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Enova International (ENVA)
NYSE:ENVA
ENVA Stock Chart & Stats
$162.72
-$0.47(-0.48%)
At close: 4:00 PM EST
$162.72
-$0.47(-0.48%)
Day’s Range― - ―
52-Week Range$79.41 - $161.29
Previous CloseN/A
Volume27.48K
Average Volume (3M)205.18K
Market Cap
$3.51B
Enterprise Value$6.83B
Total Cash (Recent Filing)$53.60M
Total Debt (Recent Filing)$4.14B
Price to Earnings (P/E)14.5
Beta1.33
Next Earnings
Feb 04, 2026EPS Estimate
3.17Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.36
Shares Outstanding24,801,579
10 Day Avg. Volume159,451
30 Day Avg. Volume205,176
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)2.16
Price to Sales (P/S)0.97
P/FCF Ratio1.73
Enterprise Value/Market Cap1.95
Enterprise Value/Revenue2.24
Enterprise Value/Gross Profit4.83
Enterprise Value/Ebitda16.12
Forecast
1Y Price Target
$173.80Price Target Upside6.81% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Acquisition BenefitsEnova's acquisition positions the company to become a premier neobank and fintech in the non-prime consumer space, bringing funding cost benefits and enhancing its competitive position.
Financial PerformanceEnova's 3Q25 results beat consensus on adjusted EBITDA and EPS due to growth in loan originations and lower marketing costs.
Stock ValuationEnova's stock is considered cheaper than its neobank peers, with a new price target set at a multiple lower than other neobank peers.
Bears Say
Consumer Lending PerformanceConsumer lending loan growth was below expectations, resulting in lower-than-expected revenue and higher losses.
Regulatory ChallengesThere is concern about the regulatory burden of completing the deal and realizing the synergies laid out by Enova.
Enova International News
ENVA FAQ
What was Enova International’s price range in the past 12 months?
Enova International lowest stock price was $79.41 and its highest was $161.29 in the past 12 months.
What is Enova International’s market cap?
Enova International’s market cap is $3.51B.
When is Enova International’s upcoming earnings report date?
Enova International’s upcoming earnings report date is Feb 04, 2026 which is in 53 days.
How were Enova International’s earnings last quarter?
Enova International released its earnings results on Oct 23, 2025. The company reported $3.36 earnings per share for the quarter, beating the consensus estimate of $3.032 by $0.328.
Is Enova International overvalued?
According to Wall Street analysts Enova International’s price is currently Undervalued.
Does Enova International pay dividends?
Enova International does not currently pay dividends.
What is Enova International’s EPS estimate?
Enova International’s EPS estimate is 3.17.
How many shares outstanding does Enova International have?
Enova International has 24,801,579 shares outstanding.
What happened to Enova International’s price movement after its last earnings report?
Enova International reported an EPS of $3.36 in its last earnings report, beating expectations of $3.032. Following the earnings report the stock price went up 9.357%.
Which hedge fund is a major shareholder of Enova International?
Currently, no hedge funds are holding shares in ENVA
Enova International Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$173.80 (6.81% Upside)
$173.80 (6.81% Upside)
Blogger Sentiment
Bullish
ENVA Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 227.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $6.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.9%
Last 30 Days ▲ 1.7%
Last 30 Days ▲ 1.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
51.22%
12-Months-Change
Fundamentals
Return on Equity
23.81%
Trailing 12-Months
Asset Growth
19.83%
Trailing 12-Months
Company Description
Enova International
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
ENVA Company Deck
ENVA Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlights strong financial performance, including significant growth in originations and revenue, stable credit metrics, and operational efficiency. However, there were concerns about a previous consumer credit adjustment and the company's current market valuation.View all ENVA earnings summariesENVA Stock 12 Month Forecast
Average Price Target
$173.80
▲(6.81% Upside)
Technical Analysis
Bread Financial Holdings
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Western Union
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LendingClub
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FinVolution Group
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Lufax Holding
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Ownership Overview
5.81% Insiders
22.64% Mutual Funds
18.57% Other Institutional Investors
28.48% Public Companies and Individual Investors