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Ally Financial (ALLY)
NYSE:ALLY
ALLY Stock Chart & Stats
$42.06
$0.17(0.48%)
At close: 4:00 PM EST
$42.06
$0.17(0.48%)
Day’s Range― - ―
52-Week Range$29.52 - $47.27
Previous CloseN/A
Volume1.18M
Average Volume (3M)3.07M
Market Cap
$12.99B
Enterprise Value$24.69B
Total Cash (Recent Filing)$10.03B
Total Debt (Recent Filing)$21.77B
Price to Earnings (P/E)17.8
Beta1.10
Next Earnings
Apr 16, 2026EPS Estimate
0.98Next Dividend Ex-DateN/A
Dividend Yield2.58%
Share Statistics
EPS (TTM)1.09
Shares Outstanding308,053,200
10 Day Avg. Volume4,591,886
30 Day Avg. Volume3,071,418
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)0.91
Price to Sales (P/S)1.16
P/FCF Ratio0.00
Enterprise Value/Market Cap1.90
Enterprise Value/Revenue2.03
Enterprise Value/Gross Profit3.91
Enterprise Value/Ebitda12.56
Forecast
1Y Price Target
$54.07Price Target Upside28.55% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering15
EPS Forecast (FY)5.33
Revenue Forecast (FY)$9.03B
Bulls Say, Bears Say
Bulls Say
Capital ReturnsAnalyst highlights that substantial share repurchase capacity once capital targets are met can support earnings per share and signal confidence in the franchise.
Credit Quality ImprovementDeclining delinquencies and stronger performance in older loan vintages are expected to lower loss severities and support more stable earnings.
Net Interest Margin OutlookAnalyst notes management's plan to widen net interest margin through deposit renewals and loan mix improvements could materially boost profitability if realized.
Bears Say
Funding Competition And Refinancing PressureCompetition for deposits from banks and fintech platforms plus elevated refinancing activity could raise funding costs and erode lending yields.
Margin Sensitivity And Guidance RiskRepeated downward guidance on net interest margin and a slow pass-through of deposit pricing may compress margins and pressure near-term earnings.
Origination And Revenue Growth HeadwindsAffordability pressures and normalized auto demand are likely to keep origination growth subdued, limiting revenue expansion.
Ally Financial News
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $29.52 and its highest was $47.27 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $12.99B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Apr 16, 2026 which is in 70 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Jan 21, 2026. The company reported $1.09 earnings per share for the quarter, beating the consensus estimate of $1.023 by $0.067.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.58%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 0.98.
How many shares outstanding does Ally Financial have?
Ally Financial has 308,053,200 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $1.09 in its last earnings report, beating expectations of $1.023. Following the earnings report the stock price went up 0.021%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ally Financial Stock Smart Score
Outperform
1
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5
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7
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$54.07 (28.55% Upside)
$54.07 (28.55% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 142.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 5.2%
Last 30 Days ▲ 3.0%
Last 30 Days ▲ 3.0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.70%
12-Months-Change
Fundamentals
Return on Equity
5.80%
Trailing 12-Months
Asset Growth
2.17%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
ALLY Company Deck
ALLY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed clear progress across key financial and operational metrics — notably strong EPS growth, materially higher ROTCE, retail auto NCOs below 2%, record dealer applications and origination volumes, capital improvement and an actionable path to higher NIM — while acknowledging manageable near-term headwinds including NIM seasonality, lease residual pressure on certain EV models, reserve conservatism driven by macro uncertainty, and the need to reach the 9% CET1 target. Overall the tone was constructive and forward-looking, with management highlighting disciplined execution, momentum in core franchises, and a cautious but growing return of capital to shareholders.View all ALLY earnings summariesALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY Stock 12 Month Forecast
Average Price Target
$54.07
▲(28.55% Upside)
Technical Analysis
Credit Acceptance
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Ownership Overview
0.63% Insiders
27.93% Mutual Funds
0.15% Other Institutional Investors
53.20% Public Companies and Individual Investors