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Oportun Financial Corp (OPRT)
NASDAQ:OPRT
Total Valuation
Oportun Financial has a market cap or net worth of $182.12M. The enterprise value is $2.78B.
Market Cap$182.12M
Enterprise Value$2.78B
Share Statistics
Oportun Financial has 36,134,274 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding36,134,274
Owned by Insiders11.80%
Owned by Institutions35.69%
Financial Efficiency
Oportun Financial’s return on equity (ROE) is -0.22 and return on invested capital (ROIC) is 301.90%.
Return on Equity (ROE)-0.22
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)301.90%
Return on Capital Employed (ROCE)0.18
Revenue Per Employee433.29K
Profits Per Employee-34.04K
Employee Count2,312
Asset Turnover0.31
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Oportun Financial is -1.99. Oportun Financial’s PEG ratio is 0.03.
PE Ratio-1.99
PS Ratio0.31
PB Ratio0.44
Price to Fair Value0.44
Price to FCF0.42
Price to Operating Cash Flow0.40
PEG Ratio0.03
Income Statement
In the last 12 months, Oportun Financial had revenue of 1.00B and earned -78.68M in profits. Earnings per share was -1.95.
Revenue1.00B
Gross Profit1.00B
Operating Income591.40M
Pretax Income-115.18M
Net Income-78.68M
EBITDA0.00
Earnings Per Share (EPS)-1.95
Cash Flow
In the last 12 months, operating cash flow was 390.32M and capital expenditures -13.13M, giving a free cash flow of 377.20M billion.
Operating Cash Flow390.32M
Free Cash Flow377.20M
Free Cash Flow per Share10.44
Dividends & Yields
Oportun Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.39
52-Week Price Change62.86%
50-Day Moving Average5.86
200-Day Moving Average3.95
Relative Strength Index (RSI)52.06
Average Volume (3m)458.30K
Important Dates
Oportun Financial upcoming earnings date is May 8, 2025, TBA Not Confirmed.
Last Earnings DateFeb 12, 2025
Next Earnings DateMay 8, 2025
Ex-Dividend Date―
Financial Position
Oportun Financial as a current ratio of 2.66, with Debt / Equity ratio of 5.14%
Current Ratio2.66
Quick Ratio2.66
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio2.48
Taxes
In the past 12 months, Oportun Financial has paid -36.49M in taxes.
Income Tax-36.49M
Effective Tax Rate0.32
Enterprise Valuation
Oportun Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 0.31.
EV to Sales0.11
EV to EBITDA0.00
EV to Free Cash Flow0.31
EV to Operating Cash Flow0.29
Balance Sheet
Oportun Financial has $60.00M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$41.80M billion.
Cash & Marketable Securities$60.00M
Total Debt$0.00
Net Cash-$41.80M
Net Cash Per Share-$1.16
Tangible Book Value Per Share$6.62
Margins
Gross margin is 100.00%, with operating margin of 59.04%, and net profit margin of -7.85%.
Gross Margin100.00%
Operating Margin59.04%
Pretax Margin-11.50%
Net Profit Margin-7.85%
EBITDA Margin0.00%
EBIT Margin-5.11%
Analyst Forecast
The average price target for Oportun Financial is $8.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$8.67
Price Target Upside72.02% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast-5.22%
EPS Growth Forecast60.29%