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Regional Managment (RM)
:RM
Earnings Data
Report Date
Feb 11, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.27Last Year’s EPS
0.98Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented strong financial performance with record-breaking revenue and growth metrics, improved credit performance, and successful branch expansion. While there were some challenges such as incremental provision expenses and caution due to the government shutdown, the positive aspects significantly outweighed the negatives.Company Guidance
Record-Breaking Revenue and Growth
The company delivered net income of $14.4 million and diluted earnings per share of $1.42, an improvement of 87% year-over-year. Total revenue reached a record high of $165 million, with net receivables surpassing $2 billion for the first time.
Strong Portfolio Growth
The portfolio grew by $233 million or 13% year-over-year. Total originations in the third quarter reached a record high, up 23% from the prior year period.
Improved Credit Performance
Net credit loss rate of 10.2% improved 170 basis points sequentially and 40 basis points year-over-year. Delinquency rate showed a 30 basis point improvement after adjusting for prior hurricane impacts.
Successful Branch Expansion
16 new branches opened since the third quarter of last year. Plans to open 5 new branches by year-end and 5 to 10 in the first half of 2026 in Louisiana and California.
Increased Shareholder Returns
Capital generation of $26 million in the third quarter, with $26 million returned to shareholders through stock repurchases and dividends. Stock repurchase program increased from $30 million to $60 million.
RM Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
RM Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 05, 2025 | $40.87 | $36.75 | -10.08% |
Jul 30, 2025 | $30.86 | $32.98 | +6.87% |
Apr 30, 2025 | $32.32 | $27.10 | -16.15% |
Feb 05, 2025 | $35.96 | $35.20 | -2.11% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Regional Managment (RM) report earnings?
Regional Managment (RM) is schdueled to report earning on Feb 11, 2026, After Close (Confirmed).
What is Regional Managment (RM) earnings time?
Regional Managment (RM) earnings time is at Feb 11, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is RM EPS forecast?
RM EPS forecast for the fiscal quarter 2025 (Q4) is 1.27.