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WRLD Stock Chart & Stats
$204.67
-$8.84(-4.32%)
At close: 4:00 PM EDT
$204.67
-$8.84(-4.32%)
Day’s Range― - ―
52-Week Range$110.00 - $227.68
Previous Close$195.83
Volume216.04K
Average Volume (3M)67.38K
Market Cap
$877.94M
Enterprise Value$1.65K
Total Cash (Recent Filing)$10.42M
Total Debt (Recent Filing)$648.07M
Price to Earnings (P/E)21.9
Beta1.01
Next Earnings
Oct 22, 2026EPS Estimate
0.79Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.61
Shares Outstanding4,663,180
10 Day Avg. Volume68,204
30 Day Avg. Volume67,381
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)1.93
Price to Sales (P/S)1.16
P/FCF Ratio2.66
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)10.99
Revenue Forecast (FY)$632.00M
Bulls Say, Bears Say
Bulls Say
Profitable Growth And Yield ExpansionSolid operating margins, higher lending yields and continued revenue growth support the core earnings model. These trends indicate the company can generate attractive revenue from its installment-loan portfolio while maintaining profitability.
Improving Credit PerformanceLower provisions, charge-offs and delinquencies suggest underwriting and portfolio-management actions are improving loss trends. Sustained credit improvement could support margins and reduce the earnings volatility inherent in nonprime lending.
Strong Recurring Cash Conversion And Funding AccessHistorically strong cash conversion provides funding for loan originations and corporate needs, while expanded bank commitments reinforce liquidity access. Together, they support operating continuity despite the capital demands of consumer lending.
Bears Say
Elevated Leverage Limits Financial FlexibilityHigh debt relative to equity increases refinancing and covenant sensitivity in a credit-sensitive business. If borrower losses rise or portfolio cash flows weaken, leverage could restrict lending capacity and reduce management's strategic flexibility.
Credit Losses Remain Structurally HighImprovement is encouraging, but loss and delinquency rates remain substantial for the loan portfolio. Persistently high credit costs can absorb interest income, require continued provisioning and make sustainable margin performance dependent on disciplined underwriting.
Earnings And Cash Flow Are VolatileThe unusually large TTM cash-flow increase appears less repeatable than historical performance, and earnings have moved sharply with provisioning and expense dynamics. This reduces confidence in steady-state cash generation and makes planning more difficult.
World Acceptance News
WRLD FAQ
What was World Acceptance Corp’s price range in the past 12 months?
World Acceptance Corp lowest stock price was $110.00 and its highest was $227.68 in the past 12 months.
What is World Acceptance Corp’s market cap?
World Acceptance Corp’s market cap is $877.94M.
When is World Acceptance Corp’s upcoming earnings report date?
World Acceptance Corp’s upcoming earnings report date is Oct 22, 2026 which is in 58 days.
How were World Acceptance Corp’s earnings last quarter?
World Acceptance Corp released its earnings results on Jul 24, 2026. The company reported $2.12 earnings per share for the quarter, beating the consensus estimate of $0.58 by $1.54.
Is World Acceptance Corp overvalued?
According to Wall Street analysts World Acceptance Corp’s price is currently Overvalued.
Does World Acceptance Corp pay dividends?
World Acceptance Corp does not currently pay dividends.
What is World Acceptance Corp’s EPS estimate?
World Acceptance Corp’s EPS estimate is 0.79.
How many shares outstanding does World Acceptance Corp have?
World Acceptance Corp has 4,663,180 shares outstanding.
What happened to World Acceptance Corp’s price movement after its last earnings report?
World Acceptance Corp reported an EPS of $2.12 in its last earnings report, beating expectations of $0.58. Following the earnings report the stock price went up 13.027%.
Which hedge fund is a major shareholder of World Acceptance Corp?
Currently, no hedge funds are holding shares in WRLD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
World Acceptance Stock Smart Score
Underperform
1
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4
5
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7
8
9
10
Blogger Sentiment
Bearish
WRLD Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $25.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
31.78%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.37%
Trailing 12-Months
Company Description
World Acceptance Corp
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
WRLD Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented several clear positives: EPS of $2.12, revenue up 4.8%, a 13.4% reduction in provision expense, a 91 basis-point yield increase, and measurable improvements in net charge-offs and front-end delinquency. Management also reported robust demand and active, conservative portfolio management. Offsetting these positives are still-elevated charge-off and delinquency levels (~18% range), a decline in bookable applications due to prior tightening, modest G&A increases, and one-time CEO transition costs. Overall, the balance of encouraging operational and credit improvements against manageable but notable challenges leads to a constructive tone.View all WRLD earnings summariesTechnical Analysis
Ownership Overview
36.71% Insiders
12.77% Mutual Funds
1.69% Other Institutional Investors
31.77% Public Companies and
Individual Investors