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Regional Management (RM)
NYSE:RM
Holding RM?
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RM Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$20.50 - $34.15
Previous Close$32.99
Volume24.13K
Average Volume (3M)29.81K
Market Cap
$335.03M
Enterprise Value$1.75B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$1.41B
Price to Earnings (P/E)12.8
Beta1.29
Next Earnings
Oct 29, 2024EPS Estimate
$1.05Last Dividend Ex-Date
Aug 21, 2024Dividend Yield3.69%
Share Statistics
EPS (TTM)2.53
Shares Outstanding10,155,600
10 Day Avg. Volume20,119
30 Day Avg. Volume29,808
Standard Deviation0.14
R-Squared0.34
Alpha-0.00226
Financial Highlights & Ratios
Price to Book (P/B)0.95
Price to Sales (P/S)0.67
Price to Cash Flow (P/CF)1.20
P/FCF Ratio1.20
Enterprise Value/Market CapN/A
Enterprise Value/Revenue3.49
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$33.00Price Target Upside2.48% Upside
Rating ConsensusHold
Number of Analyst Covering2
Regional Management News
PremiumCompany Announcements
Regional Management’s Strategic Financial Restructuring and Private Placement
PremiumCompany Announcements
Regional Management Unveils New Executive Incentive Plans
PremiumCompany Announcements
Regional Management Corp. Hosts Financial Presentation
Bulls Say, Bears Say
Bulls Say
EarningsRegional Management Corp. reported significantly higher earnings per share, boosting investor confidence.
Market OpportunityRegional Management could benefit from the large and growing market for non-prime consumer loans amid tightening credit underwriting by prime lenders.
Product StrategyManagement's focus on unique product pairing is helping to capitalize on positive competitive dynamics.
Bears Say
Credit PerformanceManagement narrowed their allowance rate outlook for 2024 to the upper half of its previous range and raised its net loss rate outlook by 40 basis points at the midpoint, with 10 basis points of that boost due to macroeconomic trends.
Financial PerformanceManagement remained cautious regarding their customer base, noting that even though its customers’ wages have now caught up to inflation, they remain strained and carry 5% more debt than prior to the pandemic.
Market ConcernsThe current trading multiple of RM shares is below historical levels, reflecting market concerns about Regional Management's loss rates and moderate growth trends.
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Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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RM FAQ
What was Regional Management’s price range in the past 12 months?
Regional Management lowest stock price was $20.50 and its highest was $34.15 in the past 12 months.
What is Regional Management’s market cap?
Currently, no data Available
When is Regional Management’s upcoming earnings report date?
Regional Management’s upcoming earnings report date is Oct 29, 2024 which is in 39 days.
How were Regional Management’s earnings last quarter?
Regional Management released its earnings results on Jul 31, 2024. The company reported $0.86 earnings per share for the quarter, beating the consensus estimate of $0.568 by $0.292.
Is Regional Management overvalued?
According to Wall Street analysts Regional Management’s price is currently Undervalued.
Does Regional Management pay dividends?
Regional Management pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.69%. See more information on Regional Management dividends here
What is Regional Management’s EPS estimate?
Regional Management’s EPS estimate is $1.05.
How many shares outstanding does Regional Management have?
Regional Management has 10,155,600 shares outstanding.
What happened to Regional Management’s price movement after its last earnings report?
Regional Management reported an EPS of $0.86 in its last earnings report, beating expectations of $0.568. Following the earnings report the stock price went down -5.557%.
Which hedge fund is a major shareholder of Regional Management?
Among the largest hedge funds holding Regional Management’s share is Basswood Capital Management LLC. It holds Regional Management’s shares valued at 29M.
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Regional Management Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Hold
Average Price Target:
$33.00 (2.48% Upside)
$33.00 (2.48% Upside)
Hedge Fund Trend
Increased
By 76.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.12%
12-Months-Change
Fundamentals
Return on Equity
7.47%
Trailing 12-Months
Asset Growth
3.80%
Trailing 12-Months
Company Description
Regional Management
Regional Management Corp. engages in the provision of consumer financial services. Its products include small, large, and retail installment loans. It also offers optional payment and collateral protection insurance products. The company was founded by Richard A. Godley and C. Glynn Quattlebaum on March 25, 1987 and is headquartered in Greer, SC.
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RM Company Deck
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RM Earnings Call
Q2 2024
0:00 / 0:00
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RM Stock 12 Month Forecast
Average Price Target
$33.00
▲(2.48% Upside)
Technical Analysis
Best Analysts Covering RM
1 Year
1 Year Success Rate
19/29 ratings generated profit
1 Year Average Return
+27.25%
reiterated a buy rating 5 months ago
Copying John Hecht's trades and holding each position for 1 Year would result in 65.52% of your transactions generating a profit, with an average return of +27.25% per trade.
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