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Atlanticus Holdings (ATLC)
NASDAQ:ATLC
Total Valuation
Atlanticus Holdings has a market cap or net worth of $730.01M. The enterprise value is $6.52B.
Market Cap$730.01M
Enterprise Value$6.52B
Share Statistics
Atlanticus Holdings has 14,919,417 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,919,417
Owned by Insiders38.16%
Owned by Institutions1.48%
Financial Efficiency
Atlanticus Holdings’s return on equity (ROE) is 0.19 and return on invested capital (ROIC) is -6.93%.
Return on Equity (ROE)0.19
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)-6.93%
Return on Capital Employed (ROCE)0.29
Revenue Per Employee4.72M
Profits Per Employee289.23K
Employee Count417
Asset Turnover0.26
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Atlanticus Holdings is 9.1. Atlanticus Holdings’s PEG ratio is 0.34.
PE Ratio9.1
PS Ratio0.51
PB Ratio1.56
Price to Fair Value1.56
Price to FCF1.60
Price to Operating Cash Flow1.16
PEG Ratio0.34
Income Statement
In the last 12 months, Atlanticus Holdings had revenue of 1.97B and earned 122.20M in profits. Earnings per share was 7.39.
Revenue1.97B
Gross Profit1.90B
Operating Income468.42M
Pretax Income159.71M
Net Income122.20M
EBITDA467.42M
Earnings Per Share (EPS)7.39
Cash Flow
In the last 12 months, operating cash flow was 637.96M and capital expenditures -7.56M, giving a free cash flow of 630.40M billion.
Operating Cash Flow637.96M
Free Cash Flow630.40M
Free Cash Flow per Share42.25
Dividends & Yields
Atlanticus Holdings pays an annual dividend of $0.5, resulting in a dividend yield of ―
Dividend Per Share$0.5
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.83
52-Week Price Change2.84%
50-Day Moving Average56.39
200-Day Moving Average57.87
Relative Strength Index (RSI)38.02
Average Volume (3m)65.74K
Important Dates
Atlanticus Holdings upcoming earnings date is May 12, 2026, After Close (Confirmed).
Last Earnings DateMar 12, 2026
Next Earnings DateMay 12, 2026
Ex-Dividend Date―
Financial Position
Atlanticus Holdings as a current ratio of 0.13, with Debt / Equity ratio of 1008.57%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap6.44
Net Debt to EBITDA12.36
Interest Coverage Ratio1.55
Taxes
In the past 12 months, Atlanticus Holdings has paid 39.10M in taxes.
Income Tax39.10M
Effective Tax Rate0.24
Enterprise Valuation
Atlanticus Holdings EV to EBITDA ratio is 14.52, with an EV/FCF ratio of 10.72.
EV to Sales3.45
EV to EBITDA14.52
EV to Free Cash Flow10.72
EV to Operating Cash Flow10.64
Balance Sheet
Atlanticus Holdings has $767.41M in cash and marketable securities with $5.84B in debt, giving a net cash position of -$5.08B billion.
Cash & Marketable Securities$767.41M
Total Debt$5.84B
Net Cash-$5.08B
Net Cash Per Share-$340.27
Tangible Book Value Per Share$40.57
Margins
Gross margin is 96.47%, with operating margin of 23.80%, and net profit margin of 6.21%.
Gross Margin96.47%
Operating Margin23.80%
Pretax Margin8.11%
Net Profit Margin6.21%
EBITDA Margin23.75%
EBIT Margin23.45%
Analyst Forecast
The average price target for Atlanticus Holdings is $99.00, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$99.00
Price Target Upside102.33% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast25.29%
EPS Growth Forecast26.70%