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ALLY Stock Chart & Stats
$42.92
-$1.05(-2.39%)
At close: 4:00 PM EDT
$42.92
-$1.05(-2.39%)
Day’s Range― - ―
52-Week Range$35.92 - $47.29
Previous CloseN/A
Volume5.92M
Average Volume (3M)3.16M
Market Cap
$13.18B
Enterprise Value$37.23K
Total Cash (Recent Filing)$8.68B
Total Debt (Recent Filing)$22.97B
Price to Earnings (P/E)10.1
Beta1.17
Next Earnings
Oct 21, 2026EPS Estimate
1.44Next Dividend Ex-DateN/A
Dividend Yield2.77%
Share Statistics
EPS (TTM)4.29
Shares Outstanding304,199,700
10 Day Avg. Volume3,798,991
30 Day Avg. Volume3,155,907
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)0.91
Price to Sales (P/S)1.16
P/FCF Ratio-21.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$54.73Price Target Upside27.51% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)5.23
Revenue Forecast (FY)$9.07B
Bulls Say, Bears Say
Bulls Say
Deposit Franchise / Stable FundingA large, sticky retail deposit base ($144bn; 87% of funding; multi-year customer growth) supplies low-cost, durable funding. That reduces reliance on volatile wholesale markets, supports sustained asset growth (loans/leases), and underpins net interest income and funding resilience over cycles.
Origination & Portfolio GrowthStrong, repeatable origination scale (retail originations +21% YoY; record applications) and growing corporate finance assets demonstrate diversified, high-return growth engines. Durable dealer/distribution relationships and scale support sustained loan production and fee income across market cycles.
Margin Expansion & Capital PositionManagement's upper‑3s NIM target alongside a CET1 ratio near 10.1% signals improving earning power with a meaningful capital buffer. Tighter loss guidance and modest buybacks/dividends indicate disciplined capital allocation that can sustain returns while preserving regulatory and balance sheet flexibility.
Bears Say
Elevated LeveragePersistently elevated leverage (D/E ~1.4–1.6) reduces financial flexibility and amplifies earnings sensitivity to credit or margin shocks. Higher leverage limits the firm's ability to absorb losses or pursue opportunistic investments without raising external capital during stress periods.
Weak Free Cash Flow ConversionDespite solid operating cash flow (~$4.6B TTM), very thin and volatile free cash flow constrains internal funding for buybacks, dividends or inorganic growth. Limited cash conversion increases reliance on capital markets for strategic actions and weakens shock absorption over multiple quarters.
Credit / Reserve VolatilityMaterial CECL reserve builds and a sizable provision increase highlight sensitivity of earnings to credit assumptions amid rapid asset growth. Combined with 30+ day delinquencies still elevated, reserve volatility can swing earnings and capital needs, forcing defensive actions or margin trade-offs.
Ally Financial News
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $35.92 and its highest was $47.29 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $13.18B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Oct 21, 2026 which is in 76 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Jul 21, 2026. The company reported $1.21 earnings per share for the quarter, missing the consensus estimate of $1.223 by -$0.013.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.77%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 1.44.
How many shares outstanding does Ally Financial have?
Ally Financial has 304,199,700 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $1.21 in its last earnings report, missing expectations of $1.223. Following the earnings report the stock price went down -2.394%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ally Financial Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$54.73 (27.51% Upside)
$54.73 (27.51% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 660.0K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 2.3%
Last 30 Days ▼ 2.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.18%
12-Months-Change
Fundamentals
Return on Equity
2.77%
Trailing 12-Months
Asset Growth
5.44%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc. (NYSE: ALLY) is a U.S.-based digital financial services company operating primarily in consumer banking and auto finance. Through its bank subsidiary, Ally Bank, the company offers deposit products and digital banking services, and through its lending operations it provides financing and related services for automotive customers (including retail consumers and dealers). Ally also operates other consumer lending and related financial services businesses.
ALLY Company Deck
ALLY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive picture: strong revenue and earnings growth (adjusted EPS +22%), margin expansion (NIM up to 3.63%), robust origination and application volumes, improving retail credit metrics, record corporate finance performance, and stronger capital and customer franchises. Lowlights were largely manageable: CECL reserve builds tied to rapid asset growth (causing a modest EPS headwind), a temporary shift in origination mix that compressed quarter-originated yield, seasonal deposit outflows, and continued macro uncertainty. On balance the positives — broad-based growth, margin and capital improvement, and tightened loss guidance — materially outweigh the transitory and manageable negatives.View all ALLY earnings summariesALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY Stock 12 Month Forecast
Average Price Target
$54.73
▲(27.51% Upside)
Technical Analysis
Credit Acceptance
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Synchrony Financial
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OneMain Holdings
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Enova International
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Ownership Overview
0.73% Insiders
28.93% Mutual Funds
2.11% Other Institutional Investors
48.80% Public Companies and Individual Investors