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Credit Acceptance Corp. (CACC)
NASDAQ:CACC
Earnings Data
Report Date
Jan 29, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
10.01Last Year’s EPS
10.17Same Quarter Last Year
Moderate Sell
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Negative
The earnings call presented a mixed picture with some positive developments in technology, awards, and maintaining a high loan portfolio. However, these were overshadowed by significant challenges such as declining loan performance, reduced market share, competitive pressures, and higher expenses. The sentiment is more negative due to these impactful challenges.Company Guidance
Record Loan Portfolio
Loan portfolio remained at its record high of $9.1 billion on an adjusted basis, up 2% from last Q3.
Technology and Engineering Advancements
Significant strides made in modernizing the loan origination system, increasing speed of enhancements delivery by almost 70% compared to a year ago.
Awards for Workplace Excellence
Received 4 awards for being a great workplace, including Best Workplaces in Financial Services and Insurance by Great Place to Work and Fortune Magazine for the 11th year in a row.
Dealer and Consumer Engagement
Enrolled over 1,300 new dealers, had 10,180 active dealers, and financed almost 80,000 contracts during the quarter.
CACC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CACC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $452.38 | $447.34 | -1.11% |
Jul 31, 2025 | $490.28 | $447.51 | -8.72% |
Apr 30, 2025 | $487.42 | $467.79 | -4.03% |
Jan 30, 2025 | $514.06 | $507.77 | -1.22% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Credit Acceptance Corp. (CACC) report earnings?
Credit Acceptance Corp. (CACC) is schdueled to report earning on Jan 29, 2026, After Close (Confirmed).
What is Credit Acceptance Corp. (CACC) earnings time?
Credit Acceptance Corp. (CACC) earnings time is at Jan 29, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CACC EPS forecast?
CACC EPS forecast for the fiscal quarter 2025 (Q4) is 10.01.