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Bread Financial Holdings (BFH)
NYSE:BFH
RESEARCH TOOLSreports
Holding BFH?
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BFH Stock Chart & Stats
Day’s Range― - ―
52-Week Range$28.00 - $66.71
Previous CloseN/A
Volume82.87K
Average Volume (3M)632.65K
Market Cap
$3.03B
Enterprise Value$3.54B
Total Cash (Recent Filing)$1.86B
Total Debt (Recent Filing)$10.10B
Price to Earnings (P/E)9.7
Beta1.51
Next Earnings
Jan 30, 2025EPS Estimate
0.37Last Dividend Ex-Date
Nov 08, 2024Dividend Yield1.38%
Share Statistics
EPS (TTM)6.25
Shares Outstanding49,715,060
10 Day Avg. Volume510,046
30 Day Avg. Volume632,650
Standard Deviation0.18
R-Squared0.33
Alpha-0.01
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.23
Price to Cash Flow (P/CF)1.70
P/FCF Ratio1.70
Enterprise Value/Market Cap1.17
Enterprise Value/Revenue0.79
Enterprise Value/Gross ProfitN/A
Enterprise Value/Ebitda6.40
Forecast
1Y Price Target
$66.50Price Target Upside8.08% Upside
Rating ConsensusHold
Number of Analyst Covering12
Bread Financial Holdings News
PremiumCompany Announcements
Bread Financial Holdings Reports November 2024 Performance Update
Bulls Say, Bears Say
Bulls Say
Consumer SpendingThe most incremental takeaway from the results is the evidence of stabilizing consumer spending.
Credit PerformanceBetter than seasonal delinquency performance does brighten the credit outlook heading into 2025.
Debt ManagementWhile the company has remained conservative in its underwriting given macro trends, it has continued to improve its balance sheet and debt position, having retired $262M of convertible notes during the third quarter and continuing to reduce leverage ratios.
Bears Say
Credit MetricsCredit losses unlikely to have peaked yet, contributing to uncertainty about when credit loss rates will improve.
Financial PerformanceOperating EPS was below estimate and consensus.
Loan GrowthLoan growth remains sluggish with average receivables down $88M month over month and 0.4% year over year.
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Ownership Overview
12.31% Insiders
26.34% Mutual Funds
0.24% Other Institutional Investors
21.24% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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BFH FAQ
What was Bread Financial Holdings’s price range in the past 12 months?
Bread Financial Holdings lowest stock price was $28.00 and its highest was $66.71 in the past 12 months.
What is Bread Financial Holdings’s market cap?
Bread Financial Holdings’s market cap is $3.03B.
When is Bread Financial Holdings’s upcoming earnings report date?
Bread Financial Holdings’s upcoming earnings report date is Jan 30, 2025 which is in 11 days.
How were Bread Financial Holdings’s earnings last quarter?
Bread Financial Holdings released its earnings results on Oct 24, 2024. The company reported $1.84 earnings per share for the quarter, missing the consensus estimate of $1.94 by -$0.1.
Is Bread Financial Holdings overvalued?
According to Wall Street analysts Bread Financial Holdings’s price is currently Undervalued.
Does Bread Financial Holdings pay dividends?
Bread Financial Holdings pays a Quarterly dividend of $0.836 which represents an annual dividend yield of 1.38%. See more information on Bread Financial Holdings dividends here
What is Bread Financial Holdings’s EPS estimate?
Bread Financial Holdings’s EPS estimate is 0.37.
How many shares outstanding does Bread Financial Holdings have?
Bread Financial Holdings has 49,715,060 shares outstanding.
What happened to Bread Financial Holdings’s price movement after its last earnings report?
Bread Financial Holdings reported an EPS of $1.84 in its last earnings report, missing expectations of $1.94. Following the earnings report the stock price went down -1.869%.
Which hedge fund is a major shareholder of Bread Financial Holdings?
Among the largest hedge funds holding Bread Financial Holdings’s share is Turtle Creek Asset Management Inc.. It holds Bread Financial Holdings’s shares valued at 218M.
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Bread Financial Holdings Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Hold
Average Price Target:
$66.50 (8.08% Upside)
$66.50 (8.08% Upside)
Blogger Sentiment
Neutral
BFH Sentiment 50%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 31.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $51.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.3%
Last 30 Days ▲ 8.0%
Last 30 Days ▲ 8.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
108.32%
12-Months-Change
Fundamentals
Return on Equity
10.54%
Trailing 12-Months
Asset Growth
0.59%
Trailing 12-Months
Company Description
Bread Financial Holdings
Alliance Data Systems Corp. engages in the provision of data-driven and transaction-based marketing and customer loyalty solutions. It operates through the following segments: LoyaltyOne, Epsilon and Card Services. The LoyaltyOne segment provides coalition and short-term loyalty programs. The Epsilon segment offers end-to-end, integrated marketing solutions. The Card Services offers risk management solutions, account origination, funding, transaction processing, customer care, collections, and marketing services for the company's private label and co-brand credit card programs. The company was founded in 1996 and is headquartered in Columbus, Ohio.
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BFH Company Deck
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BFH Earnings Call
Q3 2024
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted Bread Financial's efforts to strengthen its capital position and reduce debt, while also acknowledging challenges such as declining revenue and increased net loss rates. Despite strategic partnerships and tangible book value growth, the financial results were impacted by moderating consumer spend and expenses from convertible notes repurchase.Read More>---
BFH Stock 12 Month Forecast
Average Price Target
$66.50
▲(8.08% Upside)
Technical Analysis
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Best Analysts Covering BFH
1 Year
1 Year Success Rate
11/16 ratings generated profit
1 Year Average Return
+3.17%
reiterated a buy rating last month
Copying Sanjay Sakhrani's trades and holding each position for 1 Year would result in 68.75% of your transactions generating a profit, with an average return of +3.17% per trade.
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