Want to see EZPW full AI Analyst Report?
EZPW Stock Chart & Stats
$30.54
-$0.17(-1.40%)
At close: 4:00 PM EST
$30.54
-$0.17(-1.40%)
Day’s Range― - ―
52-Week Range$13.08 - $37.13
Previous CloseN/A
Volume51.31K
Average Volume (3M)1.11M
Market Cap
$1.97B
Enterprise Value$2.58K
Total Cash (Recent Filing)$354.18M
Total Debt (Recent Filing)$799.00M
Price to Earnings (P/E)13.3
Beta0.32
Next Earnings
Aug 05, 2026EPS Estimate
0.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.41
Shares Outstanding58,565,807
10 Day Avg. Volume999,098
30 Day Avg. Volume1,107,541
Financial Highlights & Ratios
PEG Ratio0.77
Price to Book (P/B)1.07
Price to Sales (P/S)0.86
P/FCF Ratio9.91
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$42.00Price Target Upside37.52% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.98
Revenue Forecast (FY)$1.64B
Bulls Say, Bears Say
Bulls Say
Margin ExpansionSustained net margin expansion and consistently high gross margins (~58–62%) indicate the business is converting revenue into durable earnings. This reflects stronger pricing, inventory yields from forfeited items and operational leverage that can support cash generation over the medium term.
Balance Sheet DeleveragingMaterial reduction in leverage improves financial flexibility and lowers refinancing risk, enabling the firm to invest in growth or weather cyclical stress. A stronger equity base and lower debt servicing needs make capital allocation decisions more durable over the next several quarters.
Acquisition-Driven ScaleConsolidation of Founders and SMG materially increases store count and international reach, creating scale advantages in procurement, inventory liquidity and cross-market operations. Scale makes pawn lending and retail margins more defensible and supports structural revenue growth.
Bears Say
Moderate Cash ConversionFCF at ~76% of net income shows earnings are not fully realized as cash, leaving less immediate internal funding for expansions or buybacks. This moderate conversion rate exposes the company to working-capital swings and tempers resilience during periods of slower merchandise turnover.
Operating Profit VolatilityFluctuating operating margins point to sensitivity to cost pressures, store mix and integration effects from acquisitions. Variability in EBIT undermines near-term predictability of cash flow and return on new stores, raising execution risk as the company scales internationally.
Sharp Debt Reporting ChangeA sudden decline in reported debt can reflect refinancing, reclassification, or one-time adjustments. This creates uncertainty about true leverage, covenant status and future interest costs, requiring validation to assess balance-sheet durability and downside risk over the medium term.
EZCORP News
EZPW FAQ
What was EZCORP Inc’s price range in the past 12 months?
EZCORP Inc lowest stock price was $13.07 and its highest was $37.13 in the past 12 months.
What is EZCORP Inc’s market cap?
EZCORP Inc’s market cap is $1.97B.
When is EZCORP Inc’s upcoming earnings report date?
EZCORP Inc’s upcoming earnings report date is Aug 05, 2026 which is in 14 days.
How were EZCORP Inc’s earnings last quarter?
EZCORP Inc released its earnings results on May 06, 2026. The company reported $0.58 earnings per share for the quarter, beating the consensus estimate of $0.403 by $0.177.
Is EZCORP Inc overvalued?
According to Wall Street analysts EZCORP Inc’s price is currently Undervalued.
Does EZCORP Inc pay dividends?
EZCORP Inc does not currently pay dividends.
What is EZCORP Inc’s EPS estimate?
EZCORP Inc’s EPS estimate is 0.4.
How many shares outstanding does EZCORP Inc have?
EZCORP Inc has 58,565,807 shares outstanding.
What happened to EZCORP Inc’s price movement after its last earnings report?
EZCORP Inc reported an EPS of $0.58 in its last earnings report, beating expectations of $0.403. Following the earnings report the stock price went down -1.675%.
Which hedge fund is a major shareholder of EZCORP Inc?
Currently, no hedge funds are holding shares in EZPW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EZCORP Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$42.00 (37.52% Upside)
$42.00 (37.52% Upside)
Blogger Sentiment
Bullish
EZPW Sentiment 70%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Increased
By 236.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days <0.1%
Last 30 Days ▲ 20.7%
Last 30 Days ▲ 20.7%
Technicals
SMA
Positive
20 days / 200 days
Momentum
134.02%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
16.24%
Trailing 12-Months
Company Description
EZCORP Inc
EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.
EZPW Stock 12 Month Forecast
Average Price Target
$42.00
▲(37.52% Upside)
Technical Analysis
FirstCash
―
Regional Management
―
World Acceptance
―
Yiren Digital
―
Oportun Financial
―
Ownership Overview
4.90% Insiders
31.76% Mutual Funds
2.10% Other Institutional Investors
38.64% Public Companies and Individual Investors










