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OneMain Holdings (OMF)
NYSE:OMF
Earnings Data
Report Date
Jan 29, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.63Last Year’s EPS
1.16Same Quarter Last Year
Moderate Buy
Based on 10 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected a strong performance with significant revenue growth, improved credit metrics, and strategic growth in the credit card and auto finance segments. The approval of a new share repurchase program and dividend increase further indicate confidence in the company's financial health. However, there is caution due to economic uncertainties and competitive pressures.Company Guidance
Strong Revenue Growth
Total revenue grew 9% year-over-year, with interest income up 9% driven by receivables growth and yield improvements.
Improvement in Credit Metrics
C&I net charge-offs were 7% in the quarter, down 51 basis points year-over-year, and consumer loan net charge-offs improved by 66 basis points.
Significant Capital Generation
Capital generation was $272 million, up 29% year-over-year, demonstrating strong receivables growth and credit performance.
Record Growth in Credit Card Business
The credit card business reached 1 million customers, with receivables of $834 million, and net charge-offs improved by 288 basis points.
Expansion in Auto Finance Receivables
Auto finance receivables increased by $100 million from the last quarter, contributing to the overall growth.
New Share Repurchase Program
A $1 billion share repurchase program was approved, indicating confidence in the business strength.
Dividend Increase
The quarterly dividend was increased by $0.01, bringing the annual dividend to $4.20 per share.
OMF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
OMF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 31, 2025 | $55.75 | $59.19 | +6.17% |
Jul 25, 2025 | $57.55 | $58.30 | +1.30% |
Apr 29, 2025 | $47.24 | $46.74 | -1.06% |
Jan 31, 2025 | $54.15 | $52.40 | -3.23% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does OneMain Holdings (OMF) report earnings?
OneMain Holdings (OMF) is schdueled to report earning on Jan 29, 2026, After Close (Confirmed).
What is OneMain Holdings (OMF) earnings time?
OneMain Holdings (OMF) earnings time is at Jan 29, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is OMF EPS forecast?
OMF EPS forecast for the fiscal quarter 2025 (Q4) is 1.63.