Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 2.79B | 2.66B | 2.12B | 1.74B | 1.21B | 1.08B |
Gross Profit | 1.30B | 1.24B | 1.04B | 1.12B | 947.75M | 597.50M |
EBITDA | 140.19M | 334.52M | 265.51M | 420.86M | 448.44M | 397.55M |
Net Income | 233.97M | 209.45M | 175.12M | 207.42M | 256.30M | 377.84M |
Balance Sheet | ||||||
Total Assets | 5.46B | 5.27B | 4.59B | 3.78B | 2.76B | 2.11B |
Cash, Cash Equivalents and Short-Term Investments | 55.51M | 73.91M | 54.36M | 100.17M | 165.48M | 297.27M |
Total Debt | 3.73B | 3.60B | 2.97B | 2.29B | 1.43B | 1.01B |
Total Liabilities | 4.26B | 4.07B | 3.35B | 2.59B | 1.67B | 1.19B |
Stockholders Equity | 1.20B | 1.20B | 1.24B | 1.19B | 1.09B | 917.35M |
Cash Flow | ||||||
Free Cash Flow | 1.54B | 1.50B | 1.12B | 850.37M | 442.19M | 711.38M |
Operating Cash Flow | 1.58B | 1.54B | 1.17B | 894.00M | 471.87M | 740.87M |
Investing Cash Flow | -1.98B | -1.91B | -1.49B | -1.67B | -980.37M | 83.58M |
Financing Cash Flow | 480.18M | 318.88M | 526.54M | 724.87M | 365.15M | -535.97M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
84 Outperform | $2.49B | 7.17 | 17.91% | 2.91% | 5.13% | 25.93% | |
78 Outperform | $2.94B | 13.65 | 19.94% | ― | 24.47% | 54.18% | |
78 Outperform | $2.87B | 18.20 | 12.98% | 2.41% | 11.80% | 23.34% | |
74 Outperform | $2.81B | 10.77 | 9.34% | 1.39% | -3.20% | -28.69% | |
67 Neutral | $17.01B | 11.90 | 9.70% | 3.76% | 11.63% | -9.47% | |
62 Neutral | $1.44B | 28.27 | 3.86% | ― | 5.72% | 31.82% | |
52 Neutral | $2.41B | ― | -3.79% | 4.57% | -38.81% | -425.73% |
On May 30, 2025, NetCredit Combined Receivables A, LLC, an indirect subsidiary of Enova International, issued $163,866,000 in principal notes through a securitization transaction. The notes, backed by $193.0 million in unsecured consumer installment loans, are intended to acquire receivables, fund a reserve account, and cover transaction expenses. The notes, with a fixed interest rate of 7.29%, mature on October 20, 2031, and are subject to specific compliance criteria. Failure to meet these criteria could lead to accelerated maturity or sale of receivables. The notes are offered to qualified institutional buyers and persons outside the U.S. under specific regulations.
The most recent analyst rating on (ENVA) stock is a Buy with a $138.00 price target. To see the full list of analyst forecasts on Enova International stock, see the ENVA Stock Forecast page.
On May 16, 2025, Enova International announced the pricing of $163,866,000 in aggregate principal notes through its indirect subsidiary, NetCredit Combined Receivables A, LLC. These notes, set to close around May 30, 2025, will be backed by unsecured consumer installment loans and are aimed at qualified institutional buyers. The proceeds will be used to acquire securitization receivables, fund a reserve account, and cover transaction-related expenses, highlighting Enova’s strategic financial maneuvers to enhance its market positioning.
The most recent analyst rating on (ENVA) stock is a Buy with a $138.00 price target. To see the full list of analyst forecasts on Enova International stock, see the ENVA Stock Forecast page.
On May 14, 2025, Enova International held its Annual Meeting of Stockholders, where ten directors were elected, executive compensation was approved on a non-binding basis, and Deloitte & Touche LLP was ratified as the independent auditor for 2025. The meeting saw participation from a significant majority of shareholders, indicating strong engagement and support for the company’s governance and strategic direction.
The most recent analyst rating on (ENVA) stock is a Buy with a $138.00 price target. To see the full list of analyst forecasts on Enova International stock, see the ENVA Stock Forecast page.