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OPRT Stock Chart & Stats
$5.59
$0.12(2.15%)
At close: 4:00 PM EDT
$5.59
$0.12(2.15%)
Day’s Range― - ―
52-Week Range$4.03 - $8.30
Previous Close$5.62
Volume332.83K
Average Volume (3M)547.41K
Market Cap
$344.90M
Enterprise Value$2.73K
Total Cash (Recent Filing)$139.60M
Total Debt (Recent Filing)$2.66B
Price to Earnings (P/E)18.8
Beta2.09
Next Earnings
Nov 09, 2026EPS Estimate
0.46Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.40
Shares Outstanding45,987,250
10 Day Avg. Volume474,007
30 Day Avg. Volume547,410
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)0.65
Price to Sales (P/S)0.40
P/FCF Ratio0.65
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$8.50Price Target Upside52.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.56
Revenue Forecast (FY)$942.50M
Bulls Say, Bears Say
Bulls Say
Capital And FundingRaising funding capacity while lowering funding costs strengthens liquidity and reduces financing pressure, enhancing the company's ability to support growth initiatives.
Market ExpansionOpportunity to expand into many unserved states gives a clear organic growth runway and access to new customer segments.
Operational ExecutionContinued improvement in operational execution has driven better results and may support further margin improvement and investor confidence.
Bears Say
Leadership UncertaintyCEO departure without a named successor creates leadership uncertainty that could undermine strategic clarity and investor confidence.
Loan Growth SlowdownEarnings slowdown tied to weaker loan growth and smaller average unsecured and secured loan sizes may constrain revenue growth and profitability.
Oportun Financial News
OPRT FAQ
What was Oportun Financial Corp’s price range in the past 12 months?
Oportun Financial Corp lowest stock price was $4.03 and its highest was $8.30 in the past 12 months.
What is Oportun Financial Corp’s market cap?
Oportun Financial Corp’s market cap is $344.90M.
When is Oportun Financial Corp’s upcoming earnings report date?
Oportun Financial Corp’s upcoming earnings report date is Nov 09, 2026 which is in 77 days.
How were Oportun Financial Corp’s earnings last quarter?
Oportun Financial Corp released its earnings results on Aug 05, 2026. The company reported $0.42 earnings per share for the quarter, beating the consensus estimate of $0.327 by $0.093.
Is Oportun Financial Corp overvalued?
According to Wall Street analysts Oportun Financial Corp’s price is currently Undervalued.
Does Oportun Financial Corp pay dividends?
Oportun Financial Corp does not currently pay dividends.
What is Oportun Financial Corp’s EPS estimate?
Oportun Financial Corp’s EPS estimate is 0.46.
How many shares outstanding does Oportun Financial Corp have?
Oportun Financial Corp has 45,987,250 shares outstanding.
What happened to Oportun Financial Corp’s price movement after its last earnings report?
Oportun Financial Corp reported an EPS of $0.42 in its last earnings report, beating expectations of $0.327. Following the earnings report the stock price went up 32.838%.
Which hedge fund is a major shareholder of Oportun Financial Corp?
Currently, no hedge funds are holding shares in OPRT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oportun Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$8.50 (52.06% Upside)
$8.50 (52.06% Upside)
Blogger Sentiment
Bullish
OPRT Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 23.1K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-13.89%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-2.24%
Trailing 12-Months
Company Description
Oportun Financial Corp
This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.
OPRT Company Deck
OPRT Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated a clear positive trajectory: Oportun exceeded guidance, delivered strong adjusted EBITDA and EPS growth, materially improved credit metrics and strengthened liquidity and leverage. Management emphasized disciplined, data‑driven and deliberate growth—prioritizing returning members, secured lending, risk‑based pricing and balance sheet optimization. Headwinds include fair‑value volatility (net decrease in fair value and mark‑to‑market impacts), modest topline growth, reliance on a near‑term noncash interest benefit, and continued macro uncertainty that constrains aggressive new member expansion. On balance, operational and financial improvements outweigh the challenges and near‑term cautions.View all OPRT earnings summariesOPRT Stock 12 Month Forecast
Average Price Target
$8.50
▲(52.06% Upside)
Technical Analysis
Consumer Portfolio Services
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Medallion Financial
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Regional Management
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Yiren Digital
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Ownership Overview
7.56% Insiders
10.03% Mutual Funds
28.93% Other Institutional Investors
39.81% Public Companies and
Individual Investors