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Lendingclub Corp. (LC)
NYSE:LC
Total Valuation
LendingClub has a market cap or net worth of $1.14B. The enterprise value is $352.93M.
Market Cap$1.14B
Enterprise Value$352.93M
Share Statistics
LendingClub has 114,199,830 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding114,199,830
Owned by Insiders3.03%
Owned by Institutions0.71%
Financial Efficiency
LendingClub’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 1.41%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.41%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee252.47K
Profits Per Employee51.23K
Employee Count1,002
Asset Turnover0.02
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of LendingClub is 35.24. LendingClub’s PEG ratio is 1.27.
PE Ratio35.24
PS Ratio0.00
PB Ratio1.35
Price to Fair Value1.35
Price to FCF-0.67
Price to Operating Cash Flow-0.69
PEG Ratio1.27
Income Statement
In the last 12 months, LendingClub had revenue of 252.97M and earned 51.33M in profits. Earnings per share was 0.46.
Revenue252.97M
Gross Profit-27.03M
Operating Income69.76M
Pretax Income65.07M
Net Income51.33M
EBITDA123.06M
Earnings Per Share (EPS)0.46
Cash Flow
In the last 12 months, operating cash flow was -2.13B and capital expenditures -42.52M, giving a free cash flow of -1.83B billion.
Operating Cash Flow-2.13B
Free Cash Flow-1.83B
Free Cash Flow per Share-16.03
Dividends & Yields
LendingClub pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.86
52-Week Price Change15.38%
50-Day Moving Average10.44
200-Day Moving Average12.78
Relative Strength Index (RSI)53.33
Average Volume (3m)1.48M
Important Dates
LendingClub upcoming earnings date is Jul 23, 2025, TBA Not Confirmed.
Last Earnings DateApr 29, 2025
Next Earnings DateJul 23, 2025
Ex-Dividend Date―
Financial Position
LendingClub as a current ratio of 2.93, with Debt / Equity ratio of 0.00%
Current Ratio2.93
Quick Ratio2.93
Debt to Market Cap0.00
Net Debt to EBITDA-7.52
Interest Coverage Ratio0.19
Taxes
In the past 12 months, LendingClub has paid 13.74M in taxes.
Income Tax13.74M
Effective Tax Rate0.21
Enterprise Valuation
LendingClub EV to EBITDA ratio is 7.18, with an EV/FCF ratio of -0.33.
EV to Sales3.49
EV to EBITDA7.18
EV to Free Cash Flow-0.33
EV to Operating Cash Flow-0.34
Balance Sheet
LendingClub has $895.51M in cash and marketable securities with $297.69M in debt, giving a net cash position of -$895.51M billion.
Cash & Marketable Securities$895.51M
Total Debt$297.69M
Net Cash-$895.51M
Net Cash Per Share-$7.84
Tangible Book Value Per Share$11.25
Margins
Gross margin is 61.70%, with operating margin of 27.58%, and net profit margin of 20.29%.
Gross Margin61.70%
Operating Margin27.58%
Pretax Margin25.72%
Net Profit Margin20.29%
EBITDA Margin48.65%
EBIT Margin27.58%
Analyst Forecast
The average price target for LendingClub is $14.29, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$14.29
Price Target Upside35.07% Upside
Analyst ConsensusStrong Buy
Analyst Count8
Revenue Growth Forecast5.72%
EPS Growth Forecast31.82%