CompetitionNew competition has emerged, including Monogram with a new loan product and strategic investment from Carlyle.
Credit PerformanceCredit took a step backwards as delinquencies spiked, driven by rising early stage delinquencies.
Web TrafficAugust web traffic to 'apply.salliemae.com' did not bounce back as hoped, causing a further moderation in the year-over-year growth rate.