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Enova International (ENVA)
NYSE:ENVA
ENVA Stock Chart & Stats
Day’s Range― - ―
52-Week Range$79.41 - $124.29
Previous CloseN/A
Volume27.48K
Average Volume (3M)257.61K
Market Cap
$2.92B
Enterprise Value$6.59B
Total Cash (Recent Filing)$55.56M
Total Debt (Recent Filing)$3.96B
Price to Earnings (P/E)12.4
Beta1.32
Next Earnings
Oct 23, 2025EPS Estimate
3.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.23
Shares Outstanding25,012,613
10 Day Avg. Volume269,462
30 Day Avg. Volume257,606
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)2.16
Price to Sales (P/S)0.97
P/FCF Ratio1.73
Enterprise Value/Market Cap2.26
Enterprise Value/Revenue2.25
Enterprise Value/Gross Profit4.83
Enterprise Value/Ebitda13.98
Forecast
1Y Price Target
$132.80Price Target Upside9.63% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
EarningsThe company reported results that exceeded expectations on revenue, adjusted EBITDA, and EPS due to lower marketing costs.
Financial HealthCredit quality remained stable with net charge-offs and delinquencies lower than previous levels, indicating improved financial health.
Future PerformanceThe price target for the company's stock has been raised to $140, suggesting confidence in future performance and valuation.
Bears Say
Consumer LendingHigher-than-expected losses in consumer lending affected the revenue negatively.
Enova International News
ENVA FAQ
What was Enova International’s price range in the past 12 months?
Enova International lowest stock price was $79.41 and its highest was $124.29 in the past 12 months.
What is Enova International’s market cap?
Enova International’s market cap is $2.92B.
When is Enova International’s upcoming earnings report date?
Enova International’s upcoming earnings report date is Oct 23, 2025 which is in 34 days.
How were Enova International’s earnings last quarter?
Enova International released its earnings results on Jul 24, 2025. The company reported $3.23 earnings per share for the quarter, beating the consensus estimate of $2.984 by $0.246.
Is Enova International overvalued?
According to Wall Street analysts Enova International’s price is currently Undervalued.
Does Enova International pay dividends?
Enova International does not currently pay dividends.
What is Enova International’s EPS estimate?
Enova International’s EPS estimate is 3.03.
How many shares outstanding does Enova International have?
Enova International has 25,012,613 shares outstanding.
What happened to Enova International’s price movement after its last earnings report?
Enova International reported an EPS of $3.23 in its last earnings report, beating expectations of $2.984. Following the earnings report the stock price went down -5.298%.
Which hedge fund is a major shareholder of Enova International?
Currently, no hedge funds are holding shares in ENVA
Enova International Stock Smart Score
Neutral
1
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$132.80 (9.63% Upside)
$132.80 (9.63% Upside)
Blogger Sentiment
Bullish
ENVA Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 61.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $10.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.3%
Last 30 Days ▲ 5.2%
Last 30 Days ▲ 5.2%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
50.43%
12-Months-Change
Fundamentals
Return on Equity
21.56%
Trailing 12-Months
Asset Growth
18.84%
Trailing 12-Months
Company Description
Enova International
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
ENVA Company Deck
ENVA Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflected a strong overall performance with significant growth in revenue and origination volumes, particularly in the small business segment. Despite some challenges in the consumer segment with slightly elevated defaults in one product, these were quickly addressed. The leadership transition was presented positively, highlighting confidence in future growth.View all ENVA earnings summariesENVA Stock 12 Month Forecast
Average Price Target
$132.80
▲(9.63% Upside)
Technical Analysis
Bread Financial Holdings
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Ownership Overview
5.77% Insiders
23.20% Mutual Funds
20.05% Other Institutional Investors
26.05% Public Companies and Individual Investors