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Ally Financial (ALLY)
NYSE:ALLY
ALLY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$31.95 - $45.46
Previous CloseN/A
Volume1.18M
Average Volume (3M)3.97M
Market Cap
$11.19B
Enterprise Value$31.15B
Total Cash (Recent Filing)$10.29B
Total Debt (Recent Filing)$19.23B
Price to Earnings (P/E)20.3
Beta1.50
Next Earnings
Apr 17, 2025EPS Estimate
0.49Last Dividend Ex-Date
Jan 31, 2025Dividend Yield3.29%
Share Statistics
EPS (TTM)2.60
Shares Outstanding307,113,100
10 Day Avg. Volume5,015,331
30 Day Avg. Volume3,968,739
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.57
Price to Cash Flow (P/CF)4.50
P/FCF Ratio0.00
Enterprise Value/Market Cap2.78
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit2.19
Enterprise Value/Ebitda19.88
Forecast
1Y Price Target
$43.67Price Target Upside15.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering16
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Ally Financial News
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Bulls Say, Bears Say
Bulls Say
Auto Credit TrendsStrong positive trends in auto credit leads to a revision up of the ’25 outlook to ~215bps.
Earnings PerformanceALLY reported adjusted EPS that exceeded expectations, driven by lower provision.
Used Car Market ImpactStrong recoveries on better-than-expected used car values have positively impacted financial performance.
Bears Say
Credit And Delinquency ConcernsAuto delinquency rates remain elevated, impacting management guidance for retail auto losses.
Credit Card Business ExitWhile exiting the card business poses headwind to NIM, mid-teens ROTCE target remains intact and mgmt. sees it as achievable.
Interest Rate ImpactHigher long-term rates could weigh on origination volumes.
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Ownership Overview
0.97% Insiders
23.80% Mutual Funds
1.44% Other Institutional Investors
52.30% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Ally Financial
Desktop Users
Mobile Users
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $31.95 and its highest was $45.46 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $11.19B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Apr 17, 2025 which is in 23 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Jan 22, 2025. The company reported $0.78 earnings per share for the quarter, beating the consensus estimate of $0.572 by $0.208.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.29%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 0.49.
How many shares outstanding does Ally Financial have?
Ally Financial has 307,113,100 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $0.78 in its last earnings report, beating expectations of $0.572. Following the earnings report the stock price went up 3.853%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
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Ally Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$43.67 (15.29% Upside)
$43.67 (15.29% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 77%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 475.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 2.5%
Last 30 Days ▼ 2.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-7.46%
12-Months-Change
Fundamentals
Return on Equity
6.63%
Trailing 12-Months
Asset Growth
-2.32%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
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ALLY Company Deck
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ALLY Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong performance in Corporate Finance and growth in deposits and insurance, alongside strategic decisions to focus on core businesses. However, it also included significant restructuring efforts, including the sale of the Credit Card business, workforce reductions, and the impact of accounting changes. These measures reflect a focus on long-term growth but present immediate challenges.Read More>---
ALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
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ALLY Stock 12 Month Forecast
Average Price Target
$43.67
▲(15.29% Upside)
Technical Analysis
Capital One Financial
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Credit Acceptance
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Best Analysts Covering ALLY
1 Year
1 Year Success Rate
10/13 ratings generated profit
1 Year Average Return
+25.25%
reiterated a buy rating 2 months ago
Copying Richard Shane's trades and holding each position for 1 Year would result in 76.92% of your transactions generating a profit, with an average return of +25.25% per trade.
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