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Atlanticus Holdings (ATLC)
NASDAQ:ATLC
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Atlanticus Holdings (ATLC) Stock Statistics & Valuation Metrics

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Total Valuation

Atlanticus Holdings has a market cap or net worth of $1.13B. The enterprise value is $7.08B.
Market Cap$1.13B
Enterprise Value$7.08B

Share Statistics

Atlanticus Holdings has 14,911,958 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,911,958
Owned by Insiders38.79%
Owned by Institutions0.08%

Financial Efficiency

Atlanticus Holdings’s return on equity (ROE) is 0.20 and return on invested capital (ROIC) is 1.68%.
Return on Equity (ROE)0.20
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.68%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.69M
Profits Per Employee289.23K
Employee Count417
Asset Turnover0.09
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Atlanticus Holdings is 7.2. Atlanticus Holdings’s PEG ratio is 0.34.
PE Ratio7.2
PS Ratio1.44
PB Ratio1.66
Price to Fair Value1.66
Price to FCF1.60
Price to Operating Cash Flow1.84
PEG Ratio0.34

Income Statement

In the last 12 months, Atlanticus Holdings had revenue of 704.50M and earned 122.20M in profits. Earnings per share was 7.39.
Revenue704.50M
Gross Profit396.36M
Operating Income159.71M
Pretax Income159.71M
Net Income122.20M
EBITDA169.61M
Earnings Per Share (EPS)7.39

Cash Flow

In the last 12 months, operating cash flow was 637.96M and capital expenditures -7.56M, giving a free cash flow of 630.40M billion.
Operating Cash Flow637.96M
Free Cash Flow630.40M
Free Cash Flow per Share42.28

Dividends & Yields

Atlanticus Holdings pays an annual dividend of $0.5, resulting in a dividend yield of ―
Dividend Per Share$0.5
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.76
52-Week Price Change38.99%
50-Day Moving Average56.00
200-Day Moving Average58.67
Relative Strength Index (RSI)74.79
Average Volume (3m)67.83K

Important Dates

Atlanticus Holdings upcoming earnings date is May 7, 2026, After Close (Confirmed).
Last Earnings DateMar 12, 2026
Next Earnings DateMay 7, 2026
Ex-Dividend Date

Financial Position

Atlanticus Holdings as a current ratio of 1.76, with Debt / Equity ratio of 1074.85%
Current Ratio1.76
Quick Ratio1.76
Debt to Market Cap6.44
Net Debt to EBITDA34.91
Interest Coverage Ratio0.53

Taxes

In the past 12 months, Atlanticus Holdings has paid 39.10M in taxes.
Income Tax39.10M
Effective Tax Rate0.24

Enterprise Valuation

Atlanticus Holdings EV to EBITDA ratio is 40.88, with an EV/FCF ratio of 10.96.
EV to Sales9.84
EV to EBITDA40.88
EV to Free Cash Flow10.96
EV to Operating Cash Flow10.87

Balance Sheet

Atlanticus Holdings has $621.09M in cash and marketable securities with $6.54B in debt, giving a net cash position of -$5.92B billion.
Cash & Marketable Securities$621.09M
Total Debt$6.54B
Net Cash-$5.92B
Net Cash Per Share-$397.10
Tangible Book Value Per Share$37.92

Margins

Gross margin is 56.26%, with operating margin of 22.67%, and net profit margin of 17.35%.
Gross Margin56.26%
Operating Margin22.67%
Pretax Margin22.67%
Net Profit Margin17.35%
EBITDA Margin24.08%
EBIT Margin22.67%

Analyst Forecast

The average price target for Atlanticus Holdings is $101.67, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$101.67
Price Target Upside43.27% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast50.09%
EPS Growth Forecast25.14%

Scores

Smart Score7
AI Score