Lendingclub Corp. (LC)
NYSE:LC
LC Stock Chart & Stats
$15.59
-$0.25(-1.53%)
At close: 4:00 PM EST
$15.59
-$0.25(-1.53%)
Day’s Range― - ―
52-Week Range$9.00 - $21.67
Previous CloseN/A
Volume349.90K
Average Volume (3M)1.63M
Market Cap
$1.70B
Enterprise Value$1.83B
Total Cash (Recent Filing)$3.72B
Total Debt (Recent Filing)$15.83M
Price to Earnings (P/E)16.1
Beta1.38
Next Earnings
Apr 27, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.35
Shares Outstanding115,180,595
10 Day Avg. Volume1,344,892
30 Day Avg. Volume1,628,291
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.46
Price to Sales (P/S)1.64
P/FCF Ratio-0.76
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue1.37
Enterprise Value/Gross Profit2.14
Enterprise Value/Ebitda6.38
Forecast
1Y Price Target
$24.40Price Target Upside56.51% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.7
Revenue Forecast (FY)$1.07B
Bulls Say, Bears Say
Bulls Say
Accounting ChangeSwitch to fair value accounting is expected to reduce reserve charges, create upfront gains, and improve reported operating income, supporting stronger profitability.
Marketplace PartnershipsNew and extended loan partnerships together with robust loan buyer demand strengthen marketplace revenue, creating a more reliable non-interest income stream.
Reinvestment And Product ExpansionReinvesting near-term accounting gains into marketing, new loan verticals, and a rebrand aims to drive sustained loan volume growth and expand returns.
Bears Say
Credit Provision PressureAddition of longer-duration major purchase loans has increased credit provisions and reserve needs, potentially pressuring profitability if credit dynamics change.
Rising Operating ExpensesLaunching new consumer financing products required additional hiring and infrastructure, which raised operating expenses before meaningful loan volumes materialized.
Valuation SkepticismThe stock's valuation discount reflects market skepticism about the company's ability to sustain strong growth and achieve targeted returns, which could limit share appreciation.
LendingClub News
LC FAQ
What was Lendingclub Corp.’s price range in the past 12 months?
Lendingclub Corp. lowest stock price was $9.00 and its highest was $21.67 in the past 12 months.
What is Lendingclub Corp.’s market cap?
Lendingclub Corp.’s market cap is $1.70B.
When is Lendingclub Corp.’s upcoming earnings report date?
Lendingclub Corp.’s upcoming earnings report date is Apr 27, 2026 which is in 12 days.
How were Lendingclub Corp.’s earnings last quarter?
Lendingclub Corp. released its earnings results on Jan 28, 2026. The company reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.331 by $0.019.
Is Lendingclub Corp. overvalued?
According to Wall Street analysts Lendingclub Corp.’s price is currently Undervalued.
Does Lendingclub Corp. pay dividends?
Lendingclub Corp. does not currently pay dividends.
What is Lendingclub Corp.’s EPS estimate?
Lendingclub Corp.’s EPS estimate is 0.36.
How many shares outstanding does Lendingclub Corp. have?
Lendingclub Corp. has 115,180,595 shares outstanding.
What happened to Lendingclub Corp.’s price movement after its last earnings report?
Lendingclub Corp. reported an EPS of $0.35 in its last earnings report, beating expectations of $0.331. Following the earnings report the stock price went down -15.994%.
Which hedge fund is a major shareholder of Lendingclub Corp.?
Currently, no hedge funds are holding shares in LC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
LendingClub Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$24.40 (56.51% Upside)
$24.40 (56.51% Upside)
Blogger Sentiment
Bullish
LC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 120.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 6.0%
Last 30 Days ▼ 6.0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
69.45%
12-Months-Change
Fundamentals
Return on Equity
9.47%
Trailing 12-Months
Asset Growth
8.82%
Trailing 12-Months
Company Description
Lendingclub Corp.
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
LC Company Deck
LC Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operational and financial momentum: robust originations growth (+40% Q4, +33% FY), improved revenue mix (marketplace +36%, noninterest income +38%), rising net interest income (+14%) and significantly higher ROTCE (~12%). Credit performance remains a clear strength with net charge‑offs improving ~80 bps YoY. Management is investing heavily in marketing, product expansion (home improvement, purchase finance), AI, and a rebrand, and is transitioning accounting to fair value which should improve long‑term returns but will introduce near‑term P&L volatility (Q1 fair value adjustments expected ~2x Q4). Expense increases and accounting transition effects create a temporary headwind to efficiency and short‑term comparability, but the balance of evidence — growth, profitability, strong credit, deposit and balance‑sheet traction, and clear investor communications — points to a constructive outlook. Overall, highlights outweigh lowlights.View all LC earnings summariesLC Net revenue Breakdown
64.98% Net interest income
35.02% Non-interest income
LC Stock 12 Month Forecast
Average Price Target
$24.40
▲(56.51% Upside)
Technical Analysis
Ownership Overview
3.31% Insiders
22.00% Mutual Funds
21.58% Other Institutional Investors
35.11% Public Companies and
Individual Investors