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Oportun Financial Corp (OPRT)
NASDAQ:OPRT
Total Valuation
Oportun Financial has a market cap or net worth of $308.41M. The enterprise value is $245.99M.
Market Cap$308.41M
Enterprise Value$245.99M
Share Statistics
Oportun Financial has 43,870,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding43,870,400
Owned by Insiders11.44%
Owned by Institutions31.01%
Financial Efficiency
Oportun Financial’s return on equity (ROE) is -0.22 and return on invested capital (ROIC) is -51.76%.
Return on Equity (ROE)-0.22
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)-51.76%
Return on Capital Employed (ROCE)-0.04
Revenue Per Employee433.29K
Profits Per Employee-34.03K
Employee Count2,312
Asset Turnover0.31
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Oportun Financial is -1.99. Oportun Financial’s PEG ratio is -0.17.
PE Ratio-1.99
PS Ratio0.00
PB Ratio0.87
Price to Fair Value0.44
Price to FCF0.80
Price to Operating Cash Flow0.78
PEG Ratio-0.17
Income Statement
In the last 12 months, Oportun Financial had revenue of 1.00B and earned -78.68M in profits. Earnings per share was -1.95.
Revenue1.00B
Gross Profit1.00B
Operating Income-115.18M
Pretax Income-115.18M
Net Income-78.68M
EBITDA-64.02M
Earnings Per Share (EPS)-1.95
Cash Flow
In the last 12 months, operating cash flow was 408.62M and capital expenditures -21.67M, giving a free cash flow of 386.95M billion.
Operating Cash Flow408.62M
Free Cash Flow386.95M
Free Cash Flow per Share8.82
Dividends & Yields
Oportun Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.37
52-Week Price Change138.31%
50-Day Moving Average5.67
200-Day Moving Average4.42
Relative Strength Index (RSI)60.69
Average Volume (3m)347.47K
Important Dates
Oportun Financial upcoming earnings date is Aug 7, 2025, TBA Not Confirmed.
Last Earnings DateMay 8, 2025
Next Earnings DateAug 7, 2025
Ex-Dividend Date―
Financial Position
Oportun Financial as a current ratio of 2.66, with Debt / Equity ratio of 4.40%
Current Ratio2.66
Quick Ratio2.66
Debt to Market Cap18.03
Net Debt to EBITDA-43.15
Interest Coverage Ratio-0.48
Taxes
In the past 12 months, Oportun Financial has paid -36.49M in taxes.
Income Tax-36.49M
Effective Tax Rate0.32
Enterprise Valuation
Oportun Financial EV to EBITDA ratio is -45.60, with an EV/FCF ratio of 7.80.
EV to Sales2.91
EV to EBITDA-45.60
EV to Free Cash Flow7.80
EV to Operating Cash Flow7.42
Balance Sheet
Oportun Financial has $78.54M in cash and marketable securities with $16.12M in debt, giving a net cash position of -$62.42M billion.
Cash & Marketable Securities$78.54M
Total Debt$16.12M
Net Cash-$62.42M
Net Cash Per Share-$1.42
Tangible Book Value Per Share$6.62
Margins
Gross margin is 77.44%, with operating margin of -11.50%, and net profit margin of -7.85%.
Gross Margin77.44%
Operating Margin-11.50%
Pretax Margin-11.50%
Net Profit Margin-7.85%
EBITDA Margin-6.39%
EBIT Margin-11.50%
Analyst Forecast
The average price target for Oportun Financial is $8.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$8.50
Price Target Upside20.91% Upside
Analyst ConsensusHold
Analyst Count3
Revenue Growth Forecast-5.79%
EPS Growth Forecast59.24%