Pra Group Inc. (PRAA)
NASDAQ:PRAA
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PRAA Stock Chart & Stats
$21.09
-$0.35(-1.72%)
At close: 4:00 PM EST
$21.09
-$0.35(-1.72%)
Day’s Range― - ―
52-Week Range$10.25 - $22.55
Previous CloseN/A
Volume99.56K
Average Volume (3M)603.73K
Market Cap
$604.91M
Enterprise Value$478.93M
Total Cash (Recent Filing)$124.78M
Total Debt (Recent Filing)$31.59M
Price to Earnings (P/E)―
Beta0.95
Next Earnings
Aug 10, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-7.15
Shares Outstanding38,140,890
10 Day Avg. Volume378,367
30 Day Avg. Volume603,731
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.71
Price to Sales (P/S)0.56
P/FCF Ratio-7.67
Enterprise Value/Market Cap0.79
Enterprise Value/Revenue0.37
Enterprise Value/Gross Profit0.38
Enterprise Value/Ebitda5.60
Forecast
1Y Price Target
$26.00Price Target Upside23.28% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)2.39
Revenue Forecast (FY)$1.20B
Bulls Say, Bears Say
Bulls Say
Earnings And Financial PerformancePRA Group delivered another quarter of EPS and purchasing volume upside and refined the 2025 guidance metrics that raised purchasing and earnings outlook.
Leadership And ManagementThe CEO transition follows a successful operational turnaround, indicating strong leadership and strategic direction.
Market PositionThe company remains well-positioned relative to the broader consumer finance landscape based on a sweet spot in the purchasing and collections cycle characterized by elevated supply of charge-offs and excess funding.
Bears Say
Strategic ConsistencyManagement indicates no significant changes are expected in execution and initiatives, implying consistency in strategy.
Pra Group News
PRAA FAQ
What was Pra Group Inc.’s price range in the past 12 months?
Pra Group Inc. lowest stock price was $10.25 and its highest was $22.55 in the past 12 months.
What is Pra Group Inc.’s market cap?
Pra Group Inc.’s market cap is $604.91M.
When is Pra Group Inc.’s upcoming earnings report date?
Pra Group Inc.’s upcoming earnings report date is Aug 10, 2026 which is in 47 days.
How were Pra Group Inc.’s earnings last quarter?
Pra Group Inc. released its earnings results on May 07, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.085 by $0.645.
Is Pra Group Inc. overvalued?
According to Wall Street analysts Pra Group Inc.’s price is currently Undervalued.
Does Pra Group Inc. pay dividends?
Pra Group Inc. does not currently pay dividends.
What is Pra Group Inc.’s EPS estimate?
Pra Group Inc.’s EPS estimate is 0.53.
How many shares outstanding does Pra Group Inc. have?
Pra Group Inc. has 38,140,890 shares outstanding.
What happened to Pra Group Inc.’s price movement after its last earnings report?
Pra Group Inc. reported an EPS of $0.73 in its last earnings report, beating expectations of $0.085. Following the earnings report the stock price went down -8.142%.
Which hedge fund is a major shareholder of Pra Group Inc.?
Currently, no hedge funds are holding shares in PRAA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pra Group Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$26.00 (23.28% Upside)
$26.00 (23.28% Upside)
Blogger Sentiment
Bullish
PRAA Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 28.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.84%
12-Months-Change
Fundamentals
Return on Equity
-26.42%
Trailing 12-Months
Asset Growth
1.14%
Trailing 12-Months
Company Description
Pra Group Inc.
PRA Group, Inc., a financial and business services enterprise, specializes in the acquisition, management, and recovery of defaulted loan portfolios. Its operations span the Americas, Australia, and Europe. The company primarily procures overdue financial obligations from individuals, which were initially extended by various credit originators like banks, consumer and retail finance firms, and automotive lenders. The types of non-performing assets it acquires are diverse, encompassing balances from Visa, MasterCard, private label, and other credit cards, as well as installment loans, lines of credit, deficiency balances, legal judgments, and trade payables. These assets are sourced from a broad spectrum of entities, including banks, credit unions, retailers, utilities, and other financial institutions. Furthermore, PRA Group offers fee-based services, such as facilitating recoveries from class action claims and servicing consumer bankruptcy accounts. The company, which was established in 1996, changed its name from Portfolio Recovery Associates, Inc. to PRA Group, Inc. in October 2014. Its corporate headquarters are situated in Norfolk, Virginia.
PRAA Company Deck
PRAA Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call presented a positive operational and financial momentum: strong double-digit growth in cash collections and digital channels, significant adjusted EBITDA expansion (+14% LTM), improving leverage (net leverage ~2.7x) and disciplined, return-focused portfolio investing. Management acknowledged near-term tradeoffs — notably higher legal collection costs and modest increases in OpEx and interest expense — and flagged macro risks and charge-off trends. On balance, the company emphasized progress on its multiyear PRA 3.0 strategy (capital allocation, technology/AI modernization, and people), ample liquidity, and actionable plans to continue reducing leverage and improving returns.View all PRAA earnings summariesPRAA Stock 12 Month Forecast
Average Price Target
$26.00
▲(23.28% Upside)
Technical Analysis
Ownership Overview
2.57% Insiders
20.55% Mutual Funds
31.11% Other Institutional Investors
27.72% Public Companies and
Individual Investors