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SoFi Technologies (SOFI)
NASDAQ:SOFI
SOFI Analyst Ratings
Hold
6 Buy
4 Hold
3 Sell
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months
SOFI Stock 12 Month Forecast
Average Price Target
$14.05
▲(4.93%Upside)
| Highest Price Target$20.00 | Average Price Target$14.05 | Lowest Price Target$6.00 |
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.
Detailed List of Analyst Forecasts
Detailed List of Analyst Forecasts
TipRanks
$14.5
Buy
8.29%
Upside
Upgraded
05/23/25
SoFi Technologies' strong earnings call performance and positive financial trajectory are the primary drivers of its overall stock score. While valuation concerns and cash flow challenges persist, the company's robust growth in members, products, and profitability provide a solid foundation for future performance. Technical analysis indicates moderate momentum, and the lack of dividend yield limits valuation appeal.
KBW
$9
Sell
-32.79%
Downside
Reiterated
05/15/25
DBS
$18.5
Buy
38.16%
Upside
Reiterated
05/12/25
Barclays
$11→$12
Hold
-10.38%
Downside
Reiterated
04/30/25
UBS
$14→$15.5
Hold
15.76%
Upside
Reiterated
04/30/25
Mizuho Securities
$20
Buy
49.37%
Upside
Reiterated
04/30/25
Needham
$20
Buy
49.37%
Upside
Reiterated
04/30/25
William Blair
―
Buy
―
Reiterated
04/29/25
Goldman Sachs
$9.5
Hold
-29.05%
Downside
Reiterated
04/29/25
Bank of America Securities
$13
Sell
-2.91%
Downside
Reiterated
04/29/25
Citizens JMP
$17
Buy
26.96%
Upside
Initiated
04/25/25
Jefferies
―
Buy
―
Reiterated
04/22/25
Morgan Stanley
$13→$6
Sell
-55.19%
Downside
Reiterated
04/07/25
Unknown AnalystSeaport Global
Not Ranked
Seaport Global
―
Hold
―
Reiterated
04/02/25
BTIG
―
Hold
―
Reiterated
02/19/25
SoFi Technologies: Balancing Innovation with Scalability Concerns - A Hold RatingWe came away from our investor meetings with SoFi's CEO much more focused on the technological excellence of SoFi's business. By that we don't just mean the Technology segment, but instead we have much more appreciation of the CEO's vision for SoFi as being the best platform for customers' financial lives and even for other businesses, whether other banks or even non-banks who want to offer financial products like hotels.
Ranks
Any
Analyst Rating
Any
Upside/ Downside
Any
Action
Any
TipRanks
$14.5
Buy
8.29%
Upside
Upgraded
05/23/25
SoFi Technologies' strong earnings call performance and positive financial trajectory are the primary drivers of its overall stock score. While valuation concerns and cash flow challenges persist, the company's robust growth in members, products, and profitability provide a solid foundation for future performance. Technical analysis indicates moderate momentum, and the lack of dividend yield limits valuation appeal.
KBW
$9
Sell
-32.79%
Downside
Reiterated
05/15/25
DBS
$18.5
Buy
38.16%
Upside
Reiterated
05/12/25
Barclays
$11→$12
Hold
-10.38%
Downside
Reiterated
04/30/25
UBS
$14→$15.5
Hold
15.76%
Upside
Reiterated
04/30/25
Mizuho Securities
$20
Buy
49.37%
Upside
Reiterated
04/30/25
Needham
$20
Buy
49.37%
Upside
Reiterated
04/30/25
William Blair
―
Buy
―
Reiterated
04/29/25
Goldman Sachs
$9.5
Hold
-29.05%
Downside
Reiterated
04/29/25
Bank of America Securities
$13
Sell
-2.91%
Downside
Reiterated
04/29/25
Citizens JMP
$17
Buy
26.96%
Upside
Initiated
04/25/25
Jefferies
―
Buy
―
Reiterated
04/22/25
Morgan Stanley
$13→$6
Sell
-55.19%
Downside
Reiterated
04/07/25
Unknown AnalystSeaport Global
Not Ranked
Seaport Global
―
Hold
―
Reiterated
04/02/25
BTIG
―
Hold
―
Reiterated
02/19/25
SoFi Technologies: Balancing Innovation with Scalability Concerns - A Hold RatingWe came away from our investor meetings with SoFi's CEO much more focused on the technological excellence of SoFi's business. By that we don't just mean the Technology segment, but instead we have much more appreciation of the CEO's vision for SoFi as being the best platform for customers' financial lives and even for other businesses, whether other banks or even non-banks who want to offer financial products like hotels.
Best Analysts Covering SoFi Technologies
1 Month
xxx
Success Rate
6/11 ratings generated profit
Average Return
+1.85%
reiterated a xxx
rating 30 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 1 Month would result in 54.55% of your transactions generating a profit, with an average return of +1.85% per trade.
3 Months
xxx
Success Rate
6/10 ratings generated profit
Average Return
-6.32%
reiterated a xxx
rating 4 months ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 60.00% of your transactions generating a profit, with an average return of -6.32% per trade.
1 Year
Success Rate
8/11 ratings generated profit
Average Return
+25.15%
reiterated a sell rating 30 days ago
Copying Mihir Bhatia's trades and holding each position for 1 Year would result in 72.73% of your transactions generating a profit, with an average return of +25.15% per trade.
2 Years
xxx
Success Rate
22/29 ratings generated profit
Average Return
+45.52%
reiterated a xxx
rating 29 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 75.86% of your transactions generating a profit, with an average return of +45.52% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.
SOFI Analyst Recommendation Trends
Rating
Jan 25
Feb 25
Mar 25
Apr 25
May 25
Strong Buy
0
0
0
3
3
Buy
10
9
9
6
5
Hold
9
12
11
8
5
Sell
4
4
4
6
7
Strong Sell
2
3
3
1
0
total
25
28
27
24
20
Each month's total comprises the sum of three months' worth of ratings.
SOFI Financial Forecast
SOFI Stock Forecast FAQ
What is SOFI’s average 12-month price target, according to analysts?
Based on analyst ratings, SoFi Technologies’s 12-month average price target is 14.05.
What is SOFI’s upside potential, based on the analysts’ average price target?
SoFi Technologies has 4.93% upside potential, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is SOFI a Buy, Sell or Hold?
SoFi Technologies has a consensus rating of Hold which is based on 6 buy ratings, 4 hold ratings and 3 sell ratings.
What is SoFi Technologies’s price target?
The average price target for SoFi Technologies is 14.05. This is based on 13 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $20.00 ,the lowest forecast is $6.00. The average price target represents 4.93% Increase from the current price of $13.39.
The highest analyst price target is $20.00 ,the lowest forecast is $6.00. The average price target represents 4.93% Increase from the current price of $13.39.
What do analysts say about SoFi Technologies?
SoFi Technologies’s analyst rating consensus is a Hold. This is based on the ratings of 13 Wall Streets Analysts.
How can I buy shares of SOFI?
Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.