SLM (SLM)
NASDAQ:SLM
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Total Valuation
SLM has a market cap or net worth of $4.07B. The enterprise value is $5.00B.
Market Cap$4.07B
Enterprise Value$5.00B
Share Statistics
SLM has 188,582,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding188,582,800
Owned by Insiders1.54%
Owned by Institutions12.57%
Financial Efficiency
SLM’s return on equity (ROE) is 0.30 and return on invested capital (ROIC) is 8.58%.
Return on Equity (ROE)0.30
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)8.58%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee1.82M
Profits Per Employee435.58K
Employee Count1,710
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SLM is 3.4. SLM’s PEG ratio is 0.26.
PE Ratio3.4
PS Ratio1.80
PB Ratio2.29
Price to Fair Value2.29
Price to FCF9.74
Price to Operating Cash Flow6.54
PEG Ratio0.26
Income Statement
In the last 12 months, SLM had revenue of 3.11B and earned 744.85M in profits. Earnings per share was 3.52.
Revenue3.11B
Gross Profit1.65B
Operating Income992.56M
Pretax Income992.56M
Net Income744.85M
EBITDA995.32M
Earnings Per Share (EPS)3.52
Cash Flow
In the last 12 months, operating cash flow was 645.61M and capital expenditures 0.00, giving a free cash flow of 645.61M billion.
Operating Cash Flow645.61M
Free Cash Flow645.61M
Free Cash Flow per Share3.42
Dividends & Yields
SLM pays an annual dividend of $0.13, resulting in a dividend yield of 1.88%
Dividend Per Share$0.13
Dividend Yield1.88%
Payout Ratio18.25%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.95
52-Week Price Change-34.67%
50-Day Moving Average21.52
200-Day Moving Average26.86
Relative Strength Index (RSI)61.33
Average Volume (3m)3.59M
Important Dates
SLM upcoming earnings date is Jul 29, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date―
Financial Position
SLM as a current ratio of 0.28, with Debt / Equity ratio of 253.08%
Current Ratio0.28
Quick Ratio0.28
Debt to Market Cap1.05
Net Debt to EBITDA1.63
Interest Coverage Ratio0.88
Taxes
In the past 12 months, SLM has paid 247.72M in taxes.
Income Tax247.72M
Effective Tax Rate0.25
Enterprise Valuation
SLM EV to EBITDA ratio is 7.26, with an EV/FCF ratio of 12.55.
EV to Sales2.32
EV to EBITDA7.26
EV to Free Cash Flow12.55
EV to Operating Cash Flow12.55
Balance Sheet
SLM has $5.75B in cash and marketable securities with $6.17B in debt, giving a net cash position of -$422.02M billion.
Cash & Marketable Securities$5.75B
Total Debt$6.17B
Net Cash-$422.02M
Net Cash Per Share-$2.24
Tangible Book Value Per Share$11.54
Margins
Gross margin is 54.04%, with operating margin of 31.92%, and net profit margin of 23.95%.
Gross Margin54.04%
Operating Margin31.92%
Pretax Margin31.92%
Net Profit Margin23.95%
EBITDA Margin32.01%
EBIT Margin31.92%
Analyst Forecast
The average price target for SLM is $28.22, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$28.22
Price Target Upside24.66% Upside
Analyst ConsensusModerate Buy
Analyst Count9
Revenue Growth Forecast1.73%
EPS Growth Forecast28.93%