The earnings call reflects a strong financial performance with significant revenue growth, increased customer engagement, and strategic investments in marketing and product development. However, there are challenges such as a slight decline in GAAP net income, less profitable On-Demand users, and concerns about macroeconomic conditions potentially affecting credit quality.

Company Guidance

During the second quarter of 2025, Sezzle Inc. demonstrated significant growth and strong financial performance, highlighted by a year-over-year revenue increase of 76.4%, reaching $98.7 million. The company achieved a gross margin of 61% and a net income margin of 28%, while its adjusted net income rose by 91.8% year-over-year to $24.4 million. Sezzle's GMV grew by 74.2% year-over-year, and its active consumer base increased by 52%, reflecting heightened consumer engagement. The marketing investment was substantial, with a spend of $8.8 million compared to $1 million the previous year, aligning with a strategy to enhance customer acquisition and retention. The company maintained a high Net Promoter Score (NPS) of 75, indicating strong customer satisfaction, and emphasized sustainable growth through innovative product offerings and strategic marketing efforts. Sezzle remained committed to the "Rule of 100," achieving a score of 165 this quarter, and reaffirmed its guidance with an adjusted net income projected to rise by 85% in 2025.

Strong Revenue Growth

Sezzle achieved a 76.4% year-over-year increase in total revenue to $98.7 million for Q2 2025.

Net Income and Adjusted Net Income Growth

Adjusted net income nearly doubled, growing 91.8% year-over-year to $24.4 million. The company also maintained a net income margin of 28%.

Increase in Marketing Investment

Marketing spend increased significantly to $8.8 million in Q2 2025 from $1 million in the prior year, targeting a 6-month payback period on customer acquisition cost.

High Customer Engagement

Monthly active users rose 52% year-over-year, and engagement from revenue-generating users increased 138%.

Expansion of Product Offerings

Sezzle launched numerous product enhancements, contributing to a positive Net Promoter Score (NPS) of 75.

Sezzle Inc. (SEZL) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

SEZL Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 06, 2025	2025 (Q3)	0.64 / -	0.487	―	―	―
Aug 07, 2025	2025 (Q2)	0.58 / 0.69	0.362	90.61% (+0.33)
May 07, 2025	2025 (Q1)	0.20 / 1.00	0.223	348.43% (+0.78)
Feb 25, 2025	2024 (Q4)	0.52 / 0.73	0.086	751.16% (+0.65)
Nov 07, 2024	2024 (Q3)	0.15 / 0.49	0.038	1181.58% (+0.45)
Aug 07, 2024	2024 (Q2)	0.14 / 0.36	0.034	964.71% (+0.33)
May 08, 2024	2024 (Q1)	- / 0.22	0.052	328.85% (+0.17)
Feb 26, 2024	2023 (Q4)	- / 0.09	0.002	4200.00% (+0.08)
Nov 08, 2023	2023 (Q3)	- / 0.04	0.003	1166.67% (+0.03)
Aug 08, 2023	2023 (Q2)	- / 0.03	-0.012	383.33% (+0.05)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

SEZL Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	$139.33	$91.51	-34.32%
May 07, 2025	$52.75	$74.98	+42.14%
Feb 25, 2025	$48.57	$51.04	+5.09%
Nov 07, 2024	$41.74	$71.91	+72.28%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Sezzle Inc. (SEZL) report earnings?

Sezzle Inc. (SEZL) is schdueled to report earning on Nov 06, 2025, Before Open (Not Confirmed).

What is Sezzle Inc. (SEZL) earnings time?

Sezzle Inc. (SEZL) earnings time is at Nov 06, 2025, Before Open (Not Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is SEZL EPS forecast?

SEZL EPS forecast for the fiscal quarter 2025 (Q3) is 0.64.

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