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Atlanticus Holdings (ATLC)
NASDAQ:ATLC
Total Valuation
Atlanticus Holdings has a market cap or net worth of $821.31M. The enterprise value is $3.40B.
Market Cap$821.31M
Enterprise Value$3.40B
Share Statistics
Atlanticus Holdings has 15,125,449 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,125,449
Owned by Insiders65.07%
Owned by Institutions1.41%
Financial Efficiency
Atlanticus Holdings’s return on equity (ROE) is 0.21 and return on invested capital (ROIC) is -13.47%.
Return on Equity (ROE)0.21
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)-13.47%
Return on Capital Employed (ROCE)0.31
Revenue Per Employee3.14M
Profits Per Employee266.90K
Employee Count417
Asset Turnover0.40
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Atlanticus Holdings is 9.6. Atlanticus Holdings’s PEG ratio is 0.68.
PE Ratio9.6
PS Ratio0.63
PB Ratio1.54
Price to Fair Value1.54
Price to FCF1.76
Price to Operating Cash Flow1.66
PEG Ratio0.68
Income Statement
In the last 12 months, Atlanticus Holdings had revenue of 1.31B and earned 111.30M in profits. Earnings per share was 5.93.
Revenue1.31B
Gross Profit1.26B
Operating Income293.61M
Pretax Income138.58M
Net Income111.30M
EBITDA301.46M
Earnings Per Share (EPS)5.93
Cash Flow
In the last 12 months, operating cash flow was 499.23M and capital expenditures -6.29M, giving a free cash flow of 492.94M billion.
Operating Cash Flow499.23M
Free Cash Flow492.94M
Free Cash Flow per Share32.59
Dividends & Yields
Atlanticus Holdings pays an annual dividend of $0.5, resulting in a dividend yield of ―
Dividend Per Share$0.5
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.75
52-Week Price Change51.33%
50-Day Moving Average62.81
200-Day Moving Average55.82
Relative Strength Index (RSI)43.72
Average Volume (3m)83.47K
Important Dates
Atlanticus Holdings upcoming earnings date is Nov 6, 2025, After Close (Confirmed).
Last Earnings DateAug 7, 2025
Next Earnings DateNov 6, 2025
Ex-Dividend DateDec 29, 2009
Financial Position
Atlanticus Holdings as a current ratio of 0.21, with Debt / Equity ratio of 463.83%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap3.13
Net Debt to EBITDA7.06
Interest Coverage Ratio1.83
Taxes
In the past 12 months, Atlanticus Holdings has paid 28.47M in taxes.
Income Tax28.47M
Effective Tax Rate0.21
Enterprise Valuation
Atlanticus Holdings EV to EBITDA ratio is 9.79, with an EV/FCF ratio of 6.31.
EV to Sales2.25
EV to EBITDA9.79
EV to Free Cash Flow6.31
EV to Operating Cash Flow6.29
Balance Sheet
Atlanticus Holdings has $483.24M in cash and marketable securities with $2.80B in debt, giving a net cash position of -$2.32B billion.
Cash & Marketable Securities$483.24M
Total Debt$2.80B
Net Cash-$2.32B
Net Cash Per Share-$153.06
Tangible Book Value Per Share$39.28
Margins
Gross margin is 116.77%, with operating margin of 22.41%, and net profit margin of 8.50%.
Gross Margin116.77%
Operating Margin22.41%
Pretax Margin10.58%
Net Profit Margin8.50%
EBITDA Margin23.01%
EBIT Margin22.81%
Analyst Forecast
The average price target for Atlanticus Holdings is $88.25, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$88.25
Price Target Upside56.81% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast19.27%
EPS Growth Forecast34.76%