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Credit Acceptance Corp. (CACC)
NASDAQ:CACC
Total Valuation
Credit Acceptance has a market cap or net worth of $5.49B. The enterprise value is ―.
Market Cap$5.49B
Enterprise Value―
Share Statistics
Credit Acceptance has 11,603,475 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,603,475
Owned by Insiders32.45%
Owned by Institutions39.98%
Financial Efficiency
Credit Acceptance’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 2.90%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)2.90%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee877.95K
Profits Per Employee101.97K
Employee Count2,431
Asset Turnover0.24
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Credit Acceptance is 23.34. Credit Acceptance’s PEG ratio is 1.11.
PE Ratio23.34
PS Ratio0.00
PB Ratio3.43
Price to Fair Value3.31
Price to FCF4.80
Price to Operating Cash Flow4.99
PEG Ratio1.11
Income Statement
In the last 12 months, Credit Acceptance had revenue of 2.13B and earned 247.90M in profits. Earnings per share was 20.12.
Revenue2.13B
Gross Profit1.33B
Operating Income325.10M
Pretax Income329.50M
Net Income247.90M
EBITDA352.90M
Earnings Per Share (EPS)20.12
Cash Flow
In the last 12 months, operating cash flow was 1.17B and capital expenditures -1.80M, giving a free cash flow of 1.17B billion.
Operating Cash Flow1.17B
Free Cash Flow1.17B
Free Cash Flow per Share101.03
Dividends & Yields
Credit Acceptance pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.19
52-Week Price Change0.36%
50-Day Moving Average489.71
200-Day Moving Average476.56
Relative Strength Index (RSI)49.69
Average Volume (3m)107.37K
Important Dates
Credit Acceptance upcoming earnings date is Jul 30, 2025, TBA Not Confirmed.
Last Earnings DateApr 30, 2025
Next Earnings DateJul 30, 2025
Ex-Dividend Date―
Financial Position
Credit Acceptance as a current ratio of 20.11, with Debt / Equity ratio of 0.00%
Current Ratio20.11
Quick Ratio20.11
Debt to Market Cap0.00
Net Debt to EBITDA15.61
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Credit Acceptance has paid 81.60M in taxes.
Income Tax81.60M
Effective Tax Rate0.25
Enterprise Valuation
Credit Acceptance EV to EBITDA ratio is 32.00, with an EV/FCF ratio of 9.94.
EV to Sales5.29
EV to EBITDA32.00
EV to Free Cash Flow9.94
EV to Operating Cash Flow9.92
Balance Sheet
Credit Acceptance has $528.80M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$528.80M billion.
Cash & Marketable Securities$528.80M
Total Debt$0.00
Net Cash-$528.80M
Net Cash Per Share-$45.57
Tangible Book Value Per Share$141.98
Margins
Gross margin is 70.54%, with operating margin of 15.23%, and net profit margin of 11.62%.
Gross Margin70.54%
Operating Margin15.23%
Pretax Margin15.44%
Net Profit Margin11.62%
EBITDA Margin16.53%
EBIT Margin15.23%
Analyst Forecast
The average price target for Credit Acceptance is $477.50, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Target$477.50
Price Target Upside-1.96% Downside
Analyst ConsensusModerate Sell
Analyst Count2
Revenue Growth Forecast13.77%
EPS Growth Forecast20.95%