Enova International (ENVA)
NYSE:ENVA
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ENVA Stock Chart & Stats
$162.81
-$0.47(-0.48%)
At close: 4:00 PM EST
$162.81
-$0.47(-0.48%)
Day’s Range― - ―
52-Week Range$89.00 - $176.68
Previous CloseN/A
Volume27.48K
Average Volume (3M)205.71K
Market Cap
$4.35B
Enterprise Value$9.12B
Total Cash (Recent Filing)$96.13M
Total Debt (Recent Filing)$4.86B
Price to Earnings (P/E)9.3
Beta1.38
Next Earnings
Jul 23, 2026EPS Estimate
3.97Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)13.08
Shares Outstanding24,884,895
10 Day Avg. Volume168,970
30 Day Avg. Volume205,706
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)2.91
Price to Sales (P/S)1.23
P/FCF Ratio2.20
Enterprise Value/Market Cap2.10
Enterprise Value/Revenue2.78
Enterprise Value/Gross Profit4.34
Enterprise Value/Ebitda14.16
Forecast
1Y Price Target
$201.00Price Target Upside23.46% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)15.83
Revenue Forecast (FY)$3.65B
Bulls Say, Bears Say
Bulls Say
Capital AllocationActive share repurchases and healthy capital generation position the company to return capital and quickly resume buybacks after the planned bank acquisition.
Credit QualityImproved credit quality reduced expected losses and enhanced financial stability, lowering risk to future earnings.
Revenue GrowthStronger loan originations lifted revenue and helped reported results beat profit expectations, supporting an improved earnings outlook.
Bears Say
Operating ExpensesHigher marketing spending increased operating expenses and weighed on profitability, pressuring margins despite strong loan demand.
Enova International News
ENVA FAQ
What was Enova International’s price range in the past 12 months?
Enova International lowest stock price was $89.00 and its highest was $176.68 in the past 12 months.
What is Enova International’s market cap?
Enova International’s market cap is $4.35B.
When is Enova International’s upcoming earnings report date?
Enova International’s upcoming earnings report date is Jul 23, 2026 which is in 75 days.
How were Enova International’s earnings last quarter?
Enova International released its earnings results on Apr 23, 2026. The company reported $3.87 earnings per share for the quarter, beating the consensus estimate of $3.681 by $0.189.
Is Enova International overvalued?
According to Wall Street analysts Enova International’s price is currently Undervalued.
Does Enova International pay dividends?
Enova International does not currently pay dividends.
What is Enova International’s EPS estimate?
Enova International’s EPS estimate is 3.97.
How many shares outstanding does Enova International have?
Enova International has 24,884,895 shares outstanding.
What happened to Enova International’s price movement after its last earnings report?
Enova International reported an EPS of $3.87 in its last earnings report, beating expectations of $3.681. Following the earnings report the stock price went down -1.635%.
Which hedge fund is a major shareholder of Enova International?
Currently, no hedge funds are holding shares in ENVA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Enova International Stock Smart Score
Outperform
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Analyst Consensus
Strong Buy
Average Price Target:
$201.00 (23.46% Upside)
$201.00 (23.46% Upside)
Blogger Sentiment
Bullish
ENVA Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 18.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.4%
Last 30 Days ▲ 4.5%
Last 30 Days ▲ 4.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
78.32%
12-Months-Change
Fundamentals
Return on Equity
24.88%
Trailing 12-Months
Asset Growth
26.02%
Trailing 12-Months
Company Description
Enova International
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
ENVA Company Deck
ENVA Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: management reported strong top-line growth (originations +33%, revenue +17%), record revenue and meaningful EPS expansion (+30%), improved credit metrics (consolidated NCO down 100 bps to 7.6%), solid liquidity and funding execution, and raised near-term guidance. Key risks discussed include higher operating and marketing expenses (operating expenses 36% of revenue; marketing 22%), still-elevated consumer charge-offs (14.3%), ongoing macro sensitivity to energy prices, and regulatory/timing uncertainty around the Grasshopper Bank acquisition. On balance, the favorable growth, improved credit trends, raised outlook, and strategic initiatives outweigh the manageable headwinds.View all ENVA earnings summariesENVA Stock 12 Month Forecast
Average Price Target
$201.00
▲(23.46% Upside)
Technical Analysis
Bread Financial Holdings
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Western Union
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LendingClub
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FinVolution Group
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Lufax Holding
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Ownership Overview
5.52% Insiders
25.73% Mutual Funds
3.59% Other Institutional Investors
39.23% Public Companies and
Individual Investors