Slm Corporation (SLM)
NASDAQ:SLM
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SLM Stock Chart & Stats
$22.64
-$0.29(-1.04%)
At close: 4:00 PM EST
$22.64
-$0.29(-1.04%)
Day’s Range― - ―
52-Week Range$17.77 - $34.97
Previous CloseN/A
Volume412.86K
Average Volume (3M)2.43M
Market Cap
$4.34B
Enterprise Value$5.34B
Total Cash (Recent Filing)$5.75B
Total Debt (Recent Filing)$6.17B
Price to Earnings (P/E)6.0
Beta0.97
Next Earnings
Jul 29, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)3.65
Shares Outstanding188,582,800
10 Day Avg. Volume3,308,079
30 Day Avg. Volume2,429,199
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market Cap1.23
Enterprise Value/Revenue1.73
Enterprise Value/Gross Profit3.21
Enterprise Value/Ebitda5.32
Forecast
1Y Price Target
$27.75Price Target Upside22.57% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)3.15
Revenue Forecast (FY)$1.93B
Bulls Say, Bears Say
Bulls Say
High Return On EquitySustained ROE near 27–31% signals durable core profitability, enabling reinvestment, dividend support and buybacks. High returns provide long-term capacity to fund strategic initiatives and shareholder returns, assuming credit and funding conditions remain stable.
Strong Capital And Liquidity BuffersRobust liquidity and capital ratios give the firm resilient funding flexibility through credit cycles, reduce immediate refinancing risk, and support originations growth and continued capital returns (buybacks/dividends) while absorbing near-term credit or funding shocks.
Structural Demand Tailwind & Growing Market ShareRegulatory shifts reducing federal alternatives and Sallie Mae's growing share create a durable market-growth runway. Higher structural demand and a dominant share position improve scale economics, originations prospects and competitive pricing power over multiple years.
Bears Say
Elevated LeverageA high debt-to-equity ratio amplifies returns but materially increases sensitivity to rising funding costs and market dislocations. Over 2–6 months, this elevates refinancing and interest-rate risk and can constrain strategic flexibility if credit or liquidity tightens.
Uneven Cash GenerationVolatile operating cash flow history limits self-funding of growth and buybacks, increasing reliance on capital markets and deposit funding. Persistent weak cash conversion can pressure liquidity cushions and make the firm more vulnerable during slower originations or tighter markets.
Top-line Volatility And Recent Revenue DeclineA pronounced TTM revenue decline highlights volatility in originations and loan-sale timing. Sustained top-line instability complicates planning, may compress future margins if growth lags, and increases reliance on non-operating gains and capital actions to meet EPS targets.
SLM News
SLM FAQ
What was Slm Corporation’s price range in the past 12 months?
Slm Corporation lowest stock price was $17.77 and its highest was $34.97 in the past 12 months.
What is Slm Corporation’s market cap?
Slm Corporation’s market cap is $4.34B.
When is Slm Corporation’s upcoming earnings report date?
Slm Corporation’s upcoming earnings report date is Jul 29, 2026 which is in 38 days.
How were Slm Corporation’s earnings last quarter?
Slm Corporation released its earnings results on Apr 23, 2026. The company reported $1.54 earnings per share for the quarter, beating the consensus estimate of $1.222 by $0.318.
Is Slm Corporation overvalued?
According to Wall Street analysts Slm Corporation’s price is currently Undervalued.
Does Slm Corporation pay dividends?
Slm Corporation pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.88%. See more information on Slm Corporation dividends here
What is Slm Corporation’s EPS estimate?
Slm Corporation’s EPS estimate is 0.47.
How many shares outstanding does Slm Corporation have?
Slm Corporation has 188,582,800 shares outstanding.
What happened to Slm Corporation’s price movement after its last earnings report?
Slm Corporation reported an EPS of $1.54 in its last earnings report, beating expectations of $1.222. Following the earnings report the stock price went up 1.748%.
Which hedge fund is a major shareholder of Slm Corporation?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$27.75 (22.57% Upside)
$27.75 (22.57% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.2M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 1.7%
Last 30 Days ▲ 1.5%
Last 30 Days ▲ 1.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-25.79%
12-Months-Change
Fundamentals
Return on Equity
31.16%
Trailing 12-Months
Asset Growth
1.77%
Trailing 12-Months
Company Description
Slm Corporation
Operating primarily in the United States, SLM Corporation specializes in the provision and administration of private educational loans, assisting students and their families in financing their academic pursuits. Beyond these core lending activities, the company extends its financial services to include a variety of retail deposit accounts, such as certificates of deposit, money market accounts, and high-yield savings options. It further diversifies its offerings with omnibus accounts and consumer credit card products. The corporation facilitates support for students and their families through its engagement with financial aid initiatives, federal loan programs, and various dedicated resources. Established in 1972, the firm, headquartered in Newark, Delaware, originally operated as New BLC Corporation before officially changing its name to SLM Corporation in December 2013.
SLM Company Deck
SLM Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive tone: management reported EPS and originations growth, achieved meaningful loan-sale gains and accelerated capital returns, improved new-origin credit metrics, and maintained strong liquidity and capital ratios. These positives were tempered by modestly higher net charge-offs, elevated noninterest expenses to fund growth (which may temporarily pressure efficiency), and some near-term NIM moderation and balance-sheet shrinkage due to incremental loan sales and buybacks. Management reiterated confident execution plans for the large Grad PLUS opportunity while acknowledging early-stage uncertainty and the need for more seasoning data.View all SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$27.75
▲(22.57% Upside)
Technical Analysis
Ownership Overview
1.54% Insiders
41.56% Mutual Funds
12.57% Other Institutional Investors
14.49% Public Companies and Individual Investors