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Atlanticus Holdings (ATLC)
NASDAQ:ATLC
ATLC Stock Chart & Stats
$66.30
$0.20(0.37%)
At close: 4:00 PM EST
$66.30
$0.20(0.37%)
Day’s Range― - ―
52-Week Range$41.37 - $78.91
Previous CloseN/A
Volume5.06K
Average Volume (3M)62.08K
Market Cap
$1.00B
Enterprise Value$6.69B
Total Cash (Recent Filing)$425.02M
Total Debt (Recent Filing)$6.06B
Price to Earnings (P/E)11.8
Beta1.72
Next Earnings
Mar 18, 2026EPS Estimate
1.62Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.48
Shares Outstanding15,141,530
10 Day Avg. Volume59,249
30 Day Avg. Volume62,077
Financial Highlights & Ratios
PEG Ratio0.68
Price to Book (P/B)1.54
Price to Sales (P/S)0.63
P/FCF Ratio1.76
Enterprise Value/Market Cap6.67
Enterprise Value/Revenue11.34
Enterprise Value/Gross Profit18.71
Enterprise Value/Ebitda41.70
Forecast
1Y Price Target
$98.33Price Target Upside48.31% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Accounting Impact On EPSAnalysts note the EPS shortfall was driven by accounting for the Mercury acquisition rather than core margin deterioration, creating potential upside if earnings clarity emerges.
Acquisition Economics And IntegrationAcquisition of Vive was executed at a cash discount and the company plans to leverage existing infrastructure and merchant relationships to generate earnings from the acquired portfolio.
Loan Portfolio PerformanceSignificant growth in purchase volume from the legacy Atlanticus portfolio, combined with declining delinquencies and lower losses, supports expectations of improving credit performance and revenue momentum.
Bears Say
Cash Flow And Capital StrainBreak-even operating results and net losses at Vive could require additional capital support, potentially pressuring company cash flow and constraining other investments.
Synergy And Realization RiskWeak profitability at Vive increases uncertainty that anticipated synergies and earnings uplift from the acquisition will materialize on the expected timeline.
Vive ProfitabilityVive generates modest revenue while operating at break-even EBITDA and reporting negative net income, which risks limited near-term contribution to consolidated profits.
Atlanticus Holdings News
ATLC FAQ
What was Atlanticus Holdings’s price range in the past 12 months?
Atlanticus Holdings lowest stock price was $41.37 and its highest was $78.91 in the past 12 months.
What is Atlanticus Holdings’s market cap?
Atlanticus Holdings’s market cap is $1.00B.
When is Atlanticus Holdings’s upcoming earnings report date?
Atlanticus Holdings’s upcoming earnings report date is Mar 18, 2026 which is in 66 days.
How were Atlanticus Holdings’s earnings last quarter?
Atlanticus Holdings released its earnings results on Nov 10, 2025. The company reported $1.48 earnings per share for the quarter, missing the consensus estimate of $1.705 by -$0.225.
Is Atlanticus Holdings overvalued?
According to Wall Street analysts Atlanticus Holdings’s price is currently Undervalued.
Does Atlanticus Holdings pay dividends?
Atlanticus Holdings pays a Notavailable dividend of $0.5 which represents an annual dividend yield of N/A. See more information on Atlanticus Holdings dividends here
What is Atlanticus Holdings’s EPS estimate?
Atlanticus Holdings’s EPS estimate is 1.62.
How many shares outstanding does Atlanticus Holdings have?
Atlanticus Holdings has 15,141,530 shares outstanding.
What happened to Atlanticus Holdings’s price movement after its last earnings report?
Atlanticus Holdings reported an EPS of $1.48 in its last earnings report, missing expectations of $1.705. Following the earnings report the stock price went down -5.573%.
Which hedge fund is a major shareholder of Atlanticus Holdings?
Currently, no hedge funds are holding shares in ATLC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Atlanticus Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$98.33 (48.31% Upside)
$98.33 (48.31% Upside)
Blogger Sentiment
Bullish
ATLC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 6.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.1%
Last 30 Days ▲ 13.0%
Last 30 Days ▲ 13.0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.43%
12-Months-Change
Fundamentals
Return on Equity
21.01%
Trailing 12-Months
Asset Growth
132.89%
Trailing 12-Months
Company Description
Atlanticus Holdings
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
ATLC Stock 12 Month Forecast
Average Price Target
$98.33
▲(48.31% Upside)
Technical Analysis
Ownership Overview
65.14% Insiders
6.05% Mutual Funds
1.59% Other Institutional Investors
20.82% Public Companies and Individual Investors
Options Prices
Currently, No data available
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