Lendingclub Corp. (LC)
NYSE:LC
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Total Valuation
LendingClub has a market cap or net worth of $1.80B. The enterprise value is $1.01B.
Market Cap$1.80B
Enterprise Value$1.01B
Share Statistics
LendingClub has 115,350,920 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding115,350,920
Owned by Insiders3.30%
Owned by Institutions22.38%
Financial Efficiency
LendingClub’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 15.65%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)15.65%
Return on Capital Employed (ROCE)0.20
Revenue Per Employee1.33M
Profits Per Employee135.41K
Employee Count1,002
Asset Turnover0.12
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of LendingClub is 8.0. LendingClub’s PEG ratio is 0.10.
PE Ratio8.0
PS Ratio1.64
PB Ratio1.46
Price to Fair Value1.46
Price to FCF-0.76
Price to Operating Cash Flow-0.60
PEG Ratio0.10
Income Statement
In the last 12 months, LendingClub had revenue of 1.33B and earned 135.68M in profits. Earnings per share was 1.18.
Revenue1.33B
Gross Profit863.75M
Operating Income333.69M
Pretax Income176.95M
Net Income135.68M
EBITDA369.90M
Earnings Per Share (EPS)1.18
Cash Flow
In the last 12 months, operating cash flow was -3.01B and capital expenditures -153.06M, giving a free cash flow of -3.16B billion.
Operating Cash Flow-3.01B
Free Cash Flow-3.16B
Free Cash Flow per Share-27.39
Dividends & Yields
LendingClub pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.47
52-Week Price Change46.52%
50-Day Moving Average15.16
200-Day Moving Average16.48
Relative Strength Index (RSI)71.51
Average Volume (3m)1.66M
Important Dates
LendingClub upcoming earnings date is Jul 29, 2026, After Close (Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date―
Financial Position
LendingClub as a current ratio of 0.10, with Debt / Equity ratio of 0.82%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.00
Net Debt to EBITDA-2.44
Interest Coverage Ratio0.99
Taxes
In the past 12 months, LendingClub has paid 41.27M in taxes.
Income Tax41.27M
Effective Tax Rate0.23
Enterprise Valuation
LendingClub EV to EBITDA ratio is 3.47, with an EV/FCF ratio of -0.45.
EV to Sales0.96
EV to EBITDA3.47
EV to Free Cash Flow-0.45
EV to Operating Cash Flow-0.47
Balance Sheet
LendingClub has $804.92M in cash and marketable securities with $12.48M in debt, giving a net cash position of $792.44M billion.
Cash & Marketable Securities$804.92M
Total Debt$12.48M
Net Cash$792.44M
Net Cash Per Share$6.87
Tangible Book Value Per Share$12.29
Margins
Gross margin is 67.23%, with operating margin of 25.00%, and net profit margin of 10.17%.
Gross Margin67.23%
Operating Margin25.00%
Pretax Margin13.26%
Net Profit Margin10.17%
EBITDA Margin27.71%
EBIT Margin22.94%
Analyst Forecast
The average price target for LendingClub is $22.13, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$22.13
Price Target Upside26.86% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast17.38%
EPS Growth Forecast237.98%