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EZPW Stock Chart & Stats
$29.54
$0.34(1.15%)
At close: 4:00 PM EDT
$29.54
$0.34(1.15%)
Day’s Range― - ―
52-Week Range$15.42 - $37.13
Previous CloseN/A
Volume189.18K
Average Volume (3M)1.05M
Market Cap
$1.78B
Enterprise Value$3.38K
Total Cash (Recent Filing)$311.03M
Total Debt (Recent Filing)$810.75M
Price to Earnings (P/E)11.1
Beta0.32
Next Earnings
Nov 18, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.58
Shares Outstanding58,473,206
10 Day Avg. Volume883,704
30 Day Avg. Volume1,047,683
Financial Highlights & Ratios
PEG Ratio0.77
Price to Book (P/B)1.07
Price to Sales (P/S)0.86
P/FCF Ratio9.91
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$43.00Price Target Upside45.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)2.03
Revenue Forecast (FY)$1.67B
Bulls Say, Bears Say
Bulls Say
Scale & Margin ExpansionSustained revenue scale and improved net margins reflect durable operating leverage across pawn lending and merchandise sales. Higher margins from merchandise and core pawn reduce sensitivity to cyclical scrap swings and support consistent earnings power as store footprint and PLO expand.
Stronger Balance SheetMaterial deleveraging and higher equity provide greater financial flexibility for store openings, M&A, or buybacks while lowering default risk. A cleaner capital structure supports resilience through cyclical periods and enables disciplined capital allocation without near-term maturity pressure.
Robust Cash GenerationConsistent, growing free cash flow underpins sustainable reinvestment in de novos, inventory, and opportunistic buybacks. Strong cash conversion improves funding for acquisitions and working capital, reducing dependency on external financing and supporting long-term strategy execution.
Bears Say
Scrap/Gold VolatilityHigh scrap-driven margins are temporary and exposed to gold prices; normalization to historical levels would reduce a meaningful contributor to earnings. Reliance on scrap upsides can increase earnings volatility and makes forward profitability sensitive to commodity cycles.
Large Inventory BuildA sizable inventory increase concentrates value in jewelry that may age or require scrapping if unsold, tying up cash and pressuring future margins. Elevated inventory levels raise working capital needs and risk of markdowns, potentially weighing on cash conversion and returns.
SMG Integration & Cash UseFull consolidation of SMG expands scale but demands significant systems integration and cultural alignment, creating execution risk and near-term cost pressure. The cash used to retire third‑party debt temporarily reduces liquidity and requires successful integration to realize expected synergies.
EZCORP News
EZPW FAQ
What was EZCORP Inc’s price range in the past 12 months?
EZCORP Inc lowest stock price was $15.42 and its highest was $37.13 in the past 12 months.
What is EZCORP Inc’s market cap?
EZCORP Inc’s market cap is $1.78B.
When is EZCORP Inc’s upcoming earnings report date?
EZCORP Inc’s upcoming earnings report date is Nov 18, 2026 which is in 95 days.
How were EZCORP Inc’s earnings last quarter?
EZCORP Inc released its earnings results on Aug 05, 2026. The company reported $0.47 earnings per share for the quarter, beating the consensus estimate of $0.406 by $0.064.
Is EZCORP Inc overvalued?
According to Wall Street analysts EZCORP Inc’s price is currently Undervalued.
Does EZCORP Inc pay dividends?
EZCORP Inc does not currently pay dividends.
What is EZCORP Inc’s EPS estimate?
EZCORP Inc’s EPS estimate is 0.42.
How many shares outstanding does EZCORP Inc have?
EZCORP Inc has 58,473,206 shares outstanding.
What happened to EZCORP Inc’s price movement after its last earnings report?
EZCORP Inc reported an EPS of $0.47 in its last earnings report, beating expectations of $0.406. Following the earnings report the stock price went down -2.015%.
Which hedge fund is a major shareholder of EZCORP Inc?
Currently, no hedge funds are holding shares in EZPW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EZCORP Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$43.00 (45.57% Upside)
$43.00 (45.57% Upside)
Blogger Sentiment
Bullish
EZPW Sentiment 60%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 236.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 1.1%
Last 30 Days ▼ 1.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
118.81%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
15.04%
Trailing 12-Months
Company Description
EZCORP Inc
EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.
EZPW Company Deck
EZPW Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized a very strong operating quarter led by core pawn performance, robust PLO growth, impressive margin improvements and a successful move to full ownership of SMG. While near-term headwinds exist — primarily scrap/gold price normalization, a sizable inventory build, higher labor costs in Latin America, and integration work for SMG — management framed these as expected/managed issues and highlighted strong liquidity and disciplined capital allocation. Overall, the positive operating momentum and sizeable percent gains in key metrics outweigh the identified challenges.View all EZPW earnings summariesEZPW Stock 12 Month Forecast
Average Price Target
$43.00
▲(45.57% Upside)
Technical Analysis
FirstCash
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Regional Management
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World Acceptance
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Yiren Digital
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Oportun Financial
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Ownership Overview
4.91% Insiders
31.81% Mutual Funds
21.56% Other Institutional Investors
18.88% Public Companies and Individual Investors