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WRLD Stock Chart & Stats
$204.67
-$8.84(-4.32%)
At close: 4:00 PM EDT
$204.67
-$8.84(-4.32%)
Day’s Range― - ―
52-Week Range$110.00 - $227.68
Previous Close$195.83
Volume216.04K
Average Volume (3M)67.38K
Market Cap
$837.99M
Enterprise Value$1.66K
Total Cash (Recent Filing)$10.42M
Total Debt (Recent Filing)$648.07M
Price to Earnings (P/E)20.9
Beta1.04
Next Earnings
Oct 22, 2026EPS Estimate
0.79Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.61
Shares Outstanding4,660,413
10 Day Avg. Volume68,204
30 Day Avg. Volume67,381
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)1.93
Price to Sales (P/S)1.16
P/FCF Ratio2.66
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)10.99
Revenue Forecast (FY)$632.00M
Bulls Say, Bears Say
Bulls Say
Consistent Cash GenerationWorld Acceptance demonstrates durable cash generation, with operating and free cash flow tracking net income across periods. Strong cash conversion supports loan originations, funding flexibility, and ability to absorb credit cycles, underpinning long-term franchises in consumer finance.
Improved Liquidity Via Revolver ExpansionThe $15M accordion to the revolving credit facility meaningfully augments committed funding capacity without changing core terms. Better lender support and larger committed lines reduce refinancing risk and sustain the company’s branch lending model through credit cycles.
Yield Expansion And Improving Credit MetricsHigher yields combined with measurable improvements in charge-offs and delinquency indicate better risk/return on new book and portfolio remediation. Sustained yield improvement and falling loss rates support net interest margins and long-term profitability if maintained.
Bears Say
Persistently High Loss RatesEven with recent improvement, loss rates near the high teens are structurally large for a lending franchise. Elevated charge-offs impose ongoing provision needs, compress margins and require conservative underwriting, limiting sustainable ROE and loan growth without continued credit quality gains.
Volatile Earnings And Balance-sheet InconsistenciesMarked swings in net income, equity and leverage reduce confidence in trend reliability. Inconsistent returns and an unusually large 2026 cash flow vs revenue imply potential one-offs or reporting distortions that complicate forecasting and weaken perceptions of sustainable profitability.
Tighter Credit Reduced OriginationsA materially lower flow of bookable applications and a 40% drop in new-customer volume signal reduced origination capacity from prudent tightening. That limits near-term portfolio growth and could slow revenue scaling; re-expansion risks reintroducing credit stress if mismanaged.
World Acceptance News
WRLD FAQ
What was World Acceptance Corp’s price range in the past 12 months?
World Acceptance Corp lowest stock price was $110.00 and its highest was $227.68 in the past 12 months.
What is World Acceptance Corp’s market cap?
World Acceptance Corp’s market cap is $837.99M.
When is World Acceptance Corp’s upcoming earnings report date?
World Acceptance Corp’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were World Acceptance Corp’s earnings last quarter?
World Acceptance Corp released its earnings results on Jul 24, 2026. The company reported $2.12 earnings per share for the quarter, beating the consensus estimate of $0.58 by $1.54.
Is World Acceptance Corp overvalued?
According to Wall Street analysts World Acceptance Corp’s price is currently Overvalued.
Does World Acceptance Corp pay dividends?
World Acceptance Corp does not currently pay dividends.
What is World Acceptance Corp’s EPS estimate?
World Acceptance Corp’s EPS estimate is 0.79.
How many shares outstanding does World Acceptance Corp have?
World Acceptance Corp has 4,660,413 shares outstanding.
What happened to World Acceptance Corp’s price movement after its last earnings report?
World Acceptance Corp reported an EPS of $2.12 in its last earnings report, beating expectations of $0.58. Following the earnings report the stock price went up 13.027%.
Which hedge fund is a major shareholder of World Acceptance Corp?
Currently, no hedge funds are holding shares in WRLD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
World Acceptance Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bearish
WRLD Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 70.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
31.78%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.37%
Trailing 12-Months
Company Description
World Acceptance Corp
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
WRLD Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented several clear positives: EPS of $2.12, revenue up 4.8%, a 13.4% reduction in provision expense, a 91 basis-point yield increase, and measurable improvements in net charge-offs and front-end delinquency. Management also reported robust demand and active, conservative portfolio management. Offsetting these positives are still-elevated charge-off and delinquency levels (~18% range), a decline in bookable applications due to prior tightening, modest G&A increases, and one-time CEO transition costs. Overall, the balance of encouraging operational and credit improvements against manageable but notable challenges leads to a constructive tone.View all WRLD earnings summariesTechnical Analysis
Ownership Overview
36.80% Insiders
12.78% Mutual Funds
0.37% Other Institutional Investors
32.92% Public Companies and
Individual Investors