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SLM (SLM)
NASDAQ:SLM
SLM Stock Chart & Stats
$26.88
-$0.29(-1.04%)
At close: 4:00 PM EST
$26.88
-$0.29(-1.04%)
Day’s Range― - ―
52-Week Range$23.81 - $34.97
Previous CloseN/A
Volume412.86K
Average Volume (3M)3.15M
Market Cap
$5.45B
Enterprise Value$9.19B
Total Cash (Recent Filing)$3.54B
Total Debt (Recent Filing)$6.84B
Price to Earnings (P/E)9.5
Beta0.98
Next Earnings
Jan 28, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend Yield1.93%
Share Statistics
EPS (TTM)0.63
Shares Outstanding203,038,650
10 Day Avg. Volume5,180,319
30 Day Avg. Volume3,145,555
Financial Highlights & Ratios
PEG Ratio0.82
Price to Book (P/B)2.76
Price to Sales (P/S)2.00
P/FCF Ratio-18.10
Enterprise Value/Market Cap1.69
Enterprise Value/Revenue3.00
Enterprise Value/Gross Profit6.29
Enterprise Value/Ebitda11.15
Forecast
1Y Price Target
$31.70Price Target Upside17.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)3.27
Revenue Forecast (FY)$1.97B
Bulls Say, Bears Say
Bulls Say
Delinquency ImprovementsEarly-stage delinquencies improved for a third consecutive month and by more than typical October seasonality.
Loan Origination GrowthSLM expects the elimination of Grad PLUS loans to drive incremental originations of $4.5B - $5.0B with a four-year ramp.
Strategic PartnershipsSLM announced a multi-year strategic partnership generating fee-based, capital-light revenue and enabling expansion beyond its credit box.
Bears Say
Delinquency Rate ConcernsSLM's 30+ DQ rate reached its highest point yet in 3Q25 at 4.0%, and the year-over-year increase was the highest in 11 quarters.
EPS HeadwindsSLM’s EPS appear set for Year 1 headwinds from the initial costs of establishing the strategic partnership.
Expense IncreasesHigher expenses are a key driver of 2026/27e EPS stepping down 8%/14%.
SLM News
SLM FAQ
What was SLM’s price range in the past 12 months?
SLM lowest stock price was $23.81 and its highest was $34.97 in the past 12 months.
What is SLM’s market cap?
SLM’s market cap is $5.45B.
When is SLM’s upcoming earnings report date?
SLM’s upcoming earnings report date is Jan 28, 2026 which is in 40 days.
How were SLM’s earnings last quarter?
SLM released its earnings results on Oct 23, 2025. The company reported $0.63 earnings per share for the quarter, missing the consensus estimate of $0.797 by -$0.167.
Is SLM overvalued?
According to Wall Street analysts SLM’s price is currently Undervalued.
Does SLM pay dividends?
SLM pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.93%. See more information on SLM dividends here
What is SLM’s EPS estimate?
SLM’s EPS estimate is 0.93.
How many shares outstanding does SLM have?
SLM has 203,038,650 shares outstanding.
What happened to SLM’s price movement after its last earnings report?
SLM reported an EPS of $0.63 in its last earnings report, missing expectations of $0.797. Following the earnings report the stock price went up 3.345%.
Which hedge fund is a major shareholder of SLM?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Outperform
1
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5
6
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8
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$31.70 (17.93% Upside)
$31.70 (17.93% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.6M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.3%
Last 30 Days ▲ 1.0%
Last 30 Days ▲ 1.0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-1.21%
12-Months-Change
Fundamentals
Return on Equity
27.85%
Trailing 12-Months
Asset Growth
-1.36%
Trailing 12-Months
Company Description
SLM
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Company Deck
SLM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflected a balanced view with strong loan origination growth, improved credit quality, and successful financial strategies set against rising delinquencies and economic uncertainties. The company is optimistic about future growth and strategic partnerships.View all SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$31.70
▲(17.93% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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