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SLM (SLM)
NASDAQ:SLM
SLM Stock Chart & Stats
$27.04
-$0.29(-1.04%)
At close: 4:00 PM EST
$27.04
-$0.29(-1.04%)
Day’s Range― - ―
52-Week Range$23.81 - $34.97
Previous CloseN/A
Volume412.86K
Average Volume (3M)3.07M
Market Cap
$5.49B
Enterprise Value$9.19B
Total Cash (Recent Filing)$3.54B
Total Debt (Recent Filing)$6.84B
Price to Earnings (P/E)9.5
Beta0.94
Next Earnings
Jan 22, 2026EPS Estimate
0.94Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)0.63
Shares Outstanding203,038,650
10 Day Avg. Volume1,914,144
30 Day Avg. Volume3,068,287
Financial Highlights & Ratios
PEG Ratio0.82
Price to Book (P/B)2.76
Price to Sales (P/S)2.00
P/FCF Ratio-18.10
Enterprise Value/Market Cap1.67
Enterprise Value/Revenue3.00
Enterprise Value/Gross Profit6.29
Enterprise Value/Ebitda11.15
Forecast
1Y Price Target
$31.09Price Target Upside14.98% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Credit Quality ImprovementSmaller-than-typical delinquency increases and a decline in net charge-offs point to improving trust performance, which should ease credit concerns around SLM.
Grad PLUS Origination OpportunityChanges to the Grad PLUS program are expected to create a multibillion-dollar origination opportunity that can accelerate capital generation and support dividends, buybacks, and strategic investments.
Strategic Private Credit PartnershipPartnership with a major private credit manager to buy new loans annually is expected to scale originations, shift revenue toward fee-based, capital-light income, and improve returns on equity.
Bears Say
Earnings Volatility From Loan Sales And Charge-offsHigher loan sales combined with accelerating net charge-offs could temporarily reduce reported earnings and increase uncertainty around forward EPS.
Elevated Delinquency BaselineTotal delinquency levels remain meaningfully higher than pre-pandemic norms, representing downside risk to credit outcomes under adverse conditions.
Expense And EPS Pressure From TransitionInitial costs and an expense ramp tied to shifting to a partnership funding model are expected to create a near-term headwind to earnings per share.
SLM News
![Independent Research Uncovers Alleged Disclosure Gaps in SLM Student Loan Portfolio [Litigation Update – December 2025]](https://blog.tipranks.com/wp-content/uploads/2026/01/slmstock-150x150.jpg)
SLM FAQ
What was SLM’s price range in the past 12 months?
SLM lowest stock price was $23.81 and its highest was $34.97 in the past 12 months.
What is SLM’s market cap?
SLM’s market cap is $5.49B.
When is SLM’s upcoming earnings report date?
SLM’s upcoming earnings report date is Jan 22, 2026 which is in 7 days.
How were SLM’s earnings last quarter?
SLM released its earnings results on Oct 23, 2025. The company reported $0.63 earnings per share for the quarter, missing the consensus estimate of $0.797 by -$0.167.
Is SLM overvalued?
According to Wall Street analysts SLM’s price is currently Undervalued.
Does SLM pay dividends?
SLM pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.88%. See more information on SLM dividends here
What is SLM’s EPS estimate?
SLM’s EPS estimate is 0.94.
How many shares outstanding does SLM have?
SLM has 203,038,650 shares outstanding.
What happened to SLM’s price movement after its last earnings report?
SLM reported an EPS of $0.63 in its last earnings report, missing expectations of $0.797. Following the earnings report the stock price went up 3.329%.
Which hedge fund is a major shareholder of SLM?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$31.09 (14.98% Upside)
$31.09 (14.98% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.6M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 2.9%
Last 30 Days ▼ 2.9%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.15%
12-Months-Change
Fundamentals
Return on Equity
27.85%
Trailing 12-Months
Asset Growth
-1.36%
Trailing 12-Months
Company Description
SLM
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Company Deck
SLM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflected a balanced view with strong loan origination growth, improved credit quality, and successful financial strategies set against rising delinquencies and economic uncertainties. The company is optimistic about future growth and strategic partnerships.View all SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$31.09
▲(14.98% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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