Breakdown | |||||
TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|
Income Statement | Total Revenue | ||||
903.34M | 1.00B | 1.06B | 640.70M | 530.40M | 335.10M |
Gross Profit | |||||
699.56M | 1.00B | 1.06B | 640.70M | 530.40M | 335.10M |
EBIT | |||||
135.18M | -115.18M | -198.77M | 17.76M | 62.80M | -58.10M |
EBITDA | |||||
39.62M | -64.02M | -198.77M | 0.00 | 89.90M | -37.87M |
Net Income Common Stockholders | |||||
-42.48M | -78.68M | -179.95M | -77.80M | 47.41M | -45.10M |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | ||||
78.54M | 59.97M | 91.19M | 98.82M | 131.00M | 136.20M |
Total Assets | |||||
3.23B | 3.23B | 3.41B | 3.61B | 2.95B | 2.01B |
Total Debt | |||||
16.12M | 2.82B | 2.94B | 2.97B | 2.21B | 1.46B |
Net Debt | |||||
-62.42M | 2.76B | 2.85B | 2.87B | 2.08B | 1.33B |
Total Liabilities | |||||
2.86B | 2.87B | 3.01B | 3.07B | 2.34B | 1.54B |
Stockholders Equity | |||||
366.10M | 353.81M | 404.40M | 547.60M | 603.80M | 466.30M |
Cash Flow | Free Cash Flow | ||||
386.95M | 374.33M | 361.50M | 199.00M | 136.90M | 126.30M |
Operating Cash Flow | |||||
408.62M | 393.52M | 392.76M | 247.90M | 163.40M | 152.90M |
Investing Cash Flow | |||||
-283.64M | -193.69M | -286.18M | -1.17B | -884.80M | 16.40M |
Financing Cash Flow | |||||
-88.53M | -191.22M | -104.39M | 934.50M | 745.70M | -136.80M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
80 Outperform | $219.82M | 5.91 | 10.39% | 5.07% | 13.93% | -23.70% | |
75 Outperform | $209.99M | 12.23 | 6.69% | ― | 13.23% | -47.36% | |
71 Outperform | $279.36M | 8.55 | 9.51% | 4.26% | 6.57% | 44.84% | |
64 Neutral | $12.86B | 9.79 | 7.84% | 78.10% | 12.05% | -7.99% | |
62 Neutral | $244.52M | 4.09 | 21.28% | ― | 4215.36% | ― | |
61 Neutral | $321.13M | ― | -11.37% | ― | -5.79% | 59.24% | |
57 Neutral | $1.26B | 24.74 | 3.86% | ― | 5.72% | 31.82% |
On June 5, 2025, Oportun Financial Corporation announced the issuance of $439 million in two-year asset-backed notes through Oportun Issuance Trust 2025-B, secured by a pool of unsecured and secured installment loans. This transaction, which achieved a AAA rating on the most senior bonds for the first time, reflects the company’s growing recognition in the market and demonstrates robust investor demand, as evidenced by a 5.67% yield that is 1.28% lower than their previous asset-backed securities transaction in January.
The most recent analyst rating on (OPRT) stock is a Hold with a $7.00 price target. To see the full list of analyst forecasts on Oportun Financial stock, see the OPRT Stock Forecast page.
On April 28, 2025, Oportun Financial Corporation’s board appointed CEO Raul Vazquez as the principal financial officer and principal accounting officer. This move consolidates leadership roles within the company, although it does not involve any changes to Vazquez’s compensation or suggest any new related party transactions.