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SLM (SLM)
NASDAQ:SLM
Total Valuation
SLM has a market cap or net worth of $3.96B. The enterprise value is $5.79B.
Market Cap$3.96B
Enterprise Value$5.79B
Share Statistics
SLM has 198,154,630 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding198,154,630
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
SLM’s return on equity (ROE) is 0.30 and return on invested capital (ROIC) is 18.50%.
Return on Equity (ROE)0.30
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)18.50%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee1.82M
Profits Per Employee435.58K
Employee Count1,710
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SLM is 6.0. SLM’s PEG ratio is 0.26.
PE Ratio6.0
PS Ratio1.80
PB Ratio2.29
Price to Fair Value2.29
Price to FCF9.74
Price to Operating Cash Flow7.18
PEG Ratio0.26
Income Statement
In the last 12 months, SLM had revenue of 3.11B and earned 744.85M in profits. Earnings per share was 3.52.
Revenue3.11B
Gross Profit1.65B
Operating Income992.56M
Pretax Income992.56M
Net Income744.85M
EBITDA995.32M
Earnings Per Share (EPS)3.52
Cash Flow
In the last 12 months, operating cash flow was 575.52M and capital expenditures 0.00, giving a free cash flow of 575.52M billion.
Operating Cash Flow575.52M
Free Cash Flow575.52M
Free Cash Flow per Share2.90
Dividends & Yields
SLM pays an annual dividend of $0.13, resulting in a dividend yield of 1.88%
Dividend Per Share$0.13
Dividend Yield1.88%
Payout Ratio18.25%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.00
52-Week Price Change-29.36%
50-Day Moving Average24.95
200-Day Moving Average28.39
Relative Strength Index (RSI)36.76
Average Volume (3m)4.24M
Important Dates
SLM upcoming earnings date is Apr 29, 2026, After Close (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date―
Financial Position
SLM as a current ratio of 8.08, with Debt / Equity ratio of 239.09%
Current Ratio8.08
Quick Ratio8.08
Debt to Market Cap1.05
Net Debt to EBITDA1.84
Interest Coverage Ratio0.88
Taxes
In the past 12 months, SLM has paid 247.72M in taxes.
Income Tax247.72M
Effective Tax Rate0.25
Enterprise Valuation
SLM EV to EBITDA ratio is 7.48, with an EV/FCF ratio of 12.93.
EV to Sales2.39
EV to EBITDA7.48
EV to Free Cash Flow12.93
EV to Operating Cash Flow12.93
Balance Sheet
SLM has $4.03B in cash and marketable securities with $5.86B in debt, giving a net cash position of -$1.84B billion.
Cash & Marketable Securities$4.03B
Total Debt$5.86B
Net Cash-$1.84B
Net Cash Per Share-$9.26
Tangible Book Value Per Share$11.54
Margins
Gross margin is 53.11%, with operating margin of 31.92%, and net profit margin of 23.95%.
Gross Margin53.11%
Operating Margin31.92%
Pretax Margin31.92%
Net Profit Margin23.95%
EBITDA Margin32.01%
EBIT Margin31.92%
Analyst Forecast
The average price target for SLM is $31.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$31.00
Price Target Upside55.16% Upside
Analyst ConsensusModerate Buy
Analyst Count9
Revenue Growth Forecast0.59%
EPS Growth Forecast-1.11%