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Enova International Inc. (ENVA)
:ENVA
ENVA Stock Chart & Stats
Day’s Range― - ―
52-Week Range$57.46 - $117.56
Previous CloseN/A
Volume27.48K
Average Volume (3M)232.57K
Market Cap
$2.88B
Enterprise Value$5.93B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)14.7
Beta1.42
Next Earnings
Apr 29, 2025EPS Estimate
2.76Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.44
Shares Outstanding25,793,634
10 Day Avg. Volume254,119
30 Day Avg. Volume232,572
Standard Deviation0.14
R-Squared0.31
Alpha0.02
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)2.44
Price to Cash Flow (P/CF)1.80
P/FCF Ratio1.60
Enterprise Value/Market Cap2.06
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit5.72
Enterprise Value/Ebitda12.11
Forecast
1Y Price Target
$133.00Price Target Upside25.85% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
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Enova International News
PremiumCompany Announcements
Enova International Achieves Record Growth in 2024 Earnings Call
PremiumCompany Announcements
Enova International Inc. Reports Record 2024 Earnings
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Bulls Say, Bears Say
Bulls Say
EarningsENVA's 4Q24 results beat consensus with a 4% increase in adjusted EBITDA and a 16% increase in EPS.
Price TargetThe price target for ENVA has been raised to $138, based on the new 2025 EPS estimate and reflecting strong anticipated growth compared to 2024.
Revenue GrowthRevenue growth was driven by a 25% increase in loan growth as both small business and consumer customers maintained acceptable credit profiles and had stronger demand.
Bears Say
CompetitionENVA should continue to benefit from reduced competition as many smaller, less prudent subprime lenders have failed, but this may not be sustainable as market dynamics change.
Interest Rate ExposureRoughly 50% of ENVA’s borrowing is variable and tied to SOFR, which could introduce volatility in earnings due to interest rate movements.
Management StrategyManagement concedes that it could grow originations even faster but wants to remain disciplined, which could potentially limit immediate revenue growth opportunities.
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Ownership Overview
5.53% Insiders
23.00% Mutual Funds
1.53% Other Institutional Investors
44.98% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Legal & RegulatoryLitigation, compliance, new legislation, and taxation risks
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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ENVA FAQ
What was Enova International Inc.’s price range in the past 12 months?
Enova International Inc. lowest stock price was $57.46 and its highest was $117.56 in the past 12 months.
What is Enova International Inc.’s market cap?
Enova International Inc.’s market cap is $2.88B.
When is Enova International Inc.’s upcoming earnings report date?
Enova International Inc.’s upcoming earnings report date is Apr 29, 2025 which is in 66 days.
How were Enova International Inc.’s earnings last quarter?
Enova International Inc. released its earnings results on Feb 04, 2025. The company reported $2.61 earnings per share for the quarter, beating the consensus estimate of $2.265 by $0.345.
Is Enova International Inc. overvalued?
According to Wall Street analysts Enova International Inc.’s price is currently Undervalued.
Does Enova International Inc. pay dividends?
Enova International Inc. does not currently pay dividends.
What is Enova International Inc.’s EPS estimate?
Enova International Inc.’s EPS estimate is 2.76.
How many shares outstanding does Enova International Inc. have?
Enova International Inc. has 25,793,634 shares outstanding.
What happened to Enova International Inc.’s price movement after its last earnings report?
Enova International Inc. reported an EPS of $2.61 in its last earnings report, beating expectations of $2.265. Following the earnings report the stock price went up 1.594%.
Which hedge fund is a major shareholder of Enova International Inc.?
Currently, no hedge funds are holding shares in ENVA
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Enova International Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$133.00 (25.85% Upside)
$133.00 (25.85% Upside)
Blogger Sentiment
Bullish
ENVA Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 30.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $7.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 6.6%
Last 30 Days ▲ 22.6%
Last 30 Days ▲ 22.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
74.76%
12-Months-Change
Fundamentals
Return on Equity
17.19%
Trailing 12-Months
Asset Growth
14.84%
Trailing 12-Months
Company Description
Enova International Inc.
Enova International, Inc. engages in the provision of online financial services. Its products and services include short-term consumer loan, line of credit accounts, instalment loans, receivables purchase agreements, credit services organization (CSO) program, bank program, and decision management platform-as-a-service and analytics-as-a-service. It caters non-prime credit consumers and small businesses in the United States and Brazil. The company was founded by Albert Goldstein and Alexander Goldstein in 2003 and is headquartered in Chicago, IL.
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ENVA Company Deck
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ENVA Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlights strong financial performance with record-breaking results in 2024, driven by impressive growth in both small business and consumer lending segments, improved credit quality, and operational efficiency. However, there are cautious notes regarding potential macroeconomic risks and regulatory changes. Overall, the positive aspects significantly outweigh the concerns.Read More>---
ENVA Stock 12 Month Forecast
Average Price Target
$133.00
▲(25.85% Upside)
Technical Analysis
Best Analysts Covering ENVA
1 Year
1 Year Success Rate
31/33 ratings generated profit
1 Year Average Return
+43.35%
reiterated a buy rating 17 days ago
Copying David Scharf's trades and holding each position for 1 Year would result in 93.94% of your transactions generating a profit, with an average return of +43.35% per trade.
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