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Bread Financial Holdings (BFH)
NYSE:BFH
US Market

Bread Financial Holdings (BFH) Income Statement

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Bread Financial Holdings Income Statement

Last quarter (Q4 2025), Bread Financial Holdings's total revenue was $1.17B, an increase of 1.56% from the same quarter last year. In Q4, Bread Financial Holdings's net income was $53.00M. See Bread Financial Holdings’s key income statements, including revenue, expenses, profit, and income.
Income Statement
Dec 25Dec 24Dec 23Dec 22Dec 21
Total Revenue
$ 4.70B$ 4.80B$ 5.17B$ 4.37B$ 3.27B
Gross Profit
$ 2.98B$ 2.44B$ 3.07B$ 2.28B$ 2.06B
Operating Expenses
$ 2.36B$ 2.06B$ 2.10B$ 1.98B$ 633.00M
Depreciation and Amortization
$ 80.00M$ 90.00M$ 116.00M$ 113.00M$ 123.00M
EBITDA
$ 694.00M$ 471.00M$ 1.08B$ 413.00M$ 1.17B
Operating Income
$ 614.00M$ 381.00M$ 968.00M$ 300.00M$ 1.04B
Other Income/Expenses
$ 0.00$ 0.00$ 0.00$ 0.00$ 0.00
Pretax Income
$ 614.00M$ 381.00M$ 968.00M$ 300.00M$ 1.04B
Net Income
$ 518.00M$ 277.00M$ 718.00M$ 223.00M$ 801.00M
Per Share Metrics
Basic EPS
$ 11.13$ 5.58$ 14.42$ 4.47$ 16.12
Diluted EPS
$ 10.96$ 5.50$ 14.36$ 4.46$ 16.02
Weighted Average Shares Outstanding
44.90M 49.60M 49.80M 49.90M 49.70M
Weighted Average Shares Outstanding (Diluted)
46.00M 50.40M 50.00M 50.00M 50.00M
Currency in USD

Bread Financial Holdings Earnings and Revenue History