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Total Valuation
World Acceptance has a market cap or net worth of $991.96M. The enterprise value is $1.46B.
Market Cap$991.96M
Enterprise Value$1.46B
Share Statistics
World Acceptance has 4,640,323 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,640,323
Owned by Insiders49.39%
Owned by Institutions3.00%
Financial Efficiency
World Acceptance’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 3.40%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)3.40%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee203.75K
Profits Per Employee12.04K
Employee Count2,872
Asset Turnover0.56
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of World Acceptance is 29.7. World Acceptance’s PEG ratio is -0.33.
PE Ratio29.7
PS Ratio1.16
PB Ratio1.93
Price to Fair Value1.93
Price to FCF2.66
Price to Operating Cash Flow4.14
PEG Ratio-0.33
Income Statement
In the last 12 months, World Acceptance had revenue of 585.17M and earned 34.59M in profits. Earnings per share was 6.97.
Revenue585.17M
Gross Profit347.12M
Operating Income45.24M
Pretax Income45.24M
Net Income34.59M
EBITDA54.23M
Earnings Per Share (EPS)6.97
Cash Flow
In the last 12 months, operating cash flow was 259.36M and capital expenditures -3.88M, giving a free cash flow of 255.48M billion.
Operating Cash Flow259.36M
Free Cash Flow255.48M
Free Cash Flow per Share55.06
Dividends & Yields
World Acceptance pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.09
52-Week Price Change32.31%
50-Day Moving Average161.69
200-Day Moving Average149.60
Relative Strength Index (RSI)86.43
Average Volume (3m)67.38K
Important Dates
World Acceptance upcoming earnings date is Jul 23, 2026, TBA (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
World Acceptance as a current ratio of 0.77, with Debt / Equity ratio of 188.37%
Current Ratio0.77
Quick Ratio0.77
Debt to Market Cap0.87
Net Debt to EBITDA12.08
Interest Coverage Ratio0.92
Taxes
In the past 12 months, World Acceptance has paid 10.66M in taxes.
Income Tax10.66M
Effective Tax Rate0.24
Enterprise Valuation
World Acceptance EV to EBITDA ratio is 24.60, with an EV/FCF ratio of 5.22.
EV to Sales2.28
EV to EBITDA24.60
EV to Free Cash Flow5.22
EV to Operating Cash Flow5.14
Balance Sheet
World Acceptance has $6.07M in cash and marketable securities with $661.19M in debt, giving a net cash position of -$655.12M billion.
Cash & Marketable Securities$6.07M
Total Debt$661.19M
Net Cash-$655.12M
Net Cash Per Share-$141.18
Tangible Book Value Per Share$67.53
Margins
Gross margin is 61.51%, with operating margin of 7.73%, and net profit margin of 5.91%.
Gross Margin61.51%
Operating Margin7.73%
Pretax Margin7.73%
Net Profit Margin5.91%
EBITDA Margin9.27%
EBIT Margin7.73%
Analyst Forecast
The average price target for World Acceptance is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast3.70%
EPS Growth Forecast-54.55%