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Sofi Technologies Inc (SOFI)
:SOFI
Earnings Data
Report Date
Feb 02, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.11Last Year’s EPS
0.29Same Quarter Last Year
Based on 16 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted SoFi's strong financial performance, record growth in members and products, and successful capital raise. The company made significant strides in product innovation, especially in crypto and blockchain. Despite some economic and competitive risks, the overall sentiment is optimistic.Company Guidance
Record Member and Product Growth
SoFi added a record 905,000 new members in Q3, increasing total members by 35% year-over-year to 12.6 million. Additionally, they added a record 1.4 million new products, representing a growth of 36% year-over-year.
Exceptional Revenue and Profitability
Adjusted net revenue reached a record $950 million, up 38% year-over-year. Adjusted EBITDA was also a record at $277 million, with a margin of 29%.
Strong Performance in Financial Services and Technology Platform
These segments generated $534 million in revenue, up 57% year-over-year, and now represent 56% of total revenue.
Successful Capital Raise and Financial Strength
SoFi raised $1.7 billion in new capital, improving their balance sheet and reducing higher-cost debt by $1.2 billion.
Innovative Product Launches
Launched SoFi Pay for international payments and announced plans to relaunch crypto services, including buying, selling, and holding crypto assets directly in the SoFi app.
SOFI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SOFI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 28, 2025 | $30.00 | $31.66 | +5.53% |
Jul 29, 2025 | $21.02 | $22.40 | +6.57% |
Apr 29, 2025 | $13.20 | $13.27 | +0.53% |
Jan 27, 2025 | $17.92 | $16.08 | -10.27% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Sofi Technologies Inc (SOFI) report earnings?
Sofi Technologies Inc (SOFI) is schdueled to report earning on Feb 02, 2026, After Close (Confirmed).
What is Sofi Technologies Inc (SOFI) earnings time?
Sofi Technologies Inc (SOFI) earnings time is at Feb 02, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SOFI EPS forecast?
SOFI EPS forecast for the fiscal quarter 2025 (Q4) is 0.11.
