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Enova International Inc. (ENVA)
:ENVA
ENVA Stock Chart & Stats
Day’s Range― - ―
52-Week Range$72.87 - $119.06
Previous CloseN/A
Volume27.48K
Average Volume (3M)377.15K
Market Cap
$2.60B
Enterprise Value$6.59B
Total Cash (Recent Filing)$55.56M
Total Debt (Recent Filing)$3.96B
Price to Earnings (P/E)11.1
Beta1.35
Next Earnings
Oct 23, 2025EPS Estimate
3.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.23
Shares Outstanding25,012,613
10 Day Avg. Volume491,230
30 Day Avg. Volume377,146
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap2.53
Enterprise Value/Revenue2.25
Enterprise Value/Gross Profit9.99
Enterprise Value/Ebitda21.58
Forecast
1Y Price Target
$134.17Price Target Upside30.77% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
Financial PerformanceThe company reported results that exceeded expectations on revenue, adjusted EBITDA, and EPS due to lower marketing costs.
Management And StrategyThe company effectively managed losses in consumer lending by adjusting underwriting, showcasing its ability to quickly adapt to challenges.
Bears Say
Consumer LendingHigher-than-expected losses in consumer lending affected the revenue negatively.
Market ValuationENVA shares currently trade at a P/E multiple of 8.7x the new 2025 GAAP EPS estimate, with a price target of $138 equating to 13.0x, which is at a discount to prominent online lender Lending Club.
Enova International News
ENVA FAQ
What was Enova International Inc.’s price range in the past 12 months?
Enova International Inc. lowest stock price was $72.87 and its highest was $119.06 in the past 12 months.
What is Enova International Inc.’s market cap?
Enova International Inc.’s market cap is $2.60B.
When is Enova International Inc.’s upcoming earnings report date?
Enova International Inc.’s upcoming earnings report date is Oct 23, 2025 which is in 76 days.
How were Enova International Inc.’s earnings last quarter?
Enova International Inc. released its earnings results on Jul 24, 2025. The company reported $3.23 earnings per share for the quarter, beating the consensus estimate of $2.984 by $0.246.
Is Enova International Inc. overvalued?
According to Wall Street analysts Enova International Inc.’s price is currently Undervalued.
Does Enova International Inc. pay dividends?
Enova International Inc. does not currently pay dividends.
What is Enova International Inc.’s EPS estimate?
Enova International Inc.’s EPS estimate is 3.03.
How many shares outstanding does Enova International Inc. have?
Enova International Inc. has 25,012,613 shares outstanding.
What happened to Enova International Inc.’s price movement after its last earnings report?
Enova International Inc. reported an EPS of $3.23 in its last earnings report, beating expectations of $2.984. Following the earnings report the stock price went down -5.298%.
Which hedge fund is a major shareholder of Enova International Inc.?
Currently, no hedge funds are holding shares in ENVA
Enova International Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$134.17 (30.77% Upside)
$134.17 (30.77% Upside)
Blogger Sentiment
Bullish
ENVA Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 62.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $6.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 5.1%
Last 30 Days ▲ 24.7%
Last 30 Days ▲ 24.7%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.74%
12-Months-Change
Fundamentals
Return on Equity
21.56%
Trailing 12-Months
Asset Growth
18.84%
Trailing 12-Months
Company Description
Enova International Inc.
Enova International, Inc. (ENVA) is a leading technology and data analytics-driven online financial services company. Headquartered in Chicago, Illinois, Enova provides credit and financing solutions to non-prime consumers and small businesses, primarily in the United States and the United Kingdom. The company leverages its proprietary technology, advanced analytics, and customer insights to offer a range of financial products, including personal loans, lines of credit, and small business loans, tailored to meet the needs of underserved consumers and businesses.
ENVA Company Deck
ENVA Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Enova's earnings call highlighted strong revenue and profit growth, successful small business segment performance, and efficient cost management. Despite minor credit fluctuations in one consumer product, the company demonstrated resilience and proactive risk management. The leadership transition was announced with confidence in future growth. Overall, positive sentiment with strong financial performance outweighing minor challenges.View all ENVA earnings summariesENVA Stock 12 Month Forecast
Average Price Target
$134.17
▲(30.77% Upside)
Technical Analysis
Bread Financial Holdings
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Western Union
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LendingClub
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FinVolution Group
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Lufax Holding
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Ownership Overview
5.71% Insiders
21.83% Mutual Funds
1.97% Other Institutional Investors
46.51% Public Companies and Individual Investors