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Bread Financial Holdings (BFH)
NYSE:BFH
RESEARCH TOOLSreports
Total Valuation
Bread Financial Holdings has a market cap or net worth of $2.16B. The enterprise value is $8.43B.
Market Cap$2.16B
Enterprise Value$8.43B
Share Statistics
Bread Financial Holdings has 49.09M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding49.09M
Owened by Insiders2.74%
Owened by Instutions25.61%
Financial Efficiency
Bread Financial Holdings’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 5.12%.
Return on Equity (ROE)9.08%
Return on Assets (ROA)1.21%
Return on Invested Capital (ROIC)5.12%
Return on Capital Employed (ROCE)1.25%
Revenue Per Employee$837,333.333
Profits Per Employee$46,000
Employee Count6,000
Asset Turnover0.22
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bread Financial Holdings is 10.93. Bread Financial Holdings’s PEG ratio is -0.18.
PE Ratio10.93
PS Ratio0.60
PB Ratio0.99
Price to Fair Value0.99
Price to FCF1.63
Price to Operating Cash Flow1.63
PEG Ratio-0.18
Income Statement
In the last 12 months, Bread Financial Holdings had revenue of $5.02B and earned $276.00M in profits. Earnings per share was $0.01.
Revenue$5.02B
Gross Profit$4.58B
Operating Income$279.00M
Pretax Income$381.00M
Net Income$276.00M
EBITDA414.00M
Earnings Per Share (EPS)0.01
Cash Flow
In the last 12 months, operating cash flow was $1.86B and capital expenditures $0.00, giving a free cash flow of $1.86B billion.
Operating Cash Flow$1.86B
Free Cash Flow$1.86B
Free Cash Flow per Share$37.87
Dividends & Yields
Bread Financial Holdings pays an annual dividend of $0.21, resulting in a dividend yield of 1.91%
Dividend Per Share$0.21
Dividend Yield1.91%
Payout Ratio10.94%
Free Cash Flow Yield61.38%
Earnings Yield9.15%
Stock Price Statistics
Beta1.51
52-Week Price Change32.50%
50-Day Moving Average52.90
200-Day Moving Average53.87
Relative Strength Index (RSI)42.87
Average Volume (3m)1.27M
Important Dates
Bread Financial Holdings upcoming earnings date is Apr 24, 2025, Before Open.
Last Earnings DateJan 30, 2025
Next Earnings DateApr 24, 2025
Ex-Dividend DateFeb 14, 2025
Financial Position
Bread Financial Holdings as a current ratio of 6.39, with Debt / Equity ratio of 1.86
Current Ratio6.39
Quick Ratio6.39
Debt to Market Cap1.83
Net Debt to EBITDA1.40
Interest Coverage Ratio0.29
Taxes
In the past 12 months, Bread Financial Holdings has paid $103.00M in taxes.
Income Tax$103.00M
Effective Tax Rate26.77%
Enterprise Valuation
Bread Financial Holdings EV to EBITDA ratio is 3.52, with an EV/FCF ratio of 2.71.
EV to Sales1.00
EV to EBITDA3.52
EV to Free Cash Flow2.71
EV to Operating Cash Flow2.71
Balance Sheet
Bread Financial Holdings has $3.68B in cash and marketable securities with $5.68B in debt, giving a net cash position of $2.01B billion.
Cash & Marketable Securities$3.68B
Total Debt$5.68B
Net Cash$2.01B
Net Cash Per Share$40.86
Tangible Book Value Per Share$46.47
Margins
Gross margin is 100.00%, with operating margin of 5.55%, and net profit margin of 5.51%.
Gross Margin100.00%
Operating Margin5.55%
Pretax Margin7.58%
Net Profit Margin5.51%
EBITDA Margin28.48%
EBIT Margin26.69%
Analyst Forecast
The average price target for Bread Financial Holdings is $63.33, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$63.33
Price Target Upside43.83%
Analyst ConsensusHold
Analyst Count12
Revenue Growth Forecast-3.06%
EPS Growth Forecast-61.20%