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Atlanticus Holdings Corp (ATLC)
:ATLC

Atlanticus Holdings (ATLC) Stock Statistics & Valuation Metrics

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Total Valuation

Atlanticus Holdings has a market cap or net worth of $1.05B. The enterprise value is $6.69B.
Market Cap$1.05B
Enterprise Value$6.69B

Share Statistics

Atlanticus Holdings has 15,141,530 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,141,530
Owned by Insiders65.14%
Owned by Institutions1.59%

Financial Efficiency

Atlanticus Holdings’s return on equity (ROE) is 0.21 and return on invested capital (ROIC) is -13.47%.
Return on Equity (ROE)0.21
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)-13.47%
Return on Capital Employed (ROCE)0.31
Revenue Per Employee1.10M
Profits Per Employee266.90K
Employee Count417
Asset Turnover0.40
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Atlanticus Holdings is 12.3. Atlanticus Holdings’s PEG ratio is 0.68.
PE Ratio12.3
PS Ratio0.63
PB Ratio1.54
Price to Fair Value1.54
Price to FCF1.76
Price to Operating Cash Flow2.00
PEG Ratio0.68

Income Statement

In the last 12 months, Atlanticus Holdings had revenue of 459.57M and earned 111.30M in profits. Earnings per share was 5.93.
Revenue459.57M
Gross Profit283.03M
Operating Income138.58M
Pretax Income138.58M
Net Income111.30M
EBITDA143.76M
Earnings Per Share (EPS)5.93

Cash Flow

In the last 12 months, operating cash flow was 494.31M and capital expenditures -6.48M, giving a free cash flow of 487.84M billion.
Operating Cash Flow494.31M
Free Cash Flow487.84M
Free Cash Flow per Share32.22

Dividends & Yields

Atlanticus Holdings pays an annual dividend of $0.5, resulting in a dividend yield of ―
Dividend Per Share$0.5
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.75
52-Week Price Change20.42%
50-Day Moving Average57.74
200-Day Moving Average55.99
Relative Strength Index (RSI)70.76
Average Volume (3m)78.58K

Important Dates

Atlanticus Holdings upcoming earnings date is Mar 18, 2026, After Close (Confirmed).
Last Earnings DateNov 10, 2025
Next Earnings DateMar 18, 2026
Ex-Dividend Date

Financial Position

Atlanticus Holdings as a current ratio of 0.21, with Debt / Equity ratio of 909.25%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap3.13
Net Debt to EBITDA6.65
Interest Coverage Ratio1.83

Taxes

In the past 12 months, Atlanticus Holdings has paid 28.47M in taxes.
Income Tax28.47M
Effective Tax Rate0.21

Enterprise Valuation

Atlanticus Holdings EV to EBITDA ratio is 9.38, with an EV/FCF ratio of 6.05.
EV to Sales2.16
EV to EBITDA9.38
EV to Free Cash Flow6.05
EV to Operating Cash Flow6.03

Balance Sheet

Atlanticus Holdings has $425.02M in cash and marketable securities with $6.06B in debt, giving a net cash position of -$5.64B billion.
Cash & Marketable Securities$425.02M
Total Debt$6.06B
Net Cash-$5.64B
Net Cash Per Share-$372.22
Tangible Book Value Per Share$39.28

Margins

Gross margin is 114.53%, with operating margin of 22.41%, and net profit margin of 8.50%.
Gross Margin114.53%
Operating Margin22.41%
Pretax Margin10.58%
Net Profit Margin8.50%
EBITDA Margin23.01%
EBIT Margin22.81%

Analyst Forecast

The average price target for Atlanticus Holdings is $102.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$102.50
Price Target Upside48.04% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast25.29%
EPS Growth Forecast26.70%

Scores

Smart Score6
AI Score