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STOCKS

World Acceptance Corp (WRLD)

NASDAQ:WRLD

WRLD

World Acceptance

RESEARCH TOOLSreports

World Acceptance (WRLD) Ratios

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138 Followers

World Acceptance Ratios

WRLD's free cash flow for Q3 2026 was $0.64. For the 2026 fiscal year, WRLD's free cash flow was decreased by $ and operating cash flow was

gt;-0.01. See a summary of the company’s cash flow.

Ratios	TTM	Mar 25	Mar 24	Mar 23	Mar 22
Liquidity Ratios
Current Ratio	23.75	12.55	0.28	0.33	0.33
Quick Ratio	23.75	12.55	0.28	0.33	0.33
Cash Ratio	0.24	0.15	0.22	0.33	0.33
Solvency Ratio	0.06	0.18	0.14	0.04	0.08
Operating Cash Flow Ratio	6.58	3.88	4.92	5.77	4.69
Short-Term Operating Cash Flow Coverage	0.00	0.00	0.00	0.00	0.00
Net Current Asset Value	$ 131.76M	$ 254.55M	$ -616.99M	$ -715.58M	$ -826.04M
Leverage Ratios
Debt-to-Assets Ratio	0.66	0.52	0.55	0.61	0.64
Debt-to-Equity Ratio	2.14	1.20	1.36	1.76	2.09
Debt-to-Capital Ratio	0.68	0.54	0.58	0.64	0.68
Long-Term Debt-to-Capital Ratio	0.66	0.50	0.54	0.61	0.65
Financial Leverage Ratio	3.25	2.29	2.49	2.90	3.27
Debt Service Coverage Ratio	1.04	3.34	1.83	0.64	1.96
Interest Coverage Ratio	1.13	3.71	2.06	0.54	1.96
Debt to Market Cap	1.01	0.64	0.62	1.24	0.59
Interest Debt Per Share	159.18	103.19	108.92	126.88	133.94
Net Debt to EBITDA	12.09	3.13	5.13	17.41	9.85
Profitability Margins
Gross Profit Margin	61.64%	70.04%	64.20%	49.73%	62.47%
EBIT Margin	9.48%	27.39%	17.34%	4.40%	11.21%
EBITDA Margin	10.71%	29.21%	19.24%	6.17%	13.20%
Operating Profit Margin	9.48%	28.06%	17.34%	4.40%	11.21%
Pretax Profit Margin	9.48%	19.83%	17.34%	4.40%	11.21%
Net Profit Margin	7.46%	15.89%	13.49%	3.44%	9.21%
Continuous Operations Profit Margin	7.46%	15.89%	13.49%	3.44%	9.21%
Net Income Per EBT	78.66%	80.14%	77.81%	78.21%	82.22%
EBT Per EBIT	100.00%	70.65%	100.00%	100.00%	100.00%
Return on Assets (ROA)	3.74%	8.91%	7.32%	1.90%	4.43%
Return on Equity (ROE)	10.79%	20.42%	18.22%	5.51%	14.45%
Return on Capital Employed (ROCE)	4.93%	16.83%	9.92%	2.54%	5.65%
Return on Invested Capital (ROIC)	4.03%	13.16%	7.72%	1.99%	4.65%
Return on Tangible Assets	3.78%	9.04%	7.45%	1.94%	4.53%
Earnings Yield	6.38%	12.88%	9.68%	4.43%	4.63%
Efficiency Ratios
Receivables Turnover	0.63	0.69	185.43	0.00	0.00
Payables Turnover	5.66	4.57	3.80	6.13	3.78
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	3.48	5.88	5.60	5.86	5.29
Asset Turnover	0.50	0.56	0.54	0.55	0.48
Working Capital Turnover Ratio	1.31	1.57	-15.68	-16.92	-18.26
Cash Conversion Cycle	516.72	445.39	-94.04	-59.54	-96.46
Days of Sales Outstanding	581.19	525.34	1.97	0.00	0.00
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	64.47	79.95	96.00	59.54	96.46
Operating Cycle	581.19	525.34	1.97	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	50.89	46.15	46.23	50.71	44.87
Free Cash Flow Per Share	50.16	45.48	45.20	49.70	43.87
CapEx Per Share	0.72	0.67	1.03	1.01	1.00
Free Cash Flow to Operating Cash Flow	0.99	0.99	0.98	0.98	0.98
Dividend Paid and CapEx Coverage Ratio	70.36	68.99	44.80	50.03	44.88
Capital Expenditure Coverage Ratio	70.36	68.99	44.80	50.03	44.88
Operating Cash Flow Coverage Ratio	0.34	0.48	0.46	0.43	0.35
Operating Cash Flow to Sales Ratio	0.45	0.45	0.46	0.47	0.47
Free Cash Flow Yield	37.54%	35.94%	32.53%	59.67%	22.87%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	15.66	7.77	10.33	22.55	21.60
Price-to-Sales (P/S) Ratio	1.17	1.23	1.39	0.78	1.99
Price-to-Book (P/B) Ratio	1.90	1.59	1.88	1.24	3.12
Price-to-Free Cash Flow (P/FCF) Ratio	2.66	2.78	3.07	1.68	4.37
Price-to-Operating Cash Flow Ratio	2.62	2.74	3.01	1.64	4.28
Price-to-Earnings Growth (PEG) Ratio	-0.63	0.34	0.04	-0.39	-0.62
Price-to-Fair Value	1.90	1.59	1.88	1.24	3.12
Enterprise Value Multiple	23.03	7.35	12.38	29.99	24.92
Enterprise Value	1.41B	1.21B	1.36B	1.14B	1.93B
EV to EBITDA	23.03	7.35	12.38	29.99	24.92
EV to Sales	2.47	2.15	2.38	1.85	3.29
EV to Free Cash Flow	5.61	4.84	5.25	3.99	7.23
EV to Operating Cash Flow	5.53	4.77	5.14	3.91	7.07
Tangible Book Value Per Share	67.51	77.12	70.62	63.07	56.97
Shareholders’ Equity Per Share	69.97	79.80	73.83	67.01	61.43
Tax and Other Ratios
Effective Tax Rate	0.21	0.20	0.22	0.22	0.18
Revenue Per Share	114.12	102.57	99.71	107.24	96.37
Net Income Per Share	8.51	16.30	13.45	3.69	8.88
Tax Burden	0.79	0.80	0.78	0.78	0.82
Interest Burden	1.00	0.72	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.47	0.31	0.36	0.35	0.38
Stock-Based Compensation to Revenue	0.02	-0.03	>-0.01	0.01	0.03
Income Quality	5.98	2.83	3.44	13.73	5.05

Currency in USD