Sezzle Inc. (SEZL)
NASDAQ:SEZL
Want to see SEZL full AI Analyst Report?
SEZL Stock Chart & Stats
$80.71
-$13.19(-5.19%)
At close: 4:00 PM EST
$80.71
-$13.19(-5.19%)
Day’s Range― - ―
52-Week Range$49.50 - $186.74
Previous CloseN/A
Volume45.95K
Average Volume (3M)809.59K
Market Cap
$3.53B
Enterprise Value$3.55B
Total Cash (Recent Filing)$120.45M
Total Debt (Recent Filing)$144.98M
Price to Earnings (P/E)10.4
Beta3.38
Next Earnings
Aug 12, 2026EPS Estimate
1.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.32
Shares Outstanding33,627,018
10 Day Avg. Volume900,620
30 Day Avg. Volume809,592
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)12.68
Price to Sales (P/S)4.78
P/FCF Ratio10.33
Enterprise Value/Market Cap1.01
Enterprise Value/Revenue7.39
Enterprise Value/Gross Profit8.32
Enterprise Value/Ebitda18.39
Forecast
1Y Price Target
$111.67Price Target Upside38.36% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)4.7
Revenue Forecast (FY)$573.11M
Bulls Say, Bears Say
Bulls Say
Funding Structure And Cost Of CapitalPursuing an industrial loan charter could lower funding costs, speed product development, and reduce dependence on third-party partners, improving margins and operational flexibility.
Product Roadmap And EngagementPlanned additions such as agentic commerce, an enhanced mobile platform, extended lending options, and community rewards could broaden the product suite and deepen user engagement to drive more frequent transactions.
Subscription Revenue ModelSubscription offerings deliver higher lifetime value through stronger retention and increased purchase activity, supporting steadier recurring revenue and improved customer profitability.
Bears Say
Competitive Landscape And ValuationAnalyst recommends a Hold rating, citing low barriers to entry for the core subscription product and comparatively lower peer valuations that could cap upside until clear differentiation emerges.
Marketing Spend And Cash FlowHigher targeted marketing investments to accelerate subscription growth will increase upfront spending and could pressure near-term cash flow until new customers generate sufficient repeat purchases.
Underwriting Impact On VolumeTighter underwriting has reduced transaction volume despite rising subscriber counts, which could constrain top-line growth if approval standards limit purchase activity.
Sezzle Inc. News
SEZL FAQ
What was Sezzle Inc.’s price range in the past 12 months?
Sezzle Inc. lowest stock price was $49.50 and its highest was $186.74 in the past 12 months.
What is Sezzle Inc.’s market cap?
Sezzle Inc.’s market cap is $3.53B.
When is Sezzle Inc.’s upcoming earnings report date?
Sezzle Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 83 days.
How were Sezzle Inc.’s earnings last quarter?
Sezzle Inc. released its earnings results on May 06, 2026. The company reported $1.43 earnings per share for the quarter, beating the consensus estimate of $1.205 by $0.225.
Is Sezzle Inc. overvalued?
According to Wall Street analysts Sezzle Inc.’s price is currently Undervalued.
Does Sezzle Inc. pay dividends?
Sezzle Inc. does not currently pay dividends.
What is Sezzle Inc.’s EPS estimate?
Sezzle Inc.’s EPS estimate is 1.02.
How many shares outstanding does Sezzle Inc. have?
Sezzle Inc. has 33,627,018 shares outstanding.
What happened to Sezzle Inc.’s price movement after its last earnings report?
Sezzle Inc. reported an EPS of $1.43 in its last earnings report, beating expectations of $1.205. Following the earnings report the stock price went up 16.043%.
Which hedge fund is a major shareholder of Sezzle Inc.?
Currently, no hedge funds are holding shares in SEZL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sezzle Inc. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$111.67 (38.36% Upside)
$111.67 (38.36% Upside)
Blogger Sentiment
Bullish
SEZL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 106.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 1.2%
Last 30 Days ▲ 0.9%
Last 30 Days ▲ 0.9%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
5.85%
12-Months-Change
Fundamentals
Return on Equity
90.93%
Trailing 12-Months
Asset Growth
52.41%
Trailing 12-Months
Company Description
Sezzle Inc.
Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides payment solution at online stores and various brick-and-mortar retail locations that connects consumers with merchants. Its platform enables customers to make online purchases and split the payment for the purchase in four equal interest free payments over six weeks. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.
SEZL Company Deck
SEZL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong top‑line and bottom‑line performance: GMV (+37.3%) and revenue (+29.2%) growth, record profitability (GAAP net income margin 37.9%, adjusted EBITDA margin 52.5%), subscriber and engagement gains, and raised full‑year guidance. Management is investing heavily in marketing and product innovation (Pay‑in‑5, mobile plan, virtual card) with disciplined unit economics, while embedding AI to scale operations. Key cautionary points include seasonal distortion of Q1 margins, a YoY revenue‑yield decline (−80 bps), potential for slightly higher provisions as new products and users scale, ongoing antitrust litigation and the uncertain, lengthy bank charter process. Overall, the positive operational momentum, guidance raise, liquidity strength and profitability materially outweigh the manageable risks and seasonal caveats.View all SEZL earnings summariesSEZL Stock 12 Month Forecast
Average Price Target
$111.67
▲(38.36% Upside)
Technical Analysis
Ownership Overview
49.85% Insiders
7.40% Mutual Funds
14.43% Other Institutional Investors
16.45% Public Companies and Individual Investors