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Lendingclub Corp. (LC)
:LC
Total Valuation
LendingClub has a market cap or net worth of $1.79B. The enterprise value is $701.47M.
Market Cap$1.79B
Enterprise Value$701.47M
Share Statistics
LendingClub has 114,740,150 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding114,740,150
Owned by Insiders2.92%
Owned by Institutions2.36%
Financial Efficiency
LendingClub’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is -5.49%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-5.49%
Return on Capital Employed (ROCE)-0.01
Revenue Per Employee1.16M
Profits Per Employee51.23K
Employee Count1,002
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of LendingClub is 24.0. LendingClub’s PEG ratio is 1.27.
PE Ratio24.0
PS Ratio1.56
PB Ratio1.35
Price to Fair Value1.35
Price to FCF-0.67
Price to Operating Cash Flow-0.89
PEG Ratio1.27
Income Statement
In the last 12 months, LendingClub had revenue of 1.16B and earned 51.33M in profits. Earnings per share was 0.46.
Revenue1.16B
Gross Profit-27.03M
Operating Income-127.43M
Pretax Income65.07M
Net Income51.33M
EBITDA128.60M
Earnings Per Share (EPS)0.46
Cash Flow
In the last 12 months, operating cash flow was -1.91B and capital expenditures -133.42M, giving a free cash flow of -2.04B billion.
Operating Cash Flow-1.91B
Free Cash Flow-2.04B
Free Cash Flow per Share-17.79
Dividends & Yields
LendingClub pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.43
52-Week Price Change25.33%
50-Day Moving Average16.13
200-Day Moving Average13.18
Relative Strength Index (RSI)45.46
Average Volume (3m)1.42M
Important Dates
LendingClub upcoming earnings date is Oct 22, 2025, After Close (Confirmed).
Last Earnings DateJul 29, 2025
Next Earnings DateOct 22, 2025
Ex-Dividend Date―
Financial Position
LendingClub as a current ratio of 1.83, with Debt / Equity ratio of 1.59%
Current Ratio1.83
Quick Ratio1.83
Debt to Market Cap0.00
Net Debt to EBITDA-7.20
Interest Coverage Ratio-0.34
Taxes
In the past 12 months, LendingClub has paid 13.74M in taxes.
Income Tax13.74M
Effective Tax Rate0.21
Enterprise Valuation
LendingClub EV to EBITDA ratio is 6.87, with an EV/FCF ratio of -0.33.
EV to Sales0.76
EV to EBITDA6.87
EV to Free Cash Flow-0.33
EV to Operating Cash Flow-0.34
Balance Sheet
LendingClub has $752.56M in cash and marketable securities with $22.39M in debt, giving a net cash position of $730.17M billion.
Cash & Marketable Securities$752.56M
Total Debt$22.39M
Net Cash$730.17M
Net Cash Per Share$6.36
Tangible Book Value Per Share$11.25
Margins
Gross margin is 41.19%, with operating margin of -10.98%, and net profit margin of 4.42%.
Gross Margin41.19%
Operating Margin-10.98%
Pretax Margin5.60%
Net Profit Margin4.42%
EBITDA Margin11.08%
EBIT Margin6.01%
Analyst Forecast
The average price target for LendingClub is $17.75, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$17.75
Price Target Upside15.33% Upside
Analyst ConsensusModerate Buy
Analyst Count7
Revenue Growth Forecast7.54%
EPS Growth Forecast70.26%