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SEZL Stock Chart & Stats
$153.89
-$5.12(-3.22%)
At close: 4:00 PM EDT
$153.89
-$5.12(-3.22%)
Day’s Range― - ―
52-Week Range$49.50 - $195.71
Previous CloseN/A
Volume356.69K
Average Volume (3M)665.04K
Market Cap
$5.20B
Enterprise Value$2.23K
Total Cash (Recent Filing)$120.45M
Total Debt (Recent Filing)$145.16M
Price to Earnings (P/E)35.8
Beta3.46
Next Earnings
Aug 06, 2026EPS Estimate
1.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.32
Shares Outstanding33,627,018
10 Day Avg. Volume656,036
30 Day Avg. Volume665,037
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)12.68
Price to Sales (P/S)4.78
P/FCF Ratio10.33
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$154.17Price Target Upside0.18% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)5.12
Revenue Forecast (FY)$596.99M
Bulls Say, Bears Say
Bulls Say
High Margins And Sustained ProfitabilitySezzle has moved from losses to consistently high margins and profitability, with Q1 showing exceptionally strong GAAP and adjusted margins. Durable high margins improve cash generation, fund product investment and buybacks, and increase resilience to credit and funding shocks over the medium term.
Lower-cost, Larger Receivables Funding FacilityA materially cheaper, larger warehouse facility reduces Sezzle’s funding cost and increases available liquidity for receivables growth. This strengthens working-capital capacity for BNPL volume expansion, supports product rollouts and buybacks, and lowers refinancing risk over the next several years.
Scalable Unit Economics And Product EcosystemSezzle’s product expansion and short marketing payback suggest durable, scalable customer acquisition and strong merchant conversion. Complementary features and improved unit economics (shift to ACH, low net interest expense) support profitable growth and operating leverage as volumes scale.
Bears Say
Regulatory And Litigation UncertaintyLegal and regulatory processes are structural risks that can constrain strategic options, increase compliance costs, or delay a bank charter that could materially change funding and product economics. Outcomes are uncertain and may affect product rollout timelines and margin assumptions over months to years.
Revenue-yield PressureA secular decline in revenue yield compresses the core take-rate on GMV and makes topline growth less profitable unless offset by volume, mix improvements, or cost cuts. Persistent yield pressure would require sustained scaling or higher-margin product adoption to preserve unit economics.
Credit-costs And Provision Volatility From New ProductsNew product-driven credit behavior can raise loss rates and provisioning variability, which directly erodes net revenue and cash flow. If higher-risk cohorts scale faster than underwriting adjusts, provisions could pressure margins and require more conservative capital or tighter lending controls.
Sezzle Inc. News
SEZL FAQ
What was Sezzle Inc.’s price range in the past 12 months?
Sezzle Inc. lowest stock price was $49.50 and its highest was $195.71 in the past 12 months.
What is Sezzle Inc.’s market cap?
Sezzle Inc.’s market cap is $5.20B.
When is Sezzle Inc.’s upcoming earnings report date?
Sezzle Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 4 days.
How were Sezzle Inc.’s earnings last quarter?
Sezzle Inc. released its earnings results on May 06, 2026. The company reported $1.43 earnings per share for the quarter, beating the consensus estimate of $1.205 by $0.225.
Is Sezzle Inc. overvalued?
According to Wall Street analysts Sezzle Inc.’s price is currently Undervalued.
Does Sezzle Inc. pay dividends?
Sezzle Inc. does not currently pay dividends.
What is Sezzle Inc.’s EPS estimate?
Sezzle Inc.’s EPS estimate is 1.03.
How many shares outstanding does Sezzle Inc. have?
Sezzle Inc. has 33,627,018 shares outstanding.
What happened to Sezzle Inc.’s price movement after its last earnings report?
Sezzle Inc. reported an EPS of $1.43 in its last earnings report, beating expectations of $1.205. Following the earnings report the stock price went up 16.043%.
Which hedge fund is a major shareholder of Sezzle Inc.?
Currently, no hedge funds are holding shares in SEZL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sezzle Inc. Stock Smart Score
Outperform
1
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5
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7
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$154.17 (0.18% Upside)
$154.17 (0.18% Upside)
Blogger Sentiment
Bullish
SEZL Sentiment 68%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 65.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 0.4%
Last 30 Days ▲ 3.6%
Last 30 Days ▲ 3.6%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.35%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
52.41%
Trailing 12-Months
Company Description
Sezzle Inc.
Sezzle Inc., established in 2016 and based in Minneapolis, Minnesota, functions as a tech-powered payment enterprise with operations concentrated in the United States and Canada. It delivers a payment service available at both e-commerce sites and physical retail outlets, facilitating connections between consumers and businesses. The company's platform allows patrons to complete online transactions and divide the total cost into four equivalent, interest-free installments, payable over a six-week period.
SEZL Company Deck
SEZL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong top‑line and bottom‑line performance: GMV (+37.3%) and revenue (+29.2%) growth, record profitability (GAAP net income margin 37.9%, adjusted EBITDA margin 52.5%), subscriber and engagement gains, and raised full‑year guidance. Management is investing heavily in marketing and product innovation (Pay‑in‑5, mobile plan, virtual card) with disciplined unit economics, while embedding AI to scale operations. Key cautionary points include seasonal distortion of Q1 margins, a YoY revenue‑yield decline (−80 bps), potential for slightly higher provisions as new products and users scale, ongoing antitrust litigation and the uncertain, lengthy bank charter process. Overall, the positive operational momentum, guidance raise, liquidity strength and profitability materially outweigh the manageable risks and seasonal caveats.View all SEZL earnings summariesSEZL Stock 12 Month Forecast
Average Price Target
$154.17
▲(0.18% Upside)
Technical Analysis
Ownership Overview
49.52% Insiders
7.60% Mutual Funds
3.45% Other Institutional Investors
27.46% Public Companies and Individual Investors