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Bread Financial Holdings (BFH)
NYSE:BFH
US Market

Bread Financial Holdings (BFH) Income Statement

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Bread Financial Holdings Income Statement

Last quarter (Q3 2025), Bread Financial Holdings's total revenue was $1.18B, a decrease of -3.43% from the same quarter last year. In Q3, Bread Financial Holdings's net income was $188.00M. See Bread Financial Holdings’s key income statements, including revenue, expenses, profit, and income.
Income Statement
Dec 24Dec 23Dec 22Dec 21Dec 20
Total Revenue
$ 4.80B$ 5.17B$ 4.37B$ 3.65B$ 2.03B
Gross Profit
$ 2.44B$ 3.07B$ 2.28B$ 2.06B$ 2.03B
Operating Expenses
$ 2.06B$ 2.10B$ 1.98B$ 633.00M$ 1.05B
Depreciation and Amortization
$ 90.00M$ 116.00M$ 113.00M$ 123.00M$ 0.00
EBITDA
$ 471.00M$ 1.08B$ 413.00M$ 1.17B$ 0.00
Operating Income
$ 381.00M$ 968.00M$ 300.00M$ 1.04B$ 983.00M
Other Income/Expenses
$ 0.00$ 0.00$ 0.00$ -519.00M$ -682.00M
Pretax Income
$ 381.00M$ 968.00M$ 300.00M$ 1.04B$ 301.00M
Net Income
$ 277.00M$ 718.00M$ 223.00M$ 801.00M$ 214.00M
Per Share Metrics
Basic EPS
$ 5.58$ 14.42$ 4.47$ 16.12$ 4.47
Diluted EPS
$ 5.50$ 14.36$ 4.46$ 16.02$ 4.46
Weighted Average Shares Outstanding
49.60M 49.80M 49.90M 49.70M 47.80M
Weighted Average Shares Outstanding (Diluted)
50.40M 50.00M 50.00M 50.00M 47.90M
Currency in USD

Bread Financial Holdings Earnings and Revenue History