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Credit Acceptance Corp. (CACC)
NASDAQ:CACC
CACC Stock Chart & Stats
$457.33
-$6.73(-1.44%)
At close: 4:00 PM EST
$457.33
-$6.73(-1.44%)
Day’s Range― - ―
52-Week Range$401.90 - $560.00
Previous CloseN/A
Volume9.16K
Average Volume (3M)132.55K
Market Cap
$5.05B
Enterprise Value$11.90B
Total Cash (Recent Filing)$607.70M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)12.1
Beta1.18
Next Earnings
Jan 29, 2026EPS Estimate
10.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.28
Shares Outstanding11,031,544
10 Day Avg. Volume124,218
30 Day Avg. Volume132,546
Financial Highlights & Ratios
PEG Ratio-2.62
Price to Book (P/B)3.31
Price to Sales (P/S)2.71
P/FCF Ratio5.09
Enterprise Value/Market Cap2.36
Enterprise Value/Revenue5.24
Enterprise Value/Gross Profit8.47
Enterprise Value/Ebitda19.90
Forecast
1Y Price Target
$430.00Price Target Upside-5.98% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue PerformanceRevenue was better than estimates as average portfolio yield increased by 50 bps y/y.
Share BuybacksBuybacks were strong in the quarter with $262mm, indicating confidence in the company's value.
Bears Say
Earnings PerformanceThe company missed the EPS estimates (both GAAP and adjusted), indicating underperformance.
Market Share DeclineCredit Acceptance's market share in the subprime segment has decreased from the previous year.
Originations And CompetitionOctober originations were down 13%, highlighting increased competition and tough macroeconomic conditions for subprime borrowers.
Credit Acceptance News
CACC FAQ
What was Credit Acceptance Corp.’s price range in the past 12 months?
Credit Acceptance Corp. lowest stock price was $401.90 and its highest was $560.00 in the past 12 months.
What is Credit Acceptance Corp.’s market cap?
Credit Acceptance Corp.’s market cap is $5.05B.
When is Credit Acceptance Corp.’s upcoming earnings report date?
Credit Acceptance Corp.’s upcoming earnings report date is Jan 29, 2026 which is in 34 days.
How were Credit Acceptance Corp.’s earnings last quarter?
Credit Acceptance Corp. released its earnings results on Oct 30, 2025. The company reported $10.28 earnings per share for the quarter, beating the consensus estimate of $9.874 by $0.406.
Is Credit Acceptance Corp. overvalued?
According to Wall Street analysts Credit Acceptance Corp.’s price is currently Overvalued.
Does Credit Acceptance Corp. pay dividends?
Credit Acceptance Corp. does not currently pay dividends.
What is Credit Acceptance Corp.’s EPS estimate?
Credit Acceptance Corp.’s EPS estimate is 10.01.
How many shares outstanding does Credit Acceptance Corp. have?
Credit Acceptance Corp. has 11,031,544 shares outstanding.
What happened to Credit Acceptance Corp.’s price movement after its last earnings report?
Credit Acceptance Corp. reported an EPS of $10.28 in its last earnings report, beating expectations of $9.874. Following the earnings report the stock price went down -1.114%.
Which hedge fund is a major shareholder of Credit Acceptance Corp.?
Currently, no hedge funds are holding shares in CACC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Credit Acceptance Stock Smart Score
Underperform
1
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3
4
5
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7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$430.00 (-5.98% Downside)
$430.00 (-5.98% Downside)
Hedge Fund Trend
Decreased
By 67.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.4M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.31%
12-Months-Change
Fundamentals
Return on Equity
28.14%
Trailing 12-Months
Asset Growth
5.68%
Trailing 12-Months
Company Description
Credit Acceptance Corp.
Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.
CACC Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Negative
The earnings call presented a mixed picture with some positive developments in technology, awards, and maintaining a high loan portfolio. However, these were overshadowed by significant challenges such as declining loan performance, reduced market share, competitive pressures, and higher expenses. The sentiment is more negative due to these impactful challenges.View all CACC earnings summariesCACC Revenue Breakdown
92.30% Finance charges
4.19% Premiums earned
3.52% Other
CACC Stock 12 Month Forecast
Average Price Target
$430.00
▼(-5.98% Downside)
Technical Analysis
Ownership Overview
21.79% Insiders
11.94% Mutual Funds
38.73% Other Institutional Investors
20.79% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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