Western Union (WU)
NYSE:WU
Want to see WU full AI Analyst Report?
Earnings Data
Report Date
Aug 05, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.44Last Year’s EPS
0.42Same Quarter Last Year
Moderate Sell
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call balanced near‑term challenges (notably a sharp EPS decline, margin and cash flow headwinds, FX and Americas retail softness) against clear signs of operational stabilization, strong digital and Consumer Services momentum, active strategic M&A, and a detailed digital asset rollout. Management reaffirmed 2026 guidance and accelerated an efficiency program to offset quarter‑specific pressures, signaling confidence in a recovery across the remainder of the year.Company Guidance
Revenue stabilization and improving transaction trends
GAAP revenue of $983M (CEO cited ~$1.0B); adjusted revenue down 1% YoY but a 400 bps improvement versus Q4. Consumer money transfer (CMT) transactions were slightly positive for the first time since Q1 2025 (≈+300 bps vs Q4). Cross-border principal grew mid-single digits, signaling resilience in core flows.
Strong branded digital and Consumer Services growth
Branded digital transactions increased 21% with adjusted revenue up 6% (an 800 bps acceleration in transaction growth). Consumer Services delivered adjusted revenue growth of 33%, led by Travel Money (Eurochange) and bill pay; Travel Money is expected to approach $150M in revenue in 2026.
Rapid growth in account payouts and retail expansion
Payout-to-account transactions grew over 45% in the quarter (the strongest quarterly growth in ~4 years). Intermex deal will add ~10,000 U.S. agent locations and management expects new agent partnerships (e.g., Kroger, Deutsche Post, Canada Post) to add roughly $100M in revenue once fully rolled out.
Strategic M&A execution to strengthen digital and corridor presence
Closed acquisitions of Lana (Mexico), Dash (Singapore) and Eurochange (UK); Intermex expected to close subject to final regulatory approval. Management expects the Intermex combination to deliver meaningful cost synergies (initial target $30M, which they believe may be conservative and front‑loaded).
Digital asset ecosystem launches and product roadmap
USDPT U.S. dollar-backed stablecoin expected to go live next month; Digital Asset Network (DAN) first partner launching imminently; consumer-facing Stable Card planned later in 2026. Management highlighted use cases for on‑chain settlement, payouts from crypto wallets, and a path to embed digital dollars into commerce.
Reaffirmed 2026 guidance and accelerated efficiency program
Company reaffirmed 2026 guidance of 6%–9% adjusted revenue growth (inclusive of Intermex) and $1.75–$1.85 adjusted EPS. Accelerating a $150M operating efficiency program to be achieved by year‑end 2028 with large contributions in 2026–2027 and expected benefits from AI and Intermex synergies.
WU Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
WU Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 24, 2026 | $9.33 | $8.90 | -4.61% |
Feb 20, 2026 | $9.21 | $9.04 | -1.80% |
Oct 23, 2025 | $7.74 | $8.53 | +10.19% |
Jul 28, 2025 | $7.80 | $7.48 | -4.14% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Western Union (WU) report earnings?
Western Union (WU) is schdueled to report earning on Aug 05, 2026, After Close (Confirmed).
What is Western Union (WU) earnings time?
Western Union (WU) earnings time is at Aug 05, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WU EPS forecast?
WU EPS forecast for the fiscal quarter 2026 (Q2) is 0.44.
