Education
About Us
Working with TipRanks
Follow Us
Lendingclub Corp. (LC)
NYSE:LC
Total Valuation
LendingClub has a market cap or net worth of $1.74B. The enterprise value is $1.75B.
Market Cap$1.74B
Enterprise Value$1.75B
Share Statistics
LendingClub has 115,180,595 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding115,180,595
Owned by Insiders3.06%
Owned by Institutions13.88%
Financial Efficiency
LendingClub’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 6.32%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.32%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee1.33M
Profits Per Employee135.41K
Employee Count1,002
Asset Turnover0.12
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of LendingClub is 16.1. LendingClub’s PEG ratio is 0.10.
PE Ratio16.1
PS Ratio1.64
PB Ratio1.46
Price to Fair Value1.46
Price to FCF-0.76
Price to Operating Cash Flow-0.64
PEG Ratio0.10
Income Statement
In the last 12 months, LendingClub had revenue of 1.33B and earned 135.68M in profits. Earnings per share was 1.18.
Revenue1.33B
Gross Profit863.75M
Operating Income333.69M
Pretax Income176.95M
Net Income135.68M
EBITDA369.90M
Earnings Per Share (EPS)1.18
Cash Flow
In the last 12 months, operating cash flow was -2.73B and capital expenditures -140.34M, giving a free cash flow of -2.87B billion.
Operating Cash Flow-2.73B
Free Cash Flow-2.87B
Free Cash Flow per Share-24.89
Dividends & Yields
LendingClub pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.46
52-Week Price Change35.30%
50-Day Moving Average18.05
200-Day Moving Average15.89
Relative Strength Index (RSI)42.25
Average Volume (3m)2.56M
Important Dates
LendingClub upcoming earnings date is Apr 29, 2026, After Close (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date―
Financial Position
LendingClub as a current ratio of 466.38, with Debt / Equity ratio of 1.05%
Current Ratio466.38
Quick Ratio466.38
Debt to Market Cap0.03
Net Debt to EBITDA0.01
Interest Coverage Ratio0.99
Taxes
In the past 12 months, LendingClub has paid 41.27M in taxes.
Income Tax41.27M
Effective Tax Rate0.23
Enterprise Valuation
LendingClub EV to EBITDA ratio is 5.92, with an EV/FCF ratio of -0.76.
EV to Sales1.64
EV to EBITDA5.92
EV to Free Cash Flow-0.76
EV to Operating Cash Flow-0.80
Balance Sheet
LendingClub has $3.72B in cash and marketable securities with $15.83M in debt, giving a net cash position of $3.70B billion.
Cash & Marketable Securities$3.72B
Total Debt$15.83M
Net Cash$3.70B
Net Cash Per Share$32.15
Tangible Book Value Per Share$12.29
Margins
Gross margin is 64.03%, with operating margin of 25.00%, and net profit margin of 10.17%.
Gross Margin64.03%
Operating Margin25.00%
Pretax Margin13.26%
Net Profit Margin10.17%
EBITDA Margin27.71%
EBIT Margin22.94%
Analyst Forecast
The average price target for LendingClub is $24.00, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$24.00
Price Target Upside58.52% Upside
Analyst ConsensusStrong Buy
Analyst Count6
Revenue Growth Forecast9.68%
EPS Growth Forecast94.85%