Breakdown | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|
Income Statement | |||||
Total Revenue | 2.99B | 1.46B | 1.19B | 2.41B | 1.72B |
Gross Profit | 1.44B | 890.43M | 1.50B | 2.06B | 1.58B |
EBITDA | 816.29M | 796.11M | 648.06M | 1.56B | 1.25B |
Net Income | 608.33M | 581.39M | 469.01M | 1.16B | 880.69M |
Balance Sheet | |||||
Total Assets | 30.07B | 29.17B | 28.81B | 29.22B | 30.77B |
Cash, Cash Equivalents and Short-Term Investments | 4.70B | 4.15B | 4.67B | 6.85B | 6.45B |
Total Debt | 6.44B | 5.23B | 5.24B | 5.93B | 5.19B |
Total Liabilities | 27.91B | 27.29B | 27.08B | 5.93B | 5.19B |
Stockholders Equity | 2.16B | 1.88B | 1.73B | 2.15B | 2.56B |
Cash Flow | |||||
Free Cash Flow | -329.39M | -144.64M | 4.99M | -49.52M | 2.15B |
Operating Cash Flow | -329.39M | -144.64M | 4.99M | -49.52M | -182.67M |
Investing Cash Flow | 675.99M | -12.46M | 1.08B | 2.60B | 947.33M |
Financing Cash Flow | 228.16M | -316.23M | -854.89M | -2.62B | -1.88B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
73 Outperform | $4.55B | 24.08 | 5.64% | 0.90% | -2.56% | 43.22% | |
71 Outperform | $7.04B | 10.70 | 20.47% | 7.14% | 9.41% | 13.98% | |
68 Neutral | $5.98B | 21.99 | 17.24% | ― | 13.77% | 20.95% | |
68 Neutral | $11.92B | 28.53 | 3.84% | 3.12% | -2.99% | -43.64% | |
67 Neutral | $17.09B | 11.28 | 9.28% | 3.81% | 11.08% | -4.02% | |
62 Neutral | $1.48B | 29.49 | 3.86% | ― | 5.72% | 31.82% | |
61 Neutral | $6.84B | 16.56 | 18.99% | 1.52% | -4.34% | -38.01% |
At the 2025 Annual Meeting of Stockholders held on June 17, 2025, SLM Corporation’s stockholders approved several key proposals, including the 2025 Employee Stock Purchase Plan (ESPP). The plan had previously been approved by the Board of Directors, contingent on stockholder approval. Additionally, the stockholders elected 13 directors for a one-year term, approved executive compensation, and ratified the appointment of KPMG LLP as the independent public accounting firm for 2025. These decisions are likely to impact the company’s governance and financial strategies moving forward.
The most recent analyst rating on (SLM) stock is a Hold with a $25.00 price target. To see the full list of analyst forecasts on SLM stock, see the SLM Stock Forecast page.
In the first quarter of 2025, SLM Corporation reported a GAAP net income of $301 million and a diluted earnings per share of $1.40. The company experienced a 7.3% growth in private education loan originations compared to the previous year, reaching $2.8 billion. SLM also achieved a 60% return on common equity and paid a common stock dividend of $0.13 per share. Despite a decrease in net interest margin and deposit portfolio balances, the company maintained strong financial metrics, including a 12.9% total risk-based capital ratio. The sale of $2.0 billion in private education loans contributed to a $188 million gain, highlighting the company’s effective capital allocation strategy.