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Lendingclub Corp. (LC)
NYSE:LC
Earnings Data
Report Date
Oct 22, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.3Last Year’s EPS
0.13Same Quarter Last Year
Moderate Buy
Based on 9 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
LendingClub exhibited strong financial and operational performance with significant growth in originations and revenue, successful new product launches, and impressive credit performance. Despite increased marketing expenses and a higher tax rate impacting profitability, the positive aspects significantly outweigh the negatives.Company Guidance
Strong Financial Performance
LendingClub delivered 32% year-on-year growth in originations and 33% growth in revenue. GAAP net income more than doubled to $38 million compared to $15 million last year. ROTCE reached nearly 12%, exceeding the 8% target set at the beginning of the year.
Successful Product Launches
Launched LevelUp Checking and LevelUp Savings, contributing to significant engagement with 6x more checking accounts opened daily and $2.7 billion in LevelUp Savings deposits.
Partnership and Funding Agreements
Extended forward flow agreement with Blue Owl for up to $3.4 billion of new originations and completed a $100 million transaction with BlackRock through the Fitch rated structured certificate program.
Improved Credit Performance
Sustained 40% credit improvement versus competitors and maintained strong credit performance, leading to a $9 million provision benefit.
LC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
LC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 29, 2025 | $13.11 | $15.89 | +21.21% |
Apr 29, 2025 | $11.01 | $9.77 | -11.26% |
Jan 28, 2025 | $16.83 | $14.42 | -14.32% |
Oct 23, 2024 | $12.46 | $13.82 | +10.91% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Lendingclub Corp. (LC) report earnings?
Lendingclub Corp. (LC) is schdueled to report earning on Oct 22, 2025, After Close (Confirmed).
What is Lendingclub Corp. (LC) earnings time?
Lendingclub Corp. (LC) earnings time is at Oct 22, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LC EPS forecast?
LC EPS forecast for the fiscal quarter 2025 (Q3) is 0.3.