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WRLD Stock Chart & Stats
$138.95
$0.76(0.67%)
At close: 4:00 PM EST
$138.95
$0.76(0.67%)
Day’s Range― - ―
52-Week Range$110.00 - $227.68
Previous CloseN/A
Volume3.60K
Average Volume (3M)67.38K
Market Cap
$927.04M
Enterprise Value$1.46B
Total Cash (Recent Filing)$6.07M
Total Debt (Recent Filing)$661.19M
Price to Earnings (P/E)26.5
Beta1.08
Next Earnings
Jul 23, 2026EPS Estimate
0.58Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.54
Shares Outstanding4,640,323
10 Day Avg. Volume68,204
30 Day Avg. Volume67,381
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)1.93
Price to Sales (P/S)1.16
P/FCF Ratio2.66
Enterprise Value/Market Cap1.58
Enterprise Value/Revenue2.50
Enterprise Value/Gross Profit4.06
Enterprise Value/Ebitda26.94
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)10.73
Revenue Forecast (FY)$631.80M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent operating and free cash flow across periods shows the business converts earnings into liquidity reliably. For a branch-based small-dollar lender, steady cash generation supports organic loan growth, provisioning through credit cycles, and reduces dependence on volatile external funding over the next several months.
Expanded Revolving Credit CapacityThe $15 million accordion expansion under the existing revolver, on identical interest, maturity and security terms, materially enhances funding flexibility. Durable access to bank lines supports origination capacity, liquidity buffers and contingency funding for the lending book without altering long-term credit terms.
Resuming Loan Growth With Better DelinquenciesThe shift from tightening to targeted growth produced sustained loan expansion while 0–60 and 61+ day delinquencies improved. Prioritizing seasoned, refinance and returning customers reduces new-customer risk, supporting steadier yields and fewer future credit shocks over a multi-quarter horizon.
Bears Say
Volatile Earnings And Balance-sheet MetricsHistoric swings in profitability and an unusually large equity figure in 2026 alongside a sharp ROE step-down reduce trend visibility. This volatility undermines predictability of capital returns and provisioning needs, complicating multi-quarter planning and making credit-cycle resilience harder to assess.
Leadership Transition RiskRecent CEO departures and interim arrangements create governance and execution uncertainty. Prolonged leadership searches can delay strategic decisions, risk inconsistency in credit and growth policy, and may affect relationships with lenders and regulators during a critical period of portfolio repositioning.
Temporary Covenant Relief Signals Near-term StressThe lender agreement amendment easing fixed-charge coverage ratios for multiple 2026 quarters indicates short-term earnings or coverage pressure. Even as temporary, this reliance on covenant relief highlights constrained free-fire capital and elevated sensitivity to earnings or charge-off volatility over the coming quarters.
World Acceptance News
WRLD FAQ
What was World Acceptance Corp’s price range in the past 12 months?
World Acceptance Corp lowest stock price was $110.00 and its highest was $227.68 in the past 12 months.
What is World Acceptance Corp’s market cap?
World Acceptance Corp’s market cap is $927.04M.
When is World Acceptance Corp’s upcoming earnings report date?
World Acceptance Corp’s upcoming earnings report date is Jul 23, 2026 which is in 9 days.
How were World Acceptance Corp’s earnings last quarter?
World Acceptance Corp released its earnings results on Apr 30, 2026. The company reported $7.7 earnings per share for the quarter, missing the consensus estimate of $7.74 by -$0.04.
Is World Acceptance Corp overvalued?
According to Wall Street analysts World Acceptance Corp’s price is currently Overvalued.
Does World Acceptance Corp pay dividends?
World Acceptance Corp does not currently pay dividends.
What is World Acceptance Corp’s EPS estimate?
World Acceptance Corp’s EPS estimate is 0.58.
How many shares outstanding does World Acceptance Corp have?
World Acceptance Corp has 4,640,323 shares outstanding.
What happened to World Acceptance Corp’s price movement after its last earnings report?
World Acceptance Corp reported an EPS of $7.7 in its last earnings report, missing expectations of $7.74. Following the earnings report the stock price went down -3.974%.
Which hedge fund is a major shareholder of World Acceptance Corp?
Currently, no hedge funds are holding shares in WRLD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
World Acceptance Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 6.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
31.78%
12-Months-Change
Fundamentals
Return on Equity
9.36%
Trailing 12-Months
Asset Growth
4.50%
Trailing 12-Months
Company Description
World Acceptance Corp
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Technical Analysis
Ownership Overview
37.00% Insiders
12.83% Mutual Funds
0.10% Other Institutional Investors
32.04% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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