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World Acceptance Corp (WRLD)
NASDAQ:WRLD
US Market

World Acceptance (WRLD) Ratios

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137 Followers

World Acceptance Ratios

WRLD's free cash flow for Q4 2025 was $0.80. For the 2025 fiscal year, WRLD's free cash flow was decreased by $ and operating cash flow was $0.40. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
19.32 0.20 0.33 0.33 0.38
Quick Ratio
19.32 0.20 17.56K 16.98K 0.38
Cash Ratio
0.23 0.15 0.33 0.33 0.38
Solvency Ratio
0.18 0.14 0.77 0.64 0.87
Operating Cash Flow Ratio
2.40K 3.47 5.77 4.85 5.53
Short-Term Operating Cash Flow Coverage
4.45K 0.00 0.00 0.00 0.00
Net Current Asset Value
$ 254.55M$ -616.99M$ -715.58M$ -826.04M$ -533.60M
Leverage Ratios
Debt-to-Assets Ratio
0.52 0.55 0.61 0.64 0.52
Debt-to-Equity Ratio
1.20 1.36 1.76 2.09 1.23
Debt-to-Capital Ratio
0.54 0.58 0.64 0.68 0.55
Long-Term Debt-to-Capital Ratio
0.50 0.54 0.61 0.65 0.50
Financial Leverage Ratio
2.29 2.49 2.90 3.27 2.36
Debt Service Coverage Ratio
2.00 1.83 1.64 2.96 4.92
Interest Coverage Ratio
3.42 2.06 1.54 3.16 4.33
Debt to Market Cap
0.55 0.62 1.24 0.59 0.48
Interest Debt Per Share
104.35 108.92 126.87 133.93 80.45
Net Debt to EBITDA
3.36 5.13 7.48 6.87 3.22
Profitability Margins
Gross Profit Margin
64.46%64.20%57.92%68.20%83.75%
EBIT Margin
25.39%17.34%12.59%16.91%25.83%
EBITDA Margin
27.19%19.24%14.36%18.90%28.17%
Operating Profit Margin
25.90%17.34%12.59%18.04%20.99%
Pretax Profit Margin
19.83%17.34%4.40%11.20%20.99%
Net Profit Margin
15.89%13.49%3.44%9.21%16.63%
Continuous Operations Profit Margin
15.89%13.49%3.44%9.21%16.63%
Net Income Per EBT
80.14%77.81%78.21%82.22%79.25%
EBT Per EBIT
76.56%100.00%34.98%62.06%100.00%
Return on Assets (ROA)
8.91%7.32%1.90%4.43%9.25%
Return on Equity (ROE)
0.08%18.22%5.51%14.45%21.80%
Return on Capital Employed (ROCE)
15.16%10.15%7.28%9.11%12.20%
Return on Invested Capital (ROIC)
6.43%58.44%64.70%87.65%72.36%
Return on Tangible Assets
9.04%7.45%1.94%4.53%9.56%
Earnings Yield
10.33%9.68%4.43%4.63%10.48%
Efficiency Ratios
Receivables Turnover
0.69 185.45 0.00 0.00 0.00
Payables Turnover
4.51 2.91 6.13 4.16 3.74
Inventory Turnover
0.00 0.00 >-0.01 >-0.01 86.24M
Fixed Asset Turnover
5.88 5.60 5.86 5.29 4.56
Asset Turnover
0.56 0.54 0.55 0.48 0.56
Working Capital Turnover Ratio
1.48 1.45 -16.93 -18.27 -15.35
Cash Conversion Cycle
444.37 -123.53 -1.25M -1.93M -97.61
Days of Sales Outstanding
525.34 1.97 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 -1.25M -1.93M <0.01
Days of Payables Outstanding
80.97 125.50 59.54 87.73 97.61
Operating Cycle
525.34 1.97 -1.25M -1.93M <0.01
Cash Flow Ratios
Operating Cash Flow Per Share
18.78K 46.23 50.71 46.36 34.95
Free Cash Flow Per Share
18.39K 45.20 49.70 45.36 33.15
CapEx Per Share
391.18 1.03 1.01 1.00 1.80
Free Cash Flow to Operating Cash Flow
0.98 0.98 0.98 0.98 0.95
Dividend Paid and CapEx Coverage Ratio
48.00 44.80 50.03 46.37 19.42
Capital Expenditure Coverage Ratio
48.00 44.80 50.03 46.37 19.42
Operating Cash Flow Coverage Ratio
194.57 0.46 0.43 0.36 0.46
Operating Cash Flow to Sales Ratio
181.04 0.46 0.47 0.48 0.43
Free Cash Flow Yield
11831.20%32.53%59.67%23.64%25.55%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.69 10.33 22.55 21.60 9.54
Price-to-Sales (P/S) Ratio
1.50 1.39 0.78 1.99 1.59
Price-to-Book (P/B) Ratio
1.98 1.88 1.24 3.12 2.08
Price-to-Free Cash Flow (P/FCF) Ratio
<0.01 3.07 1.68 4.23 3.91
Price-to-Operating Cash Flow Ratio
<0.01 3.01 1.64 4.14 3.71
Price-to-Earnings Growth (PEG) Ratio
0.62 0.04 -0.39 -0.62 0.04
Price-to-Fair Value
1.98 1.88 1.24 3.12 2.08
Enterprise Value Multiple
8.87 12.38 12.89 17.40 8.85
Enterprise Value
1.36B 1.36B 1.14B 1.93B 1.32B
EV to EBITDA
8.87 12.38 12.89 17.40 8.85
EV to Sales
2.41 2.38 1.85 3.29 2.49
EV to Free Cash Flow
0.01 5.25 3.99 6.99 6.15
EV to Operating Cash Flow
0.01 5.14 3.91 6.84 5.83
Tangible Book Value Per Share
77.99 70.62 63.06 56.96 57.60
Shareholders’ Equity Per Share
80.70 73.83 67.00 61.43 62.36
Tax and Other Ratios
Effective Tax Rate
0.20 0.22 0.22 0.18 0.21
Revenue Per Share
103.72 99.71 107.24 96.45 81.74
Net Income Per Share
16.48 13.45 3.69 8.88 13.59
Tax Burden
0.80 0.78 0.78 0.82 0.79
Interest Burden
0.78 1.00 0.35 0.66 0.81
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.34 0.36 0.35 0.38 0.42
Stock-Based Compensation to Revenue
-33.66 >-0.01 0.01 0.03 0.04
Income Quality
3.18 3.44 13.73 5.22 2.57
Currency in USD
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