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EZCORP Inc (EZPW)
:EZPW
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q3)Consensus EPS Forecast
0.24Last Year’s EPS
0.23Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Date:Apr 28, 2025
|% Change Since: -19.20%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
The earnings call presented a strong financial performance with significant revenue growth, particularly in Latin America and the U.S. pawn segment. Despite some challenges with merchandise margin and inventory turnover, the overall sentiment is positive due to the record revenue, strategic expansions, and growth initiatives.Company Guidance
During the EZCORP Second Quarter Fiscal 2025 earnings call, the company provided guidance emphasizing strong financial performance and strategic growth initiatives. The company reported a record Q2 revenue of $318.9 million, marking a 12% year-on-year increase, with a 15% rise in Pawn Loans Outstanding (PLO) to a record $271.8 million. EBITDA increased by 23% to $45.1 million, and diluted EPS grew by 21% to $0.34. The company's cash balance reached $505.2 million, up significantly due to a $300 million debt financing in March. EZCORP highlighted its robust operational execution and commitment to innovation with the opening of nine new stores in Latin America and an acquisition in Guatemala. The EZ+ Rewards program saw a 34% growth in membership, accounting for 77% of transactions, with a 15% increase in new layaways noted. This strategic focus supports further growth in revenue and profit margins, amidst persistent inflation and economic pressures driving consumer demand for accessible pawn services.Record Q2 Revenue and Growth
EZCORP achieved record Q2 revenue of $318.9 million, marking a 12% year-on-year increase. PLO grew 15% to a Q2 record of $271.8 million. EBITDA increased by 23% to $45.1 million and diluted EPS grew by 21% to $0.34.
Strong Performance in Latin America
Total revenues in Latin America increased by 25% to $97.5 million. PLO growth was 17%, and EBITDA grew by 36% to $13.6 million, indicating robust performance in the region.
U.S. Pawn Segment Growth
Revenue for the U.S. pawn segment increased by 7% to $221.4 million. Earning assets grew by 21%, with a 15% increase in average loan size for the quarter across the U.S.
Expansion of De Novo Stores
EZCORP opened nine De Novo stores in Latin America and acquired one store in Guatemala, expanding their footprint and operational efficiency.
EZ+ Rewards Program Growth
The EZ+ Rewards program saw a 34% increase in membership to 6.2 million, accounting for 77% of all transactions this quarter.
EZPW Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
EZPW Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 28, 2025 | $16.30 | $15.93 | -2.27% |
Feb 05, 2025 | $12.24 | $12.36 | +0.98% |
Nov 13, 2024 | $11.85 | $12.02 | +1.43% |
Jul 31, 2024 | $10.42 | $10.49 | +0.67% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does EZCORP Inc (EZPW) report earnings?
EZCORP Inc (EZPW) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is EZCORP Inc (EZPW) earnings time?
EZCORP Inc (EZPW) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is EZPW EPS forecast?
EZPW EPS forecast for the fiscal quarter 2025 (Q3) is 0.24.