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Ally Financial (ALLY)
NYSE:ALLY
ALLY Stock Chart & Stats
$46.41
$0.17(0.48%)
At close: 4:00 PM EST
$46.41
$0.17(0.48%)
Day’s Range― - ―
52-Week Range$29.52 - $46.24
Previous CloseN/A
Volume1.18M
Average Volume (3M)2.97M
Market Cap
$14.07B
Enterprise Value$33.57B
Total Cash (Recent Filing)$32.93B
Total Debt (Recent Filing)$20.63B
Price to Earnings (P/E)27.5
Beta1.07
Next Earnings
Jan 21, 2026EPS Estimate
1.03Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)1.15
Shares Outstanding308,053,200
10 Day Avg. Volume3,739,458
30 Day Avg. Volume2,971,511
Financial Highlights & Ratios
PEG Ratio-0.47
Price to Book (P/B)0.79
Price to Sales (P/S)0.68
P/FCF Ratio10.35
Enterprise Value/Market Cap2.39
Enterprise Value/Revenue2.19
Enterprise Value/Gross Profit4.87
Enterprise Value/Ebitda19.91
Forecast
1Y Price Target
$50.00Price Target Upside7.74% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering14
EPS Forecast (FY)3.77
Revenue Forecast (FY)$7.94B
Bulls Say, Bears Say
Bulls Say
Credit PerformanceContinued improvement in credit trends and deeper integration of Insurance Ops with Auto Finance are seen as catalysts to drive upward re-rating.
Financial OutlookThe potential shift in demand towards used vehicles could drive up collateral values, benefiting ALLY's financial outlook.
ProfitabilityNIM expansion toward 3.80% target remains on track, benefiting from CD renewals and potential offset to lower rates.
Bears Say
Credit ConcernsTransition of auto loans into serious delinquency (90+ days past due) increased to 2.94%.
Market PerformanceShares have declined 17% from the 52-week high amid increasing credit concerns across the industry.
Stock PerformanceShares of ALLY have underperformed S&P 500 consumer finance stocks by ~450bp since reporting 3Q25 due to credit fears.
Ally Financial News
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $29.52 and its highest was $46.24 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $14.07B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Jan 21, 2026 which is in 29 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Oct 17, 2025. The company reported $1.15 earnings per share for the quarter, beating the consensus estimate of $1.005 by $0.145.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.59%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 1.03.
How many shares outstanding does Ally Financial have?
Ally Financial has 308,053,200 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $1.15 in its last earnings report, beating expectations of $1.005. Following the earnings report the stock price went up 3.564%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ally Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$50.00 (7.74% Upside)
$50.00 (7.74% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 142.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 1.1%
Last 30 Days ▲ 0.4%
Last 30 Days ▲ 0.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
36.28%
12-Months-Change
Fundamentals
Return on Equity
4.25%
Trailing 12-Months
Asset Growth
-0.66%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
ALLY Company Deck
ALLY Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Ally Financial demonstrated strong financial performance in the third quarter, with significant earnings growth, improved credit trends, and strategic enhancements in digital banking and AI. However, there are challenges related to the impact of the credit card business sale and potential macroeconomic risks.View all ALLY earnings summariesALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY Stock 12 Month Forecast
Average Price Target
$50.00
▲(7.74% Upside)
Technical Analysis
Credit Acceptance
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Synchrony Financial
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Ownership Overview
0.64% Insiders
27.30% Mutual Funds
37.77% Other Institutional Investors
16.22% Public Companies and Individual Investors