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Total Valuation
Atlanticus Holdings has a market cap or net worth of $1.46B. The enterprise value is $7.00B.
Market Cap$1.46B
Enterprise Value$7.00B
Share Statistics
Atlanticus Holdings has 15,117,997 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,117,997
Owned by Insiders63.95%
Owned by Institutions<0.01%
Financial Efficiency
Atlanticus Holdings’s return on equity (ROE) is 0.20 and return on invested capital (ROIC) is 1.68%.
Return on Equity (ROE)0.20
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.68%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.22M
Profits Per Employee209.39K
Employee Count576
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Atlanticus Holdings is 11.7. Atlanticus Holdings’s PEG ratio is 0.37.
PE Ratio11.7
PS Ratio1.44
PB Ratio1.66
Price to Fair Value1.66
Price to FCF1.60
Price to Operating Cash Flow1.87
PEG Ratio0.37
Income Statement
In the last 12 months, Atlanticus Holdings had revenue of 704.50M and earned 122.20M in profits. Earnings per share was 7.39.
Revenue704.50M
Gross Profit396.36M
Operating Income159.71M
Pretax Income159.71M
Net Income122.20M
EBITDA169.61M
Earnings Per Share (EPS)7.39
Cash Flow
In the last 12 months, operating cash flow was 792.74M and capital expenditures -2.60M, giving a free cash flow of 790.14M billion.
Operating Cash Flow792.74M
Free Cash Flow790.14M
Free Cash Flow per Share52.26
Dividends & Yields
Atlanticus Holdings pays an annual dividend of $0.5, resulting in a dividend yield of ―
Dividend Per Share$0.5
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.72
52-Week Price Change81.81%
50-Day Moving Average89.38
200-Day Moving Average66.65
Relative Strength Index (RSI)53.25
Average Volume (3m)177.62K
Important Dates
Atlanticus Holdings upcoming earnings date is Aug 7, 2026, After Close (Confirmed).
Last Earnings DateMay 7, 2026
Next Earnings DateAug 7, 2026
Ex-Dividend Date―
Financial Position
Atlanticus Holdings as a current ratio of 1.76, with Debt / Equity ratio of 923.00%
Current Ratio1.76
Quick Ratio1.76
Debt to Market Cap6.44
Net Debt to EBITDA34.91
Interest Coverage Ratio0.53
Taxes
In the past 12 months, Atlanticus Holdings has paid 39.10M in taxes.
Income Tax39.10M
Effective Tax Rate0.24
Enterprise Valuation
Atlanticus Holdings EV to EBITDA ratio is 40.88, with an EV/FCF ratio of 10.96.
EV to Sales9.84
EV to EBITDA40.88
EV to Free Cash Flow10.96
EV to Operating Cash Flow10.87
Balance Sheet
Atlanticus Holdings has $804.06M in cash and marketable securities with $6.35B in debt, giving a net cash position of -$5.55B billion.
Cash & Marketable Securities$804.06M
Total Debt$6.35B
Net Cash-$5.55B
Net Cash Per Share-$367.13
Tangible Book Value Per Share$37.92
Margins
Gross margin is 75.06%, with operating margin of 22.67%, and net profit margin of 17.35%.
Gross Margin75.06%
Operating Margin22.67%
Pretax Margin22.67%
Net Profit Margin17.35%
EBITDA Margin24.08%
EBIT Margin22.67%
Analyst Forecast
The average price target for Atlanticus Holdings is $137.25, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$137.25
Price Target Upside93.42% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast68.59%
EPS Growth Forecast30.27%