Growth OutlookThe significant growth rate anticipated for the next three years reinforces confidence in ATLC shares.
Macroeconomic TrendsImproving macroeconomic trends for borrowers and a mix shift to lower-loss retail cards lead to better credit losses, contributing to a higher earnings estimate.
Merchant PartnershipsAtlanticus's growth is driven by its own efforts in merchant partnerships and credit card offerings, which could protect the company in an economic downturn.