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SoFi Technologies (SOFI)
NASDAQ:SOFI
Holding SOFI?
Track your performance easily
SOFI Analyst Ratings
Hold
6 Buy
6 Hold
3 Sell
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months
SOFI Stock 12 Month Forecast
Average Price Target
$14.73
▼(-8.91% Downside)
| Highest Price Target$20.00 | Average Price Target$14.73 | Lowest Price Target$8.00 |
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.
Detailed List of Analyst Forecasts
Ranks
Any
Analyst Rating
Any
Upside/ Downside
Any
Action
Any
Mizuho Securities
Reiterated
01/29/25
Goldman Sachs
Reiterated
01/28/25
Citi
Reiterated
01/28/25
Needham
Reiterated
01/28/25
Barclays
Reiterated
01/28/25
Morgan Stanley
Reiterated
01/28/25
Jefferies
Reiterated
01/27/25
Bank of America Securities
Reiterated
01/27/25
J.P. Morgan
$16
Hold
-1.05%
Downside
Assigned
01/27/25
J.P. Morgan Sets Expectations on SoFi Stock Ahead of Earnings - TipRanks.comUltimately, Smith notes, we are positive into the print, despite rising treasury yields, which could be a ~$100M headwind to loan FVs (net of hedges and cushion from 3Q24), as we think SoFis Loan Platform business, which contributed $50M in high-margin revs in 3Q24, could be a source of upside this quarter and a meaningful (and underappreciated) profit driver in 25.
BTIG
―
Hold
―
Reiterated
01/27/25
Cautious Optimism for SoFi Technologies Amid EPS Growth ChallengesWe summarize the results and guidance in our First Look note here. While we aren't hearing skepticism on whether SoFi can reach its 2026 revenue targets, the 2025 margin miss is leading investors to wonder if SoFi can improve EBITDA margins enough for 2026 to reach EPS targets. The bear case is that a higher level of marketing and customer acquisition costs are needed to achieve SoFi's next leg of top line growth, implying that runrate profitability is worse going forward. We do see some validity in the concern, though we note that 1) if not in 2026, we see SoFi achieving the 55-80c EPS target in 2027, and 2) SoFi has some control on hitting the EPS targets, as it can slow down top line growth by modulating marketing and customer acquisition costs to hit the 2026 goal.
William Blair
―
Buy
―
Reiterated
01/24/25
SoFi Technologies (SOFI) Q4 Pre-Earnings: Heres What to Expect - TipRanks.comOn the contrary, last week, William Blair analyst Andrew Jeffrey initiated coverage on SOFI stock with an Outperform rating. He pointed out the rising demand for alternatives to traditional consumer finance and bank cards. Jeffrey believes younger people are looking for clearer financial experiences, and top digital finance companies like SoFi offer better user experiences and more creative products than traditional banks.
Deutsche Bank
$11→$14
Hold
-13.42%
Downside
Reiterated
01/03/25
SoFi Technologies price target raised to $14 from $11 at Deutsche BankSoFi Technologies price target raised to $14 from $11 at Deutsche Bank
DBS
$11
Buy
-31.97%
Downside
Reiterated
11/01/24
Analysts Offer Insights on Financial Companies: Lendingtree (NASDAQ: TREE), Willis Towers Watson (NASDAQ: WTW) and SoFi Technologies (NASDAQ: SOFI)
Best Analysts Covering SoFi Technologies
Which Analyst Should I Follow If I Want to Buy SOFI and Sell After:
1 Month
xxx
Success Rate
14/27 ratings generated profit
Average Return
+0.57%
reiterated a xxx
rating 22 hours ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 1 Month would result in 51.85% of your transactions generating a profit, with an average return of +0.57% per trade.
3 Months
xxx
Success Rate
11/22 ratings generated profit
Average Return
+0.97%
reiterated a xxx
rating 3 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 50.00% of your transactions generating a profit, with an average return of +0.97% per trade.
1 Year
2 Years
xxx
Success Rate
22/27 ratings generated profit
Average Return
+66.80%
reiterated a xxx
rating 22 hours ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 81.48% of your transactions generating a profit, with an average return of +66.80% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.
SOFI Analyst Recommendation Trends
Rating
Sep 24
Oct 24
Nov 24
Dec 24
Jan 25
Strong Buy
4
3
0
0
0
Buy
3
5
7
7
9
Hold
12
9
8
8
9
Sell
3
2
2
4
4
Strong Sell
0
2
2
2
2
total
22
21
19
21
24
Each month's total comprises the sum of three months' worth of ratings.
SOFI Financial Forecast
SOFI Stock Forecast FAQ
What is SOFI’s average 12-month price target, according to analysts?
Based on analyst ratings, SoFi Technologies’s 12-month average price target is $14.73.
What is SOFI’s upside potential, based on the analysts’ average price target?
Currently there's no upside potential for SOFI, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is SOFI a Buy, Sell or Hold?
SoFi Technologies has a consensus rating of Hold which is based on 6 buy ratings, 6 hold ratings and 3 sell ratings.
What is SoFi Technologies’s price target?
The average price target for SoFi Technologies is $14.73. This is based on 15 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $20.00 ,the lowest forecast is $8.00. The average price target represents -8.91% Decrease from the current price of $16.17.
The highest analyst price target is $20.00 ,the lowest forecast is $8.00. The average price target represents -8.91% Decrease from the current price of $16.17.
What do analysts say about SoFi Technologies?
SoFi Technologies’s analyst rating consensus is a Hold. This is based on the ratings of 15 Wall Streets Analysts.
How can I buy shares of SOFI?
Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.