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Enova International (ENVA)
NYSE:ENVA
ENVA Stock Chart & Stats
Day’s Range― - ―
52-Week Range$57.46 - $117.56
Previous CloseN/A
Volume27.48K
Average Volume (3M)279.02K
Market Cap
$2.52B
Enterprise Value$5.96B
Total Cash (Recent Filing)$19.19M
Total Debt (Recent Filing)$270.27M
Price to Earnings (P/E)13.2
Beta1.35
Next Earnings
Apr 29, 2025EPS Estimate
2.76Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.44
Shares Outstanding25,793,634
10 Day Avg. Volume269,488
30 Day Avg. Volume279,017
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)N/A
Price to Sales (P/S)1.07
Price to Cash Flow (P/CF)1.50
P/FCF Ratio1.30
Enterprise Value/Market Cap2.36
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit4.81
Enterprise Value/Ebitda12.64
Forecast
1Y Price Target
$130.83Price Target Upside33.66% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
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Enova International News
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Bulls Say, Bears Say
Bulls Say
Credit QualityCredit quality remained stable with net charge-offs decreasing to 8.9% from 9.7%, indicating improved credit management.
Management StrategyENVA's management team is highly respected and focused on driving shareholder value through an aggressive buyback program.
Revenue GrowthENVA has historically managed to achieve fast receivable and revenue growth, way ahead of its expense growth.
Bears Say
Market CompetitionENVA should continue to benefit from reduced competition as many smaller, less prudent subprime lenders have failed.
Revenue MarginsThe EPS beat was driven by change in fair value, which more than offset just slightly lower revenue in both consumer and small business lending, resulting in stronger-than-expected net revenue margin.
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Ownership Overview
5.56% Insiders
22.30% Mutual Funds
1.78% Other Institutional Investors
46.12% Public Companies and
Individual Investors
ENVA FAQ
What was Enova International’s price range in the past 12 months?
Enova International lowest stock price was $57.46 and its highest was $117.56 in the past 12 months.
What is Enova International’s market cap?
Enova International’s market cap is $2.52B.
When is Enova International’s upcoming earnings report date?
Enova International’s upcoming earnings report date is Apr 29, 2025 which is today.
How were Enova International’s earnings last quarter?
Enova International released its earnings results on Feb 04, 2025. The company reported $2.61 earnings per share for the quarter, beating the consensus estimate of $2.265 by $0.345.
Is Enova International overvalued?
According to Wall Street analysts Enova International’s price is currently Undervalued.
Does Enova International pay dividends?
Enova International does not currently pay dividends.
What is Enova International’s EPS estimate?
Enova International’s EPS estimate is 2.76.
How many shares outstanding does Enova International have?
Enova International has 25,793,634 shares outstanding.
What happened to Enova International’s price movement after its last earnings report?
Enova International reported an EPS of $2.61 in its last earnings report, beating expectations of $2.265. Following the earnings report the stock price went up 1.594%.
Which hedge fund is a major shareholder of Enova International?
Currently, no hedge funds are holding shares in ENVA
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Enova International Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$130.83 (33.66% Upside)
$130.83 (33.66% Upside)
Blogger Sentiment
Bullish
ENVA Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 139.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.0%
Last 30 Days ▲ 15.3%
Last 30 Days ▲ 15.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
56.73%
12-Months-Change
Fundamentals
Return on Equity
17.19%
Trailing 12-Months
Asset Growth
14.84%
Trailing 12-Months
Company Description
Enova International
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
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ENVA Company Deck
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ENVA Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlights strong financial performance with record-breaking results in 2024, driven by impressive growth in both small business and consumer lending segments, improved credit quality, and operational efficiency. However, there are cautious notes regarding potential macroeconomic risks and regulatory changes. Overall, the positive aspects significantly outweigh the concerns.Read More>---
ENVA Stock 12 Month Forecast
Average Price Target
$130.83
▲(33.66% Upside)
Technical Analysis
Bread Financial Holdings
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LendingClub
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Lufax Holding
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