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Atlanticus Holdings (ATLC)
NASDAQ:ATLC
ATLC Stock Chart & Stats
$52.20
$0.20(0.37%)
At close: 4:00 PM EST
$52.20
$0.20(0.37%)
Day’s Range― - ―
52-Week Range$41.37 - $78.91
Previous CloseN/A
Volume5.06K
Average Volume (3M)78.44K
Market Cap
$811.89M
Enterprise Value$6.69B
Total Cash (Recent Filing)$425.02M
Total Debt (Recent Filing)$6.06B
Price to Earnings (P/E)9.5
Beta1.81
Next Earnings
Mar 18, 2026EPS Estimate
1.62Last Dividend Ex-Date
Dec 29, 2009Dividend YieldN/A
Share Statistics
EPS (TTM)1.48
Shares Outstanding15,141,530
10 Day Avg. Volume95,198
30 Day Avg. Volume78,439
Financial Highlights & Ratios
PEG Ratio0.68
Price to Book (P/B)1.54
Price to Sales (P/S)0.63
P/FCF Ratio1.76
Enterprise Value/Market Cap8.25
Enterprise Value/Revenue11.34
Enterprise Value/Gross Profit18.71
Enterprise Value/Ebitda41.70
Forecast
1Y Price Target
$88.25Price Target Upside69.06% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)5.97
Revenue Forecast (FY)$1.93B
Bulls Say, Bears Say
Bulls Say
Acquisition ImpactThe market is misunderstanding the EPS miss as being a credit and risk-adjusted margin issue, when the entirety of the EPS miss was due to accounting for the Mercury acquisition.
Financial PerformanceDelinquencies declined significantly year over year and losses were down both quarter over quarter and year over year.
Operational ImprovementsAtlanticus has already taken actions soon after the acquisition to improve pricing and the risk-adjusted margins of the business.
Bears Say
Operational ChallengesThe operating expense ratio is forecasted to increase, indicating potential operational challenges from the acquisition.
Revenue ChallengesVive's revenues are approximately $65m annually, but EBITDA is break-even and net income is negative.
Atlanticus Holdings News
ATLC FAQ
What was Atlanticus Holdings’s price range in the past 12 months?
Atlanticus Holdings lowest stock price was $41.37 and its highest was $78.91 in the past 12 months.
What is Atlanticus Holdings’s market cap?
Atlanticus Holdings’s market cap is $811.89M.
When is Atlanticus Holdings’s upcoming earnings report date?
Atlanticus Holdings’s upcoming earnings report date is Mar 18, 2026 which is in 116 days.
How were Atlanticus Holdings’s earnings last quarter?
Atlanticus Holdings released its earnings results on Nov 10, 2025. The company reported $1.48 earnings per share for the quarter, missing the consensus estimate of $1.705 by -$0.225.
Is Atlanticus Holdings overvalued?
According to Wall Street analysts Atlanticus Holdings’s price is currently Undervalued.
Does Atlanticus Holdings pay dividends?
Atlanticus Holdings pays a Notavailable dividend of $0.5 which represents an annual dividend yield of N/A. See more information on Atlanticus Holdings dividends here
What is Atlanticus Holdings’s EPS estimate?
Atlanticus Holdings’s EPS estimate is 1.62.
How many shares outstanding does Atlanticus Holdings have?
Atlanticus Holdings has 15,141,530 shares outstanding.
What happened to Atlanticus Holdings’s price movement after its last earnings report?
Atlanticus Holdings reported an EPS of $1.48 in its last earnings report, missing expectations of $1.705. Following the earnings report the stock price went down -5.573%.
Which hedge fund is a major shareholder of Atlanticus Holdings?
Currently, no hedge funds are holding shares in ATLC
Atlanticus Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$88.25 (69.06% Upside)
$88.25 (69.06% Upside)
Blogger Sentiment
Bullish
ATLC Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 6.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.2%
Last 30 Days ▲ 49.7%
Last 30 Days ▲ 49.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
5.75%
12-Months-Change
Fundamentals
Return on Equity
21.01%
Trailing 12-Months
Asset Growth
132.89%
Trailing 12-Months
Company Description
Atlanticus Holdings
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
ATLC Stock 12 Month Forecast
Average Price Target
$88.25
▲(69.06% Upside)
Technical Analysis
Ownership Overview
65.14% Insiders
6.09% Mutual Funds
1.41% Other Institutional Investors
21.04% Public Companies and Individual Investors
Options Prices
Currently, No data available
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