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SoFi (SOFI)
NASDAQ:SOFI
SOFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$7.57 - $27.77
Previous CloseN/A
Volume13.82M
Average Volume (3M)63.82M
Market Cap
$32.80B
Enterprise Value$22.85B
Total Cash (Recent Filing)$4.50B
Total Debt (Recent Filing)$3.48B
Price to Earnings (P/E)55.8
Beta2.36
Next Earnings
Nov 04, 2025EPS Estimate
0.08Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.08
Shares Outstanding1,185,385,500
10 Day Avg. Volume58,663,108
30 Day Avg. Volume63,822,529
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)2.48
Price to Sales (P/S)4.37
P/FCF Ratio-12.69
Enterprise Value/Market Cap0.70
Enterprise Value/Revenue5.49
Enterprise Value/Gross Profit7.55
Enterprise Value/Ebitda42.87
Forecast
1Y Price Target
$20.25Price Target Upside-26.15% Downside
Rating ConsensusHold
Number of Analyst Covering18
Bulls Say, Bears Say
Bulls Say
Crypto ExpansionRebooting crypto with additional new products is expected to drive impressive member growth, rising product engagement, and healthy incremental margins.
Earnings PerformanceSOFI's 2Q results came in well above both ours and Street expectations on both the top and bottom line, largely due to growth in the loan platform business which continues to accelerate as private credit demand remains rock solid.
Growth OpportunitiesThe capital raise from the summer is expected to provide opportunities to accelerate growth in the lending business or pursue mergers and acquisitions.
Bears Say
Return On EquityAfter use of proceeds, this will not have a material impact on EPS, but should dilute ROE by ~110 bps in 2027.
Share DilutionThe equity raise increased SOFI's share count by 7.4%.
SoFi News
SOFI FAQ
What was SoFi’s price range in the past 12 months?
SoFi lowest stock price was $7.57 and its highest was $27.77 in the past 12 months.
What is SoFi’s market cap?
SoFi’s market cap is $32.80B.
When is SoFi’s upcoming earnings report date?
SoFi’s upcoming earnings report date is Nov 04, 2025 which is in 47 days.
How were SoFi’s earnings last quarter?
SoFi released its earnings results on Jul 29, 2025. The company reported $0.08 earnings per share for the quarter, beating the consensus estimate of $0.061 by $0.019.
Is SoFi overvalued?
According to Wall Street analysts SoFi’s price is currently Overvalued.
Does SoFi pay dividends?
SoFi does not currently pay dividends.
What is SoFi’s EPS estimate?
SoFi’s EPS estimate is 0.08.
How many shares outstanding does SoFi have?
SoFi has 1,185,385,500 shares outstanding.
What happened to SoFi’s price movement after its last earnings report?
SoFi reported an EPS of $0.08 in its last earnings report, beating expectations of $0.061. Following the earnings report the stock price went up 6.565%.
Which hedge fund is a major shareholder of SoFi?
Currently, no hedge funds are holding shares in SOFI
SoFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$20.25 (-26.15% Downside)
$20.25 (-26.15% Downside)
Blogger Sentiment
Bullish
SOFI Sentiment 87%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 2.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.5%
Last 30 Days ▲ 3.3%
Last 30 Days ▲ 3.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
257.49%
12-Months-Change
Fundamentals
Return on Equity
8.80%
Trailing 12-Months
Asset Growth
25.95%
Trailing 12-Months
Company Description
SoFi
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
SOFI Company Deck
SOFI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant growth in revenue, member acquisition, and product offerings, demonstrating strong operational performance across SoFi's segments. However, there were some challenges, particularly in the Tech Platform segment and the impact of interest rates on home loans. Overall, the positive aspects of growth and innovation outweighed the challenges.View all SOFI earnings summariesSOFI Net revenue Breakdown
95.54% U.S.
4.46% All foreign countries
SOFI Stock 12 Month Forecast
Average Price Target
$20.25
▼(-26.15% Downside)
Technical Analysis
Ownership Overview
3.73% Insiders
11.11% Mutual Funds
9.00% Other Institutional Investors
63.22% Public Companies and Individual Investors