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OMF Stock Chart & Stats
$59.74
$1.07(1.79%)
At close: 4:00 PM EDT
$59.74
$1.07(1.79%)
Day’s Range― - ―
52-Week Range$45.78 - $71.93
Previous CloseN/A
Volume247.02K
Average Volume (3M)1.07M
Market Cap
$7.23B
Enterprise Value$28.52K
Total Cash (Recent Filing)$2.22B
Total Debt (Recent Filing)$22.77B
Price to Earnings (P/E)9.4
Beta1.38
Next Earnings
Oct 28, 2026EPS Estimate
1.88Next Dividend Ex-DateN/A
Dividend Yield6.7%
Share Statistics
EPS (TTM)6.65
Shares Outstanding115,530,950
10 Day Avg. Volume975,218
30 Day Avg. Volume1,069,984
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)2.36
Price to Sales (P/S)1.29
P/FCF Ratio2.56
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$69.75Price Target Upside16.76% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering14
EPS Forecast (FY)7.11
Revenue Forecast (FY)$5.23B
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation And FCF GrowthSustained, accelerating free cash flow provides durable funding for dividends, buybacks, reserve builds and tech investment. Strong cash conversion reduces reliance on external funding, enhances operational flexibility, and helps absorb credit volatility over the next several quarters.
Diversified Product Growth And Originations MomentumBroad-based originations growth across unsecured loans, cards and auto expands scale and reduces product concentration risk. Faster auto and card expansion diversifies cash flows and supports higher yields, making revenue trends more resilient across economic cycles.
Solid Funding Access And Active Capital ReturnsDemonstrated ABS execution and large undrawn bank facilities signal reliable funding channels, reducing refinancing risk. Concurrent buybacks and a meaningful dividend show capital-generation capacity and management willingness to return cash while preserving liquidity for growth.
Bears Say
High Leverage Elevates Balance‑sheet RiskPersistent high leverage limits the company’s shock absorption capacity if credit performance worsens or funding costs rise. Leverage amplifies earnings volatility, constrains strategic flexibility (M&A or larger tech investment), and increases refinancing sensitivity over the medium term.
Elevated Net Charge‑offs And Rising ProvisionsHigher charge‑offs and a noticeable reserve build erode earnings power and consume capital that could otherwise support growth or returns. If elevated loss rates persist, margin sustainability and retained capital for investments will be pressured over coming quarters.
Concentrated Back‑book Delinquencies And High Card LossesA small back‑book creating outsized delinquency pressure slows credit improvement and can keep loss rates higher than peers. Separately, very high card NCOs require elevated reserves and make scaling cards risky until vintage performance normalizes, limiting durable margin improvement.
OneMain Holdings News
OMF FAQ
What was OneMain Holdings’s price range in the past 12 months?
OneMain Holdings lowest stock price was $45.78 and its highest was $71.93 in the past 12 months.
What is OneMain Holdings’s market cap?
OneMain Holdings’s market cap is $7.23B.
When is OneMain Holdings’s upcoming earnings report date?
OneMain Holdings’s upcoming earnings report date is Oct 28, 2026 which is in 83 days.
How were OneMain Holdings’s earnings last quarter?
OneMain Holdings released its earnings results on Jul 29, 2026. The company reported $1.31 earnings per share for the quarter, beating the consensus estimate of $1.261 by $0.049.
Is OneMain Holdings overvalued?
According to Wall Street analysts OneMain Holdings’s price is currently Undervalued.
Does OneMain Holdings pay dividends?
OneMain Holdings pays a Quarterly dividend of $1.05 which represents an annual dividend yield of 6.7%. See more information on OneMain Holdings dividends here
What is OneMain Holdings’s EPS estimate?
OneMain Holdings’s EPS estimate is 1.88.
How many shares outstanding does OneMain Holdings have?
OneMain Holdings has 115,530,950 shares outstanding.
What happened to OneMain Holdings’s price movement after its last earnings report?
OneMain Holdings reported an EPS of $1.31 in its last earnings report, beating expectations of $1.261. Following the earnings report the stock price went up 1.125%.
Which hedge fund is a major shareholder of OneMain Holdings?
Currently, no hedge funds are holding shares in OMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OneMain Holdings Stock Smart Score
Outperform
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$69.75 (16.76% Upside)
$69.75 (16.76% Upside)
Blogger Sentiment
Bullish
OMF Sentiment 89%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 147.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 0.1%
Last 30 Days ▲ 1.4%
Last 30 Days ▲ 1.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.68%
12-Months-Change
Fundamentals
Return on Equity
6.70%
Trailing 12-Months
Asset Growth
2.99%
Trailing 12-Months
Company Description
OneMain Holdings
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.
OMF Company Deck
OMF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive picture: the company delivered healthy top-line growth (managed receivables +7%, originations +10%), meaningful product momentum (auto +19% originations, cards rapid scale and revenue yield gains), improving early-stage delinquency trends, strong recoveries, solid funding access and continued investment in technology. Offsetting these positives are elevated year-over-year net charge-offs and a modest reserve build (driven by rapid card growth and prior vintage delinquencies), a small decline in EPS versus prior year, and a persistent back-book delinquency drag. Management maintained full-year guidance and emphasized a conservative underwriting posture while opportunistically investing and returning capital. Overall, the positives (growth, improving delinquencies, funding strength, product scaling and efficiency gains) outweigh the near-term credit and reserve headwinds.View all OMF earnings summariesOMF Stock 12 Month Forecast
Average Price Target
$69.75
▲(16.76% Upside)
Technical Analysis
Bread Financial Holdings
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Credit Acceptance
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SLM
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World Acceptance
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Enova International
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Ownership Overview
0.51% Insiders
34.84% Mutual Funds
1.80% Other Institutional Investors
42.36% Public Companies and
Individual Investors