Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
---|---|---|---|---|---|
Income Statement | |||||
Total Revenue | 564.84M | 573.21M | 616.56M | 585.64M | 527.99M |
Gross Profit | 395.63M | 416.03M | 306.62M | 365.56M | 416.05M |
EBITDA | 164.97M | 110.30M | 38.06M | 77.25M | 123.82M |
Net Income | 89.74M | 77.34M | 21.23M | 53.92M | 88.28M |
Balance Sheet | |||||
Total Assets | 1.01B | 1.06B | 1.12B | 1.22B | 954.27M |
Cash, Cash Equivalents and Short-Term Investments | 9.73M | 11.84M | 16.51M | 19.24M | 15.75M |
Total Debt | 525.56M | 577.95M | 679.00M | 779.85M | 496.73M |
Total Liabilities | 568.15M | 631.92M | 732.09M | 845.27M | 549.34M |
Stockholders Equity | 439.48M | 424.43M | 385.23M | 373.02M | 404.93M |
Cash Flow | |||||
Free Cash Flow | 250.48M | 259.85M | 285.73M | 266.38M | 215.27M |
Operating Cash Flow | 254.16M | 265.78M | 291.55M | 272.45M | 226.95M |
Investing Cash Flow | -152.75M | -135.14M | -180.58M | -451.89M | -82.00M |
Financing Cash Flow | -103.52M | -135.31M | -113.70M | 182.93M | -140.83M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
78 Outperform | $742.69M | 11.90 | 10.84% | ― | 8.14% | 14.79% | |
74 Outperform | $549.55M | 2.97 | 14.69% | 0.94% | 12.45% | -36.64% | |
72 Outperform | $331.15M | 10.14 | 9.51% | 3.59% | 6.57% | 44.84% | |
68 Neutral | $17.10B | 11.44 | 9.70% | 3.58% | 11.11% | -4.78% | |
66 Neutral | $632.16M | 8.91 | 6.03% | ― | 23.90% | ― | |
65 Neutral | $774.77M | 9.92 | 22.68% | ― | 15.21% | 20.25% | |
63 Neutral | $909.14M | 10.47 | 20.78% | ― | -1.46% | 25.24% |
On July 22, 2025, World Acceptance Corporation entered into a new three-year senior secured asset-based credit facility, replacing its previous revolving credit agreement. This new facility increases aggregate commitments to $640 million and allows for a $100 million stock repurchase program. Additionally, the company announced the redemption of its 7.00% Senior Secured Notes due 2026. In its fiscal 2026 first quarter results, the company reported increased revenues of $132.5 million and a 4.0% rise in its customer base, despite a decrease in net income to $1.3 million. The company also saw a growth in outstanding loans by $38.7 million and a decrease in loan delinquencies, positioning it for potential revenue growth and reduced charge-offs in future quarters.
The most recent analyst rating on (WRLD) stock is a Hold with a $146.00 price target. To see the full list of analyst forecasts on World Acceptance stock, see the WRLD Stock Forecast page.
On June 10, 2025, World Acceptance Corporation’s Compensation and Stock Option Committee approved a new long-term incentive program under the 2017 Stock Incentive Plan, granting both service-based restricted stock awards and performance-based restricted stock awards to certain employees, including executive officers. The performance shares are contingent on achieving specific earnings per share targets over a defined period, while the restricted stock awards will vest in two annual installments starting December 1, 2026, contingent on continued employment.
The most recent analyst rating on (WRLD) stock is a Hold with a $146.00 price target. To see the full list of analyst forecasts on World Acceptance stock, see the WRLD Stock Forecast page.
World Acceptance Corporation reported its financial results for the fourth quarter of fiscal 2025, highlighting improved earnings driven by increased tax preparation revenue and a $2.8 million after-tax release of share-based compensation expense. The company achieved a net income of $44.3 million, with total revenues rising to $165.3 million, a 3.8% increase from the previous year. Despite a decrease in gross loans outstanding and challenges with credit losses, the customer base grew by 3.5%, and the company expects continued improvement in portfolio yields due to strategic adjustments in loan volume and underwriting practices.