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Lendingclub Corp. (LC)
NYSE:LC
LC Stock Chart & Stats
$16.94
-$0.25(-1.53%)
At close: 4:00 PM EST
$16.94
-$0.25(-1.53%)
Day’s Range― - ―
52-Week Range$7.90 - $21.67
Previous CloseN/A
Volume349.90K
Average Volume (3M)2.21M
Market Cap
$1.95B
Enterprise Value$1.94B
Total Cash (Recent Filing)$3.75B
Total Debt (Recent Filing)$68.80M
Price to Earnings (P/E)14.7
Beta1.37
Next Earnings
Apr 29, 2026EPS Estimate
0.37Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.35
Shares Outstanding115,301,440
10 Day Avg. Volume3,766,289
30 Day Avg. Volume2,206,992
Financial Highlights & Ratios
PEG Ratio1.27
Price to Book (P/B)1.35
Price to Sales (P/S)1.56
P/FCF Ratio-0.67
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue1.50
Enterprise Value/Gross Profit2.58
Enterprise Value/Ebitda6.90
Forecast
1Y Price Target
$24.00Price Target Upside41.68% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)1.7
Revenue Forecast (FY)$1.09B
Bulls Say, Bears Say
Bulls Say
Accounting ChangeSwitch to fair value accounting aligns revenue recognition with credit costs and is expected to reduce reserve charges and create upfront gains that support higher operating income.
Growth ReinvestmentReinvestment of accounting gains into marketing, expansion into major purchase financing and home improvement loan verticals, and a rebrand aims to drive sustained loan volume growth and improve long-term profitability.
Marketplace PartnershipsNew and extended loan partnerships are expected to generate stable marketplace revenue, strengthening fee income and diversifying funding sources for the lending platform.
Bears Say
Accounting UncertaintyAnalyst expresses low conviction in updated earnings estimates because results under the new accounting method are not yet available, creating uncertainty for investors about performance.
Expense Ramp From Product LaunchesAnalyst notes launching new consumer financing products required additional hiring and infrastructure before meaningful loan volumes developed, increasing operating expenses and pressuring margins.
Higher Reserve RequirementsAnalyst explains that adding longer-duration major purchase loans raised reserve requirements and drove higher credit provisions, weighing on reported earnings despite similar loss rates across products.
LendingClub News
LC FAQ
What was Lendingclub Corp.’s price range in the past 12 months?
Lendingclub Corp. lowest stock price was $7.90 and its highest was $21.67 in the past 12 months.
What is Lendingclub Corp.’s market cap?
Lendingclub Corp.’s market cap is $1.95B.
When is Lendingclub Corp.’s upcoming earnings report date?
Lendingclub Corp.’s upcoming earnings report date is Apr 29, 2026 which is in 79 days.
How were Lendingclub Corp.’s earnings last quarter?
Lendingclub Corp. released its earnings results on Jan 28, 2026. The company reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.339 by $0.011.
Is Lendingclub Corp. overvalued?
According to Wall Street analysts Lendingclub Corp.’s price is currently Undervalued.
Does Lendingclub Corp. pay dividends?
Lendingclub Corp. does not currently pay dividends.
What is Lendingclub Corp.’s EPS estimate?
Lendingclub Corp.’s EPS estimate is 0.37.
How many shares outstanding does Lendingclub Corp. have?
Lendingclub Corp. has 115,301,440 shares outstanding.
What happened to Lendingclub Corp.’s price movement after its last earnings report?
Lendingclub Corp. reported an EPS of $0.35 in its last earnings report, beating expectations of $0.339. Following the earnings report the stock price went down -15.994%.
Which hedge fund is a major shareholder of Lendingclub Corp.?
Currently, no hedge funds are holding shares in LC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
LendingClub Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$24.00 (41.68% Upside)
$24.00 (41.68% Upside)
Blogger Sentiment
Bullish
LC Sentiment 100%
Sector Average 71%
Sector Average 71%
Hedge Fund Trend
Increased
By 217.7K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days <0.1%
Last 30 Days ▼ 3.1%
Last 30 Days ▼ 3.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.19%
12-Months-Change
Fundamentals
Return on Equity
9.55%
Trailing 12-Months
Asset Growth
8.82%
Trailing 12-Months
Company Description
Lendingclub Corp.
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
LC Company Deck
LC Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operational and financial momentum: robust originations growth (+40% Q4, +33% FY), improved revenue mix (marketplace +36%, noninterest income +38%), rising net interest income (+14%) and significantly higher ROTCE (~12%). Credit performance remains a clear strength with net charge‑offs improving ~80 bps YoY. Management is investing heavily in marketing, product expansion (home improvement, purchase finance), AI, and a rebrand, and is transitioning accounting to fair value which should improve long‑term returns but will introduce near‑term P&L volatility (Q1 fair value adjustments expected ~2x Q4). Expense increases and accounting transition effects create a temporary headwind to efficiency and short‑term comparability, but the balance of evidence — growth, profitability, strong credit, deposit and balance‑sheet traction, and clear investor communications — points to a constructive outlook. Overall, highlights outweigh lowlights.View all LC earnings summariesLC Net revenue Breakdown
64.98% Net interest income
35.02% Non-interest income
LC Stock 12 Month Forecast
Average Price Target
$24.00
▲(41.68% Upside)
Technical Analysis
Ownership Overview
2.91% Insiders
20.07% Mutual Funds
0.46% Other Institutional Investors
58.91% Public Companies and
Individual Investors