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Sofi Technologies Inc (SOFI)
:SOFI

SoFi Technologies (SOFI) Stock Statistics & Valuation Metrics

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Total Valuation

SoFi Technologies has a market cap or net worth of $18.54B. The enterprise value is $5.64B.
Market Cap$18.54B
Enterprise Value$5.64B

Share Statistics

SoFi Technologies has 1,105,363,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,105,363,000
Owned by Insiders4.14%
Owned by Institutions6.26%

Financial Efficiency

SoFi Technologies’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 1.39%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.39%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee753.24K
Profits Per Employee99.73K
Employee Count5,000
Asset Turnover0.10
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of SoFi Technologies is 32.43. SoFi Technologies’s PEG ratio is 0.22.
PE Ratio32.43
PS Ratio0.00
PB Ratio0.75
Price to Fair Value2.48
Price to FCF-0.56
Price to Operating Cash Flow-0.57
PEG Ratio0.22

Income Statement

In the last 12 months, SoFi Technologies had revenue of 3.77B and earned 498.67M in profits. Earnings per share was 0.46.
Revenue3.77B
Gross Profit2.67B
Operating Income233.34M
Pretax Income233.34M
Net Income498.67M
EBITDA436.84M
Earnings Per Share (EPS)0.46

Cash Flow

In the last 12 months, operating cash flow was -1.84B and capital expenditures -182.11M, giving a free cash flow of -2.02B billion.
Operating Cash Flow-1.84B
Free Cash Flow-2.02B
Free Cash Flow per Share-1.83

Dividends & Yields

SoFi Technologies pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta2.39
52-Week Price Change156.42%
50-Day Moving Average13.50
200-Day Moving Average13.01
Relative Strength Index (RSI)71.48
Average Volume (3m)61.77M

Important Dates

SoFi Technologies upcoming earnings date is Aug 5, 2025, After Close (Confirmed).
Last Earnings DateApr 29, 2025
Next Earnings DateAug 5, 2025
Ex-Dividend Date

Financial Position

SoFi Technologies as a current ratio of 18.36, with Debt / Equity ratio of 110.46%
Current Ratio18.36
Quick Ratio18.36
Debt to Market Cap0.19
Net Debt to EBITDA1.27
Interest Coverage Ratio0.21

Taxes

In the past 12 months, SoFi Technologies has paid -265.32M in taxes.
Income Tax-265.32M
Effective Tax Rate-1.14

Enterprise Valuation

SoFi Technologies EV to EBITDA ratio is 38.29, with an EV/FCF ratio of -13.13.
EV to Sales4.44
EV to EBITDA38.29
EV to Free Cash Flow-13.13
EV to Operating Cash Flow-14.94

Balance Sheet

SoFi Technologies has $4.24B in cash and marketable securities with $3.14B in debt, giving a net cash position of -$1.10B billion.
Cash & Marketable Securities$4.24B
Total Debt$3.14B
Net Cash-$1.10B
Net Cash Per Share-$0.99
Tangible Book Value Per Share$4.60

Margins

Gross margin is 100.00%, with operating margin of 6.20%, and net profit margin of 13.24%.
Gross Margin100.00%
Operating Margin6.20%
Pretax Margin6.20%
Net Profit Margin13.24%
EBITDA Margin11.60%
EBIT Margin6.20%

Analyst Forecast

The average price target for SoFi Technologies is $14.05, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$14.05
Price Target Upside-12.62% Downside
Analyst ConsensusModerate Buy
Analyst Count15
Revenue Growth Forecast21.24%
EPS Growth Forecast

Scores

Smart Score5
AI Score69
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