SLM (SLM)
NASDAQ:SLM
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SLM Stock Chart & Stats
$22.64
-$0.29(-1.04%)
At close: 4:00 PM EST
$22.64
-$0.29(-1.04%)
Day’s Range― - ―
52-Week Range$17.77 - $34.97
Previous CloseN/A
Volume412.86K
Average Volume (3M)3.59M
Market Cap
$4.24B
Enterprise Value$5.26B
Total Cash (Recent Filing)$5.75B
Total Debt (Recent Filing)$6.17B
Price to Earnings (P/E)3.4
Beta0.95
Next Earnings
Jul 29, 2026EPS Estimate
0.49Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)3.65
Shares Outstanding188,582,800
10 Day Avg. Volume3,308,620
30 Day Avg. Volume3,594,486
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market Cap1.24
Enterprise Value/Revenue1.71
Enterprise Value/Gross Profit3.16
Enterprise Value/Ebitda5.24
Forecast
1Y Price Target
$28.22Price Target Upside24.66% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
EPS Forecast (FY)3.11
Revenue Forecast (FY)$1.90B
Bulls Say, Bears Say
Bulls Say
Collections And Roll RatesImproved roll rates across delinquency buckets and weaker early-stage delinquency flow indicate collections are becoming more effective, which can reduce the portion of loans that ultimately charge off.
Earnings And Credit OutlookAn earnings beat driven by lower provisions and management signaling significant earnings growth point to a constructive credit outlook and potential upside to profitability expectations.
Loan Sales And Capital ReturnA strategy of selling loans to external partners combined with a sizable share repurchase program supports capital returns and can generate gains and management-fee income that bolster reported performance.
Bears Say
Credit And Execution RiskDependence on student loan credit performance and the need to execute on the Grad Plus opportunity amid broader consumer credit concerns raise uncertainty for origination growth and net interest income assumptions.
Late-Stage DelinquenciesRising late-stage delinquencies and higher late-stage roll rates paired with falling recoveries signal increased stress in the most severe accounts and pressure on future loss reserves.
Trust Balance DeclinesDeclining trust balances have contributed to higher delinquency and net charge-off rates, weakening the stability of asset performance and creating headwinds for reported credit metrics.
SLM News
SLM FAQ
What was SLM’s price range in the past 12 months?
SLM lowest stock price was $17.77 and its highest was $34.97 in the past 12 months.
What is SLM’s market cap?
SLM’s market cap is $4.24B.
When is SLM’s upcoming earnings report date?
SLM’s upcoming earnings report date is Jul 29, 2026 which is in 83 days.
How were SLM’s earnings last quarter?
SLM released its earnings results on Apr 23, 2026. The company reported $1.54 earnings per share for the quarter, beating the consensus estimate of $1.222 by $0.318.
Is SLM overvalued?
According to Wall Street analysts SLM’s price is currently Undervalued.
Does SLM pay dividends?
SLM pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.88%. See more information on SLM dividends here
What is SLM’s EPS estimate?
SLM’s EPS estimate is 0.49.
How many shares outstanding does SLM have?
SLM has 188,582,800 shares outstanding.
What happened to SLM’s price movement after its last earnings report?
SLM reported an EPS of $1.54 in its last earnings report, beating expectations of $1.222. Following the earnings report the stock price went up 1.751%.
Which hedge fund is a major shareholder of SLM?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$28.22 (24.66% Upside)
$28.22 (24.66% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 3.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.7%
Last 30 Days ▼ 9.6%
Last 30 Days ▼ 9.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.81%
12-Months-Change
Fundamentals
Return on Equity
31.16%
Trailing 12-Months
Asset Growth
1.77%
Trailing 12-Months
Company Description
SLM
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Company Deck
SLM Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive tone: management reported EPS and originations growth, achieved meaningful loan-sale gains and accelerated capital returns, improved new-origin credit metrics, and maintained strong liquidity and capital ratios. These positives were tempered by modestly higher net charge-offs, elevated noninterest expenses to fund growth (which may temporarily pressure efficiency), and some near-term NIM moderation and balance-sheet shrinkage due to incremental loan sales and buybacks. Management reiterated confident execution plans for the large Grad PLUS opportunity while acknowledging early-stage uncertainty and the need for more seasoning data.View all SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$28.22
▲(24.66% Upside)
Technical Analysis
Ownership Overview
1.56% Insiders
41.56% Mutual Funds
3.56% Other Institutional Investors
23.54% Public Companies and Individual Investors