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Regional Management (RM)
NYSE:RM
RM Stock Chart & Stats
$39.12
-$0.17(-0.52%)
At close: 4:00 PM EST
$39.12
-$0.17(-0.52%)
Day’s Range― - ―
52-Week Range$25.41 - $46.00
Previous CloseN/A
Volume13.57K
Average Volume (3M)57.85K
Market Cap
$391.91M
Enterprise Value$1.97B
Total Cash (Recent Filing)$4.08M
Total Debt (Recent Filing)$1.62B
Price to Earnings (P/E)9.1
Beta1.01
Next Earnings
May 06, 2026EPS Estimate
1.2Next Dividend Ex-DateN/A
Dividend Yield2.99%
Share Statistics
EPS (TTM)1.30
Shares Outstanding9,712,805
10 Day Avg. Volume72,226
30 Day Avg. Volume57,847
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.92
Price to Sales (P/S)0.56
P/FCF Ratio1.24
Enterprise Value/Market Cap5.03
Enterprise Value/Revenue3.12
Enterprise Value/Gross Profit6.32
Enterprise Value/Ebitda28.28
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Credit TrendsManagement confirmed that peak credit stress was reached in 2023 and guidance implies steadily improving credit trends in the coming quarters.
Loan GrowthThe company introduced its initial 2025 guidance, which points towards quicker loan growth for the year as credit continues to improve.
Bears Say
EarningsIncreased provisioning brings the 2025 EPS forecast down, and similar estimate reductions by the Street have led to the shares trading down.
Revenue YieldRevenue yield guidance is worse than consensus.
Regional Management News
RM FAQ
What was Regional Management’s price range in the past 12 months?
Regional Management lowest stock price was $25.41 and its highest was $46.00 in the past 12 months.
What is Regional Management’s market cap?
Regional Management’s market cap is $391.91M.
When is Regional Management’s upcoming earnings report date?
Regional Management’s upcoming earnings report date is May 06, 2026 which is in 89 days.
How were Regional Management’s earnings last quarter?
Regional Management released its earnings results on Feb 04, 2026. The company reported $1.3 earnings per share for the quarter, beating the consensus estimate of $1.273 by $0.027.
Is Regional Management overvalued?
According to Wall Street analysts Regional Management’s price is currently Overvalued.
Does Regional Management pay dividends?
Regional Management pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.99%. See more information on Regional Management dividends here
What is Regional Management’s EPS estimate?
Regional Management’s EPS estimate is 1.2.
How many shares outstanding does Regional Management have?
Regional Management has 9,712,805 shares outstanding.
What happened to Regional Management’s price movement after its last earnings report?
Regional Management reported an EPS of $1.3 in its last earnings report, beating expectations of $1.273. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Regional Management?
Currently, no hedge funds are holding shares in RM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Regional Management Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
― (―)
― (―)
Blogger Sentiment
Bearish
RM Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 7.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $9.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.83%
12-Months-Change
Fundamentals
Return on Equity
11.43%
Trailing 12-Months
Asset Growth
11.33%
Trailing 12-Months
Company Description
Regional Management
Regional Management (RM) is a financial services company that specializes in providing a range of consumer finance solutions. Operating primarily in the southeastern and southwestern United States, RM offers personal loans, retail installment contracts, and other credit-related products to individuals who may have limited access to traditional banking services. The company serves both the near-prime and subprime markets, focusing on delivering accessible and flexible financial options to its customers.
RM Company Deck
RM Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed materially positive operating momentum: record revenue, double-digit portfolio and origination growth, marked improvement in expense efficiency, strong capital generation and shareholder returns, and improved credit metrics. Management acknowledged near-term headwinds from Q1 seasonality and an expected rise in net credit losses tied to tax-refund-driven behavior and portfolio mix, and noted execution risks around expansion and a developing bank partnership. On balance, the company emphasized disciplined growth, constructive guidance for 2026 (ENR +10%, net income +20%–25%), and confidence in long-term risk-adjusted returns.View all RM earnings summariesRM Stock 12 Month Forecast
Average Price Target
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