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SEZL Stock Chart & Stats
$80.71
-$13.19(-5.19%)
At close: 4:00 PM EST
$80.71
-$13.19(-5.19%)
Day’s Range― - ―
52-Week Range$49.50 - $185.00
Previous CloseN/A
Volume45.95K
Average Volume (3M)642.47K
Market Cap
$5.95B
Enterprise Value$4.96B
Total Cash (Recent Filing)$120.45M
Total Debt (Recent Filing)$145.16M
Price to Earnings (P/E)41.3
Beta3.43
Next Earnings
Aug 12, 2026EPS Estimate
1.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.32
Shares Outstanding33,627,018
10 Day Avg. Volume589,542
30 Day Avg. Volume642,467
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)12.68
Price to Sales (P/S)4.78
P/FCF Ratio10.33
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue10.31
Enterprise Value/Gross Profit11.62
Enterprise Value/Ebitda25.61
Forecast
1Y Price Target
$141.67Price Target Upside75.53% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)5.12
Revenue Forecast (FY)$593.04M
Bulls Say, Bears Say
Bulls Say
High Profitability & MarginsSezzle’s step-change to sustained high profitability and very strong gross margins provides durable earnings power that supports reinvestment, buybacks and covenant headroom. High margins help the company absorb marketing and product investments while preserving operating leverage over multiple quarters.
Strong Cash Generation And FCFConsistent positive operating cash flow and free cash flow that closely track net income indicate robust cash conversion. This strengthens financial flexibility for funding growth, covering provisions and servicing receivables funding without recurring equity raises, a durable support for strategic initiatives.
Lower-cost, Larger Receivables FacilityA materially cheaper and larger warehouse facility reduces funding cost for merchant payouts and increases advance rates, structurally improving unit economics of BNPL. Enhanced liquidity and more flexible restricted-payment terms raise capacity to scale merchant coverage and return capital while maintaining disciplined covenant-based risk controls.
Bears Say
Revenue Yield CompressionAn 80bp year‑over‑year decline in revenue yield reflects mix shifts toward lower-fee products and fewer consumer fees. If this mix change persists, Sezzle will need sustained GMV growth or new monetization to offset lower revenue per transaction, which is a durable headwind to top-line economics and margin assumptions.
Potential Higher Credit ProvisionsNew product adoption and acquired cohorts can bring higher initial loss rates, creating upward pressure on provisions. Provision variability risks net income and capital metrics over multiple quarters, requiring careful underwriting and capital planning as the product mix and customer base scale.
Regulatory & Execution UncertaintyActive antitrust litigation and an uncertain, multi‑quarter bank charter process create structural execution and regulatory risks. Outcomes could alter competitive positioning, funding access (deposits), or require operational changes, all of which can materially affect strategic plans and capital allocation over the medium term.
Sezzle Inc. News
SEZL FAQ
What was Sezzle Inc.’s price range in the past 12 months?
Sezzle Inc. lowest stock price was $49.50 and its highest was $185.00 in the past 12 months.
What is Sezzle Inc.’s market cap?
Sezzle Inc.’s market cap is $5.95B.
When is Sezzle Inc.’s upcoming earnings report date?
Sezzle Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 32 days.
How were Sezzle Inc.’s earnings last quarter?
Sezzle Inc. released its earnings results on May 06, 2026. The company reported $1.43 earnings per share for the quarter, beating the consensus estimate of $1.205 by $0.225.
Is Sezzle Inc. overvalued?
According to Wall Street analysts Sezzle Inc.’s price is currently Undervalued.
Does Sezzle Inc. pay dividends?
Sezzle Inc. does not currently pay dividends.
What is Sezzle Inc.’s EPS estimate?
Sezzle Inc.’s EPS estimate is 1.03.
How many shares outstanding does Sezzle Inc. have?
Sezzle Inc. has 33,627,018 shares outstanding.
What happened to Sezzle Inc.’s price movement after its last earnings report?
Sezzle Inc. reported an EPS of $1.43 in its last earnings report, beating expectations of $1.205. Following the earnings report the stock price went up 16.043%.
Which hedge fund is a major shareholder of Sezzle Inc.?
Currently, no hedge funds are holding shares in SEZL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sezzle Inc. Stock Smart Score
Outperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$141.67 (75.53% Upside)
$141.67 (75.53% Upside)
Blogger Sentiment
Bullish
SEZL Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 65.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.7%
Last 30 Days ▲ 16.3%
Last 30 Days ▲ 16.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.61%
12-Months-Change
Fundamentals
Return on Equity
90.93%
Trailing 12-Months
Asset Growth
52.41%
Trailing 12-Months
Company Description
Sezzle Inc.
Sezzle Inc., established in 2016 and based in Minneapolis, Minnesota, functions as a tech-powered payment enterprise with operations concentrated in the United States and Canada. It delivers a payment service available at both e-commerce sites and physical retail outlets, facilitating connections between consumers and businesses. The company's platform allows patrons to complete online transactions and divide the total cost into four equivalent, interest-free installments, payable over a six-week period.
SEZL Company Deck
SEZL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong top‑line and bottom‑line performance: GMV (+37.3%) and revenue (+29.2%) growth, record profitability (GAAP net income margin 37.9%, adjusted EBITDA margin 52.5%), subscriber and engagement gains, and raised full‑year guidance. Management is investing heavily in marketing and product innovation (Pay‑in‑5, mobile plan, virtual card) with disciplined unit economics, while embedding AI to scale operations. Key cautionary points include seasonal distortion of Q1 margins, a YoY revenue‑yield decline (−80 bps), potential for slightly higher provisions as new products and users scale, ongoing antitrust litigation and the uncertain, lengthy bank charter process. Overall, the positive operational momentum, guidance raise, liquidity strength and profitability materially outweigh the manageable risks and seasonal caveats.View all SEZL earnings summariesSEZL Stock 12 Month Forecast
Average Price Target
$141.67
▲(75.53% Upside)
Technical Analysis
Ownership Overview
49.61% Insiders
7.60% Mutual Funds
0.09% Other Institutional Investors
30.49% Public Companies and Individual Investors