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OneMain Holdings (OMF)
NYSE:OMF
OMF Stock Chart & Stats
$61.64
-$1.16(-2.17%)
At close: 4:00 PM EST
$61.64
-$1.16(-2.17%)
Day’s Range― - ―
52-Week Range$38.00 - $71.93
Previous CloseN/A
Volume155.88K
Average Volume (3M)1.22M
Market Cap
$7.26B
Enterprise Value$29.11B
Total Cash (Recent Filing)$873.00M
Total Debt (Recent Filing)$22.34B
Price to Earnings (P/E)9.4
Beta1.33
Next Earnings
Apr 29, 2026EPS Estimate
1.97Next Dividend Ex-DateN/A
Dividend Yield6.07%
Share Statistics
EPS (TTM)1.59
Shares Outstanding117,731,910
10 Day Avg. Volume1,658,969
30 Day Avg. Volume1,215,740
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)2.36
Price to Sales (P/S)1.29
P/FCF Ratio2.56
Enterprise Value/Market Cap4.01
Enterprise Value/Revenue4.75
Enterprise Value/Gross Profit10.06
Enterprise Value/Ebitda24.26
Forecast
1Y Price Target
$71.73Price Target Upside16.37% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)7.94
Revenue Forecast (FY)$5.35B
Bulls Say, Bears Say
Bulls Say
Bank Charter ApplicationAnalyst points to the company's Industrial Loan Company charter application as a catalyst to diversify funding, enhance lending efficiency and accelerate its credit card business.
Capital ReturnsAnalyst highlights management's authorization of a sizable share buyback program that supports shareholder returns and could raise earnings per share.
Credit Quality ImprovementAnalyst cites improvement in late-stage delinquencies and the company's ability to cure delinquent accounts, which could lower loss rates and stabilize credit costs.
Bears Say
Earnings And Reserve HeadwindsAnalyst notes that faster-than-expected loan growth and higher reserve builds, combined with lower loan yields and rising expenses, create near-term pressure on profitability.
Non-prime Concentration RiskAnalyst highlights that concentration in non-prime lending raises vulnerability to borrower stress and to adverse macroeconomic shocks, increasing credit risk.
Persistent Older-loan DelinquenciesAnalyst warns that older loans remain persistent and contribute disproportionately to delinquencies, keeping loss levels elevated and limiting margin recovery.
OneMain Holdings News
OMF FAQ
What was OneMain Holdings’s price range in the past 12 months?
OneMain Holdings lowest stock price was $38.00 and its highest was $71.93 in the past 12 months.
What is OneMain Holdings’s market cap?
OneMain Holdings’s market cap is $7.26B.
When is OneMain Holdings’s upcoming earnings report date?
OneMain Holdings’s upcoming earnings report date is Apr 29, 2026 which is in 80 days.
How were OneMain Holdings’s earnings last quarter?
OneMain Holdings released its earnings results on Feb 05, 2026. The company reported $1.59 earnings per share for the quarter, beating the consensus estimate of $1.542 by $0.048.
Is OneMain Holdings overvalued?
According to Wall Street analysts OneMain Holdings’s price is currently Undervalued.
Does OneMain Holdings pay dividends?
OneMain Holdings pays a Quarterly dividend of $1.05 which represents an annual dividend yield of 6.07%. See more information on OneMain Holdings dividends here
What is OneMain Holdings’s EPS estimate?
OneMain Holdings’s EPS estimate is 1.97.
How many shares outstanding does OneMain Holdings have?
OneMain Holdings has 117,731,910 shares outstanding.
What happened to OneMain Holdings’s price movement after its last earnings report?
OneMain Holdings reported an EPS of $1.59 in its last earnings report, beating expectations of $1.542. Following the earnings report the stock price went down -1.44%.
Which hedge fund is a major shareholder of OneMain Holdings?
Currently, no hedge funds are holding shares in OMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OneMain Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$71.73 (16.37% Upside)
$71.73 (16.37% Upside)
Blogger Sentiment
Bullish
OMF Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 102.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $296.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days <0.1%
Last 30 Days ▼ 6.4%
Last 30 Days ▼ 6.4%
News Sentiment
Bullish
Bullish news 77%
Bearish news 23%
Bearish news 23%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.01%
12-Months-Change
Fundamentals
Return on Equity
23.76%
Trailing 12-Months
Asset Growth
5.70%
Trailing 12-Months
Company Description
OneMain Holdings
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
OMF Company Deck
OMF Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong, broad-based financial performance in 2025—robust earnings, revenue growth, higher capital generation, successful funding execution, and meaningful product and operational initiatives—while acknowledging ongoing credit dynamics (notably a concentrated back book and elevated but improving card losses), a sizable provision and steady reserve posture, and macroeconomic uncertainty. Management provided constructive 2026 guidance (6%–9% receivables growth, C&I net charge-offs 7.4%–7.9%, OpEx ratio ~6.6%) reflecting confidence balanced by conservatism. Overall, the favorable results, strategic progress, and balance sheet strength materially outweigh the noted credit and macro risks.View all OMF earnings summariesOMF Stock 12 Month Forecast
Average Price Target
$71.73
▲(16.37% Upside)
Technical Analysis
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Credit Acceptance
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World Acceptance
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Ownership Overview
Currently, No data available
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