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Ally Financial (ALLY)
NYSE:ALLY
ALLY Stock Chart & Stats
$43.74
$0.17(0.48%)
At close: 4:00 PM EST
$43.74
$0.17(0.48%)
Day’s Range― - ―
52-Week Range$29.52 - $47.27
Previous CloseN/A
Volume1.18M
Average Volume (3M)2.70M
Market Cap
$13.51B
Enterprise Value$22.55B
Total Cash (Recent Filing)$29.23B
Total Debt (Recent Filing)$20.63B
Price to Earnings (P/E)26.4
Beta1.08
Next Earnings
Jan 21, 2026EPS Estimate
1.02Next Dividend Ex-DateN/A
Dividend Yield2.58%
Share Statistics
EPS (TTM)1.15
Shares Outstanding308,053,200
10 Day Avg. Volume2,611,064
30 Day Avg. Volume2,699,362
Financial Highlights & Ratios
PEG Ratio-0.47
Price to Book (P/B)0.79
Price to Sales (P/S)0.68
P/FCF Ratio10.35
Enterprise Value/Market Cap1.67
Enterprise Value/Revenue1.47
Enterprise Value/Gross Profit3.18
Enterprise Value/Ebitda11.14
Forecast
1Y Price Target
$53.71Price Target Upside22.79% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering15
EPS Forecast (FY)5.38
Revenue Forecast (FY)$9.05B
Bulls Say, Bears Say
Bulls Say
Credit QualityImproving credit trends, including better-than-expected performance in subprime cohorts and a shift toward higher-quality originations, should reduce loss severity and downside risk.
Net Interest MarginOngoing net interest margin expansion, driven by higher portfolio yields and lower deposit costs, should boost profitability and support a re-rating as margins improve through 2026.
Share RepurchaseShare buyback authorization signals management confidence in earnings momentum and supports potential upside to per-share metrics.
Bears Say
Asset QualityRising serious delinquency rates concentrated among subprime borrowers increase potential credit losses and heighten investor concern about asset quality.
Origination YieldsLower interest rates could pressure retail auto origination yields and near-term swap income, weighing on revenue from new lending activity.
ValuationStock trading at a premium to its historical range raises valuation risk and may limit upside if recent peer upgrades have already priced in improvement.
Ally Financial News
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $29.52 and its highest was $47.27 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $13.51B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Jan 21, 2026 which is in 6 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Oct 17, 2025. The company reported $1.15 earnings per share for the quarter, beating the consensus estimate of $1.005 by $0.145.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.58%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 1.02.
How many shares outstanding does Ally Financial have?
Ally Financial has 308,053,200 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $1.15 in its last earnings report, beating expectations of $1.005. Following the earnings report the stock price went up 3.564%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ally Financial Stock Smart Score
Outperform
1
2
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5
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7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$53.71 (22.79% Upside)
$53.71 (22.79% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 142.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.1%
Last 30 Days ▲ 10.6%
Last 30 Days ▲ 10.6%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.30%
12-Months-Change
Fundamentals
Return on Equity
4.25%
Trailing 12-Months
Asset Growth
-0.66%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
ALLY Company Deck
ALLY Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Ally Financial demonstrated strong financial performance in the third quarter, with significant earnings growth, improved credit trends, and strategic enhancements in digital banking and AI. However, there are challenges related to the impact of the credit card business sale and potential macroeconomic risks.View all ALLY earnings summariesALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY Stock 12 Month Forecast
Average Price Target
$53.71
▲(22.79% Upside)
Technical Analysis
Credit Acceptance
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SLM
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Synchrony Financial
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OneMain Holdings
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Enova International
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Ownership Overview
0.63% Insiders
27.93% Mutual Funds
0.15% Other Institutional Investors
53.20% Public Companies and Individual Investors