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SLM (SLM)
NASDAQ:SLM
US Market

SLM (SLM) Financial Statements

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SLM Financial Overview

SLM's market cap is currently $3.71B. The company's EPS TTM is $1.12; its P/E ratio is 5.42; and it has a dividend yield of 1.88%. SLM is scheduled to report earnings on January 22, 2026, and the estimated EPS forecast is $0.82. See an overview of income statement, balance sheet, and cash flow financials.
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Income Statement
Total Revenue$ 3.11B$ 2.99B$ 2.84B$ 2.37B$ 2.41B
Gross Profit$ 1.65B$ 1.44B$ 1.46B$ 1.19B$ 2.06B
Operating Income$ 992.56M$ 798.64M$ 778.30M$ 630.73M$ 1.54B
EBITDA$ 995.32M$ 816.29M$ 796.11M$ 648.06M$ 1.56B
Net Income$ 744.85M$ 608.33M$ 581.39M$ 469.01M$ 1.16B
Balance Sheet
Cash & Short-Term Investments$ 4.03B$ 4.70B$ 6.56B$ 6.96B$ 6.85B
Total Assets$ 29.75B$ 30.07B$ 29.17B$ 28.81B$ 29.22B
Total Debt$ 5.86B$ 6.44B$ 5.23B$ 5.24B$ 5.93B
Net Debt$ 1.84B$ 1.74B$ 1.08B$ 619.00M$ 1.60B
Total Liabilities$ 27.29B$ 27.91B$ 27.29B$ 27.08B$ 27.07B
Stockholders' Equity$ 2.45B$ 2.16B$ 1.88B$ 1.73B$ 2.15B
Cash Flow
Free Cash Flow$ 575.52M$ -329.39M$ -144.64M$ 4.99M$ -49.52M
Operating Cash Flow$ 575.52M$ -329.39M$ -144.64M$ 4.99M$ -49.52M
Investing Cash Flow$ 0.00$ 675.99M$ -12.46M$ 1.08B$ 2.60B
Financing Cash Flow$ -500.21M$ 228.16M$ -316.23M$ -854.89M$ -2.62B
Currency in USD

SLM Earnings and Revenue History

SLM Debt to Assets

SLM Cash Flow

SLM Forecast EPS vs Actual EPS