Lendingclub Corp. (LC)
NYSE:LC
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LC Stock Chart & Stats
$17.44
-$0.25(-1.53%)
At close: 4:00 PM EST
$17.44
-$0.25(-1.53%)
Day’s Range― - ―
52-Week Range$9.70 - $21.67
Previous CloseN/A
Volume349.90K
Average Volume (3M)1.66M
Market Cap
$1.96B
Enterprise Value$1.15B
Total Cash (Recent Filing)$804.92M
Total Debt (Recent Filing)$12.48M
Price to Earnings (P/E)8.0
Beta1.48
Next Earnings
Jul 29, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.53
Shares Outstanding115,180,595
10 Day Avg. Volume1,952,448
30 Day Avg. Volume1,655,325
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.46
Price to Sales (P/S)1.64
P/FCF Ratio-0.76
Enterprise Value/Market Cap0.59
Enterprise Value/Revenue0.89
Enterprise Value/Gross Profit1.32
Enterprise Value/Ebitda4.36
Forecast
1Y Price Target
$22.13Price Target Upside26.86% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.73
Revenue Forecast (FY)$1.07B
Bulls Say, Bears Say
Bulls Say
Growth Reinvestment StrategyReinvestment of upfront gains into marketing, expansion into new loan verticals, and rebranding aims to accelerate loan volumes and improve long-term profitability.
Marketplace Revenue And PartnershipsNew and extended loan partnerships and strong loan buyer demand are providing reliable marketplace revenue and growing non-interest income that support margin improvement.
Share Repurchase ProgramManagement's share repurchases and remaining buyback capacity enhance shareholder returns and signal confidence in capital allocation.
Bears Say
Accounting Transition UncertaintyLow analyst conviction in updated earnings estimates under the new accounting method creates uncertainty around reported results and investor expectations.
Increased Credit ProvisionsAddition of longer-duration major purchase loans increased reserve needs and higher credit provisions, which can weigh on reported earnings despite similar loss rates across products.
Product Launch ExpensesLaunching new consumer financing products required additional hiring and infrastructure, raising operating expenses before meaningful loan volumes developed and pressuring margins.
LendingClub News
LC FAQ
What was Lendingclub Corp.’s price range in the past 12 months?
Lendingclub Corp. lowest stock price was $9.70 and its highest was $21.67 in the past 12 months.
What is Lendingclub Corp.’s market cap?
Lendingclub Corp.’s market cap is $1.96B.
When is Lendingclub Corp.’s upcoming earnings report date?
Lendingclub Corp.’s upcoming earnings report date is Jul 29, 2026 which is in 85 days.
How were Lendingclub Corp.’s earnings last quarter?
Lendingclub Corp. released its earnings results on Apr 27, 2026. The company reported $0.44 earnings per share for the quarter, beating the consensus estimate of $0.374 by $0.066.
Is Lendingclub Corp. overvalued?
According to Wall Street analysts Lendingclub Corp.’s price is currently Undervalued.
Does Lendingclub Corp. pay dividends?
Lendingclub Corp. does not currently pay dividends.
What is Lendingclub Corp.’s EPS estimate?
Lendingclub Corp.’s EPS estimate is 0.42.
How many shares outstanding does Lendingclub Corp. have?
Lendingclub Corp. has 115,180,595 shares outstanding.
What happened to Lendingclub Corp.’s price movement after its last earnings report?
Lendingclub Corp. reported an EPS of $0.44 in its last earnings report, beating expectations of $0.374. Following the earnings report the stock price went down -1.804%.
Which hedge fund is a major shareholder of Lendingclub Corp.?
Currently, no hedge funds are holding shares in LC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
LendingClub Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$22.13 (26.86% Upside)
$22.13 (26.86% Upside)
Blogger Sentiment
Bullish
LC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 120.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 3.3%
Last 30 Days ▲ 0.1%
Last 30 Days ▲ 0.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
83.57%
12-Months-Change
Fundamentals
Return on Equity
11.92%
Trailing 12-Months
Asset Growth
8.82%
Trailing 12-Months
Company Description
Lendingclub Corp.
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
LC Company Deck
LC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated strong operational and financial momentum: double-digit revenue and origination growth, record pretax earnings, improving credit metrics, substantial automation gains, new product launches (home improvement) and active capital deployment. Lowlights were primarily related to accounting transitions (fair value marks), higher near-term expenses for marketing and rebrand, and macro/rate uncertainty that reduce some expected tailwinds. On balance, the positive execution, profitability gains, and growth initiatives significantly outweighed the accounting- and investment-related headwinds.View all LC earnings summariesLC Net revenue Breakdown
64.98% Net interest income
35.02% Non-interest income
LC Stock 12 Month Forecast
Average Price Target
$22.13
▲(26.86% Upside)
Technical Analysis
Ownership Overview
3.31% Insiders
23.08% Mutual Funds
0.75% Other Institutional Investors
54.33% Public Companies and
Individual Investors