Want to see WU full AI Analyst Report?
WU Stock Chart & Stats
$9.48
-$0.07(-0.67%)
At close: 4:00 PM EST
$9.48
-$0.07(-0.67%)
Day’s Range― - ―
52-Week Range$6.91 - $10.35
Previous CloseN/A
Volume1.15M
Average Volume (3M)8.06M
Market Cap
$2.65B
Enterprise Value$4.48K
Total Cash (Recent Filing)$2.93B
Total Debt (Recent Filing)$2.62B
Price to Earnings (P/E)6.1
Beta0.41
Next Earnings
Jul 30, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend Yield11.31%
Share Statistics
EPS (TTM)1.37
Shares Outstanding312,435,100
10 Day Avg. Volume8,518,846
30 Day Avg. Volume8,064,664
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)3.17
Price to Sales (P/S)0.75
P/FCF Ratio7.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$7.79Price Target Upside-17.87% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering8
EPS Forecast (FY)1.73
Revenue Forecast (FY)$4.19B
Bulls Say, Bears Say
Bulls Say
Deleveraged Balance SheetWestern Union's elimination of reported total debt in 2025/TTM meaningfully reduces interest and refinancing risk, increasing financial flexibility. This cleaner leverage position supports execution of M&A, efficiency programs and capital returns and improves shock absorption over the next 2–6 months.
Resilient Profitability MarginsSustained mid‑teens-plus operating margins demonstrate durable earnings power in core cross‑border payments. These healthy margins provide a structural cushion against revenue variability, help fund dividends and investment, and make it easier to achieve target synergies from efficiency programs over the medium term.
M&A, Digital And Agent Expansion StrategyStrategic deals and agent partnerships expand distribution and customer reach materially. Adding agents and targeted $30M synergies can accelerate scale economics; combined with digital initiatives and new payout rails, this structurally diversifies revenue channels and supports growth beyond organic remittance trends.
Bears Say
Multi-year Revenue DeclineA persistent top‑line contraction reduces operating leverage and forces reliance on cost cuts, M&A and product mix shifts to sustain growth. Structural declines in core remittance volumes or pricing pressure could limit organic revenue upside over the next several quarters and increase execution risk for targets.
Weakened Free Cash Flow And ConversionDeclining free cash flow and subpar cash conversion constrain internal funding for investments, dividends and debt reduction. Over the medium term this raises dependence on external financing for strategic initiatives and limits margin for error while management executes efficiency and M&A plans.
Near-term Margin, EPS And Cash-flow PressureRecent quarter showed material EPS, margin and cash‑flow deterioration driven by FX, agent sign-up costs and retail softness. Until cost savings and synergies materialize, earnings and liquidity remain vulnerable and leverage is expected to stay elevated for ~12–18 months, limiting flexibility.
Western Union News
WU FAQ
What was Western Union Company’s price range in the past 12 months?
Western Union Company lowest stock price was $6.91 and its highest was $10.35 in the past 12 months.
What is Western Union Company’s market cap?
Western Union Company’s market cap is $2.65B.
When is Western Union Company’s upcoming earnings report date?
Western Union Company’s upcoming earnings report date is Jul 30, 2026 which is in 5 days.
How were Western Union Company’s earnings last quarter?
Western Union Company released its earnings results on Apr 24, 2026. The company reported $0.25 earnings per share for the quarter, missing the consensus estimate of $0.391 by -$0.141.
Is Western Union Company overvalued?
According to Wall Street analysts Western Union Company’s price is currently Overvalued.
Does Western Union Company pay dividends?
Western Union Company pays a Quarterly dividend of $0.235 which represents an annual dividend yield of 11.31%. See more information on Western Union Company dividends here
What is Western Union Company’s EPS estimate?
Western Union Company’s EPS estimate is 0.42.
How many shares outstanding does Western Union Company have?
Western Union Company has 312,435,100 shares outstanding.
What happened to Western Union Company’s price movement after its last earnings report?
Western Union Company reported an EPS of $0.25 in its last earnings report, missing expectations of $0.391. Following the earnings report the stock price went down -4.614%.
Which hedge fund is a major shareholder of Western Union Company?
Currently, no hedge funds are holding shares in WU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western Union Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$7.79 (-17.87% Downside)
$7.79 (-17.87% Downside)
Blogger Sentiment
Bullish
WU Sentiment 64%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 709.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $240.6K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 2.1%
Last 30 Days ▲ 3.3%
Last 30 Days ▲ 3.3%
News Sentiment
Very Bearish
Bullish news 17%
Bearish news 83%
Bearish news 83%
Technicals
SMA
Negative
20 days / 200 days
Momentum
5.20%
12-Months-Change
Fundamentals
Return on Equity
11.31%
Trailing 12-Months
Asset Growth
-2.85%
Trailing 12-Months
Company Description
Western Union Company
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
WU Revenue Breakdown
91.92% Consumer-to-Consumer
0.68% Business Solutions
7.40% Other
WU Stock 12 Month Forecast
Average Price Target
$7.79
▼(-17.87% Downside)
Technical Analysis
Ownership Overview
1.51% Insiders
28.69% Mutual Funds
1.32% Other Institutional Investors
34.75% Public Companies and Individual Investors