EZCORP Inc (EZPW)
NASDAQ:EZPW
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EZPW Stock Chart & Stats
$30.54
-$0.17(-1.40%)
At close: 4:00 PM EST
$30.54
-$0.17(-1.40%)
Day’s Range― - ―
52-Week Range$12.85 - $37.13
Previous CloseN/A
Volume51.31K
Average Volume (3M)728.00K
Market Cap
$1.97B
Enterprise Value$1.76B
Total Cash (Recent Filing)$354.18M
Total Debt (Recent Filing)$280.00M
Price to Earnings (P/E)13.4
Beta0.26
Next Earnings
Aug 05, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.41
Shares Outstanding58,565,807
10 Day Avg. Volume719,563
30 Day Avg. Volume728,005
Financial Highlights & Ratios
PEG Ratio0.77
Price to Book (P/B)1.07
Price to Sales (P/S)0.86
P/FCF Ratio9.91
Enterprise Value/Market Cap0.89
Enterprise Value/Revenue1.19
Enterprise Value/Gross Profit2.05
Enterprise Value/Ebitda7.00
Forecast
1Y Price Target
$41.00Price Target Upside34.25% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)2.03
Revenue Forecast (FY)$1.69B
Bulls Say, Bears Say
Bulls Say
M&A-driven Scale And International ExpansionConsolidation of Founders/SMG materially increases store count, pawn loan volume and international footprint. Full ownership and a 93% stake streamline decision-making, enable operational synergies, and create a larger platform for cross-market merchandising and cost efficiencies over the medium term.
Improved Profitability And High Gross MarginsSustained high gross margins and a multi-year rise in net margin indicate durable earnings power from pawn lending and merchandise resale. Improved profitability reflects scale, pricing power and better mix, supporting cash generation and resilience across typical retail and credit cycles.
Stronger Balance Sheet And Improving Cash GenerationMarkedly lower leverage improves financial flexibility for organic investment and further M&A while reducing refinancing risk. Positive and rising free cash flow provides a sustained source to fund growth, deleveraging or returns, reinforcing balance-sheet resilience over the medium term.
Bears Say
Concentrated Voting ControlConcentrated control by a single Class B holder limits minority shareholder influence and can entrench management choices. Over the medium term this raises governance risk around strategic decisions, capital allocation and oversight, potentially misaligning interests with public shareholders.
Moderate Cash Conversion Of Earnings To Free Cash FlowWhile FCF is positive and improving, 76% conversion means earnings do not fully translate to cash at best-in-class levels. That moderates the company's ability to self-fund larger acquisitions, sustain expansions, or return excess capital without relying on external financing in some scenarios.
Operational Exposure To Commodity And Regional Cost VolatilityRevenue and margins are sensitive to gold price movements, local pawn demand and regional labor/inflation trends. Significant Latin American presence and recent acquisitions increase exposure to wage inflation and commodity swings, which can compress margins and loan economics over multiple quarters.
EZCORP News
EZPW FAQ
What was EZCORP Inc’s price range in the past 12 months?
EZCORP Inc lowest stock price was $12.85 and its highest was $37.13 in the past 12 months.
What is EZCORP Inc’s market cap?
EZCORP Inc’s market cap is $1.97B.
When is EZCORP Inc’s upcoming earnings report date?
EZCORP Inc’s upcoming earnings report date is Aug 05, 2026 which is in 57 days.
How were EZCORP Inc’s earnings last quarter?
EZCORP Inc released its earnings results on May 06, 2026. The company reported $0.58 earnings per share for the quarter, beating the consensus estimate of $0.403 by $0.177.
Is EZCORP Inc overvalued?
According to Wall Street analysts EZCORP Inc’s price is currently Undervalued.
Does EZCORP Inc pay dividends?
EZCORP Inc does not currently pay dividends.
What is EZCORP Inc’s EPS estimate?
EZCORP Inc’s EPS estimate is 0.42.
How many shares outstanding does EZCORP Inc have?
EZCORP Inc has 58,565,807 shares outstanding.
What happened to EZCORP Inc’s price movement after its last earnings report?
EZCORP Inc reported an EPS of $0.58 in its last earnings report, beating expectations of $0.403. Following the earnings report the stock price went down -1.675%.
Which hedge fund is a major shareholder of EZCORP Inc?
Currently, no hedge funds are holding shares in EZPW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EZCORP Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$41.00 (34.25% Upside)
$41.00 (34.25% Upside)
Blogger Sentiment
Bullish
EZPW Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 236.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 8.3%
Last 30 Days ▲ 8.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
145.39%
12-Months-Change
Fundamentals
Return on Equity
13.94%
Trailing 12-Months
Asset Growth
16.24%
Trailing 12-Months
Company Description
EZCORP Inc
EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.
EZPW Company Deck
EZPW Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated a strong operational and financial quarter with broad-based revenue and profit growth, strategic acquisitions that materially expand scale and addressable markets, and a robust liquidity position. Key near-term challenges include elevated inventories and slightly lower U.S. turnover, higher operating expenses (notably in LatAm from wage increases), and the transient nature of elevated scrap margins tied to gold prices. Management emphasized disciplined capital deployment, integration focus, and continued organic opportunity.View all EZPW earnings summariesEZPW Stock 12 Month Forecast
Average Price Target
$41.00
▲(34.25% Upside)
Technical Analysis
FirstCash
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Regional Management
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World Acceptance
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Yiren Digital
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Oportun Financial
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Ownership Overview
4.94% Insiders
30.74% Mutual Funds
34.61% Other Institutional Investors
6.68% Public Companies and Individual Investors