SoFi (SOFI)
NASDAQ:SOFI
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Total Valuation
SoFi has a market cap or net worth of $20.02B. The enterprise value is $18.18B.
Market Cap$20.02B
Enterprise Value$18.18B
Share Statistics
SoFi has 1,282,741,200 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,282,741,200
Owned by Insiders1.45%
Owned by Institutions8.96%
Financial Efficiency
SoFi’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.95%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.95%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee953.92K
Profits Per Employee96.26K
Employee Count5,000
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SoFi is 30.4. SoFi’s PEG ratio is -7.19.
PE Ratio30.4
PS Ratio6.31
PB Ratio2.87
Price to Fair Value2.87
Price to FCF-7.56
Price to Operating Cash Flow-8.79
PEG Ratio-7.19
Income Statement
In the last 12 months, SoFi had revenue of 4.77B and earned 481.32M in profits. Earnings per share was 0.42.
Revenue4.77B
Gross Profit3.58B
Operating Income525.86M
Pretax Income525.86M
Net Income481.32M
EBITDA760.01M
Earnings Per Share (EPS)0.42
Cash Flow
In the last 12 months, operating cash flow was -2.27B and capital expenditures -264.32M, giving a free cash flow of -2.53B billion.
Operating Cash Flow-2.27B
Free Cash Flow-2.53B
Free Cash Flow per Share-1.97
Dividends & Yields
SoFi pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.29
52-Week Price Change13.69%
50-Day Moving Average18.03
200-Day Moving Average23.88
Relative Strength Index (RSI)67.20
Average Volume (3m)61.09M
Important Dates
SoFi upcoming earnings date is Aug 4, 2026, After Close (Confirmed).
Last Earnings DateApr 29, 2026
Next Earnings DateAug 4, 2026
Ex-Dividend Date―
Financial Position
SoFi as a current ratio of 0.00, with Debt / Equity ratio of 17.71%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.06
Net Debt to EBITDA-4.10
Interest Coverage Ratio0.45
Taxes
In the past 12 months, SoFi has paid 44.54M in taxes.
Income Tax44.54M
Effective Tax Rate0.08
Enterprise Valuation
SoFi EV to EBITDA ratio is 35.52, with an EV/FCF ratio of -6.77.
EV to Sales5.66
EV to EBITDA35.52
EV to Free Cash Flow-6.77
EV to Operating Cash Flow-7.21
Balance Sheet
SoFi has $3.76B in cash and marketable securities with $1.91B in debt, giving a net cash position of $1.85B billion.
Cash & Marketable Securities$3.76B
Total Debt$1.91B
Net Cash$1.85B
Net Cash Per Share$1.44
Tangible Book Value Per Share$7.38
Margins
Gross margin is 76.02%, with operating margin of 11.03%, and net profit margin of 10.09%.
Gross Margin76.02%
Operating Margin11.03%
Pretax Margin11.03%
Net Profit Margin10.09%
EBITDA Margin15.93%
EBIT Margin11.03%
Analyst Forecast
The average price target for SoFi is $20.69, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$20.69
Price Target Upside6.47% Upside
Analyst ConsensusHold
Analyst Count19
Revenue Growth Forecast32.00%
EPS Growth Forecast10.31%