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Ally Financial (ALLY)
:ALLY
ALLY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$29.52 - $43.86
Previous CloseN/A
Volume1.18M
Average Volume (3M)3.20M
Market Cap
$11.46B
Enterprise Value$32.88B
Total Cash (Recent Filing)$29.36B
Total Debt (Recent Filing)$19.73B
Price to Earnings (P/E)24.2
Beta1.27
Next Earnings
Oct 15, 2025EPS Estimate
1.01Last Dividend Ex-Date
Aug 01, 2025Dividend Yield3.24%
Share Statistics
EPS (TTM)0.99
Shares Outstanding307,808,040
10 Day Avg. Volume3,109,024
30 Day Avg. Volume3,197,140
Financial Highlights & Ratios
PEG Ratio-0.48
Price to Book (P/B)0.79
Price to Sales (P/S)0.68
P/FCF Ratio10.35
Enterprise Value/Market Cap2.87
Enterprise Value/Revenue2.12
Enterprise Value/Gross Profit4.84
Enterprise Value/Ebitda19.11
Forecast
1Y Price Target
$45.43Price Target Upside21.99% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering15
Bulls Say, Bears Say
Bulls Say
Capital StrengthThe fully phased-in CET1 ratio rose to 7.6%, showing an improvement in capital strength.
Credit PerformanceFavorable vintage dynamics are viewed as a key tailwind for Ally Financial, indicating potential for better credit quality.
Financial PerformanceALLY reported adjusted EPS of $0.99, above estimates and consensus.
Bears Say
Credit LossesCredit losses and delinquencies remain elevated but showing signs of improvement.
Management GuidanceDisappointment management didn’t revise lower its FY25 retail auto loan loss guidance after a better-than-expected 1Q.
Market SentimentShares have underperformed peers over the last month.
Ally Financial News
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $29.52 and its highest was $43.86 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $11.46B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Oct 15, 2025 which is in 68 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Jul 18, 2025. The company reported $0.99 earnings per share for the quarter, beating the consensus estimate of $0.812 by $0.178.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.24%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 1.01.
How many shares outstanding does Ally Financial have?
Ally Financial has 307,808,040 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $0.99 in its last earnings report, beating expectations of $0.812. Following the earnings report the stock price went down -0.902%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
Ally Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$45.43 (21.99% Upside)
$45.43 (21.99% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 919.2K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 1.3%
Last 30 Days ▲ 3.8%
Last 30 Days ▲ 3.8%
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.84%
12-Months-Change
Fundamentals
Return on Equity
4.18%
Trailing 12-Months
Asset Growth
-1.59%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
ALLY Company Deck
ALLY Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive and negative aspects. The company showed strong momentum in application volumes and corporate finance, improvement in credit trends, and growth in the digital bank. However, there were challenges such as the decline in commercial auto balances, impact from the credit card business sale, increased costs in the insurance business, and seasonal decline in deposits.View all ALLY earnings summariesALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY Stock 12 Month Forecast
Average Price Target
$45.43
▲(21.99% Upside)
Technical Analysis
Ownership Overview
0.74% Insiders
27.32% Mutual Funds
0.93% Other Institutional Investors
52.27% Public Companies and Individual Investors