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World Acceptance Corp (WRLD)
NASDAQ:WRLD
US Market
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World Acceptance (WRLD) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 23, 2025
TBA (Confirmed)
Period Ending
2026 (Q2)
Consensus EPS Forecast
1.49
Last Year’s EPS
3.99
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q1 2026
Earnings Call Date:Jul 24, 2025|
% Change Since: 10.22%|
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements, including a new credit agreement, strong loan growth, and improved credit performance. However, it also acknowledged the seasonal nature of earnings and existing high-yield notes. Overall, the sentiment leans positive due to the outweighing highlights.
Company Guidance -
Q2 2026
During the first quarter of fiscal year 2026, World Acceptance Corporation provided significant guidance on its financial and operational strategies. The company announced a new credit agreement increasing commitments to $640 million, alongside the ability to repurchase up to 100% of net income, up from 50% previously, starting January 1, 2025, with a $100 million upfront repurchase allowance. The net income since January 1, 2025, stands at approximately $45 million. Additionally, the company is redeeming the remaining $170 million of the $300 million high-yield notes issued in 2021, which will increase its capacity for stock repurchases to over $200 million over the next 12 months, equating to approximately 23% to 25% of outstanding shares. The first quarter saw a 10% increase in refinance volume and a 12.6% rise in new originations compared to the previous year, marking the highest volume since fiscal 2020. The customer base grew by 4% year-over-year, reflecting the first positive first-quarter growth in three years. Moreover, gross yields improved by over 230 basis points year-over-year, contributing to expectations of moderate growth, improving yields, and increased shareholder value through strong EPS growth.
New Credit Agreement
World Acceptance Corporation completed a new credit agreement, increasing commitments to $640 million, allowing for stock repurchases of up to 100% of net income (an increase from 50% in the prior agreement) and a $100 million upfront repurchase allowance.
Strong Loan Growth
The company reported a 10% increase in refinance volume and a 12.6% increase in new originations compared to last year's first quarter, the highest volume of new originations since fiscal year 2020.
Customer Base Expansion
The customer base increased by 4% compared to the first quarter of last year, marking the first positive growth in three years and returning to the largest customer base since the first quarter of 2023.
Improved Credit Performance
Stable first pay default rates and improving delinquency, with gross yields increasing over 230 basis points year-over-year.
EPS Growth and Share Repurchase Plans
The company plans to redeem remaining bonds by the end of August, allowing for more accelerated stock repurchases with a capacity of over $200 million for share repurchases over the next 12 months.

World Acceptance (WRLD) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

WRLD Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 23, 2025
2026 (Q2)
1.49 / -
3.99
Jul 24, 2025
2026 (Q1)
2.16 / 0.25
1.79-86.03% (-1.54)
Apr 29, 2025
2025 (Q4)
5.83 / 8.13
6.0933.50% (+2.04)
Jan 28, 2025
2025 (Q3)
1.96 / 2.45
2.84-13.73% (-0.39)
Oct 25, 2024
2025 (Q2)
1.99 / 3.99
2.7147.23% (+1.28)
Jul 26, 2024
2025 (Q1)
- / 1.79
1.6210.49% (+0.17)
May 02, 2024
2024 (Q4)
4.35 / 6.09
1.97209.14% (+4.12)
Jan 19, 2024
2024 (Q3)
1.88 / 2.84
0.98189.80% (+1.86)
Oct 20, 2023
2024 (Q2)
1.77 / 2.71
-0.241229.17% (+2.95)
Jul 21, 2023
2024 (Q1)
0.63 / 1.62
-1.53205.88% (+3.15)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

WRLD Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 24, 2025
$171.30$154.82-9.62%
Apr 29, 2025
$137.30$141.97+3.40%
Jan 28, 2025
$129.35$150.39+16.27%
Oct 25, 2024
$116.02$115.30-0.62%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does World Acceptance Corp (WRLD) report earnings?
World Acceptance Corp (WRLD) is schdueled to report earning on Oct 23, 2025, TBA (Confirmed).
    What is World Acceptance Corp (WRLD) earnings time?
    World Acceptance Corp (WRLD) earnings time is at Oct 23, 2025, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is WRLD EPS forecast?
          WRLD EPS forecast for the fiscal quarter 2026 (Q2) is 1.49.
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