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ALLY Stock Chart & Stats
$45.36
$0.17(0.48%)
At close: 4:00 PM EST
$45.36
$0.17(0.48%)
Day’s Range― - ―
52-Week Range$35.92 - $47.29
Previous CloseN/A
Volume1.18M
Average Volume (3M)3.04M
Market Cap
$13.90B
Enterprise Value$34.12K
Total Cash (Recent Filing)$29.06B
Total Debt (Recent Filing)$21.60B
Price to Earnings (P/E)11.2
Beta1.15
Next Earnings
Jul 21, 2026EPS Estimate
1.23Next Dividend Ex-DateN/A
Dividend Yield2.58%
Share Statistics
EPS (TTM)4.15
Shares Outstanding306,523,070
10 Day Avg. Volume2,376,195
30 Day Avg. Volume3,036,744
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)0.91
Price to Sales (P/S)1.16
P/FCF Ratio-21.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$53.73Price Target Upside18.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering12
EPS Forecast (FY)5.34
Revenue Forecast (FY)$9.00B
Bulls Say, Bears Say
Bulls Say
Stable Retail Deposit FranchiseA deep, retail-heavy deposit base provides a structurally low‑cost, sticky funding source that supports net interest income and funds lending. High FDIC-insured share and consistent customer growth reduce wholesale funding dependence and enhance balance-sheet resilience over the medium term.
Improving Credit TrendsMaterial improvement in charge-offs and delinquencies indicates underwriting and portfolio quality are recovering. Sustained better credit performance lowers provisioning pressure, preserves capital, and supports more durable earnings and lending capacity across the auto and consumer cycles.
Stronger Capital And Shareholder PolicyRising CET1 and tangible book value show capital generation and balance-sheet strengthening. The ability to return capital via dividends and buybacks while growing capital suggests a durable buffer for regulatory requirements and supports disciplined growth without immediate need for external equity.
Bears Say
Weak Free Cash Flow ConversionDespite healthy operating cash generation, nearly zero free cash flow indicates earnings do not reliably convert to discretionary cash. This limits financial flexibility for investments, cushions against credit stress, and constrains sustainable capital return unless conversion improves or asset mix changes.
Meaningful LeverageLeverage at current levels is standard for a finance firm but leaves less margin for error if asset quality weakens. With non-peak returns and inconsistent cash conversion, meaningful leverage reduces strategic flexibility and increases the potential for capital actions under economic or credit deterioration.
Auto Reserve And Lease-related PressureCECL reserve builds and lease-yield headwinds expose earnings and capital to used-vehicle values and credit-cycle swings. This structural sensitivity can amplify earnings volatility and capital absorption in downturns, complicating predictable returns and making underwriting discipline essential.
Ally Financial News
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $35.92 and its highest was $47.29 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $13.90B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Jul 21, 2026 which is in 5 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Apr 17, 2026. The company reported $1.11 earnings per share for the quarter, beating the consensus estimate of $0.934 by $0.176.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.58%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 1.23.
How many shares outstanding does Ally Financial have?
Ally Financial has 306,523,070 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $1.11 in its last earnings report, beating expectations of $0.934. Following the earnings report the stock price went up 8.103%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ally Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$53.73 (18.45% Upside)
$53.73 (18.45% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 660.0K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 0.7%
Last 30 Days ▲ 3.4%
Last 30 Days ▲ 3.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.90%
12-Months-Change
Fundamentals
Return on Equity
9.19%
Trailing 12-Months
Asset Growth
2.04%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
ALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY Stock 12 Month Forecast
Average Price Target
$53.73
▲(18.45% Upside)
Technical Analysis
Credit Acceptance
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Synchrony Financial
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Ownership Overview
0.73% Insiders
28.71% Mutual Funds
1.23% Other Institutional Investors
49.70% Public Companies and Individual Investors