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SoFi Technologies (SOFI)
NASDAQ:SOFI
SOFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$6.01 - $18.42
Previous CloseN/A
Volume13.82M
Average Volume (3M)66.16M
Market Cap
$15.51B
Enterprise ValueN/A
Total Cash (Recent Filing)$2.54B
Total Debt (Recent Filing)$3.09B
Price to Earnings (P/E)32.2
Beta2.55
Next Earnings
Aug 05, 2025EPS Estimate
0.06Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.06
Shares Outstanding1,105,363,000
10 Day Avg. Volume59,304,748
30 Day Avg. Volume66,155,744
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)1.98
Price to Sales (P/S)0.00
P/FCF Ratio-9.40
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$14.05Price Target Upside3.54% Upside
Rating ConsensusHold
Number of Analyst Covering14
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Bulls Say, Bears Say
Bulls Say
Banking ServicesWith its low fees, competitive rate, and user-friendly apps, SoFi is well positioned to attract customers from traditional banks and generate revenue by providing full banking services.
Customer BaseSoFi focuses on serving tech-savvy millennials, which has helped the company attract a group of well-educated and high-credit score customers.
Earnings PerformanceSOFI had a strong start to FY25, beating estimates on both the top and bottom line due to stronger performance within the lending business.
Bears Say
Consumer SpendingSlowing consumer spending and rising inflation could dent loan demand and credit performance, posing risks to SoFi’s profitability.
Customer EngagementKey risks include new customer engagement slowdown and inability to retain existing ones with their additional product offerings, impacting their ability to grow the loan book and introduce new products in other business segments.
Revenue GrowthSlower revenue growth expectations are already reflected in SoFi shares, which have fallen significantly year-to-date.
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Ownership Overview
4.12% Insiders
11.72% Mutual Funds
6.25% Other Institutional Investors
66.30% Public Companies and
Individual Investors
SOFI FAQ
What was SoFi Technologies’s price range in the past 12 months?
SoFi Technologies lowest stock price was $6.01 and its highest was $18.42 in the past 12 months.
What is SoFi Technologies’s market cap?
SoFi Technologies’s market cap is $15.51B.
When is SoFi Technologies’s upcoming earnings report date?
SoFi Technologies’s upcoming earnings report date is Aug 05, 2025 which is in 81 days.
How were SoFi Technologies’s earnings last quarter?
SoFi Technologies released its earnings results on Apr 29, 2025. The company reported $0.06 earnings per share for the quarter, beating the consensus estimate of $0.033 by $0.027.
Is SoFi Technologies overvalued?
According to Wall Street analysts SoFi Technologies’s price is currently Undervalued.
Does SoFi Technologies pay dividends?
SoFi Technologies does not currently pay dividends.
What is SoFi Technologies’s EPS estimate?
SoFi Technologies’s EPS estimate is 0.06.
How many shares outstanding does SoFi Technologies have?
SoFi Technologies has 1,105,363,000 shares outstanding.
What happened to SoFi Technologies’s price movement after its last earnings report?
SoFi Technologies reported an EPS of $0.06 in its last earnings report, beating expectations of $0.033. Following the earnings report the stock price went up 0.53%.
Which hedge fund is a major shareholder of SoFi Technologies?
Currently, no hedge funds are holding shares in SOFI
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SoFi Technologies Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$14.05 (3.54% Upside)
$14.05 (3.54% Upside)
Blogger Sentiment
Bullish
SOFI Sentiment 84%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 34.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $500.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.4%
Last 30 Days ▲ 1.4%
Last 30 Days ▲ 1.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
87.81%
12-Months-Change
Fundamentals
Return on Equity
7.51%
Trailing 12-Months
Asset Growth
20.58%
Trailing 12-Months
Company Description
SoFi Technologies
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
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SOFI Company Deck
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SOFI Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
SoFi Technologies reported strong financial performance with record revenue, robust member and product growth, and significant profitability increases. However, there were minor challenges in the tech platform segment and potential variability in loan platform monetization. Overall, the company's performance and outlook remain positive.Read More>---
SOFI Net revenue Breakdown
95.54% U.S.
4.46% All foreign countries
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SOFI Stock 12 Month Forecast
Average Price Target
$14.05
▲(3.54% Upside)
Technical Analysis
Credit Acceptance
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