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Lendingclub Corp. (LC)
NYSE:LC
Total Valuation
LendingClub has a market cap or net worth of $2.03B. The enterprise value is $1.00B.
Market Cap$2.03B
Enterprise Value$1.00B
Share Statistics
LendingClub has 115,301,440 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding115,301,440
Owned by Insiders2.88%
Owned by Institutions22.07%
Financial Efficiency
LendingClub’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is -5.49%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-5.49%
Return on Capital Employed (ROCE)-0.01
Revenue Per Employee1.16M
Profits Per Employee51.23K
Employee Count1,002
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of LendingClub is 19.8. LendingClub’s PEG ratio is 1.27.
PE Ratio19.8
PS Ratio1.56
PB Ratio1.35
Price to Fair Value1.35
Price to FCF-0.67
Price to Operating Cash Flow-0.93
PEG Ratio1.27
Income Statement
In the last 12 months, LendingClub had revenue of 1.16B and earned 51.33M in profits. Earnings per share was 0.46.
Revenue1.16B
Gross Profit608.74M
Operating Income65.07M
Pretax Income65.07M
Net Income51.33M
EBITDA118.37M
Earnings Per Share (EPS)0.46
Cash Flow
In the last 12 months, operating cash flow was -2.01B and capital expenditures -141.98M, giving a free cash flow of -2.15B billion.
Operating Cash Flow-2.01B
Free Cash Flow-2.15B
Free Cash Flow per Share-18.65
Dividends & Yields
LendingClub pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.42
52-Week Price Change5.95%
50-Day Moving Average16.78
200-Day Moving Average13.46
Relative Strength Index (RSI)54.62
Average Volume (3m)2.19M
Important Dates
LendingClub upcoming earnings date is Jan 28, 2026, After Close (Confirmed).
Last Earnings DateOct 22, 2025
Next Earnings DateJan 28, 2026
Ex-Dividend Date―
Financial Position
LendingClub as a current ratio of 1.83, with Debt / Equity ratio of 0.00%
Current Ratio1.83
Quick Ratio1.83
Debt to Market Cap<0.01
Net Debt to EBITDA-7.20
Interest Coverage Ratio-0.34
Taxes
In the past 12 months, LendingClub has paid 13.74M in taxes.
Income Tax13.74M
Effective Tax Rate0.21
Enterprise Valuation
LendingClub EV to EBITDA ratio is 6.87, with an EV/FCF ratio of -0.33.
EV to Sales0.76
EV to EBITDA6.87
EV to Free Cash Flow-0.33
EV to Operating Cash Flow-0.34
Balance Sheet
LendingClub has $3.75B in cash and marketable securities with $0.00 in debt, giving a net cash position of $3.75B billion.
Cash & Marketable Securities$3.75B
Total Debt$0.00
Net Cash$3.75B
Net Cash Per Share$32.55
Tangible Book Value Per Share$11.25
Margins
Gross margin is 44.78%, with operating margin of -10.98%, and net profit margin of 4.42%.
Gross Margin44.78%
Operating Margin-10.98%
Pretax Margin5.60%
Net Profit Margin4.42%
EBITDA Margin11.08%
EBIT Margin6.01%
Analyst Forecast
The average price target for LendingClub is $22.00, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$22.00
Price Target Upside24.79% Upside
Analyst ConsensusStrong Buy
Analyst Count8
Revenue Growth Forecast9.68%
EPS Growth Forecast94.85%