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Enova International Inc. (ENVA)
:ENVA
ENVA Stock Chart & Stats
Day’s Range― - ―
52-Week Range$57.46 - $117.56
Previous CloseN/A
Volume27.48K
Average Volume (3M)260.77K
Market Cap
$2.51B
Enterprise Value$5.96B
Total Cash (Recent Filing)$377.44M
Total Debt (Recent Filing)$2.99B
Price to Earnings (P/E)13.7
Beta1.48
Next Earnings
Apr 29, 2025EPS Estimate
2.76Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.44
Shares Outstanding25,793,634
10 Day Avg. Volume283,380
30 Day Avg. Volume260,774
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)N/A
Price to Sales (P/S)1.07
Price to Cash Flow (P/CF)1.50
P/FCF Ratio1.30
Enterprise Value/Market Cap2.37
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit4.81
Enterprise Value/Ebitda12.64
Forecast
1Y Price Target
$133.00Price Target Upside36.51% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
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Enova International News
PremiumCompany Announcements
Enova International Announces $261M Asset-Backed Notes Offering
PremiumCompany Announcements
Enova International Achieves Record Growth in 2024 Earnings Call
PremiumCompany Announcements
Enova International Inc. Reports Record 2024 Earnings---
Bulls Say, Bears Say
Bulls Say
EarningsENVA's 4Q24 results beat consensus with a 4% increase in adjusted EBITDA and a 16% increase in EPS.
Loan GrowthRevenue growth was driven by a 25% increase in loan growth as both small business and consumer customers maintained acceptable credit profiles and had stronger demand.
Share BuybacksThe company repurchased about 309K shares during the quarter and has a new $300M buyback program authorized, indicating strong capital returns.
Bears Say
Interest Rate ExposureRoughly 50% of ENVA’s borrowing is variable and tied to SOFR, with potential for annualized EPS upside from interest rate movements.
Market CompetitionEnova and alternative lender growth is alongside the ceding of share from banks and other traditional lenders, who have guided toward weaker 2025 top-line growth due to tighter underwriting.
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Ownership Overview
5.53% Insiders
23.00% Mutual Funds
1.53% Other Institutional Investors
44.98% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Legal & RegulatoryLitigation, compliance, new legislation, and taxation risks
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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ENVA FAQ
What was Enova International Inc.’s price range in the past 12 months?
Enova International Inc. lowest stock price was $57.46 and its highest was $117.56 in the past 12 months.
What is Enova International Inc.’s market cap?
Enova International Inc.’s market cap is $2.51B.
When is Enova International Inc.’s upcoming earnings report date?
Enova International Inc.’s upcoming earnings report date is Apr 29, 2025 which is in 35 days.
How were Enova International Inc.’s earnings last quarter?
Enova International Inc. released its earnings results on Feb 04, 2025. The company reported $2.61 earnings per share for the quarter, beating the consensus estimate of $2.265 by $0.345.
Is Enova International Inc. overvalued?
According to Wall Street analysts Enova International Inc.’s price is currently Undervalued.
Does Enova International Inc. pay dividends?
Enova International Inc. does not currently pay dividends.
What is Enova International Inc.’s EPS estimate?
Enova International Inc.’s EPS estimate is 2.76.
How many shares outstanding does Enova International Inc. have?
Enova International Inc. has 25,793,634 shares outstanding.
What happened to Enova International Inc.’s price movement after its last earnings report?
Enova International Inc. reported an EPS of $2.61 in its last earnings report, beating expectations of $2.265. Following the earnings report the stock price went up 1.594%.
Which hedge fund is a major shareholder of Enova International Inc.?
Currently, no hedge funds are holding shares in ENVA
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Enova International Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$133.00 (36.51% Upside)
$133.00 (36.51% Upside)
Blogger Sentiment
Bullish
ENVA Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 139.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.6%
Last 30 Days ▲ 2.0%
Last 30 Days ▲ 2.0%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
67.08%
12-Months-Change
Fundamentals
Return on Equity
17.19%
Trailing 12-Months
Asset Growth
14.84%
Trailing 12-Months
Company Description
Enova International Inc.
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
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ENVA Company Deck
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ENVA Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlights strong financial performance with record-breaking results in 2024, driven by impressive growth in both small business and consumer lending segments, improved credit quality, and operational efficiency. However, there are cautious notes regarding potential macroeconomic risks and regulatory changes. Overall, the positive aspects significantly outweigh the concerns.Read More>---
ENVA Stock 12 Month Forecast
Average Price Target
$133.00
▲(36.51% Upside)
Technical Analysis
Best Analysts Covering ENVA
1 Year
1 Year Success Rate
29/33 ratings generated profit
1 Year Average Return
+40.18%
reiterated a buy rating 2 months ago
Copying David Scharf's trades and holding each position for 1 Year would result in 87.88% of your transactions generating a profit, with an average return of +40.18% per trade.
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