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Enova International (ENVA)
NYSE:ENVA
Total Valuation
Enova International has a market cap or net worth of $2.54B. The enterprise value is $5.96B.
Market Cap$2.54B
Enterprise Value$5.96B
Share Statistics
Enova International has 25,793,634 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,793,634
Owned by Insiders5.56%
Owned by Institutions1.78%
Financial Efficiency
Enova International’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 158.80%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.04
Return on Invested Capital (ROIC)158.80%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee1.49M
Profits Per Employee117.21K
Employee Count1,787
Asset Turnover0.50
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Enova International is 12.32. Enova International’s PEG ratio is 0.34.
PE Ratio12.32
PS Ratio1.07
PB Ratio2.16
Price to Fair Value2.16
Price to FCF1.73
Price to Operating Cash Flow1.68
PEG Ratio0.34
Income Statement
In the last 12 months, Enova International had revenue of 2.66B and earned 209.45M in profits. Earnings per share was 7.78.
Revenue2.66B
Gross Profit1.24B
Operating Income584.76M
Pretax Income271.10M
Net Income209.45M
EBITDA334.52M
Earnings Per Share (EPS)7.78
Cash Flow
In the last 12 months, operating cash flow was 1.54B and capital expenditures -43.42M, giving a free cash flow of 1.50B billion.
Operating Cash Flow1.54B
Free Cash Flow1.50B
Free Cash Flow per Share57.97
Dividends & Yields
Enova International pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.34
52-Week Price Change54.80%
50-Day Moving Average96.50
200-Day Moving Average92.65
Relative Strength Index (RSI)55.19
Average Volume (3m)279.31K
Important Dates
Enova International upcoming earnings date is Apr 29, 2025, TBA Not Confirmed.
Last Earnings DateFeb 4, 2025
Next Earnings DateApr 29, 2025
Ex-Dividend Date―
Financial Position
Enova International as a current ratio of 0.15, with Debt / Equity ratio of 300.41%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap1.38
Net Debt to EBITDA10.53
Interest Coverage Ratio-2.01
Taxes
In the past 12 months, Enova International has paid 61.65M in taxes.
Income Tax61.65M
Effective Tax Rate0.23
Enterprise Valuation
Enova International EV to EBITDA ratio is 18.24, with an EV/FCF ratio of 4.08.
EV to Sales2.30
EV to EBITDA18.24
EV to Free Cash Flow4.08
EV to Operating Cash Flow3.97
Balance Sheet
Enova International has $73.91M in cash and marketable securities with $270.27M in debt, giving a net cash position of $3.52B billion.
Cash & Marketable Securities$73.91M
Total Debt$270.27M
Net Cash$3.52B
Net Cash Per Share$136.54
Tangible Book Value Per Share$33.68
Margins
Gross margin is 46.62%, with operating margin of 22.00%, and net profit margin of 7.88%.
Gross Margin46.62%
Operating Margin22.00%
Pretax Margin10.20%
Net Profit Margin7.88%
EBITDA Margin12.59%
EBIT Margin11.07%
Analyst Forecast
The average price target for Enova International is $130.83, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$130.83
Price Target Upside33.66% Upside
Analyst ConsensusStrong Buy
Analyst Count6
Revenue Growth Forecast25.51%
EPS Growth Forecast36.96%