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SLM Stock Chart & Stats
$24.29
$0.77(3.17%)
At close: 4:00 PM EDT
$24.29
$0.77(3.17%)
Day’s Range― - ―
52-Week Range$17.77 - $32.07
Previous CloseN/A
Volume59.03K
Average Volume (3M)3.10M
Market Cap
$4.97B
Enterprise Value$6.24K
Total Cash (Recent Filing)$4.64B
Total Debt (Recent Filing)$5.84B
Price to Earnings (P/E)7.3
Beta0.94
Next Earnings
Oct 28, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend Yield1.97%
Share Statistics
EPS (TTM)3.62
Shares Outstanding187,946,960
10 Day Avg. Volume3,074,518
30 Day Avg. Volume3,096,501
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$28.00Price Target Upside15.27% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)3.12
Revenue Forecast (FY)$1.91B
Bulls Say, Bears Say
Bulls Say
Market Position And FranchiseSallie Mae’s leading private education lending position, broad school relationships and scalable servicing platform support durable customer access, origination efficiency and potential share gains as demand for private education finance expands.
Fee Revenue And PartnershipsGrowing recurring fee revenue diversifies earnings beyond net interest income and can improve resilience across rate cycles. Strategic partnerships also create additional distribution and servicing opportunities that may scale without proportionate balance-sheet growth.
Credit Quality And CapitalStrong borrower credit characteristics, high cosigner participation and solid regulatory capital provide a durable buffer against loan losses. Successful modification programs further support repayment performance and reduce the risk of severe credit deterioration.
Bears Say
Net Interest Income PressureLower net interest income and a pressured margin show that funding costs, loan yields and liquidity deployment remain material earnings constraints. Even if management expects normalization, sensitivity to rates and loan mix can persist through the planning period.
Elevated Credit Loss RiskHigher charge-offs and the raised guidance floor indicate that credit costs remain an earnings headwind. Although management cites borrower-segment and servicing factors, sustained losses would pressure profitability, reserves and the capital available for growth.
Expense And Cash Flow VolatilityRecent investments may support future products and partnerships, but the higher cost base currently weakens operating leverage. Historical cash-flow volatility, including negative operating and free cash flow, also reduces confidence that earnings convert consistently into cash.
SLM News
SLM FAQ
What was SLM’s price range in the past 12 months?
SLM lowest stock price was $17.77 and its highest was $32.07 in the past 12 months.
What is SLM’s market cap?
SLM’s market cap is $4.97B.
When is SLM’s upcoming earnings report date?
SLM’s upcoming earnings report date is Oct 28, 2026 which is in 66 days.
How were SLM’s earnings last quarter?
SLM released its earnings results on Jul 23, 2026. The company reported $0.29 earnings per share for the quarter, missing the consensus estimate of $0.436 by -$0.146.
Is SLM overvalued?
According to Wall Street analysts SLM’s price is currently Undervalued.
Does SLM pay dividends?
SLM pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.97%. See more information on SLM dividends here
What is SLM’s EPS estimate?
SLM’s EPS estimate is 0.42.
How many shares outstanding does SLM have?
SLM has 187,946,960 shares outstanding.
What happened to SLM’s price movement after its last earnings report?
SLM reported an EPS of $0.29 in its last earnings report, missing expectations of $0.436. Following the earnings report the stock price went up 0.455%.
Which hedge fund is a major shareholder of SLM?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$28.00 (15.27% Upside)
$28.00 (15.27% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 138.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.0%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-22.48%
12-Months-Change
Fundamentals
Return on Equity
1.97%
Trailing 12-Months
Asset Growth
-3.46%
Trailing 12-Months
Company Description
SLM
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Company Deck
SLM Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a balanced view: several operational and strategic positives — modest origination growth, improving credit metrics, strong loan modification outcomes, growing fee revenue, solid capital and liquidity, active share repurchases and progress on strategic partnerships — tempered by near‑term headwinds including lower net interest income/NIM this quarter, higher net charge‑offs concentrated in a small borrower segment, a timing hit (~$25M) from bringing post‑default recoveries in‑house, and elevated one‑time investments that increased the efficiency ratio. Management framed the credit and recovery actions as largely timing‑related and emphasized confidence in the portfolio and a path to margin and efficiency recovery as peak season volumes deploy liquidity and fee streams scale.View all SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$28.00
▲(15.27% Upside)
Technical Analysis
Ownership Overview
1.60% Insiders
38.65% Mutual Funds
11.73% Other Institutional Investors
16.46% Public Companies and
Individual Investors