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SLM (SLM)
NASDAQ:SLM
SLM Stock Chart & Stats
$19.19
-$0.29(-1.04%)
At close: 4:00 PM EST
$19.19
-$0.29(-1.04%)
Day’s Range― - ―
52-Week Range$18.14 - $34.97
Previous CloseN/A
Volume412.86K
Average Volume (3M)3.97M
Market Cap
$3.80B
Enterprise Value$5.73B
Total Cash (Recent Filing)$4.03B
Total Debt (Recent Filing)$5.86B
Price to Earnings (P/E)5.6
Beta1.03
Next Earnings
Apr 29, 2026EPS Estimate
0.81Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)1.12
Shares Outstanding198,154,630
10 Day Avg. Volume5,527,486
30 Day Avg. Volume3,971,130
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market Cap1.51
Enterprise Value/Revenue1.84
Enterprise Value/Gross Profit3.47
Enterprise Value/Ebitda5.69
Forecast
1Y Price Target
$31.60Price Target Upside64.67% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)2.74
Revenue Forecast (FY)$1.85B
Bulls Say, Bears Say
Bulls Say
Capital ReturnsA sizable share repurchase program combined with management signaling significant earnings growth supports shareholder returns and can boost per-share metrics as originations are monetized.
Credit Performance ImprovementImproved roll rates and enhanced collections have lowered the share of early delinquencies that turn into charge-offs, supporting reduced provisions and an earnings beat.
Strategic PartnershipsStrategic partnership with KKR enables scaling originations through private capital and shifts revenue toward fee-based, capital-light activities that reduce balance-sheet risk.
Bears Say
Balance-sheet Growth And Net Interest IncomeSlower balance-sheet expansion and increased loan sales to external partners could pressure net interest income and weigh on origination-driven growth expectations.
Credit Risk And Delinquency LevelsTotal delinquency levels remain meaningfully higher than pre-pandemic norms and rising early-stage delinquencies raise the risk of larger future loan losses despite mixed roll-rate improvements.
Expense Ramp And EPS PressureInitial costs to establish the partnership model are expected to drive a near-term expense increase that pressures earnings per share during the transition period.
SLM News
SLM FAQ
What was SLM’s price range in the past 12 months?
SLM lowest stock price was $18.14 and its highest was $34.97 in the past 12 months.
What is SLM’s market cap?
SLM’s market cap is $3.80B.
When is SLM’s upcoming earnings report date?
SLM’s upcoming earnings report date is Apr 29, 2026 which is in 55 days.
How were SLM’s earnings last quarter?
SLM released its earnings results on Jan 22, 2026. The company reported $1.12 earnings per share for the quarter, beating the consensus estimate of $0.936 by $0.184.
Is SLM overvalued?
According to Wall Street analysts SLM’s price is currently Undervalued.
Does SLM pay dividends?
SLM pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.88%. See more information on SLM dividends here
What is SLM’s EPS estimate?
SLM’s EPS estimate is 0.81.
How many shares outstanding does SLM have?
SLM has 198,154,630 shares outstanding.
What happened to SLM’s price movement after its last earnings report?
SLM reported an EPS of $1.12 in its last earnings report, beating expectations of $0.936. Following the earnings report the stock price went up 3.446%.
Which hedge fund is a major shareholder of SLM?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$31.60 (64.67% Upside)
$31.60 (64.67% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 75%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Increased
By 3.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.7%
Last 30 Days ▲ 12.3%
Last 30 Days ▲ 12.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-33.28%
12-Months-Change
Fundamentals
Return on Equity
32.31%
Trailing 12-Months
Asset Growth
-1.08%
Trailing 12-Months
Company Description
SLM
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Company Deck
SLM Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
Balanced result: the company delivered strong 2025 operating results (notably EPS growth, originations expansion, improving NIM, a strategic partnership launch, and robust capital returns) and laid out an ambitious growth opportunity from federal Plus reform. However, the near-term outlook includes deliberate but sizable investments that pressure 2026 EPS and expenses, some upticks in early-stage delinquencies and quarter NCO rates, and increased complexity from a changed loan-sale strategy. Management emphasizes long-term upside (EPS acceleration beginning in 2027 if the Plus TAM materializes) while accepting short-term trade-offs.View all SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$31.60
▲(64.67% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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