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Oportun Financial Corp (OPRT)
NASDAQ:OPRT
Total Valuation
Oportun Financial has a market cap or net worth of $242.97M. The enterprise value is $140.33M.
Market Cap$242.97M
Enterprise Value$140.33M
Share Statistics
Oportun Financial has 44,500,267 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding44,500,267
Owned by Insiders8.51%
Owned by Institutions8.13%
Financial Efficiency
Oportun Financial’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 13.91%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)13.91%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee275.67K
Profits Per Employee10.90K
Employee Count2,312
Asset Turnover0.20
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Oportun Financial is 18.7. Oportun Financial’s PEG ratio is -0.08.
PE Ratio18.7
PS Ratio0.40
PB Ratio0.65
Price to Fair Value0.65
Price to FCF0.61
Price to Operating Cash Flow0.62
PEG Ratio-0.08
Income Statement
In the last 12 months, Oportun Financial had revenue of 637.34M and earned 25.20M in profits. Earnings per share was 0.53.
Revenue637.34M
Gross Profit405.84M
Operating Income44.08M
Pretax Income44.10M
Net Income25.20M
EBITDA44.08M
Earnings Per Share (EPS)0.53
Cash Flow
In the last 12 months, operating cash flow was 413.45M and capital expenditures -6.12M, giving a free cash flow of 407.33M billion.
Operating Cash Flow413.45M
Free Cash Flow407.33M
Free Cash Flow per Share9.15
Dividends & Yields
Oportun Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.70
52-Week Price Change-21.33%
50-Day Moving Average5.32
200-Day Moving Average5.89
Relative Strength Index (RSI)53.47
Average Volume (3m)641.94K
Important Dates
Oportun Financial upcoming earnings date is May 11, 2026, After Close (Confirmed).
Last Earnings DateFeb 26, 2026
Next Earnings DateMay 11, 2026
Ex-Dividend Date―
Financial Position
Oportun Financial as a current ratio of 9.17, with Debt / Equity ratio of 2.95%
Current Ratio9.17
Quick Ratio9.17
Debt to Market Cap11.08
Net Debt to EBITDA61.38
Interest Coverage Ratio0.19
Taxes
In the past 12 months, Oportun Financial has paid 18.80M in taxes.
Income Tax18.80M
Effective Tax Rate0.43
Enterprise Valuation
Oportun Financial EV to EBITDA ratio is 67.13, with an EV/FCF ratio of 7.16.
EV to Sales4.64
EV to EBITDA67.13
EV to Free Cash Flow7.16
EV to Operating Cash Flow7.16
Balance Sheet
Oportun Financial has $105.50M in cash and marketable securities with $11.50M in debt, giving a net cash position of $94.00M billion.
Cash & Marketable Securities$105.50M
Total Debt$11.50M
Net Cash$94.00M
Net Cash Per Share$2.11
Tangible Book Value Per Share$6.65
Margins
Gross margin is 63.68%, with operating margin of 6.92%, and net profit margin of 3.95%.
Gross Margin63.68%
Operating Margin6.92%
Pretax Margin6.92%
Net Profit Margin3.95%
EBITDA Margin6.92%
EBIT Margin6.92%
Analyst Forecast
The average price target for Oportun Financial is $8.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$8.67
Price Target Upside58.79% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast-5.29%
EPS Growth Forecast―