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World Acceptance (WRLD)
:WRLD
Total Valuation
World Acceptance has a market cap or net worth of $731.81M. The enterprise value is $1.51B.
Market Cap$731.81M
Enterprise Value$1.51B
Share Statistics
World Acceptance has 5,445,788 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,445,788
Owned by Insiders45.54%
Owned by Institutions0.13%
Financial Efficiency
World Acceptance’s return on equity (ROE) is 0.20 and return on invested capital (ROIC) is 12.85%.
Return on Equity (ROE)0.20
Return on Assets (ROA)0.09
Return on Invested Capital (ROIC)12.85%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee196.67K
Profits Per Employee31.25K
Employee Count2,872
Asset Turnover0.56
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of World Acceptance is 12.5. World Acceptance’s PEG ratio is 0.34.
PE Ratio12.5
PS Ratio1.23
PB Ratio1.59
Price to Fair Value1.59
Price to FCF2.78
Price to Operating Cash Flow2.54
PEG Ratio0.34
Income Statement
In the last 12 months, World Acceptance had revenue of 564.84M and earned 89.74M in profits. Earnings per share was 16.54.
Revenue564.84M
Gross Profit395.63M
Operating Income158.50M
Pretax Income111.98M
Net Income89.74M
EBITDA164.97M
Earnings Per Share (EPS)16.54
Cash Flow
In the last 12 months, operating cash flow was 106.93B and capital expenditures -1.96B, giving a free cash flow of 104.98B billion.
Operating Cash Flow106.93B
Free Cash Flow104.98B
Free Cash Flow per Share19.28K
Dividends & Yields
World Acceptance pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.35
52-Week Price Change6.17%
50-Day Moving Average165.16
200-Day Moving Average151.00
Relative Strength Index (RSI)31.88
Average Volume (3m)64.24K
Important Dates
World Acceptance upcoming earnings date is Feb 4, 2026, TBA (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateFeb 4, 2026
Ex-Dividend Date―
Financial Position
World Acceptance as a current ratio of 0.23, with Debt / Equity ratio of 62.13%
Current Ratio0.23
Quick Ratio0.23
Debt to Market Cap0.67
Net Debt to EBITDA3.13
Interest Coverage Ratio3.71
Taxes
In the past 12 months, World Acceptance has paid 22.24M in taxes.
Income Tax22.24M
Effective Tax Rate0.20
Enterprise Valuation
World Acceptance EV to EBITDA ratio is 7.35, with an EV/FCF ratio of 4.84.
EV to Sales2.15
EV to EBITDA7.35
EV to Free Cash Flow4.84
EV to Operating Cash Flow4.77
Balance Sheet
World Acceptance has $14.88M in cash and marketable securities with $660.08M in debt, giving a net cash position of -$645.20M billion.
Cash & Marketable Securities$14.88M
Total Debt$660.08M
Net Cash-$645.20M
Net Cash Per Share-$118.48
Tangible Book Value Per Share$77.12
Margins
Gross margin is 24189.82%, with operating margin of 28.06%, and net profit margin of 15.89%.
Gross Margin24189.82%
Operating Margin28.06%
Pretax Margin19.83%
Net Profit Margin15.89%
EBITDA Margin29.21%
EBIT Margin27.39%
Analyst Forecast
The average price target for World Acceptance is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast2.31%
EPS Growth Forecast―