (OMF)
NYSE:OMF
OMF Stock Chart & Stats
$65.54
-$1.16(-2.17%)
At close: 4:00 PM EST
$65.54
-$1.16(-2.17%)
Day’s Range― - ―
52-Week Range$38.00 - $71.93
Previous CloseN/A
Volume155.88K
Average Volume (3M)1.02M
Market Cap
$7.72B
Enterprise Value$29.72B
Total Cash (Recent Filing)$873.00M
Total Debt (Recent Filing)$22.34B
Price to Earnings (P/E)11.2
Beta1.32
Next Earnings
Feb 05, 2026EPS Estimate
1.54Next Dividend Ex-DateN/A
Dividend Yield6.07%
Share Statistics
EPS (TTM)1.90
Shares Outstanding117,731,910
10 Day Avg. Volume1,276,765
30 Day Avg. Volume1,018,749
Financial Highlights & Ratios
PEG Ratio-0.60
Price to Book (P/B)1.95
Price to Sales (P/S)1.09
P/FCF Ratio2.31
Enterprise Value/Market Cap3.85
Enterprise Value/Revenue4.85
Enterprise Value/Gross Profit10.28
Enterprise Value/Ebitda24.77
Forecast
1Y Price Target
$72.60Price Target Upside10.77% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Bank Charter ApplicationApplication for an Industrial Loan Company bank charter could enhance lending efficiency, accelerate the nascent credit-card business and diversify funding sources, supporting growth and valuation optionality.
Capital Return And Funding ExpansionExpanded capital-return program with a large buyback authorization and increased forward-flow funding to $100 million per month in 2026 signals management confidence in cash generation and sustainable origination growth.
Credit PerformanceImprovement in late-stage delinquencies combined with a demonstrated ability to cure delinquent accounts suggests reduced severe loan losses and stronger portfolio stability.
Bears Say
Analyst Revisions And Macro/regulatory RiskAnalyst estimate reductions prompted by securitization data, together with the risk of adverse macroeconomic or regulatory developments, may lower earnings forecasts and weigh on the stock's valuation.
Early-stage Delinquency TrendsRising early-stage delinquencies in securitized portfolios point to growing stress among near-prime borrowers and could erode future loan performance.
Net Charge-offsHigher net charge-offs indicate accelerating realized credit losses that can pressure earnings and reduce available capital for growth or returns.
OneMain Holdings News
OMF FAQ
What was OneMain Holdings’s price range in the past 12 months?
OneMain Holdings lowest stock price was $38.00 and its highest was $71.93 in the past 12 months.
What is OneMain Holdings’s market cap?
OneMain Holdings’s market cap is $7.72B.
When is OneMain Holdings’s upcoming earnings report date?
OneMain Holdings’s upcoming earnings report date is Feb 05, 2026 which is in 5 days.
How were OneMain Holdings’s earnings last quarter?
OneMain Holdings released its earnings results on Oct 31, 2025. The company reported $1.9 earnings per share for the quarter, beating the consensus estimate of $1.613 by $0.287.
Is OneMain Holdings overvalued?
According to Wall Street analysts OneMain Holdings’s price is currently Undervalued.
Does OneMain Holdings pay dividends?
OneMain Holdings pays a Quarterly dividend of $1.05 which represents an annual dividend yield of 6.07%. See more information on OneMain Holdings dividends here
What is OneMain Holdings’s EPS estimate?
OneMain Holdings’s EPS estimate is 1.54.
How many shares outstanding does OneMain Holdings have?
OneMain Holdings has 117,731,910 shares outstanding.
What happened to OneMain Holdings’s price movement after its last earnings report?
OneMain Holdings reported an EPS of $1.9 in its last earnings report, beating expectations of $1.613. Following the earnings report the stock price went up 6.17%.
Which hedge fund is a major shareholder of OneMain Holdings?
Currently, no hedge funds are holding shares in OMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OneMain Holdings Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$72.60 (10.77% Upside)
$72.60 (10.77% Upside)
Blogger Sentiment
Bullish
OMF Sentiment 100%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Increased
By 102.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $296.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.6%
Last 30 Days ▲ 1.0%
Last 30 Days ▲ 1.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.08%
12-Months-Change
Fundamentals
Return on Equity
21.41%
Trailing 12-Months
Asset Growth
5.50%
Trailing 12-Months
Company Description
OneMain Holdings
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
OMF Company Deck
OMF Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflected a strong performance with significant revenue growth, improved credit metrics, and strategic growth in the credit card and auto finance segments. The approval of a new share repurchase program and dividend increase further indicate confidence in the company's financial health. However, there is caution due to economic uncertainties and competitive pressures.View all OMF earnings summariesOMF Stock 12 Month Forecast
Average Price Target
$72.60
▲(10.77% Upside)
Technical Analysis
Bread Financial Holdings
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Credit Acceptance
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SLM
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World Acceptance
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Enova International
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Ownership Overview
Currently, No data available
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