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Lendingclub Corp. (LC)
:LC
Earnings Data
Report Date
Oct 22, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.3Last Year’s EPS
0.13Same Quarter Last Year
Strong Buy
Based on 8 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
LendingClub's Q2 2025 earnings call reflected strong growth in originations, revenue, and credit performance, driven by successful new product launches and strategic partnerships. Despite increased marketing expenses and a modest rise in provisions for credit losses, the company's positive financial trajectory and favorable guidance for the upcoming quarters contribute to an overall positive sentiment.Company Guidance -
Q3 2025
Record Growth in Originations and Revenue
LendingClub reported a 32% year-on-year growth in originations and a 33% growth in revenue for Q2 2025, with GAAP net income increasing from $15 million to $38 million over the same period.
Strong Credit Performance
The company sustained a 40% improvement in prime credit performance versus competitors, and the net charge-off ratio for the held-for-investment loan portfolio improved to 3% from 6.2% last year.
Successful New Product Launches
LendingClub introduced LevelUp Checking, offering cash back rewards for on-time loan payments, and LevelUp Savings, which reached $2.7 billion in deposits.
Strategic Funding Partnerships
The company extended its forward flow agreement with Blue Owl for up to $3.4 billion in new originations and closed a $100 million transaction with BlackRock.
Positive Guidance for Future Quarters
For the third quarter, LendingClub anticipates growing originations to $2.5 billion to $2.6 billion and expects PPNR to be in the range of $90 million to $100 million.
LC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
LC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 29, 2025 | $13.11 | $15.89 | +21.21% |
Apr 29, 2025 | $11.01 | $9.77 | -11.26% |
Jan 28, 2025 | $16.83 | $14.42 | -14.32% |
Oct 23, 2024 | $12.46 | $13.82 | +10.91% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Lendingclub Corp. (LC) report earnings?
Lendingclub Corp. (LC) is schdueled to report earning on Oct 22, 2025, After Close (Confirmed).
What is Lendingclub Corp. (LC) earnings time?
Lendingclub Corp. (LC) earnings time is at Oct 22, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LC EPS forecast?
LC EPS forecast for the fiscal quarter 2025 (Q3) is 0.3.