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SoFi (SOFI)
NASDAQ:SOFI
SOFI Stock Chart & Stats
$27.82
-$0.35(-2.35%)
At close: 4:00 PM EST
$27.82
-$0.35(-2.35%)
Day’s Range― - ―
52-Week Range$8.60 - $32.73
Previous CloseN/A
Volume13.82M
Average Volume (3M)81.86M
Market Cap
$33.55B
Enterprise Value$33.16B
Total Cash (Recent Filing)$5.76B
Total Debt (Recent Filing)$2.81B
Price to Earnings (P/E)50.4
Beta2.24
Next Earnings
Feb 02, 2026EPS Estimate
0.11Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding1,205,903,100
10 Day Avg. Volume85,197,213
30 Day Avg. Volume81,859,597
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)2.48
Price to Sales (P/S)4.37
P/FCF Ratio-12.60
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue7.47
Enterprise Value/Gross Profit10.08
Enterprise Value/Ebitda35.59
Forecast
1Y Price Target
$27.21Price Target Upside-2.19% Downside
Rating ConsensusHold
Number of Analyst Covering16
EPS Forecast (FY)0.36
Revenue Forecast (FY)$3.56B
Bulls Say, Bears Say
Bulls Say
Market PositioningSOFI is positioned as a full-service bank for highly educated, digitally inclined consumers and is seen as a potential winner in the digital bank space.
PartnershipsIn the Tech segment, SoFi announced a partnership with Southwest Airlines to power their Rapid Rewards debit card and signed with 2 other large consumer brands.
Revenue GrowthSoFi reported adjusted net revenue exceeding expectations, with significant contributions from the Lending and Financial Services segments.
Bears Say
Consumer Credit DeteriorationFitch Ratings has increased its cumulative net loss expectations for SoFi's ABS, reflecting concerns about consumer credit deterioration.
Loan Performance IssuesTwo of SoFi's ABS trusts have exceeded their cumulative loss limits, indicating potential issues with loan performance.
Valuation ConcernsShares are currently valued at ~44x the mid-point of 2026 EPS guidance, which is viewed as quite rich relative to peers.
SoFi News
SOFI FAQ
What was SoFi’s price range in the past 12 months?
SoFi lowest stock price was $8.60 and its highest was $32.73 in the past 12 months.
What is SoFi’s market cap?
SoFi’s market cap is $33.55B.
When is SoFi’s upcoming earnings report date?
SoFi’s upcoming earnings report date is Feb 02, 2026 which is in 77 days.
How were SoFi’s earnings last quarter?
SoFi released its earnings results on Oct 28, 2025. The company reported $0.11 earnings per share for the quarter, beating the consensus estimate of $0.083 by $0.027.
Is SoFi overvalued?
According to Wall Street analysts SoFi’s price is currently Overvalued.
Does SoFi pay dividends?
SoFi does not currently pay dividends.
What is SoFi’s EPS estimate?
SoFi’s EPS estimate is 0.11.
How many shares outstanding does SoFi have?
SoFi has 1,205,903,100 shares outstanding.
What happened to SoFi’s price movement after its last earnings report?
SoFi reported an EPS of $0.11 in its last earnings report, beating expectations of $0.083. Following the earnings report the stock price went up 5.533%.
Which hedge fund is a major shareholder of SoFi?
Currently, no hedge funds are holding shares in SOFI
SoFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$27.21 (-2.19% Downside)
$27.21 (-2.19% Downside)
Blogger Sentiment
Bullish
SOFI Sentiment 87%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.3%
Last 30 Days ▲ 3.7%
Last 30 Days ▲ 3.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
107.61%
12-Months-Change
Fundamentals
Return on Equity
8.59%
Trailing 12-Months
Asset Growth
31.74%
Trailing 12-Months
Company Description
SoFi
SoFi, or Social Finance, Inc., is a financial technology company based in the United States that offers a range of financial products and services. Founded in 2011, SoFi initially gained prominence through its student loan refinancing platform but has since expanded its offerings to include personal loans, mortgages, investment services, and insurance products. The company operates primarily in the fintech sector, leveraging technology to provide accessible financial solutions and enhance user experience.
SOFI Company Deck
SOFI Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted SoFi's strong financial performance, record growth in members and products, and successful capital raise. The company made significant strides in product innovation, especially in crypto and blockchain. Despite some economic and competitive risks, the overall sentiment is optimistic.View all SOFI earnings summariesSOFI Net revenue Breakdown
95.54% U.S.
4.46% All foreign countries
SOFI Stock 12 Month Forecast
Average Price Target
$27.21
▼(-2.19% Downside)
Technical Analysis
Ownership Overview
3.87% Insiders
11.13% Mutual Funds
2.64% Other Institutional Investors
69.74% Public Companies and Individual Investors