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Lendingclub Corp. (LC)
NYSE:LC
Earnings Data
Report Date
Jul 23, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.15Last Year’s EPS
0.13Same Quarter Last Year
Strong Buy
Based on 8 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 29, 2025
|% Change Since: -3.91%
|Next Earnings Date:Jul 23, 2025
Earnings Call Sentiment|Positive
LendingClub's earnings call reflected strong financial performance with growth in loan volumes and net revenue. The company achieved significant milestones, such as an investment-grade rating, and demonstrated improved credit performance. However, concerns remain about increased provisions for credit losses and economic uncertainties affecting future outlooks.Company Guidance
During the LendingClub first quarter 2025 earnings call, the company provided guidance indicating strong performance and optimistic projections. LendingClub reported a 21% increase in loan volume to $2 billion compared to the previous year, and a 20% increase in total net revenue to $218 million. Pre-provision net revenue grew by 52% year-over-year to $74 million. The company also achieved a net interest margin of 6% and improved loan sales pricing by over 200 basis points year-over-year. For the second quarter, LendingClub anticipates originations in the range of $2.1 billion to $2.3 billion and pre-provision net revenue between $70 million and $80 million. The outlook for the fourth quarter aims for continued growth in originations and a strong return on tangible common equity (ROTCE), assuming stable macroeconomic conditions.Strong Loan Volume Growth
LendingClub generated $2 billion in loan volume, a 21% increase over last year, reflecting demand from borrowers and loan buyers.
Total Net Revenue Increase
Total net revenue grew 20% to $218 million, with pre-provision net revenue increasing 52% year-over-year to $74 million.
Improved Loan Sales Pricing
Loan sales pricing improved for the fifth straight quarter, up over 200 basis points year-over-year.
Investment-Grade Rating Achievement
Secured an investment-grade rating from Fitch for the first-rated certificate deal, closing a $100 million transaction with a top insurance company.
Strong Credit Performance
Year-over-year delinquency and charge-off rates significantly improved, with a disciplined underwriting approach.
High NPS Score
Achieved an extremely high NPS score of 81 points, with 83% of members wanting to do more with LendingClub.
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LC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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LC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 29, 2025 | $11.01 | $9.77 | -11.26% |
| Jan 28, 2025 | $16.83 | $14.42 | -14.32% |
| Oct 23, 2024 | $12.46 | $13.82 | +10.91% |
| Jul 30, 2024 | $11.19 | $12.51 | +11.80% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Lendingclub Corp. (LC) report earnings?
Lendingclub Corp. (LC) is schdueled to report earning on Jul 23, 2025, TBA Not Confirmed.
What is Lendingclub Corp. (LC) earnings time?
Lendingclub Corp. (LC) earnings time is at Jul 23, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LC EPS forecast?
LC EPS forecast for the fiscal quarter 2025 (Q2) is 0.15.
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