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SLM (SLM)
NASDAQ:SLM
Total Valuation
SLM has a market cap or net worth of $5.74B. The enterprise value is $9.19B.
Market Cap$5.74B
Enterprise Value$9.19B
Share Statistics
SLM has 203,038,650 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding203,038,650
Owned by Insiders1.20%
Owned by Institutions1.31%
Financial Efficiency
SLM’s return on equity (ROE) is 0.28 and return on invested capital (ROIC) is 11.55%.
Return on Equity (ROE)0.28
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)11.55%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee1.75M
Profits Per Employee355.75K
Employee Count1,710
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SLM is 10.0. SLM’s PEG ratio is 0.82.
PE Ratio10.0
PS Ratio2.00
PB Ratio2.76
Price to Fair Value2.76
Price to FCF-18.10
Price to Operating Cash Flow-17.88
PEG Ratio0.82
Income Statement
In the last 12 months, SLM had revenue of 2.99B and earned 608.33M in profits. Earnings per share was 2.73.
Revenue2.99B
Gross Profit1.44B
Operating Income1.04B
Pretax Income798.64M
Net Income608.33M
EBITDA816.29M
Earnings Per Share (EPS)2.73
Cash Flow
In the last 12 months, operating cash flow was -333.01M and capital expenditures 0.00, giving a free cash flow of -333.01M billion.
Operating Cash Flow-333.01M
Free Cash Flow-333.01M
Free Cash Flow per Share-1.64
Dividends & Yields
SLM pays an annual dividend of $0.13, resulting in a dividend yield of 1.95%
Dividend Per Share$0.13
Dividend Yield1.95%
Payout Ratio18.25%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.06
52-Week Price Change29.77%
50-Day Moving Average28.46
200-Day Moving Average29.90
Relative Strength Index (RSI)57.38
Average Volume (3m)3.48M
Important Dates
SLM upcoming earnings date is Jan 28, 2026, After Close (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateJan 28, 2026
Ex-Dividend DateSep 04, 2025
Financial Position
SLM as a current ratio of 0.00, with Debt / Equity ratio of 292.10%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.08
Net Debt to EBITDA2.13
Interest Coverage Ratio0.91
Taxes
In the past 12 months, SLM has paid 190.31M in taxes.
Income Tax190.31M
Effective Tax Rate0.24
Enterprise Valuation
SLM EV to EBITDA ratio is 9.44, with an EV/FCF ratio of -23.39.
EV to Sales2.58
EV to EBITDA9.44
EV to Free Cash Flow-23.39
EV to Operating Cash Flow-23.39
Balance Sheet
SLM has $3.54B in cash and marketable securities with $6.84B in debt, giving a net cash position of -$3.30B billion.
Cash & Marketable Securities$3.54B
Total Debt$6.84B
Net Cash-$3.30B
Net Cash Per Share-$16.25
Tangible Book Value Per Share$9.70
Margins
Gross margin is 69.28%, with operating margin of 34.80%, and net profit margin of 20.36%.
Gross Margin69.28%
Operating Margin34.80%
Pretax Margin26.73%
Net Profit Margin20.36%
EBITDA Margin27.33%
EBIT Margin26.73%
Analyst Forecast
The average price target for SLM is $33.44, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$33.44
Price Target Upside18.37% Upside
Analyst ConsensusStrong Buy
Analyst Count9
Revenue Growth Forecast0.59%
EPS Growth Forecast-1.11%